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T-Mobile vs. Verizon — here's why we updated our pick for the best phone carrier

T-Mobile vs. Verizon — here's why we updated our pick for the best phone carrier

Tom's Guide13 hours ago
T-Mobile and Verizon seem to be playing a game of leapfrog when it comes to our best phone carrier rankings. One of the wireless phone service providers will make a change — maybe to its assortment of data plans, maybe to the various perks it offers — and vault ahead of the other in our estimation. Then, the other company will respond, and our ratings will change once again.
Well, it's T-Mobile's turn at the head of the line. In our most recent report on phone carriers, the Uncarrier has overtaken Verizon as our pick for the place to turn for your wireless phone service.
Picking the best phone carrier boils down to more than just who offers the lowest monthly rate for the most data — though attractively priced cell phone plans are a big part of the discussion. But there's also customer service, coverage and network performance, and the perks that come with getting your service from a specific carrier.
At the moment, T-Mobile ticks more of those boxes. Here's why we reshuffled our phone carrier rankings.
T-Mobile wouldn't seem to be a likely candidate to climb up the phone rankings after it introduced its Experience More and Experience Beyond plans earlier this year. While certainly fine options for unlimited data, they're on the pricey side — a single line of Experience More costs $85/month while Experience Beyond is $100. You'll find cheaper options at both AT&T and Verizon among the larger carriers.
More to the point, the arrival of those new T-Mobile plans came at the expense of some of my favorite offerings at the Un-carrier. Plans like Go5G Plus may still be in operation for existing customers, but you won't see those plans on T-Mobile's website anymore.
So how'd T-Mobile pull off its rise up the rankings? I think it comes down to three factors.
Experience More and Experience Beyond may be on the pricier end of the spectrum for the best cell phone plans. But they come loaded with perks, starting with a five-year price guarantee, an increasingly popular benefit from phone carriers at a time when prices seem to be rising all around us.
But there are other noteworthy perks as well. Looking at just the Experience More plan, you get free subscriptions to Netflix and Apple TV Plus included in your plan. Considering how prices for streaming services seem to constantly be on the rise, it's good to have those folded into your price-locked wireless plan. You get 15GB of high-speed data when you travel in Mexico and Canada and 5GB in 215-plus other countries. And you can upgrade your phone every two years.
Perks are even more generous with Experience Beyond, as you'd imagine for the more expensive plan. There, you can upgrade your phone every year. You get larger data allotments when traveling to other countries. And Hulu joins the mix of free streaming services included with your T-Mobile subscription.
Earlier this summer, T-Mobile dangled another benefit toward its customers — a year of DoorDash's DashPass, promising no delivery fees and reduced service fees when you order food or groceries. Customers have until August 8 to claim that perk.
Current TV ads from T-Mobile make a lot of hay out of the fact that the carrier's network is now rated tops in the country. That's based on findings from third-party test firm Ookla, which says that T-Mobile won its Speedtest Award for best mobile network in the U.S. for testing covering the first two quarters of 2025.
Ookla isn't the only testing firm to sing T-Mobile's praises. In Opensignal's January 2025 report on network testing, T-Mobile swept the overall experience categories and also posted wins for 5G download speeds and 5G coverage. (Verizon tops the overall coverage category for Opensignal and shares honors for reliability with T-Mobile.)
It's worth noting that a third firm, Rootmetrics, recognizes AT&T as the best overall network, while also praising Verizon's 5G speed and reliability for its report covering the first half of the year. That same report does recognize T-Mobile for having the highest 5G availability among the major carriers.
This coming week, T-Mobile throws the switch on its satellite-to-mobile service. Starting July 23, a network of 650-plus satellites will offer texting support when there's no cellular connectivity. The service is supposed to work out of the box with 75% of the devices currently in use on T-Mobile's network.
Data-based connectivity follows in October, which is the same month that T-Mobile expands emergency texting to any mobile customer from any carrier who's got a compatible phone. For T-Mobile customers, the service is included on Experience Beyond plans and is a $10/month add-on for other plans.
I don't want to give the impression that Verizon's slip down to No. 2 in our rankings reflects any backsliding by that carrier. Really, the rankings change reflects the new things going on at T-Mobile more than anything.
Indeed, Verizon remains a formidable contender and is the carrier that I turn to for my wireless service. That's a reflection of how strong Verizon's signal is where I live and work, but there are other factors keeping me in the Verizon fold as well.
I like the flexibility of Verizon's unlimited plans, which come in three different tiers starting with the $65/month Unlimited Welcome offering. Unlike T-Mobile, you can mix and match different Verizon plans if you have more than one line, so that some lines can turn to Unlimited Welcome while others enjoy the better perks of either Unlimited Plus or Unlimited Ultimate.
I wish Verizon would follow T-Mobile's lead and add complimentary streaming services with its plans. Instead, like other perks, those are $10/month add-ons. The benefit to this approach is that you can drop extras when you don't need them, such as a travel benefit covering data use when you're overseas, that's of little use if you're not on the go. Even at $10/month, these perks save you money, as I'm able to add on the Disney Plus bundle at a $7 savings each month over what I'd pay for that streaming package without Verizon.
And, as I noted up above, Verizon gets high marks for its coverage from testing firms. Rootmetrics ranks Verizon tops in most categories surrounding 5G service, while Opensignal says the carrier has the best overall coverage experience in the U.S.
The point is, it's a pretty tightly contested fight between the top carriers in our rankings. T-Mobile may be the choice at the moment, but if I know one thing, its rivals will be ready to fire back very soon.
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5 high-yield stock picks to add to your dividend portfolio
5 high-yield stock picks to add to your dividend portfolio

USA Today

time2 hours ago

  • USA Today

5 high-yield stock picks to add to your dividend portfolio

It might be prudent to make a point of collecting a little more cash in the near future, and worry a little less about growth. Does the prospect of economic uncertainty have you rethinking your portfolio? Perhaps you'd like to collect a little more cash while the economic headwinds are blowing? It's not an unreasonable concern. Plenty of other investors are already thinking more defensively. To this end, here's a closer look at five high-yielding dividend stocks to consider adding to your portfolio sooner rather than later, until it's clear the worst is behind us. 1. Verizon Communications Dividend yield: 6.2% Verizon Communications is, of course, one of the country's biggest wireless service providers, boasting well over 100 million paying customers who collectively handed over nearly $135 billion worth of revenue last year alone. Of that, $18 billion was turned into net income, $11.25 billion of which was dished out to shareholders in the form of dividends. That's in line with the company's long-term norms. There is an arguable downside here. That's growth ... or lack thereof. The well-saturated U.S. wireless market doesn't offer much in the way of upside potential above and beyond simple population growth. Verizon is finding some inroads within the institutional/private 5G communications space, but that's a highly competitive market. There's just not a ton of expansion to be added here either. What Verizon may lack in growth potential, however, it more than makes up for in consistency and sheer payout. Nobody's interested in giving up their mobile phones, which supports a sizable forward-looking yield of 6.2% that's based on a dividend that has now been raised for 18 consecutive years. Not bad. 2. Realty Income Dividend yield: 5.6% Realty Income isn't a stock in the traditional sense. Rather, it's a real estate investment trust, or REIT. That just means it owns a portfolio of rent-bearing real estate. REITs trade just like ordinary stocks do, and pay dividends the same way that dividend stocks do, too. And Realty Income brings something else to the table that's pretty unique in addition to its sizable forward-looking yield of 5.6%. That's a monthly dividend payment, as opposed to the quarterly cadence you'll get with most other dividend stocks. Realty Income's specialty is retailing real estate. In light of the so-called "retail apocalypse" that seems to never end, this focus seems like a liability. But take a step back and look at the bigger picture. While numbers from Coresight Research point out that 7,325 U.S. stores were shuttered last year, 5,970 new stores were opened (or reopened). Realty Income further narrows this gap by serving the strongest survivors in the business. Its top tenants include 7-Eleven, Dollar General, Dollar Tree, and FedEx, just to name a few. Underscoring the quality caliber of its renters is the fact that its occupancy rate currently stands at an industry-beating 98.5%, and only fell to 97.9% in COVID-crimped 2020. This resilience is one of the reasons the REIT has been able to raise its payout annually for the past 30 consecutive years. 3. SPDR Portfolio S&P 500 High Dividend ETF Dividend yield: 4.6% Speaking of dividend stocks that aren't actually stocks, add the SPDR Portfolio S&P 500 High Dividend ETF (NYSEMKT: SPYD) to your watch list, if not to your portfolio. An ETF (or exchange-traded fund) is a basket of stocks with a common characteristic. In this instance, these tickers are all part of the S&P 500 High Dividend Index, which tracks the 80 highest-yielding names within the S&P 500. These include Philip Morris, toymaker Hasbro, AT&T, and Ford Motor Company, for reference. None of these names has a great deal of growth firepower. All of them, however, are healthy dividend payers. Most of them also have a solid track record of dividend growth, even if it's not required for inclusion in the underlying index. Sure, you can probably find higher dividend yields than the one SPYD offers. The aforementioned Realty Income and Verizon both boast bigger ones, for instance. The SPDR Portfolio S&P 500 High Dividend ETF is still an incredibly simple way of achieving a well-diversified mix of dividend stocks though, with a little more potential for capital appreciation than Verizon or Realty Income offer. 4. Pfizer Dividend yield: 6.9% It's no secret that drugmaker Pfizer (NYSE: PFE) has underperformed since the wind-down of COVID-19, which upended sales of its Paxlovid approved to treat the disease. The company's top line has slipped from 2022's $100 billion to only $64 billion last year, for perspective, and analysts aren't looking for any sales growth this year or next either. That's the chief reason Pfizer shares continue to flounder. If you can look just a little further down the road, though, some new blockbuster drugs are in the works -- drugs like vepdegestrant, for the treatment of ER+/HER2- metastatic breast cancer. While it will be competing with plenty of other therapies in this same space, it's noteworthy that the FDA fast-tracked this drug, which is being co-developed with Arvinas. And that's just one. Pfizer got a total of four promising oncology drugs with its 2023 acquisition of Seagen, and now has over 100 clinical trials underway, 30 of which are in phase 3 (late-stage) testing. Indeed, the company believes it's got eight oncology candidates in its developmental pipeline that could become blockbusters by 2030. Little of this long-term upside is being reflected in the stock's present price, however, even though it arguably should be. More to the point for interested income investors, this pharmaceutical stock's weakness has pushed its forward-looking dividend yield up to nearly 7% at a point where the pharma giant is on the verge of significant prolonged revenue and profit growth. 5. Global X Nasdaq 100 Covered Call ETF Dividend yield: 14% Finally, consider adding a stake in the Global X Nasdaq 100 Covered Call ETF (NASDAQ: QYLD) to your dividend portfolio. It's not a stock. It's an exchange-traded fund. And an unusual one at that. While it holds the same tickers that make up the tech-heavy Nasdaq-100 index, serving as an index fund isn't its primary purpose. Rather, this ETF's purpose is to generate reliable income that's regularly distributed to shareholders by selling covered calls against the ETF's stock holdings. It's an income-generating process called "buy-write," in fact -- you're buying a stock, and then "writing" (or selling) call options on those shares, essentially using them as collateral. And the process works. Although the income generated by writing covered calls over and over again can be erratic (don't count on that trailing 14% yield going forward), the resulting reliable yields are typically big even if they're not precisely predictable. There's also a big downside, though. That is, this fund is almost certainly guaranteed to underperform the Nasdaq-100 itself, even after factoring in all of its sizable dividend payments. That's just the nature of selling covered calls -- the strategy doesn't let you fully participate when the market's rallying the most. Writing options is just a means of monetizing stock holdings when they're mostly moving sideways, or losing ground. Still, with a double-digit yield, even only capturing a portion of the Nasdaq-100's long-term upside isn't a bad bet. It's just arguably not the only dividend-paying investment you'd want to own at any given time, mostly due to its inconsistent payments. James Brumley has positions in AT&T. The Motley Fool has positions in and recommends FedEx, Pfizer, and Realty Income. The Motley Fool recommends Hasbro, Philip Morris International, and Verizon Communications. The Motley Fool has a disclosure policy. The Motley Fool is a USA TODAY content partner offering financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY. Should you invest $1,000 in Pfizer right now? Offer from the Motley Fool: Before you buy stock in Pfizer, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Pfizer wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. 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I Get 5G on My Phone at Home, So Why Can't I Get 5G Home Internet? Here's What I Learned
I Get 5G on My Phone at Home, So Why Can't I Get 5G Home Internet? Here's What I Learned

CNET

time6 hours ago

  • CNET

I Get 5G on My Phone at Home, So Why Can't I Get 5G Home Internet? Here's What I Learned

If you can get 5G on your phone while at home, you should be able to get 5G internet at your house, right? Not exactly. 5G is no longer the shiny new thing, thanks to efforts from major carriers AT&T, T-Mobile and Verizon, but 5G home internet service isn't strictly available at the same addresses as 5G cellular service. I ran into this when I switched my mobile carrier from AT&T cellular service to T-Mobile phone service. I was immediately impressed with the phone's 5G performance. However, even though I got T-Mobile 5G cell service at home, my address wasn't eligible for T-Mobile 5G Home Internet. It's not just T-Mobile. The same applies to Verizon's cellular service as well as AT&T's. Their 5G home internet products are also not categorically available at all addresses covered by the company's 5G coverage map. For example, even if you have Verizon's Ultra Wideband service in your neighborhood, it's not a given you'll be able to sign up for Verizon 5G Home Internet. 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Each provider's plans feature straightforward, all-inclusive pricing that ditches equipment fees, data caps, term agreements and other added hassles often associated with internet service providers. T-Mobile 5G Home Internet features plans for $50 to $70 per month for speeds of 87 to 415 megabits per second. Verizon offers two plans -- Verizon 5G Home ($50 a month) and Verizon 5G Home Plus ($70 a month). Qualifying Verizon and T-Mobile phone plans can also knock $15 off the price of your monthly bill. Simplicity and a straightforward approach seem to be key for both companies. What about AT&T, you ask? Although an AT&T spokesperson told CNET that "fiber remains our focus," the company also offers 5G home internet: AT&T Internet Air. It provides potentially higher download speeds than its hybrid DSL service (up to 225 megabits per second) and is now available in more than 100 locations across the US. If AT&T, T-Mobile and Verizon are serious about home internet, why isn't it as available as their overall 5G coverage? Verizon also includes its 5G equipment in your monthly fee. Sarah Tew/CNET When my former CNET colleague Eli Blumenthal tested Verizon 5G Home, he noted that the 5G connection on his iPhone was better than the one for his 5G Home hub. He was on to something. A Verizon spokesperson told me that it designed its network with its mobile customers in mind. "We continue to allocate spectrum to ensure our mobile customers have the reliability they've come to expect from Verizon," they said via email. "As we deploy more spectrum -- in excess of what our models show we need for the highest reliability for our mobile customers -- we are able to offer 5G Home service as well." 5G allows for a greater connection density -- approximately 1 million devices per square kilometer -- than previous generations of cellular connectivity. Is that a lot? Yes, it's about 100 times better than 4G, but it's not limitless. Telecom insider Jeff Moore, principal of Wave7 Research, said he believes T-Mobile has also been judicious about selling home internet because of how a home internet product puts a heavy capacity usage on a mobile network. He pointed me to a YouTube interview with Kendra Lord, T-Mobile's director of geospatial engineering and analytics, where she likened 5G home internet availability to the number of seats on a plane. "It's not only the number of households that we believe could get [T-Mobile 5G Home Internet]," she said, "but how many within a given sector we could say yes to." A spokesperson corroborated that mindset when I contacted T-Mobile for further insight. "There are still many households that do not qualify for Home Internet yet, even though they may get 5G on their mobile device -- and that's intentional," I was told via email. "Our fixed wireless Home Internet runs on the extra capacity on our wireless network. In some areas, we have extra capacity on the network, but in others, we don't. So, we allocate access to Home Internet on a sector-by-sector, home-by-home basis." In other words, it's entirely possible that I could get 5G cellular service in my home, and my next-door neighbor might even have T-Mobile 5G Home Internet. However, my address might not be serviceable for that home internet product because of the capacity limits for my area's cellular coverage. Is home internet just a side hustle for mobile carriers? T-Mobile, whose gateway device is shown here, includes equipment in the monthly fee as well. Amanda Kooser I was tempted to think that getting into the ISP game was a lark for these companies. Moore considers another layer at play. "Mobility is the core business for T-Mobile, and for the most part, it's the core business for Verizon," said Moore. "But T-Mobile, in particular, is telling Wall Street that in addition to selling [home internet] services to businesses, it's also saying it's increasingly pushing into rural America. I don't think it's just a PR stunt. All of the numbers support Moore's assessment. In its Q1 2025 report, T-Mobile proudly announced it had reached nearly 7 million customers. That's an impressive number coming less than four years after the product's nationwide launch. Overall, T-Mobile has been aggressive in its pitch. In 2022, it began its Internet Freedom push, which leaned into Americans' dissatisfaction with ISPs and encouraged people to "break up with Big Internet" by trying T-Mobile 5G Home Internet. It continues to seek consumers' attention, recently launching an aggressive summer campaign. Verizon also has been ambitious with its offers while ringing less of an "ISPs are evil" note. That's probably because Verizon Fios -- the company's fiber-optic internet service -- is an ISP and one of the few that's regularly highly rated. In its case, 5G home internet seems less of a blow against "Big Internet" and more of a play to extend the Verizon home internet game beyond the Northeast (Verizon Fios' playground) and out to the rest of the country. At the very least, 5G home internet has succeeded in being a convenient and reliable way to get online, especially for rural customers. So the next time you ask, "Why can't I get 5G home internet even though I have 5G on my phone at home?" I advise you to hang tight. Both carriers are actively optimizing their networks for mobile first and home internet second, in a dynamic process that changes month to month. 2025 could be your year to try 5G for your home's broadband connection.

AST SpaceMobile Gets $59 Bullish Nod on Direct-to-Phone Satellite Ambitions
AST SpaceMobile Gets $59 Bullish Nod on Direct-to-Phone Satellite Ambitions

Yahoo

time9 hours ago

  • Yahoo

AST SpaceMobile Gets $59 Bullish Nod on Direct-to-Phone Satellite Ambitions

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