Latest news with #AflacIncorporated
Yahoo
24-05-2025
- Business
- Yahoo
Aflac's (NYSE:AFL) five-year total shareholder returns outpace the underlying earnings growth
The most you can lose on any stock (assuming you don't use leverage) is 100% of your money. But on the bright side, you can make far more than 100% on a really good stock. For example, the Aflac Incorporated (NYSE:AFL) share price has soared 181% in the last half decade. Most would be very happy with that. It's down 4.0% in the last seven days. Since the long term performance has been good but there's been a recent pullback of 4.0%, let's check if the fundamentals match the share price. We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free. While the efficient markets hypothesis continues to be taught by some, it has been proven that markets are over-reactive dynamic systems, and investors are not always rational. One way to examine how market sentiment has changed over time is to look at the interaction between a company's share price and its earnings per share (EPS). Over half a decade, Aflac managed to grow its earnings per share at 11% a year. This EPS growth is slower than the share price growth of 23% per year, over the same period. So it's fair to assume the market has a higher opinion of the business than it did five years ago. That's not necessarily surprising considering the five-year track record of earnings growth. The graphic below depicts how EPS has changed over time (unveil the exact values by clicking on the image). This free interactive report on Aflac's earnings, revenue and cash flow is a great place to start, if you want to investigate the stock further. When looking at investment returns, it is important to consider the difference between total shareholder return (TSR) and share price return. The TSR incorporates the value of any spin-offs or discounted capital raisings, along with any dividends, based on the assumption that the dividends are reinvested. So for companies that pay a generous dividend, the TSR is often a lot higher than the share price return. As it happens, Aflac's TSR for the last 5 years was 217%, which exceeds the share price return mentioned earlier. This is largely a result of its dividend payments! We're pleased to report that Aflac shareholders have received a total shareholder return of 19% over one year. And that does include the dividend. Having said that, the five-year TSR of 26% a year, is even better. While it is well worth considering the different impacts that market conditions can have on the share price, there are other factors that are even more important. To that end, you should be aware of the 1 warning sign we've spotted with Aflac . For those who like to find winning investments this free list of undervalued companies with recent insider purchasing, could be just the ticket. Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Newsweek
07-05-2025
- Health
- Newsweek
Patient Goes In for Routine X-Ray—Then Radiologist Sees Something 'So Rare'
Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. A radiological technologist has described being genuinely shocked when the results of routine X-ray on one of his patients threw up something rarely seen. Diego Diaz, who is based in New York City and specializes in MRIs and X-rays, told Newsweek what unfolded that day is a reminder that "staying proactive about your health really matters." He said: "This was just a standard chest X-ray, but it revealed something the patient didn't even know about." Previous research highlighted how a worrying number of people are avoiding important health screenings. In 2023, a survey of just over 2,000 employed U.S. adults conducted on behalf of Aflac Incorporated, a leading provider of supplemental health insurance, found 1 in 2 avoided at least one common health screening. One in 4 also admitted to skipping regular checkups because they "are feeling healthy." Diaz hopes that stories like the one he shared to his TikTok, @onedayyoumay, shows how "even when you feel fine, there could be things going on that only imaging can catch." The patient who came in for an X-ray that day had no idea what it would reveal. It certainly caught Diaz by surprise. "When I saw it on the X-ray, I was genuinely shocked," he said. "At first, I thought the image might have been flipped by mistake, which is something we always double-check. But once I looked at the radiology marker showing the correct side, I realized the positioning was accurate." What Diaz saw was a textbook case of Dextrocardia, a congenital anomaly that sees the heart develop on the right side of the chest rather than the left. This rare congenital heart condition defect occurs in around 1 out of every 12,000 births, according to Johns Hopkins Medicine. Looking at the X-ray, Diaz was momentarily stunned at what it revealed. "It's one of those moments that really catches your attention because it's so rare to see in real life," he said. It wasn't the first time he had encountered a case of the condition, though. "I actually encountered Dextrocardia once during my time as a student a few years ago," he said. "There are technologists with 25 years of experience who've only seen it once in their entire careers, so coming across it twice already definitely stood out to me." In that moment, however, Diaz had to stay calm and focused on the job at hand. As much as it had been a surprise, it was crucial he not let any of that emotion show to the patient. Instead, his first task was to relay what he had seen to the radiologist. "They might assume there was a technical error or that the image was marked incorrectly, so it's important to communicate what we observed during the X-ray or scans," Diaz said. All of this had to be done while remaining outwardly neutral to the patient they were dealing with. "This patient had no idea," Diaz added. "In moments like that, it's important to stay composed and focused. As technologists, we're trained to keep a neutral and professional demeanor, even when we come across something rare or unexpected." Though there was some "internal surprise" at what he saw, the priority was to complete the exam accurately, ensuring the patient felt comfortable throughout. Diaz channeled that experience into his TikTok video. He never includes real patients in his clip, which mostly amount to skits. But it is real stories and true experiences that drive his social media output and he makes it clear no patients are ever harmed or neglected. "I created the video because I knew how rare and visually striking dextrocardia is. Most people have never even heard of it, let alone seen an actual X-ray showing the heart on the right side," Diaz said. "I wanted to use that moment to educate and spark curiosity, not just among health care professionals but the general public, too." Though the results were unexpected, Diaz said Dextrocardia is something many live with. Some may not even know they do. "Dextrocardia on its own isn't always a problem," he added. "Many people live normal lives without knowing they have it. But, in some cases, it can be linked to other conditions, so it's something that usually calls for a closer look just to be safe." Regardless of this, his story serves as a reminder of the need for regular checkups. You truly never know what they might find.
Yahoo
13-04-2025
- Business
- Yahoo
Aflac Incorporated's (NYSE:AFL) high institutional ownership speaks for itself as stock continues to impress, up 4.8% over last week
Institutions' substantial holdings in Aflac implies that they have significant influence over the company's share price A total of 25 investors have a majority stake in the company with 49% ownership Recent sales by insiders Trump has pledged to "unleash" American oil and gas and these 15 US stocks have developments that are poised to benefit. Every investor in Aflac Incorporated (NYSE:AFL) should be aware of the most powerful shareholder groups. And the group that holds the biggest piece of the pie are institutions with 69% ownership. That is, the group stands to benefit the most if the stock rises (or lose the most if there is a downturn). And last week, institutional investors ended up benefitting the most after the company hit US$58b in market cap. One-year return to shareholders is currently 36% and last week's gain was the icing on the cake. Let's delve deeper into each type of owner of Aflac, beginning with the chart below. Check out our latest analysis for Aflac Institutions typically measure themselves against a benchmark when reporting to their own investors, so they often become more enthusiastic about a stock once it's included in a major index. We would expect most companies to have some institutions on the register, especially if they are growing. As you can see, institutional investors have a fair amount of stake in Aflac. This implies the analysts working for those institutions have looked at the stock and they like it. But just like anyone else, they could be wrong. When multiple institutions own a stock, there's always a risk that they are in a 'crowded trade'. When such a trade goes wrong, multiple parties may compete to sell stock fast. This risk is higher in a company without a history of growth. You can see Aflac's historic earnings and revenue below, but keep in mind there's always more to the story. Institutional investors own over 50% of the company, so together than can probably strongly influence board decisions. We note that hedge funds don't have a meaningful investment in Aflac. Japan Post Holdings Co., Ltd., Asset Management Arm is currently the largest shareholder, with 9.6% of shares outstanding. Meanwhile, the second and third largest shareholders, hold 9.4% and 7.8%, of the shares outstanding, respectively. In addition, we found that Daniel Amos, the CEO has 0.5% of the shares allocated to their name. On studying our ownership data, we found that 25 of the top shareholders collectively own less than 50% of the share register, implying that no single individual has a majority interest. Researching institutional ownership is a good way to gauge and filter a stock's expected performance. The same can be achieved by studying analyst sentiments. There are plenty of analysts covering the stock, so it might be worth seeing what they are forecasting, too. The definition of an insider can differ slightly between different countries, but members of the board of directors always count. The company management answer to the board and the latter should represent the interests of shareholders. Notably, sometimes top-level managers are on the board themselves. I generally consider insider ownership to be a good thing. However, on some occasions it makes it more difficult for other shareholders to hold the board accountable for decisions. Our most recent data indicates that insiders own less than 1% of Aflac Incorporated. It is a very large company, so it would be surprising to see insiders own a large proportion of the company. Though their holding amounts to less than 1%, we can see that board members collectively own US$460m worth of shares (at current prices). In this sort of situation, it can be more interesting to see if those insiders have been buying or selling. With a 30% ownership, the general public, mostly comprising of individual investors, have some degree of sway over Aflac. While this group can't necessarily call the shots, it can certainly have a real influence on how the company is run. While it is well worth considering the different groups that own a company, there are other factors that are even more important. For example, we've discovered 2 warning signs for Aflac (1 is potentially serious!) that you should be aware of before investing here. If you are like me, you may want to think about whether this company will grow or shrink. Luckily, you can check this free report showing analyst forecasts for its future . NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Yahoo
03-04-2025
- Business
- Yahoo
Aflac Incorporated to Release First Quarter Results and CFO Video Update on April 30, 2025 and Host Webcast on May 1, 2025
COLUMBUS, Ga., April 3, 2025 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) announced today that it will release first quarter 2025 financial results after the market closes on April 30, 2025. At that time, earnings materials, including the quarterly earnings release and financial supplement, will be available, along with a financial update video from Senior Executive Vice President and Chief Financial Officer Max Brodén, on the company's Investor Relations website, Aflac Incorporated will also webcast a conference call scheduled for 8:00 a.m. (ET) on Thursday, May 1. During the webcast, Aflac Incorporated Chairman and Chief Executive Officer Daniel P. Amos, along with Brodén, will discuss the company's quarterly results. Virgil Miller, President of Aflac Incorporated and Aflac U.S., will join them to answer questions during the webcast with other members of executive management from the U.S. and Japan. To listen to the conference call, please register at five to seven minutes prior to the scheduled start time. ABOUT AFLAC INCORPORATED Aflac Incorporated (NYSE: AFL), a Fortune 500 company, has helped provide financial protection and peace of mind for nearly seven decades to millions of policyholders and customers through its subsidiaries in the U.S. and Japan. In the U.S., Aflac is the No. 1 provider of supplemental health insurance products.1 In Japan, Aflac Life Insurance Japan is the leading provider of cancer and medical insurance in terms of policies in force. The company takes pride in being there for its policyholders when they need us most, as well as being included in the World's Most Ethical Companies by Ethisphere for 19 consecutive years (2025) and Fortune's World's Most Admired Companies for 24 years (2025). In addition, the company became a signatory of the Principles for Responsible Investment (PRI) in 2021 and has been included in the Dow Jones Sustainability North America Index (2024) for 11 years. To find out how to get help with expenses health insurance doesn't cover, get to know us at or Investors may learn more about Aflac Incorporated and its commitment to corporate social responsibility and sustainability at under "Sustainability." 1 LIMRA 2023 U.S. Supplemental Health Insurance Total Market Report Analyst and investor contact – David A. Young, 706.596.3264 or 800.235.2667, or dyoung@ Media contact – Ines Gutzmer, 762.207.7601 or igutzmer@ View original content to download multimedia: SOURCE Aflac Incorporated Sign in to access your portfolio
Yahoo
15-03-2025
- Business
- Yahoo
Insiders At Aflac Sold US$3.8m In Stock, Alluding To Potential Weakness
Many Aflac Incorporated (NYSE:AFL) insiders ditched their stock over the past year, which may be of interest to the company's shareholders. When evaluating insider transactions, knowing whether insiders are buying is usually more beneficial than knowing whether they are selling, as the latter can be open to many interpretations. However, shareholders should take a deeper look if several insiders are selling stock over a specific time period. Although we don't think shareholders should simply follow insider transactions, logic dictates you should pay some attention to whether insiders are buying or selling shares. See our latest analysis for Aflac Notably, that recent sale by Charles Ditmars Lake is the biggest insider sale of Aflac shares that we've seen in the last year. That means that an insider was selling shares at around the current price of US$107. While we don't usually like to see insider selling, it's more concerning if the sales take place at a lower price. In this case, the big sale took place at around the current price, so it's not too bad (but it's still not a positive). Aflac insiders didn't buy any shares over the last year. The chart below shows insider transactions (by companies and individuals) over the last year. By clicking on the graph below, you can see the precise details of each insider transaction! For those who like to find hidden gems this free list of small cap companies with recent insider purchasing, could be just the ticket. The last three months saw significant insider selling at Aflac. In total, President of Aflac International & Chairman of Aflac Life Insurance Japan Charles Ditmars Lake sold US$3.2m worth of shares in that time, and we didn't record any purchases whatsoever. Overall this makes us a bit cautious, but it's not the be all and end all. For a common shareholder, it is worth checking how many shares are held by company insiders. I reckon it's a good sign if insiders own a significant number of shares in the company. Aflac insiders own about US$458m worth of shares (which is 0.8% of the company). Most shareholders would be happy to see this sort of insider ownership, since it suggests that management incentives are well aligned with other shareholders. An insider sold Aflac shares recently, but they didn't buy any. Looking to the last twelve months, our data doesn't show any insider buying. But since Aflac is profitable and growing, we're not too worried by this. It is good to see high insider ownership, but the insider selling leaves us cautious. In addition to knowing about insider transactions going on, it's beneficial to identify the risks facing Aflac. To help with this, we've discovered 2 warning signs (1 is concerning!) that you ought to be aware of before buying any shares in Aflac. But note: Aflac may not be the best stock to buy. So take a peek at this free list of interesting companies with high ROE and low debt. For the purposes of this article, insiders are those individuals who report their transactions to the relevant regulatory body. We currently account for open market transactions and private dispositions of direct interests only, but not derivative transactions or indirect interests. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
