
Backing NZ's water reform
Safe drinking water is something residents of New Zealand take for granted.
It is not something, however, that can be taken for granted.
Investing in, maintaining and managing the infrastructure to manage water is one of the most important, high-profile and fundamental responsibilities for governments at all levels.
It is a challenge local authorities can continue to rise to, but only if they have the right technology at their disposal.
The New Zealand Government has recognised the importance of modernising water systems management across the nation with its Local Waters Done Well policy, intended to ensure New Zealanders can have confidence in this essential service into the future.
TechnologyOne is proud to have supported local authorities in New Zealand and Australia over many years, providing them with the systems they need to safely and cost-effectively build and manage water services.
Our decades of success in delivering solutions to highly regulated organisations including water authorities, NZ electricity distributors and government agencies gives us a depth of experience and a set of integrated, powerful capabilities that water authorities – and residents – need to have full end-to-end confidence in any organisation providing them with their water.
Our ERP Solution for Water Utilities solution combines regulatory compliance, real-time financial control and planning, supply chain management, water asset and project lifecycle management, document management, water billing, customer management, HR and payroll systems, delivered on a single platform from a single vendor. Our open platform provides API tools to facilitate GIS and SCADA integration.
Even more importantly, it is delivered using TechnologyOne's pioneering SaaS+ approach which means the systems are in place within weeks, not years, with no additional implementation costs. No one does more to take the risk out of technology implementation.
TechnologyOne's experience and ability to deliver results quickly is a compelling combination, considering New Zealand's new Water Done Well council-controlled organisations (CCO) are facing tight deadlines from the Government.
CCOs must get their plans in place by September 3, 2025, have systems operational by July 2027, and be fully compliant by June 2028.
TechnologyOne has been part of communities across New Zealand since 2000, with team members based around the country and offices in Auckland and Wellington.
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Christchurch, New Zealand – July 2025 – As more New Zealanders take on larger home loans, the need to plan for life's uncertainties is growing. Mortgage insurance in New Zealand is one way that homeowners are protecting their investment and their family's future. Mortgage insurance, also known as mortgage protection insurance, provides cover if you're unable to meet your loan repayments due to illness, injury, or death. Depending on the policy, it can help cover your mortgage for a defined period or pay off the loan entirely. It's designed to align specifically with your home loan — unlike general life or income protection — and is tailored based on your loan size, repayments, and personal circumstances. With rising living costs and economic uncertainty, this type of cover offers more than just peace of mind. It offers practical support when it's needed most. Many homeowners are now choosing to factor mortgage insurance into their planning from the outset, especially if they are the primary income earner or supporting a young family. Mortgage advisors can help compare providers, explain policy options, and make sure you're not over- or under-insured. It's about being proactive and future-proofing one of your most important financial responsibilities.


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14 hours ago
- Scoop
New Zealand First's Cash Transactions Protection Bill - What It Is And What It Could Do
Explainer - Cash is king, some people say - while others wouldn't be caught dead without their PayWave and Apple Pay. But a new members' bill put forward by New Zealand First would protect cash as a key option in transactions, requiring stores to take it for purchases up to $500. If drawn from the ballot and passed, NZ First leader Winston Peters said it would "provide for the enduring use of cash as a private, accessible, and reliable method of payment". The party cited rural communities, the elderly and low-income earners as being disproportionately affected by businesses that don't accept cash. As a members' bill, lodged 14 July in the name of NZ First MP Jamie Arbuckle, it's still a long while from possibly becoming law, but it does propose sweeping changes in how businesses treat cash and looks at who gets left out in a digital economy. Here's what you need to know. What does the bill propose? The Cash Transactions Protection Bill would mandate businesses in trade accept cash payment for goods valued up to $500. "The bill ensures that New Zealanders maintain freedom of choice in how they pay, preserving cash as what it should be: an enduring private and reliable option", Peters said in introducing it. "By protecting the sanctity of cash transactions, the bill upholds personal privacy, maintains sovereign control over New Zealand's monetary system, and lessens the risks posed by digital-only payment systems." There are some exceptions given to the bill's requirements, including online retailers and land purchases. The bill also would propose that "payment in cash must be accepted for essential goods or services" - which it defines as food, water, fuel, health care and household utilities. Another part of the bill would require businesses to keep cash on hand for emergencies: "A vendor must ensure they have sufficient access to cash to allow them to continue to trade in the event of a digital or electrical outage that lasts longer than 24 hours." In the introduction, the bill says it "preserves cash as an explicit privacy-preserving payment method, ensuring both freedom of choice and freedom from unwarranted surveillance in financial transactions". "It puts New Zealanders' interests above global trends toward digital currencies, maintaining sovereign control over New Zealand's monetary policy and mitigating the risks associated with digital-only financial systems, like restricted access to funds." The bill also calls for fees or fines from $1000 to a maximum of $5000 for infringements. Will it become law? It's quite a long way from that, actually. As a members' bill, it's not yet guaranteed it will ever go to the House for a vote. The bill first will have to be randomly drawn from the ballot to be considered at all in the House, and then undergo the same process of debate and referral to select committees as any other bill. While it's on the members ballot, MPs are allowed only one bill in the lottery at any given time. NZ First has swapped out its bills on several occasions this term, so there's also no guarantees over how long this legislation will remain in the ballot. Speaking to Checkpoint recently, Retail NZ CEO Carolyn Young said she wondered if the bill was "kind of a sledgehammer for a small problem". Marisa Bidois, chief executive of the Restaurant Association of New Zealand, said the bill ignored realities many businesses deal with. "We understand the intent behind the proposed bill - no one wants to see people excluded from accessing essential goods and services. However, requiring all businesses to accept cash for transactions under $500 doesn't reflect the operational realities many businesses face. "We believe businesses should be trusted to make the right decisions for how they operate and serve their customers." Members' bills are often used to float an idea or gauge public reaction to it, Parliament's website notes. Can a business really refuse to take cash? Yes, as long as they "clearly inform customers in advance that they don't accept cash before you start shopping or receive services from them", the Reserve Bank of New Zealand said. They can do that with a sign on the premises or telling you in person before you pay. "Most hospitality businesses still accept cash, but a small and growing number are moving away from it, particularly in busy urban areas," Bidois said. "Some customers do push back when cash isn't accepted, especially if they haven't been informed ahead of time. That's why we encourage clear communication." You're also only allowed to pay so much of a bill in coins, by the way, in case you're thinking of clearing out that piggy bank - you're allowed up to $5 of 10 or 20 cent coins, $10 of 50 cent coins or $100 worth of $1 and $2 coins. Who uses cash now, anyway? According to the Reserve Bank's latest data released in June, 45.8 percent of the population are still using cash sometimes in "paying for everyday things" - although 79.1 percent are using debit cards/EFTPOS also. Only 3.6 percent of people say they "never use cash," while 33.2 percent said they hadn't used cash at all in the past seven days. Cash isn't quite the king it once was. "We know that less than 10 percent of transactions that happen across New Zealand throughout the year now happen in cash," Retail NZ's Young said. "In the cities a lot less cash is used and in rural areas and areas of deprivation there is a higher percentage of cash that is used." Bidois said in the Restaurant Association's latest survey, 40 percent of respondents said cash made up just 5 to 10 percent of their transactions. Still, when it comes to essentials, "there's no supermarket that doesn't take cash," Young said. On Peters' Facebook page, the post announcing the bill has gathered nearly 3000 comments and 15,000 likes, with many expressing support for the idea. "Thank you! I use cash as a way to keep within my budget, as my mother did," one wrote, while another said it was "an essential bill - especially for many of our elderly population". What are the benefits and downsides of electronic payments? On the other hand, Young said that electronic transactions are often easier for businesses to deal with. "Electronic transactions are much safer for a wide number of reasons," she said, including less chance of being targeted by thieves or counterfeit money, and less time for staff dealing with transactions. "For many retailers and for hospitalities, cafes and things, cash is not always their favoured method of payment because of those challenges." However, frequently complained-about surcharges such as those for PayWave are "not ideal", she said. Many also have concerns about the privacy and security issues around digital payments and the records they leave behind. Are some people being left out with a shift away from cash? Cash also comes back to the table during disasters, such as Cyclone Gabrielle, which saw infrastructure knocked out widely. "We do know that when the cyclones happened in Auckland and Gisborne and Hawke's Bay 18 months ago that the supermarkets were really critical for being able to, especially in those provincial areas … they really provided the cash that people needed to be able to pay for goods and services," Young said. Bidois said that while there was a clear shift toward digital payments, it was all about striking the right balance for businesses. "Many businesses are finding that tap-and-go is what most customers expect, and it makes day-to-day operations simpler. "That said, our members care about customer experience, and most continue to accept cash to accommodate older New Zealanders, tourists, or regulars who prefer it."


Newsroom
15 hours ago
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Why Auckland's 2027 America's Cup bid never stood a chance
Auckland's unsuccessful five-month bid to secure the hosting rights for the 2027 America's Cup appears to have been doomed almost before negotiations started with the Government. Documents released to Newsroom show that Auckland Mayor Wayne Brown's insistence that the Government allow his council to bring in a hotel bed levy as a funding source, was an early and significant hurdle. The Government had already refused the bed levy request, and Auckland's failure to have any other way of co-funding the event was highlighted repeatedly in advice to Cabinet ministers from the Ministry of Business, Innovation and Employment (MBIE). The city's hopes to stage the 38th cup regatta were extinguished on April 1, when Auckland Council's culture and economic agency announced the Government had declined to co-fund it. Following the failure to strike a deal with Auckland and the Government for 2027, the cup defender sold the hosting rights to the Italian port city of Naples. Team New Zealand had revived hopes of a 2027 home defence in October 2024, soon after winning the cup for a third consecutive time in Barcelona. Documents sought by Newsroom from the council agency Tataki Auckland Unlimited, and MBIE, show a five-month negotiation that began with enthusiasm, but that soon ran into difficulty. Four months into that process, Grant Dalton, the chief executive of Team New Zealand, expressed frustration that no one from the Government had been in touch with him. It was 10 days after Team New Zealand's unprecedented third consecutive cup win, that Auckland officials began moves to secure the 38th running of an event the city had last hosted in 2021. Barcelona hosted the 37th cup, after the Labour-led government and Auckland Council, which backed the 2021 Auckland regatta, made an offer to Team New Zealand that fell short of the defender's needs and was rejected. Unusually, Dalton began talking about what a post-Barcelona future might look like, even before the team had secured the Auld Mug in late 2024. At first, Auckland didn't seem to be a part of it. 'Whether New Zealand could host the (next) Cup would be for politicians to decide and make a bid, rather than the team actively seeking a deal,' he told Stuff in a September interview. But on October 27 more than a week after victory, Dalton told this writer, in Barcelona, that confidential talks were underway to explore a joint public-private sector hosting bid in Auckland. 'We are completely genuine in terms of – if we can get this (event) home, we will,' he said. Two days later, inside Auckland Council's culture and economy agency, that work began under a code name. 'We will refer to it from now on as the 'Special Project' or SPWG, rather than the America's Cup,' wrote Tataki's head of major events Michelle Hooper to a chosen group of 10 agency staff on October 29. 'There is stiff competition from other cities to host this event, so we need to move swiftly and with focus to pull together a winning bid to present to Team New Zealand,' Hooper wrote. Tataki Auckland Unlimited (TAU) met in person with Dalton and his chief operating officer Kevin Shoebridge a month later. Notes prepared by TAU have all dollar references redacted, but noted 'there is potential private sector funding interest from a consortium of wealthy benefactors to the tune of (blacked out).' 'This sum could be doubled with the right structure, support and campaign, based on discussions with the representative of this group,' said TAU. Newsroom understands the hope was that private backers could provide as much as half of the media-reported hosting sum of $150 million. Barcelona's late and successful hosting bid for the 2024 cup was made possible only when wealthy individuals in just 15 days agreed to underwrite $44.8 million of revenue, kickstarting the formal bid. TAU provided 'high-level' information to MBIE in November and more detail in December, outlining the case for hosting, and some of the key elements in a bid. All the infrastructure was already in place in Auckland, said the local officials, following the investment made for the 2021 Cup, creating space for bases and public viewing. A total of $348.4m of ratepayer and taxpayer money went into permanent infrastructure on Auckland's waterfront, and event-running costs. A TAU briefing prepared for Cabinet ministers in December 2024 doesn't reveal the hosting fee sought by Team New Zealand, but Newsroom understands it was around $40m. An initial cost-benefit analysis commissioned by TAU put the net benefit at up to $1.19 for Auckland, for each dollar invested, and up to $1.15 at a national level. The briefing also outlines what would soon appear to become a significant hurdle for MBIE and the Government. 'The mayor is clear that Auckland's financial contribution is dependent on the introduction of a visitor levy,' said TAU. Brown appeared to be using the cup hosting as a lever to get government approval for a nightly bed levy – something the government had already ruled out. Under Brown, Auckland Council significantly reduced ratepayer funding for major events, in the expectation the government would agree. Auckland Mayor Wayne Brown is adamant the Government allow his council to bring in a hotel bed levy as a funding source. Photo montage:Before TAU's first detailed pitch went before Cabinet ministers, MBIE's Kylie Hawker-Green wrote back to the Auckland officials to ensure she would be accurately conveying the city's stance on its funding contribution. 'I will be stating that Auckland's cash contribution is contingent on the establishment of an accommodation levy of some form being established prior to the event delivery window,' she put to TAU. She intended to tell ministers that: 'If no accommodation levy is established, Auckland Council will not be in a position to contribute a direct cash contribution to AC38.' Two days later, Hawker-Green presented a 23-page briefing to the Major Events Ministers Group, made up of eight ministers, Sport and Recreation's Chris Bishop, Melissa Lee for Economic Development, Finance Minister Nicola Willis, Foreign Affairs Minister Winston Peters, Minister for Auckland Simeon Brown, Paul Goldsmith for Arts, Culture and Heritage, Trade Minister Todd McClay, and Tourism and Hospitality's Matt Doocey. Hawker-Green outlined Auckland's dependence on a future bed levy, under a section entitled. 'Funding sources are highly speculative'. To that same meeting, TAU argued benefits that would flow into the marine and technology sectors concluding the event would 'provide Auckland and New Zealand with an unparalleled opportunity to showcase its marine and technology prowess'. 'By hosting the event, Auckland cements its position as a world-class destination for innovation, sport sustainable technologies and cultural celebration.' A potential event programme submitted to MBIE by TAU in November 2024, outlined cup events in Auckland spanning a year, from a women's and a men's regatta in February 2026, through to the challenger series and the cup itself from October 2026 to almost March 2027. The December ministerial briefing paper included MBIE's 'preliminary views' such as this fleeting reference to the upsides of hosting. 'Crown investment in an event of this significance and scale presents a strong signal of New Zealand's ability and willingness to host mega events and would catalyse direct economic activity for Auckland.' A subsequent MBIE paper from February 12, 2025, included an ominous line about that multi-minister briefing. 'Pre-Christmas engagement on the opportunity drew mixed views from the MEMG (Major Events Ministers Group). MBIE's advice to ministers in a range of papers provided to Newsroom, highlights what it saw as risks, and downsides for the Government. Auckland Mayor Wayne Brown's insistence that the city be allowed to introduce a nightly bed levy was repeatedly cited as a hurdle. 'Local government investment remains unconfirmed,' was one sub-heading on a topic MBIE officials would underline repeatedly. The other cash problem was that the undisclosed amount being sought from the Government's coffers outstripped what was available in its Major Events budget, where some money was already ring-fenced for unnamed possible events. 'The Crown would need to establish a new appropriation to provide investment in the AC38,' wrote officials in a March 4 briefing. In short, the Government had no earmarked funds available, nor had Auckland Council. On February 28, TAU lodged a formal application for Major Events funding with MBIE. Along with the formal document, the Auckland agency forwarded an email it had received from a clearly frustrated Grant Dalton. 'To date, in the four months since Emirates Team New Zealand won the America's Cup, I/we have not had any direct contact or indication at all from central government level (PM, ministers or even MBIE) if they are even interested in the America's Cup being hosted in Auckland,' Dalton wrote. 'It is of paramount importance and necessity to have a firm indication from the Government on the extent of their desire to host AC38 before this can progress any further with meaningful direction.' 'In response' noted an MBIE ministerial update on March 4, 'the Minister for Sport and Recreation (by then, Mark Mitchell) contacted Mr Dalton directly to discuss the Crown's consideration of the investment opportunity.' Dalton had wanted faster progress, and had told TAU in late 2024 that if a business case for local hosting was submitted by the end of that year, he would halt negotiations with other potential venues, until the bid process concluded. Seemingly unaware of the skeptical tone in MBIE's briefings, TAU was pressing on. On March 25 it asked the ministry to agree to a timeline in which the Government's decision on funding would be made by April 18. But by the time that email from TAU's Michelle Hooper landed in MBIE's inbox, the hosting bid was dead. A week earlier, in the MBIE briefing to the Minister of Finance, and Economic Growth, Nicola Willis, the ministry said: 'Noting ETNZ's upcoming end of April 2025 deadline, the significant risk around Auckland not having identified a funding source, and the opportunity cost of an investment of this quantum in the present economic climate, we present two options for you to consider'. Willis chose the second: 'instruct officials to cease work on the proposition now, noting risks, and advise TAU accordingly.' On February 21, four days before Hooper's last nudge to MBIE, Willis' private secretary emailed the ministry: 'The minister has signed the paper (attached), agreeing to cease work and notify TAU.' The final six-page paper from the ministry to Willis – which presumably outlines the final view on the merits of funding a cup hosting – has been withheld from Newsroom, by MBIE. Over the following week, much of the material released by MBIE to Newsroom, is about the preparation of a communications plan around the decision being announced. On March 27, MBIE's chief executive Carolyn Tremain broke the news to TAU's chief executive Nick Hill in a phone call, who then told Dalton. The formal letter from the Government came the following day. 'We acknowledge that events like the America's Cup can deliver a range of significant benefits,' wrote Tremain. 'However, Auckland Council's contribution was based on the introduction of a new 'accommodation levy' or similar funding mechanism, which is not a priority for this Government,' she wrote. 'Additionally, the investment risk would require government to identify and ring-fence new money at the expense of other funding priorities such as health and education.' In a statement publicly ending the hosting hopes, TAU's Hill wrote: 'This situation again illustrates the need for a long-term sustainable funding model in New Zealand to support major events.' A month later, further underlining Auckland's shrunken funding for major events, Hill in a memo to local politicians, informed them that an advanced bid to host the Gay Games had been strapped, and a lean funding pipeline also put at risk Lions rugby tours in 2027 and 2029, and an ICC Tour cricket World Cup in 2028. Team New Zealand continues to negotiate with challengers, to agree a protocol – a set of event and design rules – for the Naples cup regatta in 2027.