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In Sadiq, FIR against SBI staffer over Rs 4cr fraud
In Sadiq, FIR against SBI staffer over Rs 4cr fraud

Time of India

timea day ago

  • Time of India

In Sadiq, FIR against SBI staffer over Rs 4cr fraud

1 2 3 Bathinda: A clerical staff member at the State Bank of India's Sadiq branch in Faridkot district has been booked after nearly Rs 4 crore were found to have been withdrawn from the accounts of nearly 70 customers, said Faridkot DSP Tarlochan Singh on Tuesday. The employee, Amit Dhingra, is on the run after an FIR was registered against him at Sadiq police station on charges of cheating and criminal breach of trust, following a complaint by branch's deputy manager, Shashank Shekhar Arora. Arora alleged that the money was withdrawn fraudulently mainly from fixed deposit receipt (FDR) accounts. The fraud came to light, alleged Arora, after Buta Singh of Kauni village complained of Rs 4. lakh being withdrawn from his account and Amrik Singh from Dhilwan Khurd complaining of Rs 4.85 lakh being withdrawn from his account. There were others too who made similar complaints, claimed Arora. Upon learning about the fraud, a number of customers reached the bank branch on Tuesday to enquire about their accounts. Sadiq former sarpanch Baljinder Singh Dhaliwal, who too was among the people who reached the branch, demanded a thorough investigation. Bank officials said the money of each and every customer will be returned in a timely manner. The DSP said police were trying to track down Dhingra.

How can I find what my likely State pension will be?
How can I find what my likely State pension will be?

Irish Times

time3 days ago

  • Business
  • Irish Times

How can I find what my likely State pension will be?

I am 59 this year and I am trying to enquire with Department of Social Protection about transferring and combining my UK national insurance contributions to my Irish PRSI record in order to plan my retirement at 60 years of age in 2026. DSP advise repeatedly that this is done six months prior to applying for the old-age pension but I need to know now, as I plan to retire at 60 and can't risk not qualifying for the maximum OAP. Is it possible to have my UK contributions transferred and combined into my Irish record now? Ms SC READ MORE I'm a big fan of planning ahead but I wish you luck if you think you can strong-arm the Department into changing its structures to accommodate you. However, that does not mean that you cannot get an understanding of what State pension you will ultimately be able to get. The Department of Social Protection is set up to address people's likely State pension in the months running up to the point at which the qualify – currently when they turn 66 years of age. As I understand it, the legislation allows the Department determine when application should be made for the contributory state pension and the Department has determined that it will entertain applications only six months before a person reaches retirement age. As recent legislation allows people defer pension drawdown, that date is not necessarily when we are 65 but, for most people, it is likely to be. Why? There is little point, as they would see it, in telling people definitively what their State pension position will be several years hence when they have no clarity on whether you will or won't work here or elsewhere in that time. You say you are retiring next year but I have come across many people who do that only to find they miss work for one reason or another – not always financial – and go back part-time or on a consultancy basis here or in another country. All of that will affect your entitlement and, as importantly, the calculation of the impact of any UK contributions. However, there is nothing stopping you at any time getting details of your Irish PRSI record up to the end of the most recent tax year. And, given you are going to have to calculate your future entitlement for yourself, this is a necessary first step. If you have a MyGovID, the easiest way of doing this is via . If you don't have a MyGovID or do not wish to sign up for one, you can contact the PRSI records team at Department of Social Protection, McCarter's Road, Ardaravan, Buncrana, Co Donegal, or by phone at (01) 471 5898 or 0818 690690 PRSI and pension It doesn't help that the whole system is currently in a period of transition. There are two ways of calculating your pension entitlement. The newer one is called total contributions and simply tots up your paid and credited contributions, including for up to 20 years of homecaring if appropriate. You need 2080 (40 years of weekly PRSI payments) for a full State pension. If you fall short of that figure, you get a reduced pension calculated strictly on a pro-rata basis. The old system is called yearly averaging. It starts the clock on the date you first pay PRSI (possibly as a student). It tots up all your weekly PRSI payments and divides it by the number of years from your first payment to the end of the tax year before the year in which you will turn 66. You do not get credited contributions for homecaring; instead, under what it calls homemakers, it will take up to 20 years as appropriate out of the equation to cover years out of the workforce caring four young children so that your average is worked out over a shorter number of years. If at the end of the day, you average is greater than 48, you get the full pension. Below that number, you get a reduced pension in a system that runs in bands. Anyone with an average of between 40 and 47 gets a pension that is just over €5 a week less but the figure drops more sharply for those with average contributions per year of between 30 and 39, 20 and 29, 15 and 19 and, finally between 10 and 14. Over recent years, the Department calculated your entitlement under both systems and paid you on the basis of whichever one delivered a better pension. From this year, the yearly average is being phased out. What does that mean? The Department will still calculate your entitlement using both systems and if the more modern total contributions pays better, great. If not, they will pay you a pension based on a blend of your entitlement under both systems. For instance, in 2025, the pension paid would be base don 90 per cent of what you would get under yearly averaging and 10 per cent of your total contributions entitlement. By 2033, it will be 10 per cent yearly average and 90 per cent total averaging and from the following year yearly averaging will not count at all. For you, hitting 66 in 2032, your entitlement will be measures under total contributions and, separately, on the blending of 20 per cent of your yearly average record and 80 per cent total contributions. The UK impact Having spent some years in the UK, there will clearly be gaps in your Irish pensions record. That will obviously impact the yearly average over your working life and most likely reduce the chance of you hitting 2,080 stamps under the total contributions approach. This is where your UK record comes in. To understand how your UK record will affect your ultimate State pension, you need to multiply something called a 'notional rate of pension' (A) by the number of Irish contributions (B) as per your PRSI record updated to when you will finish work next year and then divide that by the total of all contributions – Irish and UK (C). The tricky bit here is the notional pension, which is the pension you would get if all your social insurance contributions in Ireland and Britain were treated as Irish PRSI payments. To get this figure, you add all the contributions from your time here and in the UK and then divide that figure by the number of years between the year you first paid PRSI and the last year before the year in which you turn 66. If you turn 66 in 2032, the last year for notional pension is 2031. Let's say you started work in 1986 when you were 19 or 20. That will be a working life of 46 years. For illustration purposes lets assume you have 1,500 PRSI stamps and 268 UK national insurance stamps built up over five-plus years working in Britain. That gives you 1,768 stamps all told which, divided by 46, which comes to 38.43 – between 30 and 39 on the state pension rate of payment under yearly averaging. With the current maximum state payment being €289.70, the payment for those with an average in the thirties is €260.10 a week. So 260.10 is your notional rate of pension (A). Multiplied by B (your 1,500 Irish contributions), you get 390,150. Dividing this by C (all your 1,768 contributions in Ireland the UK), you come to a figure of €220.67 which would be your pro rata weekly pension. That's modestly higher than the €206.80 you'd get on a total contributions approach of just your Irish PRSI, and fractionally higher than the €217.50 you'd get under the transitional yearly average/total contributions regime. Clearly, that's just an example but it shows you how you can calculate your future pension. One final thing. You could boost your pension by paying voluntary PRSI stamps from when you retire next year even though you are not working as long as you have at least 10 years of paid PRSI in Ireland and apply with 60 months from the end of this year – so before the end of 2030 – using Form VC1 which you can find here . If you work in the PAYE sector, you will have to pay 6.6 per cent of your income in the previous tax year in voluntary PRSI contributions, subject to a minimum of €500. Civil and public servants employed before April 6th, 1995, pay at a rate of 2.6 per cent. People who were self-employed pay a flat rate of €650 a year. Please send your queries to Dominic Coyle, Q&A, The Irish Times, 24-28 Tara Street, Dublin 2, or by email to , with a contact phone number. This column is a reader service and is not intended to replace professional advice

2 killed as ‘speeding' car driven by ASI's son rams into pedestrians in Gujarat's Bhavnagar
2 killed as ‘speeding' car driven by ASI's son rams into pedestrians in Gujarat's Bhavnagar

Indian Express

time4 days ago

  • Indian Express

2 killed as ‘speeding' car driven by ASI's son rams into pedestrians in Gujarat's Bhavnagar

Two people were killed and two others sustained injuries when a Hyundai Creta car, allegedly driven by the son of a police officer who was racing with a friend, rammed into pedestrians and two-wheelers in Gujarat's Bhavnagar on Thursday. The incident occurred at around 4.30 pm between Bhagwati Circle and Shakti Mataji Temple in the city's Kaliyabid area, the police said. The deceased have been identified as Bhargav Bhatti, 30, and Champa Vachhani, 65. Officers said the car was driven by Harshrajsinh Gohil, son of Aniruddhsinh Gohil, Assistant Sub-Inspector, Local Crime Branch, Bhavnagar. Harshrajsinh was allegedly speeding at the time of the accident. According to the police, Bhatti, who works in a private company in the city, was standing on the roadside with his friend when the car hit him. Three others, including two women, were admitted to Sir T General Hospital with serious injuries, among whom Vachhani died during treatment. In a video statement, R R Singhal, Deputy Superintendent of Police (DSP), Bhavnagar City, said, 'Eyewitnesses said the driver of the car drove recklessly and at a speed when he hit the people. The inspector of Nilambaug police station has spoken to the family members of the deceased and will be taking their complaint in the matter.' 2 killed as 'speeding' car driven by ASI's son rams into pedestrians in Gujarat's #Bhavnagar Read more here: — The Indian Express (@IndianExpress) July 19, 2025 DSP Singhal told The Indian Express, 'The driver of the vehicle called his father, who works with the Bhavnagar police, and informed him of the accident. It was only due to this early information by his father to the control room, to myself and to the Nilambaug police inspector, that an ambulance was informed at the earliest and the injured people received treatment immediately.' The DSP said the Nilambaug police initially filed a case under BNS 106(a) (causing death by negligence). 'However, after obtaining CCTV footage of the incident, we asked the court to include additional sections including 106 (culpable homicide not amounting to murder), which is a non-bailable offence and entails a minimum punishment of seven years,' he added. Harshrajsinh remains in police custody as the investigation is underway.

Drugs, Steroids Found At Telangana Gym, Owner Arrested, Licence Cancelled
Drugs, Steroids Found At Telangana Gym, Owner Arrested, Licence Cancelled

NDTV

time4 days ago

  • NDTV

Drugs, Steroids Found At Telangana Gym, Owner Arrested, Licence Cancelled

A gym owner in Telangana's Adilabad was arrested after illegal drugs and steroids were recovered from the fitness centre, the police said. The premises of Lion Fitness Gym in Vinayak Chowk area was sealed and its trade licence was also cancelled after a 20 ml AMP injection bottle, three drug injections, and 36 steroid tablets were found during a raid earlier this week. According to Adilabad Deputy Superintendent of Police (DSP) L Jeevan Reddy, the searches were conducted on the basis of a tip-off, and to send across a message that strict measures will be imposed on businesses engaging in unlawful activities. District SP Akhil Mahajan had ordered a crackdown on such irregularities. Mr Reddy said gym owner Sheikh Adil was found to be consuming the illegal drugs and providing steroids to his customers. A case has been registered against Adil at 1 Town Police Station under section 334/25 and 125 of the Bharatiya Nyaya Sanhita, and 27 (B)(ii) of the Drugs and Cosmetics Act. The DSP said such actions, including distribution of drugs used for surgery and steroid tablets that could cause illness, will not be tolerated. Following the raid, a recommendation was made to the Revenue Divisional Officer (RDO) to seize the gym. With the RDO's permission, Lion Fitness Gym was officially seized in the presence of officials from the police, revenue, and municipality departments. The municipality also confirmed the cancellation of the gym's trade license. DSP Reddy urged the public to be vigilant and refrain from using any unprescribed tablets or injections offered by gym administrators. He reiterated that criminal cases will be filed against anyone involved in illegal business activities, emphasising the importance of ensuring no irregularities occur in commercial establishments.

DIG recommends suspension of DSP for remarks against top police officers
DIG recommends suspension of DSP for remarks against top police officers

The Hindu

time5 days ago

  • Politics
  • The Hindu

DIG recommends suspension of DSP for remarks against top police officers

: After conducting a preliminary inquiry, Ziaul Haque, Deputy Inspector-General of Police, Thanjavur Range, has recommended the suspension of M. Sundaresan, Deputy Superintendent of Police, Prohibition Enforcement Wing (PEW), Mayiladuthurai District, who had made scathing remarks against some top police officers, sources said on Friday. A day after Mr. Sundaresan at a press meet accused senior officers of harassing him, the inquiry was conducted by the DIG, who recorded the statements of Mayiladuthurai Superintendent of Police G. Stalin and a few other police personnel in the district, the sources said. In his statement, Mr. Stalin said the DSP had falsely claimed that he had registered 1,120 cases and arrested more than 700 prohibition offenders, 'though he has not arrested a single person'. By giving a press meet on July 17, 2025, the officer had violated provisions under Tamil Nadu Government Servants' Conduct Rules, 1973, the sources quoted the inquiry officer as saying. Statements were also recorded from other police personnel attached to the PEW, in which they levelled various allegations against Mr. Sundaresan. The inquiry officer said only the Superintendent of Police in District, and Commissioners of Police in Cities were authorised to conduct press meet and issue press notes. Mr. Sundaresan had violated the procedure by addressing journalists without getting permission. 'Violated rules' The sources said the DIG, in his report to the Inspector-General of Police, Central Zone, had stated that the behaviour and conduct of the DSP 'betrayed his loyalty towards the organisation for which he worked'. On many occasions, he had openly displayed disobedience and insubordination of the authority of the SP. Instead of opting to utilise the grievance redress mechanism in the department, he had sought to address the media to make 'baseless allegations against senior officers.' The actions of the DSP not only impacted the morale and discipline of the force, but also tarnished its image, the DIG said in his report, and recommended that in view of the 'violations and transgressions of the rules of conduct prescribed to be followed by an officer of Tamil Nadu Police service, suitable departmental action, preferably suspension, should be initiated against Mr. Sundaresan,' the sources said. Inquiry conducted Asked for his comments, a top police officer at the State police headquarters confirmed that the DIG, Thanjavur, had conducted an inquiry and sent a report to his superior officer. Appropriate action would be taken based on the remarks of the IGP, Central Zone, and other findings. Addressing the media in Mayiladuthurai on Thursday, Mr. Sundaresan levelled serious allegations against senior officers who, he said, were pushing the government to a tight corner. While Chief Minister M.K Stalin was delivering good governance, some officers were causing a bad name to the government. The DSP said he was ready to face suspension.

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