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UAE Moments
5 days ago
- General
- UAE Moments
♓ Pisces Daily Horoscope for July 17, 2025
Inner Resolve & Boundaries Stand firm in your convictions today. Don't feel pressured to justify yourself—your quiet strength matters. Love & Relationships Communication is key. Tackle any issues gently and openly. Those facing relationship challenges may find healing, and new connections are possible in social or professional settings. Career & Opportunities Trust your instincts—especially in work and financial matters. Taking decisive steps can trigger creative breakthroughs and unexpected chances. Finance & Blessings Today brings potential financial surprises. Embrace gratitude and openness to unexpected gains—the cosmos may reward that attitude. Health & Self-Care Well-being improves when you embrace relaxation and meaningful surprises. Gentle, mindful self-care lifts both mood and vitality. Creative Wisdom A message from tarot: "Stand your ground on whatever you believe in." Your inner peace and alignment guide you through challenges. Lucky Color & Numbers
Telegraph
07-07-2025
- Business
- Telegraph
‘I moved to the US for a better salary, and pay just 10pc tax'
The American dream is still luring thousands of British workers across the Atlantic every year, in the hope of finding the success they lack in the UK. Between 2022 and 2024, America was the most popular destination for British expats, surpassing countries like Australia and the UAE, according to the US census. There are approximately 700,000 British citizens living in the US, spread across the country – with some 120,000 British born residents living in New York, 35,000 in Los Angeles and 15,000 in Washington DC. One of the main draws, as Patricia Casaburi, chief executive of migration consultancy Global Citizen Solutions, points out, is that the US offers significant professional and academic opportunities for British workers – particularly in finance, technology, medicine and the arts. 'Salaries average 40pc to 50pc higher than in the UK, and while healthcare concerns previously deterred some, NHS challenges have made this less of an issue – as well as the fact that US healthcare is often paid by the employer,' says Casaburi. The firm she runs helps people find the best residency or citizenship to diversify their investments. But there are downsides, as the British expats working state-side tell us. Some states, particularly New York and California, have 'hideous' taxes that eat into your higher salary, and of course there's healthcare insurance to factor in. Plus, there have recently been hints from President Donald Trump that inflated taxes for the rich could be on their way. 'Despite hideous taxes, I'm never moving back' Peter, a surgical device start-up co-founder who has been living in the US since 1999, considers himself more American than British. Bearing citizenship and a slight transatlantic twang, the 70-year-old doesn't miss his mother country at all. He first began visiting in the 1980s for business, but it was meeting his wife-to-be on a flight to Denver in 1997 that redirected his path across the pond for good. 'I was coming out of my second marriage, and not looking for any form of relationship, but after several hours of talking, we knew it was right,' he says. After getting married and spending some time in Britain together, the couple moved to Washington DC, then San Diego and eventually settled in New York City in 2009. As an entrepreneur, Peter earns three to four times what he would in the UK, while his wife, a broadcast journalist, earns eight to 10 times more. This tracks with current data – according to the American compensation data firm Payscale, the average annual salary in New York is $93,000 (£70,000), compared to London, where it is £46,000 ($61,121). In a Northern city like Manchester or Leeds, it's more like £34,000 ($45,173). Peter and his wife rent an apartment in a quiet part of Manhattan by the river, and own a beach house in Jersey Shore, but 'hideous' triple taxes are by far the most expensive aspect of life in New York. They pay a combination of federal, state and city tax, which equates to around 49pc of the couple's combined gross income – although, he notes, it's not as bad as in California. 'I'm fine with the high tax in principle here, but it's definitely the reason so many people leave New York – there are tons of US states where we could be paying considerably less,' he says, adding that his business is based in San Antonio, Texas, which provides some tax relief. Although Peter now gets health insurance through his wife's employer, they were stung when the Affordable Care Act (otherwise known as Obamacare) was introduced in 2010. As co-owners of a business, the policy pushed the pair's health insurance costs up by 90pc, to around $2,000 each a month. When they employed an assistant, the overall insurance dropped to $1,100 for all three, per month. 'I feel privileged to get good spousal coverage now,' says Peter. His wife's job is likely to keep them in New York City for the foreseeable, but even if she were to leave, he'd never move back to the UK. 'In my view, Britons are always glass half empty – people have their lot in life and settle for it,' he says. 'They want to retire as soon as they can because they hate their job and have a state cushion.' He finds people in America to be more ambitious and happy to continue working beyond retirement age. Launching a start-up as a septuagenarian, for example, has been viewed as completely normal behaviour by his peers, while in the UK, he believes he'd be an anomaly. 'Americans wear their salary like a badge of honour' Katy McQuade, now 59, moved to the US from London in 1990, and agrees that one of the biggest differences is the drive to be successful and 'make your mark' – although it took her a while to get used to the characteristic braggadocio. 'You wouldn't wear your salary like a badge of honour in the UK, whereas here there's no shame in telling someone outright, whether they want to know or not,' she says. Working as a realtor for the last 20 years, Katy lives in a small town called Carefree, near Scottsdale, Arizona. And carefree it often can be, as Katy pays a fraction of the tax charged in East Coast states like New York or Washington. Arizona's income tax is just 2.5pc, property tax is 0.45pc of a home's assessed value, and the average tax and local sales tax comes to 8.38pc. 'I'm in quite a high tax bracket, but I try to find workarounds nonetheless – such as creating a PLC,' she explains. 'I pay 10pc tax on what I earn, although when I was making closer to $100,000 a year, I would have nudged into the 20pc tax bracket.' Katy says she would happily pay higher taxes for better services and community upkeep, though. 'While we say we have a great tax rate, we're 42nd in education out of 50 states, and we don't get certain public services because they're not funded,' she explains. 'I'd prefer to live in a more educated state, and I think that's an important base for the general public.' 'There's a focus on entrepreneurship, which Labour is sucking away' Although Paul, 64, has worked in a number of US cities for business, he's never lived in the US permanently. However, his position at a boutique marketing tech agency saw him make the switch from Exmoor, Somerset to New York City at the end of April. 'We're seeing more business opportunities in the US than in the UK or continental Europe, so I'll be here for around three years to concentrate on that,' he says. 'I also see more optimism and positivity towards earning money here, and certainly a focus on entrepreneurship, which Labour is sucking away in the UK.' Soon to be joined by his wife, Paul is flat hunting in central Manhattan, and expects to pay $6,600 (£5,000) a month for a two-bedroom apartment. 'Back at home, we've been paying off our properties, and have rented them out while we're here, so although we're paying 10 times the costs for somewhere to live than in the UK, it feels doable,' explains Paul. 'All our children have grown up and left home, so we can enjoy the flexibility by coming here and taking advantage of everything.' While there's often the impression that American employees get very little holiday, Paul will get roughly the same allowance as he does in Britain, with his company offering 20 days, plus the eight US public holidays. He's planning to spend big on trips to North and South America – first up is Yellowstone National Park, inspired by the couple's Netflix drama favourite Yellowstone. His taxes will be slightly lower than in the UK, although that didn't sway his decision to accept the relocation. He hopes Trump will reduce them further, but recent hints from the president suggest otherwise. He may let tax breaks for the richest Americans expire, returning their top income tax rate to 39.6pc – the same as before Trump's 2017 tax overhaul – from the current 37pc. It's a concern for Peter. 'It would be an extra 2pc on everything over $2.5m, or $20,000 for every million,' he says. 'It would really affect us.' Casaburi says the proposed 'millionaire's tax' has surprised many clients and prompted wealthy British expats residing in the US to consider relocating to more tax-friendly jurisdictions. 'Rather than returning to the UK, which has significant taxes itself, British clients are exploring alternatives like Malta and Cyprus,' she says. Those wishing to stay closer to the US for family or business reasons are considering Caribbean nations that offer favourable tax terms like St Kitts and Nevis, Antigua, Barbuda and Grenada. 'While the US remains attractive for Britons seeking professional and financial advancement, its appeal for high-net-worth individuals fluctuates with changing fiscal policies,' she adds. Is the US losing its shine? While there may be more money to be had in America, it doesn't win across all metrics that make a happy life. The US dropped form 23rd to 38th in terms of quality of life, according to data from Global Citizen Solutions. 'In contrast, the UK has remained firmly in the global top 10 across the quality of life, investment potential, and mobility dimensions, maintaining strong institutional trust and healthcare access, despite Brexit,' says Casaburi. 'For British nationals already living in the US or considering transatlantic relocation, these shifts are prompting more nuanced evaluations, not just of economic opportunity, but of long-term wellbeing, security, and stability.' For Matthew, the American lifestyle was untenable. He relocated from London to New York in 2000, enticed by the fact that when he demanded double his already high programming salary to be doubled, 'they didn't blink', he says. 'I should've asked for 200pc.' However, the relentless New York lifestyle – 6am workouts, 11-hour workdays, nights out with brokers, and just four hours of sleep – took their toll, and Matthew was eventually diagnosed with supraventricular tachycardia, a serious heart condition which can be triggered by stress. In 2020, he and his family left New York for Bath, escaping a lifestyle that cost $20,000 a month – including $70,000 in school fees and $30,000 for health insurance. Now, life is calmer and far cheaper. 'Even if someone offered me 10x what I'm on now, I wouldn't move back permanently,' he says. The kids love school, play in open fields, and have Olympians as coaches. 'Bath's been the death of aspiration,' he jokes. 'There's nowhere else I'd rather be.' Peter, Katy and Paul are not planning a return to Britain any time soon. However, Katy says she makes regular trips back to the UK to visit family, and keeps a close eye on life across the pond. 'Right now, there is a lot of trepidation and nervousness about how to play your cards in the US, for expats and locals alike,' she says. 'We just have to wait and see how the cookie crumbles.'
Zawya
30-06-2025
- Business
- Zawya
Tamkeen and the BIBF launch second edition of Sales Graduate Development Programme
Manama – Following the success of its first edition, the Labour Fund (Tamkeen) and the Bahrain Institute of Banking and Finance (BIBF) have announced the launch of the second edition of the Sales Graduate Development Programme, a specialised initiative aimed at preparing fresh Bahraini graduates for careers in the dynamic field of sales. The six-month programme aims to prepare unemployed graduates for successful careers in sales by providing essential skills in sales, customer care, marketing, and digital tools. It combines structured classroom learning with hands-on internships at leading organisations in Bahrain, giving participants both theoretical knowledge and practical experience. Open to unemployed Bahraini graduates with no prior sales experience, the programme offers a valuable opportunity to build confidence and start a rewarding career across diverse sectors. Commenting on the launch, Mr. Khalid AlBayat, Chief Growth Officer at the Labour Fund (Tamkeen), stated: 'The launch of the second edition of this programme reflects our continued commitment to supporting the employment of Bahraini nationals. By equipping fresh graduates with sales and customer engagement skills, we are preparing them to tap into a sector full of potential. This aligns with Tamkeen's strategic focus on increasing economic participation, especially among new entrants to the labour market.' Ms. Anood Abbas, Head of the Leadership and Management Centre at the BIBF, said: 'This programme is tailored for those at the beginning of their professional journey, offering a transformative experience that combines theoretical knowledge with direct workplace exposure. We are proud to continue this collaboration with Tamkeen to help shape the next generation of Bahraini sales professionals.' For more information about the programme and how to apply, interested candidates can contact l&m@ About the BIBF The Bahrain Institute of Banking and Finance (BIBF) is the leading provider of education and training in the region, established in 1981 under the Central Bank of Bahrain. With a commitment to enhancing human capital, the BIBF serves not only Bahrain but also extends its reach to 64 countries worldwide, solidifying its global presence. The BIBF is dedicated to delivering excellence across a broad spectrum of business disciplines. It partners with numerous international institutions to offer thought leadership, assessment, and training in key areas, including: Banking and Finance Islamic Banking Executive Education Accounting and Finance Academic Studies Leadership and Management Insurance Digital Transformation and Project Management For more information, please contact the Marketing and Corporate Communications Department at: Email: media@ Website: About the Labour Fund 'Tamkeen' The Labour Fund "Tamkeen" was established in 2006 to support economic growth in the Kingdom of Bahrain by enabling the private sector to become a key economic driver in the economy. Tamkeen does this through supporting the growth and development of enterprises, as well as developing the skills of local talent and enhancing their employment and career development opportunities to become the first choice for employment in the labor market. Tamkeen offers a range of programs and initiatives that are designed in line with labor market needs and is driven by its strategic priorities and support initiatives which include employment support, career development support, and enterprise support programs. More information available at Follow our official channels (@TamkeenBahrain) For media inquiries, please contact: media@ For general information: support@ Call Center: 17383333
Yahoo
10-04-2025
- Business
- Yahoo
Logicalis Joins Military Spouse Employment Partnership (MSEP)
TROY, Mich., April 10, 2025 /PRNewswire/ -- Logicalis US today announced their membership into the Military Spouse Employment Partnership (MSEP). The partnership is part of a US Department of Defense initiative that connects military spouses with partner employers committed to recruiting, hiring, promoting, and retaining military spouse talent. Through the partnership, Logicalis gains access to a pipeline of talented candidates and joins a community of like-minded employers focused on creating meaningful change. The program enables Logicalis to offer career development resources, remote work options, and advancement opportunities tailored to the needs of military spouses. "Logicalis is dedicated to supporting the careers of military spouses who bring invaluable skills and resilience to the workforce," said Craig Perry, Sr. Director, Talent Acquisition at Logicalis US. "We are proud to join MSEP as a testament to that commitment to creating meaningful opportunities for military families." MSEP is part of the broader Spouse Education and Career Opportunities (SECO) program, designed to help military spouses find meaningful employment and advance in their careers despite the unique challenges they face, such as frequent relocations and deployments. Since its inception in 2011, MSEP has partnered with more than 600 organizations and helped connect military spouses with over 275,000 job opportunities. "A commitment to military spouse employment is vital as it directly impacts the stability and well-being of military families who already sacrifice so much in service to our country," said Courtney Rothermel, Human Resources Business Partner at Logicalis US. "As a military spouse of 20 years, I've personally faced the uphill battle of finding meaningful employment each time we relocated, which often led to financial strain and additional stress during an already stressful time. There's more roadblocks than one might imagine. So, supporting military spouse employment isn't just a nice-to-have—it's an essential community initiative that honors the resilience of military families and helps build a stronger, more secure future for all." For more information about the MSEP program, visit: For more on Logicalis' military employment initiatives, visit: About Logicalis USWe are Architects of Change™. We help organizations succeed in a digital-first world. At Logicalis, we harness our collective technology expertise to help our clients build a blueprint for success, so they can deliver sustainable outcomes that matter. Our lifecycle services across cloud, connectivity, collaboration and security are designed to help optimize operations, reduce risk and empower employees. As a global technology service provider, we deliver next-generation digital managed services, to provide our clients with real-time visibility and actionable insights across the performance of their digital ecosystem including; availability, user experience, security, economic performance and sustainability. Our 7000+ 'Architects of Change' are based in 27 countries around the globe, helping our 10,000+ clients across a range of industry sectors, create sustainable outcomes through technology. Logicalis has annualized revenues of $1.7 billion, from operations in Europe, North America, Latin America, Asia Pacific, and Africa. It is a division of Datatec Limited, listed on the Johannesburg Stock Exchange, with revenues of over $4.6 billion. For more information visit View original content to download multimedia: SOURCE Logicalis Sign in to access your portfolio
