Latest news with #Cruze
Yahoo
5 days ago
- Entertainment
- Yahoo
Atlanta surgeon says her boyfriend ‘doesn't want to work' — but stats show many men share this ‘deal breaker'
Forty-year-old Jenny is a surgeon earning nearly half a million dollars a year. She called into The Ramsey Show to ask a hard financial and emotional question: 'My boyfriend doesn't want to work. Is that a deal breaker?' While Jenny is projecting to earn $500,000 this year, her 51-year-old actor boyfriend earned less than $23,000 last year. He has worked just two days in the past 12 months. The show's hosts, Dave Ramsey and co-host Rachel Cruze, didn't mince words. 'Is that attractive to you? Are you like, 'What a winner'?' Cruze asked bluntly. The red flag isn't just the difference in income. Ramsey emphasized it was the lack of drive that Jenny should watch out for, 'I don't care if he makes as much money,' he said. 'I care that he doesn't work.' Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 5 of the easiest ways you can catch up (and fast) Nervous about the stock market in 2025? Find out how you can access this $1B private real estate fund (with as little as $10) The hosts doubled down on the lack of ambition. Cruze pointed out, 'I'm not mad that he doesn't have a job as an actor every week, but at least he's like, hey, I'm still busting my butt and I'm part-time here, I'm waiting tables here and I'm trying to make this dream work… but the fact that there's nothing in between that that's happening, right? As a woman who works and all of it, that's not attractive to me,' Jenny also added, 'We want to continue our relationship and keep moving forward and eventually get married and live together.' But the surgeon also clearly had apprehensions about some of the proposed arrangements: '[H]e says because the house will be under my name, he shouldn't pay for any part of the mortgage.' Ramsey was direct, saying, 'He clearly is an unmotivated slug.' Jenny continued, revealing she has repeatedly asked him how he gets by without steady work. 'He's 51 and I'm not sure how much things are going to change,' she said. When Ramsey asked whether Jenny had children and she said no, he countered by asking her, 'If you had a daughter that asked you this question, what would you tell her? You already have made this decision. You just wanted someone else to say it out loud. And I'll tell you, if you go forward with this guy, you're going to get increasingly resentful and increasingly bitter.' The co-hosts also pointed out that in modern relationships, the traditional roles can be reversed, with many women today being the primary breadwinners. But what's non-negotiable is effort. 'It's 2025,' Cruze said. 'There's some stay-at-home dads. So, even if that was the case and he's like, hey, we're having to support kids and you have a demanding job, I'm able to do this and this and this, you know what I mean? But there's like effort involved. There's none of that.' The final verdict from Ramsey followed: 'We think it's a deal breaker and so do you. And you just wanted someone else to say it out loud.' Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says — and that 'anyone' can do it A large number of American men are not working. In 2024, that number was almost at 7 million, though April 2025 U.S. Bureau of Labor Statistics data now finds a total of 7.2 million Americans (male and female) unemployed. The reasons range from labor market disruptions to mental health struggles, but the ultimate impact is that the male workforce is steadily declining. Back in 1970, obtaining a high school diploma was almost always enough to get a spot in the workforce. Nearly 98% of young men with only a high school education were either working or actively looking for work. Fast-forward to 2013 and that figure had slipped to 88%. In 2024, that number was even lower with just 87% of young men with a high school diploma participating in the labor force, reflecting a long-term shift in the job market and what it takes to stay employed. But it's not just about education. So why is this happening? Manufacturing, construction and other traditionally male-heavy sectors have shrunk dramatically. These industries have been hit by automation, offshoring and economic restructuring, leaving fewer stable, high-paying jobs for men without college degrees. In fact, a Pew Research Center study found that 'men who are not college-educated leave the workforce at higher rates than men who are. At the same time, fewer younger men have been enrolling in college over the past decade,' according to CNBC. Mental health challenges, including depression and substance abuse, are also reasons contributing to the lower number of men in the workforce. There is also a growing sense of disconnection and purposelessness among young men. An Economic Strategy Group report found that men are increasingly disengaged from work, education and relationships. Instead, they are turning to online entertainment, gaming and internet communities. This increased isolation then further limits employment prospects due to a narrowing of social networks. On the other hand, women have steadily increased their share of college degrees and professional employment. According to a Women in Academia report, women earned almost 67% of all Master's degrees awarded in 2021-2022 in the U.S. The consequences are massive. A shrinking male workforce means knock-on effects like lower tax revenue, heavier demand for social services and lower homeownership rates. As to how to remedy this drop in participation, Economic Strategy Group recommends: ensuring those who want to enter college after pandemic-related disruptions are able to do so restoring pathways to economic security outside of the college pipeline equipping young men with the social and emotional support to navigate this period in their lives In Jenny's individual case, Ramsey argued that the lack of ambition is not sustainable in a long-term partnership — that this lack of effort would carry over to other facets of their life together. In a culture that values contribution and equity in relationships, a lack of initiative can be a serious deal-breaker — and should be. Here are 5 'must have' items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you? Rich, young Americans are ditching the stormy stock market — here are the alternative assets they're banking on instead Robert Kiyosaki warns of a 'Greater Depression' coming to the US — with millions of Americans going poor. But he says these 2 'easy-money' assets will bring in 'great wealth'. How to get in now This is how American car dealers use the '4-square method' to make big profits off you — and how you can ensure you pay a fair price for all your vehicle costs Like what you read? Join 200,000+ readers and get the best of Moneywise straight to your inbox every week. This article provides information only and should not be construed as advice. It is provided without warranty of any kind. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
5 days ago
- Entertainment
- Yahoo
Atlanta surgeon says her boyfriend ‘doesn't want to work' — but stats show many men share this ‘deal breaker'
Forty-year-old Jenny is a surgeon earning nearly half a million dollars a year. She called into The Ramsey Show to ask a hard financial and emotional question: 'My boyfriend doesn't want to work. Is that a deal breaker?' While Jenny is projecting to earn $500,000 this year, her 51-year-old actor boyfriend earned less than $23,000 last year. He has worked just two days in the past 12 months. The show's hosts, Dave Ramsey and co-host Rachel Cruze, didn't mince words. 'Is that attractive to you? Are you like, 'What a winner'?' Cruze asked bluntly. The red flag isn't just the difference in income. Ramsey emphasized it was the lack of drive that Jenny should watch out for, 'I don't care if he makes as much money,' he said. 'I care that he doesn't work.' Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 5 of the easiest ways you can catch up (and fast) Nervous about the stock market in 2025? Find out how you can access this $1B private real estate fund (with as little as $10) The hosts doubled down on the lack of ambition. Cruze pointed out, 'I'm not mad that he doesn't have a job as an actor every week, but at least he's like, hey, I'm still busting my butt and I'm part-time here, I'm waiting tables here and I'm trying to make this dream work… but the fact that there's nothing in between that that's happening, right? As a woman who works and all of it, that's not attractive to me,' Jenny also added, 'We want to continue our relationship and keep moving forward and eventually get married and live together.' But the surgeon also clearly had apprehensions about some of the proposed arrangements: '[H]e says because the house will be under my name, he shouldn't pay for any part of the mortgage.' Ramsey was direct, saying, 'He clearly is an unmotivated slug.' Jenny continued, revealing she has repeatedly asked him how he gets by without steady work. 'He's 51 and I'm not sure how much things are going to change,' she said. When Ramsey asked whether Jenny had children and she said no, he countered by asking her, 'If you had a daughter that asked you this question, what would you tell her? You already have made this decision. You just wanted someone else to say it out loud. And I'll tell you, if you go forward with this guy, you're going to get increasingly resentful and increasingly bitter.' The co-hosts also pointed out that in modern relationships, the traditional roles can be reversed, with many women today being the primary breadwinners. But what's non-negotiable is effort. 'It's 2025,' Cruze said. 'There's some stay-at-home dads. So, even if that was the case and he's like, hey, we're having to support kids and you have a demanding job, I'm able to do this and this and this, you know what I mean? But there's like effort involved. There's none of that.' The final verdict from Ramsey followed: 'We think it's a deal breaker and so do you. And you just wanted someone else to say it out loud.' Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says — and that 'anyone' can do it A large number of American men are not working. In 2024, that number was almost at 7 million, though April 2025 U.S. Bureau of Labor Statistics data now finds a total of 7.2 million Americans (male and female) unemployed. The reasons range from labor market disruptions to mental health struggles, but the ultimate impact is that the male workforce is steadily declining. Back in 1970, obtaining a high school diploma was almost always enough to get a spot in the workforce. Nearly 98% of young men with only a high school education were either working or actively looking for work. Fast-forward to 2013 and that figure had slipped to 88%. In 2024, that number was even lower with just 87% of young men with a high school diploma participating in the labor force, reflecting a long-term shift in the job market and what it takes to stay employed. But it's not just about education. So why is this happening? Manufacturing, construction and other traditionally male-heavy sectors have shrunk dramatically. These industries have been hit by automation, offshoring and economic restructuring, leaving fewer stable, high-paying jobs for men without college degrees. In fact, a Pew Research Center study found that 'men who are not college-educated leave the workforce at higher rates than men who are. At the same time, fewer younger men have been enrolling in college over the past decade,' according to CNBC. Mental health challenges, including depression and substance abuse, are also reasons contributing to the lower number of men in the workforce. There is also a growing sense of disconnection and purposelessness among young men. An Economic Strategy Group report found that men are increasingly disengaged from work, education and relationships. Instead, they are turning to online entertainment, gaming and internet communities. This increased isolation then further limits employment prospects due to a narrowing of social networks. On the other hand, women have steadily increased their share of college degrees and professional employment. According to a Women in Academia report, women earned almost 67% of all Master's degrees awarded in 2021-2022 in the U.S. The consequences are massive. A shrinking male workforce means knock-on effects like lower tax revenue, heavier demand for social services and lower homeownership rates. As to how to remedy this drop in participation, Economic Strategy Group recommends: ensuring those who want to enter college after pandemic-related disruptions are able to do so restoring pathways to economic security outside of the college pipeline equipping young men with the social and emotional support to navigate this period in their lives In Jenny's individual case, Ramsey argued that the lack of ambition is not sustainable in a long-term partnership — that this lack of effort would carry over to other facets of their life together. In a culture that values contribution and equity in relationships, a lack of initiative can be a serious deal-breaker — and should be. Here are 5 'must have' items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you? Rich, young Americans are ditching the stormy stock market — here are the alternative assets they're banking on instead Robert Kiyosaki warns of a 'Greater Depression' coming to the US — with millions of Americans going poor. But he says these 2 'easy-money' assets will bring in 'great wealth'. How to get in now This is how American car dealers use the '4-square method' to make big profits off you — and how you can ensure you pay a fair price for all your vehicle costs Like what you read? Join 200,000+ readers and get the best of Moneywise straight to your inbox every week. This article provides information only and should not be construed as advice. It is provided without warranty of any kind. Sign in to access your portfolio
IOL News
02-06-2025
- Automotive
- IOL News
NCC recalls Chevrolet vehicles and Honda motorcycles over safety defect
Recalls have been issued for specific Chevrolet and Honda models due to serious safety defects. The National Consumer Commission (NCC) has issued an updated following the recall of certain Chevrolet vehicles and Honda motorcycles due to potentially dangerous defects. Stellantis South Africa (Pty) Ltd, the supplier for Chevrolet, has recalled three vehicle models, the Cruze, Aveo, and Orlando manufactured and sold nationally between 2010 and 2018. The company says the issue lies in the airbag system. According to Stellantis, 'the propellant inside the driver's airbag may experience alterations over time, which may cause it to generate gas faster than it was designed when the airbag inflator is deployed during a crash.' This could pose a serious safety risk to drivers in the event of a collision. The NCC has urged all affected consumers to take immediate action. 'Consumers must visit the nearest authorised dealership for the repair or replacement of the affected airbag,' the Commission said. In a separate recall, Honda Motor Southern Africa has also advised owners of specific Goldwing motorcycle models to return their bikes for repairs. The models affected are GL1800B, GL1800BD, GL1800D, and GL1800DA which were sold nationally between 2018 and 2021. Honda cited a fault in the engine's primary drive gear tightening bolt. 'An engine can stop unexpectedly while driving and cannot restart. In the worst case, it can cause engine lock and increase the risk of falling by rear wheel locking,' the company said. Motorcycle owners are being advised to act without delay. 'Consumers are required to visit their nearest Honda dealership for a replacement with the reinforced Primary Drive Gear Tightening Bolt, which has a greater fatigue strength,' Honda stated. The NCC's spokesperson, Phetho Ntaba, confirmed the Commission is monitoring the recalls closely. Both manufacturers have committed to conducting repairs at no cost to consumers, the NCC said. Vehicle and motorcycle owners who are unsure whether their models are affected are encouraged to contact dealerships for verification and assistance. Cape Argus
IOL News
01-06-2025
- Automotive
- IOL News
Urgent safety recalls for certain models of Chevrolet vehicles, Honda motorcycles
Recalls have been issued for specific Chevrolet and Honda models due to serious safety defects. The National Consumer Commission (NCC) has issued an updated following the recall of certain Chevrolet vehicles and Honda motorcycles due to potentially dangerous defects. Stellantis South Africa (Pty) Ltd, the supplier for Chevrolet, has recalled three vehicle models, the Cruze, Aveo, and Orlando manufactured and sold nationally between 2010 and 2018. The company says the issue lies in the airbag system. According to Stellantis, 'the propellant inside the driver's airbag may experience alterations over time, which may cause it to generate gas faster than it was designed when the airbag inflator is deployed during a crash.' This could pose a serious safety risk to drivers in the event of a collision. The NCC has urged all affected consumers to take immediate action. 'Consumers must visit the nearest authorised dealership for the repair or replacement of the affected airbag,' the Commission said. In a separate recall, Honda Motor Southern Africa has also advised owners of specific Goldwing motorcycle models to return their bikes for repairs. The models affected are GL1800B, GL1800BD, GL1800D, and GL1800DA which were sold nationally between 2018 and 2021. Honda cited a fault in the engine's primary drive gear tightening bolt. 'An engine can stop unexpectedly while driving and cannot restart. In the worst case, it can cause engine lock and increase the risk of falling by rear wheel locking,' the company said. Motorcycle owners are being advised to act without delay. 'Consumers are required to visit their nearest Honda dealership for a replacement with the reinforced Primary Drive Gear Tightening Bolt, which has a greater fatigue strength,' Honda stated. The NCC's spokesperson, Phetho Ntaba, confirmed the Commission is monitoring the recalls closely. Both manufacturers have committed to conducting repairs at no cost to consumers, the NCC said. Vehicle and motorcycle owners who are unsure whether their models are affected are encouraged to contact dealerships for verification and assistance. THE MERCURY
Yahoo
30-05-2025
- Business
- Yahoo
One Time Dave Ramsey and Rachel Cruze Disagree About Money — Expert Shares Who's Right
Father-daughter personal finance team Dave Ramsey and Rachel Cruze agree on most money matters: Paying down debt, building emergency savings and living below your means. But every so often, like any family members, they go head-to-head on what's best when offering advice to viewers of The Ramsey Show. Below is one time they both disagreed with each other on money matters and who may be right. In 2021, when the price of used cars rose and it was difficult to find a new vehicle, a Ramsey Show viewer called in asking if the experts would recommend buying a new car rather than a used car, if the new car was actually cheaper. Jared, age 24, asked, 'Are we in a situation where it might be acceptable to buy new, if you've got the cash for it, rather than buy used?' Cruze agreed that 'math is math' and it makes sense to buy the less expensive car in that economic climate. Looking back on the show in a YouTube video, she acknowledged those were crazy times. Ramsey disagreed on ever buying a new car, for any reason, until you have a net worth exceeding $1 million. 'I don't want you to get in the habit of asking the wrong question,' Ramsey said to the caller. 'The wrong question is: 'How can I figure out a way to violate a proven system towards wealth and still be okay because I want a truck?' The rationalization process is what gets people in trouble. Cars go down in value.' The car market has somewhat stabilized in 2025 and it would be highly unusual to find a used car priced higher than a new vehicle. GOBankingRates asked Elana Feinsmith, certified financial planner (CFP) and certified financial therapist (CFT) with Oak Financial Coaching, if Ramsey was right in that economic climate to stick to his philosophy of never buying a new car. Further, we asked, in today's world, should anyone ever purchase a new car? 'I don't want to make anyone right or wrong in this. What was right at one time may or may not be correct now. If times have changed, they need to look at what made financial sense in that time,' she said, acknowledging that times were different back then. She said many factors come into play when deciding whether to buy a new or used vehicle, such as: 'What are the total costs of this? Will the insurance on the new car be much more than an older car? What's the mileage [on the used vehicle]? What's the estimated repair costs on each car?' Equally important, Feinsmith said, is to consider the emotional component of the purchase. 'You have to ask, how do you feel in the car? If you're going to get in the [used] car each time and be miserable, because you bought X but really wanted Y, you need to look at what it's worth to you. If you love the new car and it's similar financially, then it would make sense to buy the new car,' she said. 'There are times that rules should be broken,' Feinsmith said, agreeing with Cruze. However, it's important to consider all angles and options before jumping into a major purchase. 'As a financial therapist, I want to get people from avoidant to empowered. It's worth asking: Is there another solution that would give you as much joy [as the new car] and doesn't cost as much?' Feinsmith explained. More From GOBankingRates Surprising Items People Are Stocking Up On Before Tariff Pains Hit: Is It Smart? 7 Things You'll Be Happy You Downsized in Retirement This article originally appeared on One Time Dave Ramsey and Rachel Cruze Disagree About Money — Expert Shares Who's Right Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
