American Express launches limited-time Hilton card offers up to 175,000 points

CNN

29-06-2025

CNN Underscored reviews financial products based on their overall value. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is always independent and objective. This may impact how links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. American Express has just launched new, limited-time offers on three of its co-branded Hilton credit cards, which could net you as many as 175,000 bonus points.
The new welcome offers on two personal and one business Hilton American Express cards are especially appealing for travelers who frequently stay at Hilton properties or are planning an upcoming trip. However, if you aren't a Hilton Honors member, don't typically stay with Hilton or don't have plans to redeem Hilton Honors points, you'll likely find more flexible and rewarding options with other travel or cash-back credit cards.
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The best ways to spend 175,000 Hilton Honors points
To qualify for the limited-time offer on any of these cards, you must be a new applicant and apply by Aug. 13, 2025.
Hilton Honors American Express
The Hilton Honors American Express Card is now offering 100,000 Hilton Honors bonus points and a $100 statement credit after you spend $2,000 in purchases in the first 6 months.
Hilton Honors American Express Surpass® Card
The Hilton Honors American Express Surpass® Card is offering 130,000 bonus points after you spend $3,000 in purchases in the first 6 months.
The Hilton Honors American Express Business Card
Finally, The Hilton Honors American Express Business Card is offering up 175,000 bonus points, where you can earn 150,000 bonus points after you spend $8,000 in purchases in the first 6 months, plus an additional 25,000 bonus points after you spend an additional $2,000 in purchases in the first 6 months.
The Hilton Honors American Express Card offers basic travel perks like no foreign transaction fees and complimentary Hilton Silver status.
The next elite tier up, Honors Gold status, comes with the Hilton Honors American Express Surpass® Card, which also offers a Free Night Reward after you spend $15,000 on eligible purchases in a calendar year. The card also offers up to $200 in Hilton credits yearly (up to $50 in statement credits per quarter) and National Car Rental Executive status (enrollment required).
The travel benefits of the Hilton Honors American Express Business Card are similar, except the card comes with up to $240 in statement credits yearly for eligible purchases made directly with Hilton (up to $60 in statement credits per quarter).
A Hilton Honors credit card makes sense for someone who often stays at Hilton hotels, and there is no shortage of those. The Hilton Honors program lets you redeem points for hotel stays at more than 5,000 properties around the world, and they run the gamut from luxury properties to everyday hotels. Whether you're looking to stay at a Waldorf Astoria, a Hilton Garden Inn or a DoubleTree, you can do that with Hilton Honors points.
If you're interested in staying at Hilton properties but aren't a Hilton loyalist, the Hilton Honors American Express Card could work for you. This card doesn't have an annual fee and earns 7x points at Hilton hotels, plus 5x points at U.S. restaurants, U.S. gas stations and U.S. supermarkets, and 3x points on all other purchases (see rates and fees).
The Hilton Honors American Express Surpass® Card has a $0 introductory annual fee for the first year, then $150, and earns a remarkable 12x points at Hilton hotels (see rates and fees). It also earns 6x points at U.S. restaurants, U.S. gas stations and U.S. supermarkets, plus 4x points on U.S. online purchases and 3x points on all other purchases. It's an ideal card for Hilton enthusiasts but doesn't make a lot of sense for people who aren't.
The Hilton Honors American Express Business Card also earns 12x points at Hilton hotels, 5x points on all other purchases made on the first $100,000 spent per calendar year, then 3x points thereafter. It makes sense for small business owners who stay at Hilton properties often, even with a $195 annual fee (see rates and fees). For others, there are better business cards.
While the large number of points you could earn for meeting the spending requirements on these Hilton co-branded cards sound attractive, keep in mind that Hilton Honors points are not as valuable as others.
Frequent flyer website The Points Guy values Hilton Honors points at just 0.5 cents each, which is significantly less than many other hotel and airline points. Even if you are earning 3 points per dollar spent on everyday purchases with the no-annual-fee Hilton Honors American Express card, that is a return of just 1.5% on your spend. That is lower than the 3.6% return you would get, for example, with the Citi Double Cash card, which gives you 2 points per dollar on everyday spending, and those points are worth 1.8 cents each.
The following FAQs have been answered by CNN Underscored senior money editor and credit card expert Alberto Riva.
How much are 175,000 Hilton points worth?
How much are 175,000 Hilton points worth?
According to The Points Guy, 175,000 Hilton Honors points are worth $875.
Are Hilton Amex credit cards cards worth the annual fee?
Are Hilton Amex credit cards cards worth the annual fee?
With a $0 introductory annual fee for the first year, then $150, the Hilton Honors American Express Surpass® Card makes sense for Hilton loyalists, although not for occasional visitors. And the Hilton Honors American Express Business Card, with a $195 annual fee, is a good fit only for business owners who regularly stay at Hilton properties.
Can I transfer Amex credit card points to Hilton?
Can I transfer Amex credit card points to Hilton?
Yes. American Express Membership Rewards transfer to Hilton Honors at a 1:2 ratio (1 Amex point equals 2 Hilton points that are transferable in increments of 1,000). Note that Membership Rewards points are generally worth more when used with other transfer partners.
CNN Underscored's team of expert editors and contributors rigorously researches and reviews credit cards, loyalty programs and travel rewards to help readers make smart, informed financial decisions. For this story, credit card expert Alberto Riva drew on years of industry experience to ensure every detail is factual and accurate. We evaluate products based on real-world value, not hype, and every recommendation is backed by expert insight, in-depth analysis and a firm commitment to accuracy and transparency.
Click here for rates & fees of the Hilton Honors American Express Card.Click here for rates & fees of the Hilton Honors American Express Surpass Card.Click here for rates & fees of The Hilton Honors American Express Business Card.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.