10 cheapest new cars to insure in the UK revealed – as one motor could save you hundreds
The average insurance premium has increased by a whopping 43 per cent year on year from £284 in 2024 to a shocking high of £941.
Prices have begun to drop over the past few months but the average quote is now sitting around £834, which is still a huge premium.
Experts have now revealed how to get this massive premium down a bit.
They've revealed the top ten cheapest cars to insure in the UK to help keep the price of motoring down for everyday Brits.
Not only are the motors cheap to insure but they are affordable for anyone looking to pick up a new car.
The list consists mostly of hatchbacks and super minis but some SUVs do make an appearance.
Skoda Fabia
10
The Fabia has been touted as one of the most comfortable cars to drive
Credit: Alamy
The Fabia is reportedly the cheapest of all UK motors to insure.
The little Czech hatchback only costs around £237 a year to insure and can be bought for an impressively low £19,410.
Seat Ibiza
10
The Ibiza has been a favourite for learners for generations
Credit: Getty
The Ibiza remains a cheap option since the mark one was introduced to the UK market in 1983.
At only £240 a year and £19,795 to buy the little hatchback remains one of the UK's best cheap and cheerful models.
Dacia Sandero
10
The Sandero is one of the cheapest to buy
Costing just £240 a year to insure and a very cheap £13,250 to buy, the Romanian motor offers an excellent option for first time drivers.
Only slightly more expensive to insure than the Ibiza the Sandero is a fair sight cheaper to buy than most of the alternatives.
Volkswagen Polo
10
The Polo has been a favourite in the UK for decades with the VW brand one of the most popular in Britain
Credit: heycar
The German made Volkswagen Polo is up next with an insurance premium of around £247.
A favourite among first time drivers in the UK the Polo costs just £21,210 to buy.
Volkswagen T-Cross
10
One of two SUVs on the list the T-cross offers more space and size than the rest of the motors
Credit: vw
Surprisingly the SUV style Volkswagen T-Cross came in next, despite being large it can be insured for just £248.
A Volkswagen T-Cross could be purchased for around £24,895 and offers the most space on the list, perfect for families.
Hyundai i10
10
The i10 is one of the most technologically advanced on the list
Credit: heycar
The first Japanese car on the list, the Hyundai i10, can be insured for only £259 and purchased for a modest £16,380.
The most technologically advanced of the motors on this list the i10 offers a slew of futuristic features not available with some of the other options.
Kia Picanto
10
The Picanto offers a compact package at a fairly average buy price and insurance premium
Credit: Getty
The tiny Kia Picanto can be insured for just £250 and bought for only £18,945.
One of the smallest motors on the list the quick little car is a perfect option for the city, learners or first time motorists.
Kia Stonic
10
One of the larger motors on the list the Stonic offers a great deal more space than most of the others
Credit: Adam Warner
Another Kia, the Stonic, though much larger than the hatchback Picanto, can be insured for around the same at £260.
Buying one is a fair bit pricier though costing motorists around £20,265.
Hyundai i20
10
The i20 offers slightly more power than some of the other motors on the list
Credit: Handout
Not to be confused with the much more powerful i20N the Hyundai i20 can be insured for just £282 and purchased for £20,880.
A little larger and more powerful than some other entries on the list the i20 offers a bit of a step up in performance for a bit of a step up in cost.
Toyota Aygo X
10
Being one of the newer motors on the list the Aygo X is one of the more expensive to buy and isnure
Credit: PA
Scraping in at the bottom of the list the Toyota Aygo X can be insured for £307, the only motor on the list to break the £300 mark.
It remains relatively cheap to buy however at around £16,515.
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