Latest news with #BajajFinance
Fashion Value Chain
20 hours ago
- Business
- Fashion Value Chain
Get Exciting Cashback with Bajaj Finserv Doctor Loan this Loan Utsav
Running a medical practice in today's fast-changing healthcare environment is no easy task. Whether it is setting up a new clinic, upgrading diagnostic equipment, expanding practice, or simply managing day-to-day working capital-funding can often become a challenge. With rising costs and growing patient expectations, even experienced doctors may feel the financial strain. Bajaj Finserv Doctor Loan Bajaj Finserv Doctor Loan is a suitable option medical professionals can consider to get over these challenges. This offering is designed specifically for healthcare professionals, providing high-value, unsecured loans to meet their professional needs without the hassle of lengthy paperwork or collateral. And to make it even more rewarding, Bajaj Finance has launched an exclusive Loan Utsav campaign featuring special cashback offers. Available from 1st July to 31st July 2025, the offer is open to the first 50 doctors who apply through the Bajaj Finserv App or website and get their loan disbursed during the campaign period. Eligible medical professionals stand to receive up to Rs. 5,000 in cashback rewards, making it a timely opportunity to invest in. Below is the cashback structure under the limited-period Loan Utsav campaign: Loan amount (Rs.) Cashback (New customers) Cashback (Existing customers) 1 lakh – 10 lakh Rs.1,000 Rs. 1,000 11 lakh – 20 lakh Rs. 1,500 Rs. 1,500 21 lakh – 30 lakh Rs. 2,000 – 31 lakh – 40 lakh Rs. 3,000 – 41 lakh – 50 lakh Rs. 4,000 – 51 lakh and above Rs. 5,000 – The cashback will be credited to the customer's Bajaj Pay Wallet. If no active wallet exists, rewards will be given as Bajaj Coins, redeemable on the Bajaj Finserv App. How to apply for Bajaj Finserv Doctor Loan Bajaj Finance offers a simple and quick loan application process for medical professionals. Here's how to apply for the Bajaj Finserv Doctor Loan through the app: Download the Bajaj Finserv App from the Google Play Store. Log in using mobile number. On the home screen, select the 'Doctor Loan' icon. Tap the ' CHECK ELIGIBILITY ' button. Complete the application form with basic personal and professional information. After filling the form, tap ' CONTINUE '. Provide banking details as requested. Submit application for processing. To apply via the Bajaj Finserv website, follow these steps: Visit the official Bajaj Finserv website. Go to the doctor loan page and click on the ' CHECK ELIGIBILITY ' button. Fill in personal and professional details on the application form. After completing the form, click ' CONTINUE '. Enter banking information as required. Verify registered address and other KYC details. Submit application for processing. Why choose Bajaj Finserv Doctor Loan Choosing the right financial support is crucial for medical professionals looking to expand their practice, upgrade equipment, or manage daily operational costs. The Bajaj Finserv Doctor Loan is designed specifically to meet the unique needs of doctors, offering benefits such as: Loans up to Rs. 80 lakh : Whether it is setting up a new clinic, purchasing advanced medical equipment, or expanding existing practice, the Bajaj Finserv Doctor Loan offers substantial funding of up to Rs. 80 lakh. This high loan amount is specifically designed to cater to the diverse financial needs of doctors, ensuring they have adequate capital to support professional goals. No collateral required : One of the biggest advantages of this loan is that it does not require any collateral or security. This means doctors can apply and receive funds without the hassle of pledging assets, saving time and avoiding unnecessary complications. Quick approval and disbursal : Time is often critical for medical professionals who need prompt financial assistance. Bajaj Finance ensures fast loan processing and disbursal, often within 48 hours*, allowing quicker access to funds without delay. Flexible repayment tenure : Understanding that every doctor's financial situation is different, this loan offers flexible repayment options. One can choose a repayment tenure that suits their cash flow and working capital cycle, ranging from 1 year up to 8 years. This flexibility helps manage repayments comfortably while focusing on operations. Online application process through app or website: The loan application and management process is digital, allowing one to apply from anywhere using the Bajaj Finserv App or website. This eliminates the need for physical visits, lengthy documentation, and reduces processing time, making the experience smooth and hassle-free for busy medical professionals. These doctor loan features make this offering by Bajaj Finance an ideal financial solution for doctors. For any medical professional looking to expand operations, Loan Utsav presents the perfect chance to access funding and earn exclusive rewards. Don't miss out-apply today and unlock cashback of up to Rs. 5,000. Bajaj Finance Limited Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings. To know more, visit *Terms and conditions apply
Time of India
a day ago
- Business
- Time of India
Bajaj Finance Share Price Live Updates: Bajaj Finance experiences a decline in returns
30 Jul 2025 | 09:08:42 AM IST Stay up-to-date with the Bajaj Finance Stock Liveblog, your comprehensive source for real-time updates and detailed analysis on a prominent stock. Explore the latest information on Bajaj Finance, including: Last traded price 890.95, Market capitalization: 550927.57, Volume: 54125, Price-to-earnings ratio 31.62, Earnings per share 28.04. Our liveblog provides a comprehensive overview of Bajaj Finance by integrating fundamental and technical indicators. Stay informed about breaking news that can impact Bajaj Finance's performance in the market. Our expert analysis and stock recommendations empower you to make well-informed financial decisions. Join us on this journey as we delve into the exciting world of Bajaj Finance and its market potential. The data points are updated as on 09:08:42 AM IST, 30 Jul 2025 Show more
Economic Times
a day ago
- Business
- Economic Times
Is Bajaj Finance's decline a sign of looming crisis in India's NBFC sector?
Mumbai: A precipitate post-earnings decline in the stock of Bajaj Finance, India's biggest, pure-play non-bank lender by market value, has underscored rising stress in hitherto bankable sectors served by such companies, with analysts looking to the festive season for most borrowers to generate the necessary cash flows that would boost both NBFC asset quality and collection efficiencies. ADVERTISEMENT "We are seeing pockets of stress emerging in sectors like micro finance, personal loans, cards and also micro-SME loans," said Anand Dama, head, BFSI Research at Emkay Global Financial Services. "It is still not led by macro indicators. We expect this stress to continue in the second and third quarters at least, and hope that it does not deteriorate with the macro slowdown, which is difficult to predict as of now." While a marked improvement in banking system liquidity since last autumn has theoretically lowered the cost of NBFC financing and eased the pressure on the liabilities side of their balance sheets, the industry faces fresh challenges from the asset side now. A sizable section of microfinance loans has turned into non-performing assets-both at banks and NBFCs-and collection efficiencies have been under the lens due to the suspect repayment ability of a section of challenges are being felt even by top NBFCs, such as Bajaj Finance, which helped millions of Indians step on to the consumption ladder for the first time over the past decade. In the post-results analyst call last week, Bajaj Finance MD Rajeev Jain said that 13 of the 17 industries the company tracks in the MSME sector are showing signs of a slowdown, while three others are showing signs of contraction. ADVERTISEMENT "So, it's virtually a perfect storm in a way. (Our) MSME portfolio is (about) ₹50,000 crore, which is entirely unsecured. In that, principally, (loans to) doctors is ₹15,000 crore. Even there, we are seeing pressure. So this segment did not trouble us even in Covid actually. This segment is also suddenly troubled. We ran that for 15 years. It has always been 99% current kind of portfolio," Jain Bajaj Finance stock has fallen more than 8% in a week, with about 6% coming on the day after the earnings on Friday. ADVERTISEMENT Jain added that within MSMEs, the problem is with the business loans, and Bajaj Finance is "going hammer and tongs" to ensure that loan repayments are at pre-Covid levels for MSME as well non-MSME loans. Even for L&T Finance, another large NBFC, asset quality deteriorated with gross stage 3 loans due past 90 days at 3.31% in June 2025 from 3.14% a year ago. As a result, impairment costs increased 39% year on year to ₹542 crore from ₹390 crore a year Sudipta Roy described it as a challenging quarter. ADVERTISEMENT But analysts caution that the troubles in the MSME sector are limited to unsecured loans."If you see bank loans to the sector which are largely secured, they are performing well. So it is not a sector phenomenon right now. ADVERTISEMENT These are companies with ₹10 crore to ₹15 crore turnover and business cycles go up and down. The festive season is crucial. If consumption recovers then we could see stress abate or things will become worse," said Bunty Chawla, analyst at IDBI Capital. Analysts said the second half of the fiscal remains crucial as macroeconomic conditions are heavily dependent on a good monsoon and festive spending to improve both demand for loans as well as asset quality. (You can now subscribe to our ETMarkets WhatsApp channel)
Time of India
a day ago
- Business
- Time of India
Is Bajaj Finance's decline a sign of looming crisis in India's NBFC sector?
Live Events Agencies (You can now subscribe to our (You can now subscribe to our ETMarkets WhatsApp channel Mumbai: A precipitate post-earnings decline in the stock of Bajaj Finance , India's biggest, pure-play non-bank lender by market value, has underscored rising stress in hitherto bankable sectors served by such companies, with analysts looking to the festive season for most borrowers to generate the necessary cash flows that would boost both NBFC asset quality and collection efficiencies."We are seeing pockets of stress emerging in sectors like micro finance, personal loans, cards and also micro-SME loans," said Anand Dama, head, BFSI Research at Emkay Global Financial Services "It is still not led by macro indicators. We expect this stress to continue in the second and third quarters at least, and hope that it does not deteriorate with the macro slowdown, which is difficult to predict as of now."While a marked improvement in banking system liquidity since last autumn has theoretically lowered the cost of NBFC financing and eased the pressure on the liabilities side of their balance sheets, the industry faces fresh challenges from the asset side now.A sizable section of microfinance loans has turned into non-performing assets-both at banks and NBFCs-and collection efficiencies have been under the lens due to the suspect repayment ability of a section of challenges are being felt even by top NBFCs, such as Bajaj Finance, which helped millions of Indians step on to the consumption ladder for the first time over the past decade. In the post-results analyst call last week, Bajaj Finance MD Rajeev Jain said that 13 of the 17 industries the company tracks in the MSME sector are showing signs of a slowdown, while three others are showing signs of contraction."So, it's virtually a perfect storm in a way. (Our) MSME portfolio is (about) ₹50,000 crore, which is entirely unsecured. In that, principally, (loans to) doctors is ₹15,000 crore. Even there, we are seeing pressure. So this segment did not trouble us even in Covid actually. This segment is also suddenly troubled. We ran that for 15 years. It has always been 99% current kind of portfolio," Jain Bajaj Finance stock has fallen more than 8% in a week, with about 6% coming on the day after the earnings on added that within MSMEs, the problem is with the business loans, and Bajaj Finance is "going hammer and tongs" to ensure that loan repayments are at pre-Covid levels for MSME as well non-MSME loans. Even for L&T Finance, another large NBFC, asset quality deteriorated with gross stage 3 loans due past 90 days at 3.31% in June 2025 from 3.14% a year ago. As a result, impairment costs increased 39% year on year to ₹542 crore from ₹390 crore a year Sudipta Roy described it as a challenging analysts caution that the troubles in the MSME sector are limited to unsecured loans."If you see bank loans to the sector which are largely secured, they are performing well. So it is not a sector phenomenon right are companies with ₹10 crore to ₹15 crore turnover and business cycles go up and down. The festive season is crucial. If consumption recovers then we could see stress abate or things will become worse," said Bunty Chawla, analyst at IDBI Capital. Analysts said the second half of the fiscal remains crucial as macroeconomic conditions are heavily dependent on a good monsoon and festive spending to improve both demand for loans as well as asset quality.
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Business Standard
2 days ago
- Business
- Business Standard
These 3 Bajaj-group stocks look weak on charts; can fall by another 16%
Technical charts show that shares of Bajaj Finance, Bajaj Finserv and Bajaj Electricals from the Bajaj-group companies are likely to trade with a tepid bias in the upcoming trading sessions. Rex Cano Mumbai Listen to This Article These 3 shares of Bajaj-group stocks could witness downward pressure in the near-term, suggests technical charts. Bajaj Finance, Bajaj Finserv and Bajaj Electricals - are part of the Bajaj group founded by Shri Jamnalal Bajaj in the year 1926. Recently, shares of Bajaj Finance and Bajaj Finserv took a sharp hit after these non-banking finance companies (NBFCs) announced their Q1 earnings. The former has shed 9 per cent in the last three trading sessions, while the latter declined 5.5. per cent in the last four days. On the earnings front, Bajaj Finance reported a
