Latest news with #CRE
Business Wire
5 days ago
- Business
- Business Wire
Atlantic Union Bankshares Reports Second Quarter Financial Results
________________________________________ (1) These are non-GAAP financial measures. The Company believes net interest income (FTE), total revenue (FTE), and total adjusted revenue (FTE), which are used in computing net interest margin (FTE), efficiency ratio (FTE) and adjusted operating efficiency ratio (FTE), provide valuable additional insight into the net interest margin and the efficiency ratio by adjusting for differences in tax treatment of interest income sources. The entire FTE adjustment is attributable to interest income on earning assets, which is used in computing the yield on earning assets. Interest expense and the related cost of interest-bearing liabilities and cost of funds ratios are not affected by the FTE components. (2) These are non-GAAP financial measures. Tangible assets and tangible common equity are used in the calculation of certain profitability, capital, and per share ratios. The Company believes tangible assets, tangible common equity and the related ratios are meaningful measures of capital adequacy because they provide a meaningful base for period-to-period and company-to-company comparisons, which the Company believes will assist investors in assessing the capital of the Company and its ability to absorb potential losses. The Company believes tangible common equity is an important indication of its ability to grow organically and through business combinations as well as its ability to pay dividends and to engage in various capital management strategies. (3) These are non-GAAP financial measures. The Company believes that ROTCE is a meaningful supplement to GAAP financial measures and is useful to investors because it measures the performance of a business consistently across time without regard to whether components of the business were acquired or developed internally. (4) These are non-GAAP financial measures. Adjusted operating measures exclude, as applicable, merger-related costs, FDIC special assessments, deferred tax asset write-down, the CECL Day 1 non-PCD loans and RUC provision expense, gain (loss) on sale of securities, gain on CRE loan sale, and gain on sale of equity interest in CSP. The Company believes these non-GAAP adjusted measures provide investors with important information about the continuing economic results of the Company's operations. Due to the impact of completing the Sandy Spring acquisition in the second quarter of 2025 and the acquisition of American National Bankshares in the second quarter of 2024, we updated our non-GAAP operating measures beginning in the second quarter of 2025 to exclude the CECL Day 1 non-PCD loans and RUC provision expense. The CECL Day 1 non-PCD loans and RUC provision expense is comprised of the initial provision expense on non-PCD loans, which represents the CECL 'double count' of the non-PCD credit mark, and the additional provision for unfunded commitments. The Company does not view the CECL Day 1 non-PCD loans and RUC provision expense as organic costs to run the Company's business and believes this updated presentation will provide investors with additional information to assist in period-to-period and company-to-company comparisons of operating performance, which will aid investors in analyzing the Company's performance. Prior period non-GAAP operating measures presented in this release have been recast to conform to this updated presentation. (5) All ratios at June 30, 2025 are estimates and subject to change pending the Company's filing of its FR Y9 C. All other periods are presented as filed. (6) The adjusted operating efficiency ratio (FTE) excludes, as applicable, the amortization of intangible assets, merger-related costs, FDIC special assessments, gain (loss) on sale of securities, gain on CRE loan sale, and gain on sale of equity interest in CSP. This measure is similar to the measure used by the Company when analyzing corporate performance and is also similar to the measure used for incentive compensation. The Company believes this adjusted measure provides investors with important information about the continuing economic results of the Company's operations. (7) These are non-GAAP financial measures. Pre-tax pre-provision adjusted earnings excludes, as applicable, the provision for credit losses, which can fluctuate significantly from period-to-period under the CECL methodology, income tax (benefit) expense, merger-related costs, FDIC special assessments, gain (loss) on sale of securities, gain on CRE loan sale, and gain on sale of equity interest in CSP. The Company believes this adjusted measure provides investors with important information about the continuing economic results of the Company's operations. (8) The calculations for the periods prior to March 31, 2025 exclude the impact of unvested restricted stock awards outstanding as of each period end; however, unvested shares are reflected in March 31, 2025 and subsequent period ratios.
News18
6 days ago
- Health
- News18
MPESB To Hire For 752 Paramedical Posts, Registration Begins July 28
Last Updated: MPESB Paramedical Recruitment 2025: The detailed information about the vacancies, eligibility criteria, and the application process can be found on The Madhya Pradesh Employees Selection Board (MPESB) has issued a new recruitment notification for 752 paramedical positions under the Group-5 Combined Recruitment Exam (CRE) 2025. The online application process will commence on July 28, 2025, and the deadline to apply is August 11, 2025. The detailed information about the vacancies, eligibility criteria, and the application process can be found on the official website, Age Limit: 18 to 40 years as of January 1, 2025. (Age relaxations are applicable for reserved categories in accordance with MP government norms.) Educational Qualification: Candidates must have a Diploma or Degree in a relevant field (e.g., Pharmacy, OT Technology, Physiotherapy, Optometry, or related paramedical disciplines). Step 5 – Pay the application fee online MPESB Paramedical CRE Recruitment 2025: Selection Process Candidates will be selected through a written examination starting on September 27, 2025. 'In the examination conducted by the Board, names of only those candidates will be included in the list of successful candidates who have secured minimum marks out of the prescribed total marks. For this purpose the minimum qualifying marks shall be 50% for unreserved category candidates and 40% with relaxation of upto 10% for SC, ST, OBC and handicapped candidates," reads the official notice. A 10 per cent relaxation in the minimum qualifying marks has been provided to the candidates of economically weaker sections, but the selection of the candidates will be done on the basis of 'merit' from the list prepared for economically weaker sections. view comments First Published: Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.
Time of India
7 days ago
- Health
- Time of India
MPESB Recruitment 2025: Notification out for Paramedical CRE posts, registration begins on this date
The Madhya Pradesh Employees Selection Board (MPESB) has released a new recruitment notification for 752 paramedical posts under the Group-5 Combined Recruitment Exam (CRE) 2025. This is a great opportunity for candidates with diplomas or degrees in medical and healthcare-related fields to apply for government jobs in Madhya Pradesh. The online application process will start on July 28, 2025, and the last date to apply is August 11, 2025. Candidates will be selected through a written exam, which will begin from September 27, 2025. Full details about the vacancies, eligibility, and how to apply are available on the official website, . Who can apply? Aspirants who fulfill the following eligibility requirements for MPESB recruitment will be able to register online. Age Limit: 18 to 40 years as on January 1, 2025. (Age relaxations apply for reserved categories as per MP government norms.) Educational Qualification: Candidates must possess a Diploma or Degree in the relevant field (e.g., Pharmacy, OT Technology, Physiotherapy, Optometry, or related paramedical disciplines). Domicile Requirement: Applicants must be residents of Madhya Pradesh to claim local reservation benefits. How to apply for MPESB recruitment 2025 Here is how interested candidates will be able to apply for the recruitment process online: Visit the official MPESB portal: Register with valid credentials and obtain login ID Fill in the application form with accurate academic, personal, and communication details Upload scanned copies of documents and passport-size photo Pay the application fee (Online) Download and save a copy of the submitted application for future use With 752 posts across essential paramedical roles, this recruitment offers a strong career path in public healthcare. Eligible candidates are advised to go through the official notification thoroughly and apply well before the deadline. Early registration will also give you ample time to prepare for the written exam. TOI Education is on WhatsApp now. Follow us here . Ready to navigate global policies? Secure your overseas future. Get expert guidance now!
Scroll.in
22-07-2025
- General
- Scroll.in
OSSC CRE Prelims 2025 admit card out; check exam details here
The Odisha Staff Selection Commission (OSSC) has released admit cards for the Combined Recruitment Examination for Junior Stenographer, Junior Grade Typist and Typist-cum-Scribe Assistant-2025 under Advt. No.1744/OSSC, dtd.03.04.2025. Candidates can download their hall tickets from the official website The OMR-based exam will be held on July 27, 2025, from 10.00 am to 12.00 noon. The reporting time is 9.00 am. There shall be a negative marking of 0.25 marks for each wrong answer. The recruitment drive aims to fill 74 vacancies, of which 24 are for Junior Stenographer (District Offices) posts, 43 for Junior Stenographer, 05 for Junior Grade Typist, and 02 for Typist-cum-Scribe Assistant. Steps to download CRE admit card 2025 Direct link to CRE admit card 2025. Selection Process The applicants will be shortlisted on the basis of Preliminary exam, Main exam, Physical Standard Test, and Certificate Verification.
India Today
18-07-2025
- Health
- India Today
2,300 vacancies open at AIIMS Delhi; Class 10, 12 pass can apply
The All India Institute of Medical Sciences (AIIMS), Delhi has opened applications for its Common Recruitment Examination (CRE) to fill 2,300 non-faculty Group B and Group C AIIMS Delhi recruitment drive covers a wide range of posts, including technician, assistant, lab attendant, data entry operator, clerk, draftsman grade-2, lineman, pharmacist, and assistant engineer, among examination for these posts will be held on August 25 and 26, 2025. AIIMS has announced that the selection process will consist of a written test and a skill test, depending on the nature of the DELHI RECRUITMENT: WHO CAN APPLY The educational qualifications vary based on the post. Candidates who have passed Class 10 or Class 12, or those with graduation, MSc, MBA, engineering degrees, postgraduate diplomas, or relevant technical experience are eligible to minimum age for all posts is 18 years, while the maximum age is capped at 35 years. There are age relaxations as per category norms:SC/ST: 5 yearsOBC: 3 yearsPwBD: 10 yearsAIIMS DELHI RECRUITMENT: APPLICATION FEECandidates from the General and OBC categories are required to pay an application fee of Rs 3,000, while candidates from the SC/ST/EWS categories need to pay Rs 2,400. The application fee must be paid online at the time of form DELHI RECRUITMENT: EXAM STRUCTUREThe written test will be conducted in a Computer-Based Test (CBT) format. The exam will include 100 questions, each carrying 4 marks, bringing the total to 400 subjects covered include:General Knowledge and AptitudeComputer KnowledgeThe duration of the exam is 90 DELHI RECRUITMENT: HOW TO APPLYInterested candidates can follow these steps to apply:Visit the official AIIMS website: on the 'Recruitment' tab on the homepageSelect the link titled 'Common Recruitment Examination (CRE)'Register with the required personal and educational the necessary the applicable application the form and take a printout for future link to apply for AIIMS Delhi recruitment 2025Candidates are advised to read the AIIMS Delhi official notification carefully before applying. The recruitment presents a promising opportunity for those seeking government jobs in the healthcare sector with varied educational backgrounds.- Ends
