Latest news with #AllyFinancial
Business Insider
3 days ago
- Business
- Business Insider
Wells Fargo remains underweight on Ally Financial following CEO presentation
Wells Fargo analyst Donald Fandetti maintained an Underweight rating and $32 price target on Ally Financial (ALLY) following a presentation with CEO Michael Rhodes. The firm noted that it was a 'positive' update on Q2 NIM, but with no new specifics on Q2 auto credit. Wells added that it sees 'better value and positive stock catalysts for other consumer finance stocks,' noting that 'Ally's share buybacks remain on hold and higher rates are thematically a relative headwind.' Confident Investing Starts Here: Easily unpack a company's performance with TipRanks' new KPI Data for smart investment decisions Receive undervalued, market resilient stocks right to your inbox with TipRanks' Smart Value Newsletter
Yahoo
21-05-2025
- Business
- Yahoo
Ally Financial to present at the Morgan Stanley U.S. Financials Conference
CHARLOTTE, N.C., May 21, 2025 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) President of Dealer Financial Services, Doug Timmerman, President of Corporate Finance, Bill Hall, and Chief Financial Planning and Investor Relations Officer, Sean Leary, will present at the Morgan Stanley U.S. Financials Conference on Wednesday, June 11, 2025 at approximately 7:30 a.m. ET. A live webcast will be available on the day of the conference at under the Events and Presentations section of the Investor Relations website. A replay will also be available. About Ally Financial Ally Financial Inc. (NYSE: ALLY) is a financial services company with the nation's largest all-digital bank and an industry-leading auto financing business, driven by a mission to "Do It Right" and be a relentless ally for customers and communities. The company serves customers with deposits and securities brokerage and investment advisory services as well as auto financing and insurance offerings. The company also includes a seasoned corporate finance business that offers capital for equity sponsors and middle-market companies. For more information, please visit For more information and disclosures about Ally, visit For further images and news on Ally, please visit Contacts: Sean LearyAlly Investor Peter GilchristAlly Communications (Media) View original content to download multimedia: SOURCE Ally Financial Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Campaign ME
12-05-2025
- Business
- Campaign ME
Changing faces: Sectors where women shine as marketing leaders
The days of female marketers focusing solely on fashion and beauty are long gone. Women are beginning to shine as marketing leaders in every industry. Today, with the rise of startups and a more agile business world in general, women are leading marketing departments in every sector imaginable. But women are not only taking the helm in the world of marketing, they are transforming the discipline itself. Women are pioneers in a marketing model that has moved from traditional advertising into a far more dynamic and data-driven world. A quick glance at some of the major global brands shows a remarkable variety of names and industries where women are in the top marketing spot. So, let's look at some of the key industries where women are shining as marketing leaders. The changing face of finance Finance is witnessing a significant shift as women reach leadership positions in marketing and brand strategy. We are seeing women in notable positions at well-established firms, whether that's Fiona Carter leading marketing at Goldman Sachs or Andrea Brimmer at Ally Financial. However, some of the most significant changes are in fintech, where there is a dramatic increase in women leading marketing departments. These marketing leaders are reshaping brand strategy in fintech and helping propel business growth at scale – people like Sheri Chin at the payments platform Galileo and Anne Hay, who leads marketing at PayNearMe. Campaigns led by women in the fintech space are often grounded in empowerment and financial literacy. So, as finance becomes more digitally accessible, the demand for marketers who can humanise complex products and connect with younger and more diverse audiences will only grow. This is an area where women are already making significant inroads and where female marketers can help reframe the industry's image and build trust with new communities. Women marketers in tech In the tech world, female CMOs are helping steer the narrative around many key areas, including AI, cybersecurity, and SaaS. This often involves ensuring that ethics are front-and-centre when it comes to how the brand is thought about internally and then communicated externally. These values are something that today's consumers are increasingly insisting on. In the tech sector, cultural awareness must be paired with creativity as women redefine how these brands connect with the world. Janine Pelosi was instrumental in making Zoom a household name during the COVID-19 pandemic, while Dara Tresedar brought her dynamic approach from Peloton to Autodesk. Meanwhile, Andréa Mallard at Pinterest has helped redefine the platform as a safe, uplifting space for digital discovery. These leaders are just a few of those who are shaping narratives and helping set the pace for the entire industry. Then, at the top of the mountain is Marian Lee, who guides Netflix's global marketing, crafting immersive fan experiences while navigating subscriber growth and the company's expanding advertising model. Her cultural fluency and creative ambition are helping Netflix retain its status as one of the most dominant global brands. So, with tech brands under pressure to innovate ethically and inclusively, women in marketing can play a critical role in shaping the stories that will resonate across cultures and user groups. From humanising AI to promoting sustainability in SaaS, the sector offers space for female leaders to influence product adoption and public understanding of the technologies shaping our future. Women shaping fashion and beauty The fashion and beauty industry has long been a natural stronghold for female marketing leaders due to its deep reliance on storytelling around aesthetics. Female CMOs and brand directors are still at the forefront of this sector, with an intense focus on personalisation and influencer engagement. In France, Asmita Dubey, Chief Digital and Marketing Officer at L'Oréal, spearheads one of the world's most sophisticated marketing ecosystems, while Mathilde Delhoume at LVMH is shaping brand desirability across a portfolio of 75 luxury houses. Elsewhere, leaders like Andrea Davey at Tiffany & Co. and Zena Arnold at Sephora are instrumental in aligning legacy brands with today's values and channels. From heritage powerhouses like Estée Lauder to digital disruptors like Glossier, women-led marketing teams are setting the global tone and championing campaigns celebrating a wide range of beauty ideals and connecting authentically with consumers through social media. Powered by real-time data and creativity, these marketers are defining trends. The broader impact of female marketing leadership The continuing rise of women in marketing leadership is reshaping brands and transforming entire industries. This evolution is raising the bar for what truly effective and inclusive marketing can deliver. Research consistently shows that women tend to excel in areas such as collaboration, emotional intelligence, and long-term strategic thinking. Female leaders are often more attuned to nuanced audience needs, capable of balancing bold creativity with empathy, and skilled at traversing complex cultural landscapes. Their presence at the top also influences a business's internal culture, encouraging more inclusive teams, more empathetic leadership, and greater psychological safety. This all contributes meaningfully to better performance and innovation. Externally, women in marketing leadership help shape narratives that are more authentic and ultimately more resonant. As businesses increasingly prioritise purpose, equity and brand trust, the role of women at the top of the marketing department is proving to be both commercially smart and culturally essential. This is just the beginning At brand giants from Lego to McDonald's, female marketing leaders are proving that purpose and profit can grow together, with data-driven strategies and a bold commitment to inclusivity. As we have seen, from fintech to fashion, women's influence spans industries, reshaping brand narratives, amplifying new voices, and building meaningful connections. This new generation of female CMOs and brand leaders is redefining leadership across sectors. Their impact is visible not only in bottom-line growth but also in the meaningful ways they're transforming brand narratives and consumer engagement. By Jaimesha Patel, CEO, Creo Global
Yahoo
10-05-2025
- Business
- Yahoo
Ally Financial Inc. (ALLY): A Bull Case Theory
We came across a bullish thesis on Ally Financial Inc. (ALLY) on Substack by TSOH Investment Research. In this article, we will summarize the bulls' thesis on ALLY. Ally Financial Inc. (ALLY)'s share was trading at $32.51 as of May 7th. ALLY's trailing and forward P/E were 57.92 and 9.03 respectively according to Yahoo Finance. An executive in a corporate boardroom discussing the future of financial services. Ally Financial appears to be on the verge of a potential turnaround, driven by improving fundamentals in its core auto lending business, strategic realignment, and a shifting macro backdrop. While the company has underperformed in recent years—largely a result of missteps in underwriting and questionable capital allocation—management has taken steps to refocus the business on areas where it has competitive advantages. Notably, the decision to exit the credit card segment demonstrates a commitment to streamline operations and concentrate on its most defensible franchises: Dealer Financial Services, Corporate Finance, and Deposits. These adjustments come at a time when end-market dynamics, particularly in used auto financing, are becoming more favorable. In auto lending, Ally originated $10.2 billion in new loans in Q1 FY25 at an attractive 9.8% yield, supported by a record 3.8 million auto loan applications. This robust pipeline gives the company optionality to manage pricing and credit quality, evidenced by a healthy 44% share of originations coming from the prime (S-tier) segment, a substantial improvement from 2022 levels. Simultaneously, Ally is navigating a unique challenge in its deposit franchise, which heavily depends on customers sensitive to interest rates. The company has strategically reduced its online savings account (OSA) APY from 3.8% to 3.6% in March 2025, despite no change in the fed funds rate, signaling a shift towards profitability over aggressive deposit gathering. This more measured pricing strategy has not yet impacted customer acquisition, with Ally Bank adding 60,000 customers in Q1 and total customer count growing 5% year-over-year to approximately 3.3 million. With over $38 billion in CDs maturing this year—representing more than 20% of Ally's total funding—the expected repricing at lower rates should help reduce funding costs by approximately 20 basis points, contributing to a projected 30 basis point improvement in net interest margins by FY26. This could add roughly $0.25 to annual EPS for every five basis point NIM expansion, providing a meaningful earnings tailwind. Credit quality, a sore spot in recent years due to problematic underwriting in the 2022 vintage, is also showing signs of improvement. The 2022 cohort will account for only 10% of the auto book by year-end, and net charge-offs (NCOs) for retail auto loans declined year-over-year for the first time since late 2021. Still, Ally's progress on credit normalization trails that of peers like Capital One, whose early tightening in 2022 allowed for better performance. This lag serves as a reminder of management's past missteps, but also highlights the room for further improvement if Ally continues on its current path. Looking at the competitive landscape, peer banks such as Capital One, J.P. Morgan, and Wells Fargo have reported double-digit growth in auto loan originations, which signals a recovery in demand. Ally's ability to remain competitive in this environment bodes well for its loan growth trajectory. However, macro risks such as rising tariffs could complicate the outlook. As Capital One's CEO noted, higher vehicle prices from continued trade tensions could have mixed effects: while they would improve borrower equity and recovery rates on existing loans, they could dampen demand for new auto loans, requiring thoughtful adjustments in strategy. This cyclical dynamic underscores the difficulty of managing a lending business through changing economic conditions, especially when past underwriting decisions carry lingering effects. Overall, Ally's outlook is materially better than it was even a year ago. CEO Michael Rhodes has emphasized the importance of focus and resource allocation to areas where Ally has real scale and deep customer relationships. His commitment to prioritizing Dealer Financial Services, Corporate Finance, and Deposits aligns with the business's core strengths and sets the foundation for organic growth. With signs of stabilization in credit, disciplined deposit management, and operating improvements taking root, Ally is positioned to generate stronger results going forward. While not without risks, particularly in terms of competition and macro sensitivity, the stock appears attractively priced relative to its improved trajectory, presenting a compelling opportunity for long-term investors. Ally Financial Inc. (ALLY) is not on our list of the 30 Most Popular Stocks Among Hedge Funds. As per our database, 54 hedge fund portfolios held ALLY at the end of the fourth quarter which was 56 in the previous quarter. While we acknowledge the risk and potential of ALLY as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. If you are looking for an AI stock that is more promising than ALLY but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock. READ NEXT: 8 Best Wide Moat Stocks to Buy Now and 30 Most Important AI Stocks According to BlackRock. Disclosure: None. This article was originally published at Insider Monkey.
Yahoo
10-05-2025
- Business
- Yahoo
Ally Financial Inc. (ALLY): A Bull Case Theory
We came across a bullish thesis on Ally Financial Inc. (ALLY) on Substack by TSOH Investment Research. In this article, we will summarize the bulls' thesis on ALLY. Ally Financial Inc. (ALLY)'s share was trading at $32.51 as of May 7th. ALLY's trailing and forward P/E were 57.92 and 9.03 respectively according to Yahoo Finance. An executive in a corporate boardroom discussing the future of financial services. Ally Financial appears to be on the verge of a potential turnaround, driven by improving fundamentals in its core auto lending business, strategic realignment, and a shifting macro backdrop. While the company has underperformed in recent years—largely a result of missteps in underwriting and questionable capital allocation—management has taken steps to refocus the business on areas where it has competitive advantages. Notably, the decision to exit the credit card segment demonstrates a commitment to streamline operations and concentrate on its most defensible franchises: Dealer Financial Services, Corporate Finance, and Deposits. These adjustments come at a time when end-market dynamics, particularly in used auto financing, are becoming more favorable. In auto lending, Ally originated $10.2 billion in new loans in Q1 FY25 at an attractive 9.8% yield, supported by a record 3.8 million auto loan applications. This robust pipeline gives the company optionality to manage pricing and credit quality, evidenced by a healthy 44% share of originations coming from the prime (S-tier) segment, a substantial improvement from 2022 levels. Simultaneously, Ally is navigating a unique challenge in its deposit franchise, which heavily depends on customers sensitive to interest rates. The company has strategically reduced its online savings account (OSA) APY from 3.8% to 3.6% in March 2025, despite no change in the fed funds rate, signaling a shift towards profitability over aggressive deposit gathering. This more measured pricing strategy has not yet impacted customer acquisition, with Ally Bank adding 60,000 customers in Q1 and total customer count growing 5% year-over-year to approximately 3.3 million. With over $38 billion in CDs maturing this year—representing more than 20% of Ally's total funding—the expected repricing at lower rates should help reduce funding costs by approximately 20 basis points, contributing to a projected 30 basis point improvement in net interest margins by FY26. This could add roughly $0.25 to annual EPS for every five basis point NIM expansion, providing a meaningful earnings tailwind. Credit quality, a sore spot in recent years due to problematic underwriting in the 2022 vintage, is also showing signs of improvement. The 2022 cohort will account for only 10% of the auto book by year-end, and net charge-offs (NCOs) for retail auto loans declined year-over-year for the first time since late 2021. Still, Ally's progress on credit normalization trails that of peers like Capital One, whose early tightening in 2022 allowed for better performance. This lag serves as a reminder of management's past missteps, but also highlights the room for further improvement if Ally continues on its current path. Looking at the competitive landscape, peer banks such as Capital One, J.P. Morgan, and Wells Fargo have reported double-digit growth in auto loan originations, which signals a recovery in demand. Ally's ability to remain competitive in this environment bodes well for its loan growth trajectory. However, macro risks such as rising tariffs could complicate the outlook. As Capital One's CEO noted, higher vehicle prices from continued trade tensions could have mixed effects: while they would improve borrower equity and recovery rates on existing loans, they could dampen demand for new auto loans, requiring thoughtful adjustments in strategy. This cyclical dynamic underscores the difficulty of managing a lending business through changing economic conditions, especially when past underwriting decisions carry lingering effects. Overall, Ally's outlook is materially better than it was even a year ago. CEO Michael Rhodes has emphasized the importance of focus and resource allocation to areas where Ally has real scale and deep customer relationships. His commitment to prioritizing Dealer Financial Services, Corporate Finance, and Deposits aligns with the business's core strengths and sets the foundation for organic growth. With signs of stabilization in credit, disciplined deposit management, and operating improvements taking root, Ally is positioned to generate stronger results going forward. While not without risks, particularly in terms of competition and macro sensitivity, the stock appears attractively priced relative to its improved trajectory, presenting a compelling opportunity for long-term investors. Ally Financial Inc. (ALLY) is not on our list of the 30 Most Popular Stocks Among Hedge Funds. As per our database, 54 hedge fund portfolios held ALLY at the end of the fourth quarter which was 56 in the previous quarter. While we acknowledge the risk and potential of ALLY as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. If you are looking for an AI stock that is more promising than ALLY but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock. READ NEXT: 8 Best Wide Moat Stocks to Buy Now and 30 Most Important AI Stocks According to BlackRock. Disclosure: None. This article was originally published at Insider Monkey. Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
