How rich are YOUR neighbours? Disposable income in cities across Britain revealed
POCKET MONEY How rich are YOUR neighbours? Disposable income in cities across Britain revealed
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THE UK cities with the highest disposable income have been revealed.
Residents in Belfast have the highest level of disposable income compared to any other British city, according to new figures from MoneySuperMarket's Household Money Index (HMI).
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The quarterly report tracks how much people in the UK spend on various bills and everyday expenses.
Dwellers in the Northern Irish city have a total of £923.28 left over every month after bills, spending 57.9% of their wages on wifi, rent and other costs.
The average resident spends £1343.47 per month on outgoings, which is one of the lowest compared to other UK cities.
The figure is a whopping £884.74 more than what locals in Plymouth have to live on after other outgoings are paid.
Residents in the port city spend 93.5% of their wages on bills, leaving £117.54 left over at the end of the month.
And plenty of other residents in the UK cities also have little to spend after shelling out on their mortgage and other bills.
In Nottingham, the average household has just £175.53 worth of disposable income to play with every month after spending £1313.72 on bills.
Meanwhile, in Birmingham residents have just £268.39 left over after paying £1728.36 on utilities.
And the figures show that earnings after tax also varies greatly from city to city.
Londoners take home an average of £30,930 every year after tax, which is a whopping £13,059 more than the average Nottingham resident.
Household Support Fund
But people in the capital are often paid more due to a combination of factors including a higher cost of living and concentration of high-paying jobs.
For example, the average rent in London for June 2025 was £2,252, according to new figures from the ONS.
This is compared to Nottingham where renters paid £982 in June.
Household bills rise
But regardless of location the average Brit is being asked to pay more.
Figures show the average household spend on essential bills and everyday outgoings has jumped by £38.95 per month from May 2024 to July 2025.
Furthermore, disposable income fell by 33% from April to July 2025.
The average person has just £513.75 left at the end of each month after their bills and outgoings.
It comes despite the spending on energy falling by 9%, from £110.20 a month to £100.20, as Ofgem's new energy price cap came into force.
Mortgage costs have also reduced as the market pins its hopes on a base rate cut in August.
But many of these dips have been offset by other rising household costs such as childcare and water bills.
Childcare and school costs have risen by 10%, while water bills have risen by 11% on average.
Back in April, the average annual water and wastewater bill increased by £123, taking it from £480 to £603.
Lis Barton, chief customer officer of MONY Group - the parent company of MoneySuperMarket - said checking you're getting the "best deal on essential household bills could soon add up to savings".
She explained: "Energy bills have eased off for many this summer, helped along by a lower price cap, milder weather, and more fixed-rate deals on the table - offering a bit of breathing space in a still-volatile market.
"However, there are some bills that are more difficult to cut, like water and childcare costs."
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