Latest news with #AmazonPay
India.com
3 days ago
- Business
- India.com
GPay, PhonePe, Paytm, Amazon Pay users ALERT! August 1 is important date for for you due to...
(File) UPI rules: In a major update for the millions of GPay, PhonePe, Paytm, Amazon Pay users across India, the National Payments Corporation of India (NPCI) has introduced sweeping changes in the Unified Payments Interface (UPI) usage rules, which will come into effect from August 1, 2025. The changes are designed to make the UPI ecosystem more efficient and reliable, and resolve issues like server interruption and payment delays/failures, the agency said. What are major changes under new UPI rules? The biggest change which will come into effect from August 1, is that UPI users will only be able to check their account balance a maximum of 50 times in 24 hours on any given UPI app. According to the NPCI, many users habitually check their account balance after every transaction, which put more stress on the UPI servers and slows down speed of transactions. The cap on checking account balance will ensure better performance and lower issues. Similarly, the NPCI has also capped the number of times users can view the list of the bank accounts linked to their mobile number to 25 times in a single day. This will further reduce unnecessary API calls and improve server performance. Additionally, UPI users cannot repeatedly check the status of failed transactions as the limit has been capped to the thrice a day, and users must wait at least 90 seconds before rechecking status. Under the new UPI rules, autopay will only trigger at specific times during the day. As per details, autopay facility for various services like bills, subscriptions, etc, will only be processed only during non-peak hours at these fixed time slots– before 10 AM, 1 PM-5 PM, and after 9:30 PM. This will ensure the UPI serves runs smoothly during peak hours and regular transactions are processed without any interruption. Meanwhile, the NCPI has issued directions to all banks and payment service providers (PSPs) to monitor and control the use of APIs in order to minimize system disruptions. Failure to comply with the rules could result in restriction of API access, ban on adding new users or even fines, the agency warned. Why NCPI revamped UPI usage rules? The primary objective behind the sweeping changes in UPI rules is to reduce unnecessary load on the UPI system, make the server faster, and more stable to ensure more secure and reliable transactions. The new rules will apply to users of all UPI apps such as Amazon Pay, GPay, PhonePe and Paytm. Contrary to rumors, the transaction limit on sending money via UPI remains unchanged.
Indian Express
5 days ago
- Indian Express
Days after Delhi man loses Rs 10.6 lakh after clicking on WhatsApp link, 2 Jharkhand men held
Less than a month after a Delhi man got a call from a 'State Bank of India representative', clicked a WhatsApp link, downloaded a malicious file, and lost Rs 10.64 lakh to a cyber scam, the police on Wednesday arrested two men in connection with the case. The police identified the accused as Shankar Dan, 27, and Pradeep Kumar Dan, 26, both residents of Dhanbad in Jharkhand. According to the police, on June 30, the complainant received a phone call from a man posing as an SBI representative. The caller informed him about a bounced cheque and sent a link via WhatsApp, claiming it contained the cheque image. Upon clicking the link and installing an APK file, the complainant found nothing as described, the police said. Suspecting something amiss, he immediately disconnected the call, deleted the file, and switched off his phone. However, upon restarting the device, he began receiving alerts for unauthorised financial activity, the police said. Two fixed deposits—worth Rs 5.62 lakh and Rs 4.54 lakh—had been prematurely closed, and Rs 48,600 had been debited to Google Ads from the complainant's Bandhan Bank account. An FIR under sections 318(4) (cheating and dishonestly inducing delivery of property), 319(2) (cheating by personation), and 340 (using as genuine a forged document or electronic record) of the Bharatiya Nyaya Sanhita (BNS) was registered. 'The funds were subsequently utilised for payments towards an Axis Bank credit card and Google ADS services. On the basis of technical analysis and data obtained from BillDesk, it was found that a particular mobile number and device were active in the area of Dhanbad, Jharkhand. Further analysis confirmed that the alleged calling number was also operational in the same area,' Amit Goel, Deputy Commissioner of Police (DCP), South West, said. The OTPs necessary for these transactions were silently diverted to an alternate number through unauthorised access enabled by the malicious app, the police said. After days of search, Shankar was arrested from Dhanbad, the police said, adding that he allegedly had four mobile phones, including the one used to contact the victim. Based on his disclosures and technical leads, the police arrested his associate, Pradeep, from Tarapith in West Bengal's Birbhum district. Pradeep was allegedly in possession of the device used to carry out financial transactions through BillDesk, the police said. Raids were also conducted in Bokaro, Ranchi, and other parts of Jharkhand before the arrest, the police added. 'During sustained interrogation, Shankar confessed that he used Amazon Pay to identify potential victims. He randomly entered mobile numbers into the Amazon Pay app, which revealed the bank associated with each number. Based on this information, he contacted the victims, impersonating a bank representative or manager. He would inform the victims about fabricated issues such as KYC updates, credit/debit card problems, or cheque bounces,' said DCP Goel. According to the police, Shankar handled calling and targeting victims while Pradeep operated the BillDesk platform to transfer the stolen funds to prearranged credit cards. These cards were either issued in fictitious names or sourced through accomplices, the police said. The stolen money was then withdrawn through third-party apps like CRED and MobiKwik or used to purchase gift cards and digital services. According to the police, Shankar allegedly earned about Rs 5 lakh from this operation and received 50 per cent of the stolen amount. Pradeep allegedly admitted to receiving a 20 per cent share. The accused allegedly confessed that the SIM cards used were procured from the Jamtara region, a hotspot infamous for cybercrime in India, and the APK files were sourced from Telegram and WhatsApp channels specialising in digital fraud tools, the police said. The police said the accused operated from forested and low-network areas near their village to evade being tracked. Shankar is previously involved in two cybercrime cases and a murder case, while Pradeep is involved in a murder case, the police said.
Time of India
6 days ago
- Business
- Time of India
Apple iPhone 16 Pro is available for just Rs 52,155 on Amazon; know how to grab the deal
Apple iPhone 16 Pro Apple unveiled the iPhone 16 and iPhone 16 Pro series during the Glowtime event, creating a surge of excitement among tech enthusiasts looking to upgrade. This latest lineup includes four models, all starting with a base storage capacity of 128 GB. In India, the standard iPhone 16 is priced at Rs 79,900, while the larger iPhone 16 Plus comes in at Rs 89,900. For those seeking premium features and top-tier performance, the iPhone 16 Pro and iPhone 16 Pro Max are available for Rs 1,19,900 and Rs 1,44,900, respectively. To make the upgrade process more appealing, Amazon is offering a device exchange program, allowing customers to trade in their older smartphones for substantial discounts on the latest iPhone models, further reducing the overall cost. Apple iPhone 16 Pro Amazon deal: Check exchange discount and bank offer The iPhone 16 Pro, featuring 128GB of internal storage in the sleek Natural Titanium finish, is currently available on Amazon for Rs 1,11,900 after a 7% discount. However, Amazon's trade-in program makes this premium device more affordable for eligible buyers. Customers can exchange their old phone and save up to Rs 52,250. The exchange value depends upon the model, brand, storage value and condition of the phone. Options for the phone's physical condition include no damage, body damage or screen damage. The exchange price of Rs 52,250 effectively reduces the price of the iPhone 16 Pro to Rs 59,650. Additionally, shoppers using an Amazon Pay ICICI Bank credit card can unlock a further discount of Rs 7,495, bringing the final price down to Rs 52,155. This combination of offers provides significant savings for those looking to upgrade to Apple's latest flagship. iPhone 16 Pro specifications: Camera, processor, display, and more Design and display The iPhone 16 Pro series introduces a new gold colour option, alongside a Camera Control button. The iPhone 16 Pro features a 6.3-inch display, while the iPhone 16 Pro Max offers a larger 6.9-inch screen, the biggest on any iPhone to date. Both models come with thinner bezels and always-on 120Hz ProMotion displays. The Pro series is available in Black Titanium, White Titanium, Natural Titanium, and the new Desert Titanium finish. Chipset Powered by the advanced A18 Pro chipset, the iPhone 16 Pro models feature 2nd-generation 3nm transistors. The 6-core GPU offers 20% faster performance compared to the A17 Pro, with 2 performance cores and 4 efficiency cores, improving speed by 15% while reducing power consumption by 20%. The A18 Pro also supports next-gen machine learning, faster USB 3 speeds, and ProRes video recording. Camera enhancements The triple rear camera system has received significant upgrades. The iPhone 16 Pro series features a new 48MP fusion camera with a second-generation quad-pixel sensor, eliminating shutter lag in 48MP ProRAW and HEIF photos. It also supports 4K120 video capture. A 48MP ultra-wide camera with autofocus is included, along with a 12MP sensor and a 5x telephoto lens with a 120mm focal length. Audio improvements New audio capabilities have been introduced in the iPhone 16 Pro series, including Spatial Audio capture during video recording. The Audio Mix feature uses machine learning to distinguish background sounds from speech, while "In-frame mix" isolates the voice of the person on camera, offering a studio-like recording experience. Battery performance While the exact battery size hasn't been disclosed, Apple claims significant improvements in power management and capacity. The iPhone 16 Pro Max is said to offer the longest battery life ever seen on an iPhone, thanks to these optimisations. Also read | Garena Free Fire OB50 Update: launch date, new character Rin, Naruto Chapter 2, and five other upgrades in every match
Time of India
21-07-2025
- Business
- Time of India
India's Digital Payment Revolution: Why Security Must Evolve Now, ETCISO
India's digital payments ecosystem has scaled rapidly, powered by the twin forces of agile fintechs and resilient banking rails. During 2024-25, total digital payments recorded growth of 34.8% and 17.9 % in volume and value terms, respectively. The Reserve Bank of India's introduction of the e-rupee and integration by platforms like Google Pay, AmazonPay, and PhonePe reflect a shift where digital transactions are now central to India's financial system. This scale brings rising expectations for performance, security, and uninterrupted availability. Additionally, operational risks are increasing. A five-hour UPI disruption in April 2025 caused ripple effects across consumers, businesses, and institutions. Consumer expectations have evolved to requiring 24x7 availability and uncompromised security. Yet incidents of frauds are rising sharply. According to the Ministry of Finance, an 85% rise in domestic UPI fraud was reported in fiscal year 23-24, with losses surpassing INR 1,000 crore. Cyber frauds are no longer limited to stolen credentials or phishing attempts. Threat actors are exploiting third-party APIs, automating attacks, and deploying synthetic identities. As instant payments and cloud-driven platforms grow, so does the complexity of securing them. Advt Advt India's payment infrastructure must now evolve to absorb disruption, ensure continuity, and protect trust. This requires embedding cyber resilience across every layer of the ecosystem, including architecture, applications, and transactions. Resilience must be built for continuity under pressure and not just to avoid risk. It involves anticipating disruptions, enabling real-time response, and sustaining secure operations. Banks, fintechs, and regulators must align on a security-first strategy to maintain confidence and support long-term digital uptime and steady availability has become a critical factor for building trust in India's digital finance systems with even brief disruptions affecting user confidence and business continuity. Consumers view the ecosystem as a single entity, without differentiating between a payment app, a bank server, or a cloud provider. As financial institutions tend to be at the forefront here, they need to ensure that resilience must be built across the entire technology stack to deliver consistent performance, high uptime, and uninterrupted service across all transaction volumes and a resilient infrastructure requires a design approach that anticipates failure and ensures uninterrupted performance. This involves deploying workloads across multi-cloud environments to eliminate single points of failure and establishing automated failover mechanisms with geo-redundancy that helps in shifting operations seamlessly during disruptions. Additionally, real-time monitoring, supported by AIOps tools, plays a critical role in detecting anomalies early and triggering swift, automated responses to maintain continuity. Together, these capabilities create a robust foundation for operational resilience and long-term trust in digital resilient infrastructure ensures uptime, it must be complemented by an intelligent and adaptive threat detection system. Cyber threats are advancing at machine speed, outpacing traditional rule-based defenses. AI now plays a central role in cyber resilience, enabling real-time analysis, anomaly detection, and predictive ability to learn from live patterns and process vast volumes of transactional data brings precision and speed to security operations. GenAI extends this capability by uncovering early indicators of compromise through historical log analysis, enabling preventive action before breaches dual-use nature of AI, as both a defense tool and a potential threat, makes governance critical. A responsible AI strategy must include zero-trust frameworks, least-privilege access, and clear accountability to ensure secure deployment while preserving stakeholder AI's true value lies in how seamlessly it integrates into existing workflows. Embedded into a broader resilience strategy, it sharpens detection, accelerates decision-making, and enables real-time mitigation, reinforcing control, compliance, and long-term digital digital payments growth trajectory remains strong, but its long-term success will depend less on transaction speed and more on the ability to secure, sustain, and scale operations with confidence. The financial ecosystem must embed cyber resilience as a design principle, not an afterthought. This requires coordinated action across banks, fintechs, regulators, and technology is well positioned to lead the next phase of global payments innovation. The digital foundation is in place. The priority now is to build resilience in India's digital payment architecture and elevate security from a compliance requirement to a strategic enabler of growth, while leverage AI for driving faster, smarter cyber decisions—boosting availability, resilience, security operations, continuous control monitoring, and data security posture management. By , ETCISO Join the community of 2M+ industry professionals. Subscribe to Newsletter to get latest insights & analysis in your inbox. All about ETCISO industry right on your smartphone! Download the ETCISO App and get the Realtime updates and Save your favourite articles.
India Today
17-07-2025
- Business
- India Today
Amazon's The Beauty Sale returns for its 6th edition from 18th-22nd July with new launches and great offers, and a major glam upgrade
Beauty is having a moment — one shaped by experimentation, intention, and a mix of what's new and what's true to you. From barrier-boosting skincare to bold lip colours and haircare that actually delivers, every shelf tells its own story. Kicking off on July 18, the 6th edition of Amazon's The Beauty Sale brings together buzzworthy new launches and trending picks across skincare, haircare, makeup, and fragrance, at up to 60% off, that are winning a space on all vanities, whether you are heading a dance club, a corp-core event or just simply Talk: What's New, What's Next, What WorksBeauty routines are becoming more personal, purposeful, and ingredient-aware, shaped in part by a generation that knows exactly what it wants. From skincare that supports barrier health to makeup that's expressive yet effortless, today's beauty favourites reflect a balance of trend and intention. This edition of The Beauty Sale by Amazon brings it all together — curated edits, Gen Z-loved picks, K-Beauty favourites, and the latest drops from brands like Tir Tir, Round Lab, Tree Hut, Milani, Redken, Elie Saab, and Real Techniques. And with Amazon's wide selection, great value, fast delivery, and the convenience of finding everything in one place, your beauty restock just got easier. Minimalism: Gone are the days of applying heavy layers of foundation or lipsticks and blush. This on-the-go generation is switching towards balms, glow enhancers, skin tints and lip and cheek tints from brands like Maybelline, Etude, Renee, e.l.f amongst others, for that naturally flushed minimalistic look- Less is more. Whether you are into minimalism or all about maximalism, you can get up to 20% Amazon Pay cashback on your first beauty order and an additional up to 20% off when you buy more.K-Beauty:K-Beauty aims to promote a healthy skin barrier and give a dewy and plump look, thus emphasising more on skincare. Brands like Tirtir, RoundLab, Laneige, and Skin1004 have become staples in Gen-Z's routines, offering innovative product textures and result-driven ingredients. But, wait, there's more - don't miss the Rush Hour Deals with a minimum of 30% off price drops, if you are looking for a beauty fix on a and Professional Care: Haircare has evolved beyond just taming strands- it's now about scalp health, damage repair, and expressing individuality. L'Oral Professionnel, Kerastase, and O3+ give salon-level results at home, thus nourishing the hair. Not satisfied? Get a sweet 50% off on luxe essentials, so your at-home spa day is never Products: Brands like CeraVe and The Derma Co deliver science-backed solutions and cater to every skin type. The research-backed ingredients enhance the trust and credibility of the brand and the products, which are highly accepted by young, aware Fragrances: Brands like Skinn by Titan, Bella Vita, Ellie Saab, Jaguar, offer fragrances in a plethora of notes. The trend of layering fragrances has arised due to their longevity and to be able to mix and match and customize the fragrance which defines you. Well, smelling divine just got easier with up to 60% off on fragrances. This edition of The Beauty Sale goes beyond just trendspotting - it's a thoughtfully curated experience that celebrates how beauty fits into everyday rituals and personal expression. Whether you're chasing that glass-skin glow, layering fragrances to match your mood, or reaching for Gen Z-approved statement makeup, the event offers something for every kind of beauty lover. With themed edits and a curated storefront, discovering what's new, what works, and what feels like you is just a scroll Beauty Sale's sixth edition showcases the biggest beauty trends of the season – from the latest in Korean Beauty to dermatologist-recommended skin and hair care essentials,' said Siddharth Bhagat, Director, Amazon Fashion & Beauty. "We are making it easier than ever for beauty enthusiasts to discover trusted international brands and build their perfect beauty regimen. Whether you are exploring seasonal fragrances, seeking Gen Z's most-loved brands, or starting your skincare journey, our thoughtfully curated selection comes with Amazon's fast delivery and reliable service, ensuring a seamless shopping experience for everyone."In the ever-transforming world, Amazon has managed to capture the spirit of beauty lovers - adventurous, informed, and always ahead of the curve. Don't miss the chance of giving your vanity that much-needed upgrade, with the best of beauty, haircare, makeup, and fragrances, all at great offers. Let Amazon's The Beauty Sale serve you; you just serve looks!Disclaimer: The material, content, and/or information contained within this impact feature are published strictly for advertorial purposes. T.V. Today Network Limited hereby disclaims any and all responsibility, representation, or endorsement with respect to the accuracy, reliability, or quality of the products and/or services featured or promoted herein. Viewers or consumers are strongly advised to conduct their own due diligence and make independent inquiries before relying on or making any decisions based on the information or claims presented in the impact feature. Any reliance placed on such content is strictly at the individual's own discretion and risk.- Ends advertisement
