logo
Introducing Direct Pay – The Future Of In-person Payments Has Arrived In New Zealand

Introducing Direct Pay – The Future Of In-person Payments Has Arrived In New Zealand

Scoop15-06-2025
A new era of payments is here. Worldline NZ has officially launched Direct Pay, a revolutionary in-person account to account payment method built on open banking technology. It is the leading in-person payment solution in New Zealand to leverage open banking APIs from all four major NZ banks and is now available for merchants to use. This innovative solution paves the way for a bold new future in how Kiwis pay and get paid.
Built on the success of Worldline's Tap on Mobile platform, Direct Pay empowers small businesses and individual merchants to accept payments directly from customers' bank accounts—no cards, no terminals, no hassle. Just a quick QR code scan and approval in the customer's banking app. It's fast. It's secure. It's seamless.
'This is a break-through for merchants and consumers alike,' says Maxine Elliott, CEO of Worldline NZ. 'Direct Pay is not just a new way to pay—it's a smarter, more cost-effective, and future-ready solution that puts control back in the hands of businesses and their customers.'
With instant account-to-account payments powered by open banking APIs connected to all four major New Zealand banks, Direct Pay slashes surcharges, eliminates chargebacks, and ensures overnight settlement. It's a win-win for merchants and customers.
Worldline has long been a pioneer in open banking, having introduced Online EFTPOS to New Zealand in 2016. Now, with Direct Pay, they're once again leading the charge—this time bringing open banking to the physical point of sale.
'We're building a more connected, productive economy—one payment at a time,' says Elliott. 'Direct Pay is the future, and it's here now.'
About Worldline in New Zealand
We are New Zealand's leading payments innovator. We design, build and deliver payment solutions that help Kiwi business succeed. Whether you're looking for in store, online or mobile payment solutions or powerful business insights, Worldline is here to help with technology backed by experience. www.worldline.co.nz
About WorldLine
Worldline [Euronext: WLN] helps businesses of all shapes and sizes to accelerate their growth journey – quickly, simply, and securely. With advanced payments technology, local expertise and solutions customised for hundreds
of markets and industries, Worldline powers the growth of over one million businesses around the world. Worldline generated a 4.6 billion euros revenue in 2024. worldline.com
Worldline's corporate purpose ('raison d'être') is to design and operate leading digital payment and transactional solutions that enable sustainable economic growth and reinforce trust and security in our societies. Worldline makes them environmentally friendly, widely accessible, and supports social transformation.
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

NCEA is broken and scrapping it is the right call
NCEA is broken and scrapping it is the right call

NZ Herald

time3 hours ago

  • NZ Herald

NCEA is broken and scrapping it is the right call

Across New Zealand, some NCEA students use Chat-GPT to generate many of their assignments, internals and homework, often able to pass entire years while skipping exams. In the artificial intelligence (AI) era, we need rigorous in-person exams to assess true competency. Cambridge University recently moved back to pen and paper, in-person exams - specifically for this reason. The era of a 'high stakes' take-home assessment is gone. Obviously, we need to foster curiosity, a love of learning, intellectual debate, and free inquiry. However, a system that breeds curiosity and one that has rigorous examinations aren't contradictory. In fact, when students are deeply engaged in school, their ability to be curious in class is far higher. NCEA students arriving at university to study medicine are often two years behind their peers with Cambridge A Levels or International Baccalaureate. This isn't fair on them. A student shouldn't have to perform backflips outside of their national school curriculum just to get to par with other systems. Global universities are unfamiliar with NCEA's obscure grading system, which doesn't exist anywhere else in the world. For most people and employers, looking at an NCEA transcript is an exercise in deciphering hieroglyphics. In my work with Crimson Education, I've witnessed countless brilliant New Zealand students struggle to gain admission to elite universities not because they lack talent, but because NCEA hasn't equipped them with the academic rigour required. When you compare NCEA to the International Baccalaureate or Cambridge A Levels, the gap is stark and sobering. I have been surprised to see issues like testing and rigour become political footballs. They can't be - and any team that wants to try to advocate for inward-facing mediocrity will always lose in the long run. The need for Kiwis to be able to win on the world stage with an education system that matches our ambition is critical. We cannot look inward and pat ourselves on the back as the world relentlessly marches forward without us. NCEA has fostered a culture where gaming the system for credits became more valuable than genuine intellectual development. Students learned to navigate internals rather than master subjects. The fragmented nature of NCEA has created a system where a student's achievement depends more on their school's standards than their actual capability. Top performing schools are often those that mastered helping their students optimise the NCEA internal system and re-submitting work, not those driving truly world-class education. Why competition and rigour aren't dirty words The proposed changes, with the introduction of the New Zealand Certificate of Education (NZCE) and the New Zealand Advanced Certificate of Education (NZACE) for Year 12 and 13, and a 'Foundational Skills Award' for Year 11, are a step in the right direction. The emphasis on literacy and numeracy in Year 11, and the requirement to take five subjects and pass at least four, signals a return to a more structured and demanding approach. And the 'out of 100' marking system, alongside letter grades, will bring a much-needed transparency and comparability that NCEA lacked. We need grading systems to be foolproof. There are many questions to be asked but a national acknowledgement that it is time to level-up our education system is necessary and welcomed. Building a world-class system The notion that a 'chill,' uncompetitive educational culture benefits students is a dangerous delusion. It breeds complacency and false achievement. Students go to school disengaged knowing that they can get through the year without much work. They don't need to pay attention in class. Local universities who have a public mandate to be accessible have to dilute their admission standards. We cannot have our students wasting years of their life going through school, disengaged with the life-long importance of learning, upskilling, and preparing for an exciting future. Through Crimson, I see education systems and work with students across Singapore, Korea, the USA, the United Kingdom and many other countries every day. When Chat-GPT can get you through a year of school, the classroom becomes a joke in the short-term and an obstacle to our children's future in the long-term. Conversely, when the standards of education are high, students respect the education process. True equity means ensuring that if a student chooses the New Zealand curriculum, and they throw everything they've got at their education, there is no door in the world that isn't open to them. The global AI race for the future As AI reshapes our economy, accelerates disruptive trends, and provides highly trained people with more leverage than ever before, we need Kiwis able to step into this revolution. New Zealand cannot afford citizens who are intellectually under-equipped by their curriculum and a weak education system. Our students must be able to consistently compete and win against the best minds from Asia, Europe, and North America. They need qualifications that open doors to amazing universities, including offshore ones like Harvard, Oxford, or MIT, if they want to. The Widener Library at Harvard University. Photo / Getty Our students deserve a genuine path to acquiring the technical skills necessary to work at the foremost AI learning labs in the world, like OpenAI. We need a system that produces greatness. Today, we have many brilliant Kiwis coming through our education system, but their rise has been in spite of the system, not because of it. We can build a system where a child from Northland has the same opportunity to attend Stanford as one from Remuera. It is time to level up our learning system and step into the future.

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store