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Yahoo
6 minutes ago
- Yahoo
Dave Ramsey Caller Says Her Husband Makes $156,000 But They Can't Afford Groceries. He Spends $700 Monthly On Vices. Ramsey Isn't Having It
A pregnant stay-at-home mom recently called into 'The Ramsey Show' to ask whether she should pay off a $20,000 car loan. But what started as a budgeting question quickly turned into a deeper discussion about addiction, money control and safety in the home. Ramsey And Warshaw Press The Caller To Face The Real Issue The caller explained that her husband, who earns their household's entire $156,000 income, spends about $6,000 a year on tobacco and marijuana. She added that recent family deaths have caused his usage to spike to about $700 last month alone. 'Things are super tight,' she said. 'I'm afraid if I do cut a check, pay off the car, and we gain the $600 monthly to help with groceries and other bills, it's just going to go out the window.' Don't Miss: Deloitte's fastest-growing software company partners with Amazon, Walmart & Target – Many are rushing to grab $100k+ in investable assets? – no cost, no obligation. Host Dave Ramsey didn't dance around the issue. 'If I was to say that my wife was an addict, that would mean that our marriage was either getting ready to end or she was getting help next week,' he said. 'But you use this like it's part of the budget.' He challenged the caller's description of her husband as an addict, pointing out that she allows him full access to their joint account where his paycheck is deposited. 'If you're going to call him an addict, you're going to have to act like it,' he said. 'If he drinks a six-pack of beer or whatever ... and he's not drunk and it's not affecting his work life, but you don't like it, that's different than an addict.' Co-host Jade Warshaw jumped in, asking whether this is a budgetary thing or an actual addiction? The caller insisted that her husband says he wants to get help, but 'the come to Jesus talk happens about every two weeks.' Trending: Named a TIME Best Invention and Backed by 5,000+ Users, Kara's Air-to-Water Pod Cuts Plastic and Costs — When the caller shared more numbers—a $3,400 mortgage, a $600 car payment, and two $3,900 paychecks hitting their account each month—Ramsey wasn't convinced by her claim that they couldn't afford groceries. 'You are not out of food because he spent 750 bucks,' he said. 'Now, you are going to be out of food if he loses his job because he stays drunk all the time.' According to Ramsey, the bigger issue wasn't whether or not to pay off the car, but whether her family was in a safe and financially stable environment. 'You're either going to have to reclassify this in your mind or you're going to have to take some more severe action than you have been willing to take so far,' he said. Warshaw and Ramsey both urged her to seek marriage counseling and make a straightforward decision: either treat the problem like an addiction and act accordingly, or stop labeling it as one. Ramsey ended the call bluntly: 'I can't tell what the flip's going on here.' Read Next: This AI-Powered Trading Platform Has 5,000+ Users, 27 Pending Patents, and a $43.97M Valuation — Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."UNLOCKED: 5 NEW TRADES EVERY WEEK. Click now to get top trade ideas daily, plus unlimited access to cutting-edge tools and strategies to gain an edge in the markets. Get the latest stock analysis from Benzinga? APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report This article Dave Ramsey Caller Says Her Husband Makes $156,000 But They Can't Afford Groceries. He Spends $700 Monthly On Vices. Ramsey Isn't Having It originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Se produjo un error al recuperar la información Inicia sesión para acceder a tu portafolio Se produjo un error al recuperar la información Se produjo un error al recuperar la información Se produjo un error al recuperar la información Se produjo un error al recuperar la información
Yahoo
11 minutes ago
- Yahoo
Midstate kids make blankets for those in need
CUMBERLAND COUNTY, Pa. (WHTM) — Midstate children used their creativity to make blankets for those in need. The Charles Bruce Foundation teamed up with campers at the Supportive Partnership for Youth Program to make blankets. Campers created fabric squares of their original artwork, which will be assembled into three family-size blankets for those who are homeless. Close Thanks for signing up! Watch for us in your inbox. Subscribe Now 'You can tell they get really excited and passionate about it, even though they don't fully comprehend what's going on,' said Elizabeth Wilkinson, co-site lead at the Big Spring SPY location. 'But they just love to help out others, and it's just a fun way for them to do that.' The blankets will be used to raise awareness for homelessness at a display in Denver, Colorado, in December. Then they'll be donated to families in need. Local nonprofit provides donations to thousands hurt by Texas floods 'It takes hundreds of hours, if not a half million hours, to put together the blanket project, and people do it for people they don't know,' said Pat LaMarche, board member at the Charles Bruce Foundation. 'And it's the most beautiful thing I've seen. It's literally human kindness in picture form.' Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed. Solve the daily Crossword
The Verge
38 minutes ago
- The Verge
The tech that the US Post Office gave us
When you crack open your mailbox, it's almost as if your letters just appear. Long before the days of speedy, overnight mail deliveries, postal service workers meticulously sorted through letters by hand and transported mail on horseback. For more than 250 years, the US Postal Service has worked behind the scenes to build a faster delivery network, and this mission has quietly pushed it to the forefront of technology. 'Most people treat the Postal Service like a black box,' USPS spokesperson Jim McKean tells The Verge. 'You take your letter, you put it in a mailbox, and then it shows up somewhere in a couple of days. The truth is that that piece of mail gets touched by a lot of people and machines and transported in that period of time — it's a modern marvel.' One of its big breakthroughs took place in 1918 with the introduction of airmail. The USPS worked with the Army Signal Corps to use leftover World War I aircraft to launch the service, and the planes were as barebones as they could get. An excerpt from a 1968 issue of Postal Life called the early aircraft 'a nervous collection of whistling wires' with 'linen stretched over wooden ribs, all attached to a wheezy, water-cooled engine.' At the time, pilots literally risked their lives delivering mail — 34 of them died between 1918 and 1927. 'There was no commercial aviation, no airports. There was no radio. There was no navigation,' USPS historian Stephen Kochersperger says. 'The Postal Service had to develop all of those things just for getting the mail delivered.' Once the USPS established that it could reliably deliver mail by plane, Congress allowed it to contract airmail service to commercial aviation companies, laying the groundwork for the major airlines that we know today, like American Airlines and United Airlines. Along with getting paid for delivering mail, contractors found that they could make even more money by carrying passengers with their cargo. 'That was where commercial aviation took off,' Kochersperger says. Airmail routes gradually began to expand internationally, first to Canada and then to Cuba. But a couple decades later, the USPS experimented with a novel form of delivery: mail-by-missile. In 1959, the USPS and the US Navy loaded a Regulus I missile with two mail containers that had 3,000 letters in total. The missile traveled 100 miles in around 23 minutes, successfully landing at a Navy base in Mayport, Florida, with the help of a parachute. Despite its success, the idea never took off. It turns out missiles just can't carry that much mail. And overall, this rather ridiculous demonstration was more of a stunt to show force during the Cold War, according to the Smithsonian. Back on the ground, the USPS set its sights on improving the speed of mail processing. Though it began experimenting with a mail canceling machine in the 1920s, which put a mark on used postage, it wasn't until the 1950s that it deployed an electromechanical sorting machine. Instead of manually sorting mail using the 'pigeonhole' method, in which workers would insert pieces of mail into different compartments inside the post office depending on the address, the machine could do that for them. 'The Postal Service is a driver of technological change.' The Transorma multi-position letter sorting machine measured 13 feet high and was split across two levels. It carried mail on a conveyor belt from its lower level to a group of five postal workers at the upper level. The clerks would then use a keyboard to enter information about their destination. Based on the inputted information, the machine would then transport letters to different trays and drop them into chutes that brought them back to the lower level. But as the volume of mail increased in the years after World War II — going from 33 billion pieces of mail per year to 66.5 billion between 1943 and 1962 — the USPS needed a way to keep up. For years, the USPS had depended on clerks to memorize dozens of delivery schemes that they would use to sort letters, preparing them for carriers to distribute throughout town. 'That changed dramatically in 1963, [with] probably the biggest innovation the Postal Service has ever rolled out, called the ZIP code,' Kochersperger says. 'For the first time, mailing lists could be digitized in computers and sorted in new ways.' The ZIP code — short for Zone Improvement Plan — uses its first digit to indicate which region of the US a parcel is headed, the second and third to signal a nearby major city, and the final two to indicate a specific delivery area. The pace of innovation at the USPS ramped up following the introduction of the ZIP code, with many subsequent innovations building on its foundation. That includes the USPS's adoption of optical character recognition (OCR), a widely used technology that converts written or printed words into machine-readable text. In 1965, the USPS began to send large volumes of mail through OCR machines, allowing a 'digital eye' to recognize addresses and automatically sort letters. If the machine couldn't make out a person's handwriting, the USPS would send an image to a remote encoding center (REC) for human review. At one point, the USPS had as many as 55 RECs, but now only one remains in Salt Lake City, Utah. 'As our computer systems have gotten better at recognizing handwriting, we've gotten to the point where it's significantly reduced the number of letters that have to go to remote coding,' McKean says. Today, the USPS's OCR technology can read handwritten mail at nearly 98 percent accuracy, while machine-printed addresses bump its accuracy to 99.5 percent. That's thanks to advances in machine learning, which the USPS, too, has been using in the background for more than 20 years; it first started using a handwriting recognition tool in 1999. The USPS is currently in the middle of a 10-year modernization plan, which includes investments in technology, such as AI. However, the plan has faced criticism for raising the price of stamps and causing service disruptions in some areas. 'The Postal Service is a driver of technological change,' McKean says. 'It's hard to overstate the amount of technology that the Postal Service has been involved in either popularizing or innovating over the last 250 years.'
