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Hans India
29-07-2025
- Business
- Hans India
226% rise in retirement MFs' AUM in 5 yrs: Report
Mumbai: The assets under management (AUM) of retirement mutual funds have increased by 226.25 per cent in the last five years to touch Rs 31,973 crore in June 2025, up from Rs 9,800 crore in the same in June 2020, a report said on Monday. 'Enhanced transparency and investor protection regulations have helped boost investor confidence in mutual funds as a retirement vehicle,' credit rating agency ICRA Analytics said in its report. Increasing awareness about the importance of financial planning among people and the need to build a corpus for retirement, coupled with higher life expectancy and the surge in healthcare costs, seems to be encouraging the ageing populations in India to increasingly look for retirement-focused investment products, including mutual funds, the report noted. A retirement mutual fund is a specialised solution-oriented mutual fund whose objective is to ensure that the investor has a comfortable and secure post-retirement life. 'Equity mutual funds have captured significant inflows due to optimism about market recovery and growth, which is appealing for long-term retirement portfolios,' said Ashwini Kumar, Senior Vice President and Head Market Data, ICRA Analytics. This apart, enhanced transparency and investor protection regulations have boosted investor confidence in mutual funds as a retirement vehicle, he added. According to the report, the total number of folios under such schemes has increased by 18.21 per cent at 30.09 lakh in June 2025, up from 25.46 lakh in June 2020. The number of schemes, which stood at 24 in June 2020, has increased to 29 in June 2025. The average compound annualised returns on these funds stood at 6.79 per cent, 15.72 per cent and 14.64 per cent for a 1-year, 3-year and 5-year period, respectively, the report stated. The retirement funds are exposed to both debt and equity; the debt segment guarantees stability and wealth preservation, while the equity segment promotes wealth appreciation. According to the report, these funds have a five-year lock-in period or until retirement and help provide a consistent stream of income when one retires and there is no regular monthly income. The rise of user-friendly digital platforms and robo-advisors has made retirement investing more accessible, the report highlighted.
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Business Standard
28-07-2025
- Business
- Business Standard
Want to retire rich? These mutual funds are delivering up to 30% returns
As life expectancy rises and traditional family support systems evolve, Indians are waking up to the critical importance of retirement planning—and mutual funds are emerging as a preferred vehicle. According to ICRA Analytics, the Assets Under Management (AUM) of retirement mutual funds have surged by 226.25% in just five years, reaching ₹31,973 crore in June 2025 from ₹9,800 crore in June 2020. This remarkable growth has been powered by increased investor awareness, enhanced digital access, and greater transparency in financial products. Why Retirement Mutual Funds Are Gaining Traction A retirement mutual fund is a specialised solution-oriented mutual fund whose objective is to ensure that the investor has a comfortable and secured post-retirement life. Such funds have exposure to both equity and debt where the equity segment fosters wealth appreciation while the debt segment ensures wealth preservation and stability. A retirement mutual fund helps provide a regular stream of income when one retires and there is no regular monthly income and come with a lock in period of 5 years or till retirement. 'Enhanced transparency and investor protection regulations have boosted investor confidence in mutual funds as a retirement vehicle,' said Ashwini Kumar, Senior VP, ICRA Analytics. From just 25.46 lakh folios in June 2020, the number of retirement fund investors has gone up to 30.09 lakh in June 2025—a clear sign of increasing retail interest. Additionally, the number of such schemes has risen from 24 to 29 over the same period. These funds have delivered robust returns despite market volatility: 1-Year CAGR: 6.79% 3-Year CAGR: 15.72% 5-Year CAGR: 14.64% Top performers include ICICI Prudential Retirement Fund – Pure Equity Plan (30.32% over 5 years) and HDFC Retirement Savings Fund – Equity Plan (27.46%) Source: MFI360Explorer What Should Investors Do? Planning for retirement shouldn't be delayed. The earlier one starts, the better the power of compounding works in their favour. With inflation, healthcare expenses, and lifestyle costs on the rise, a thoughtfully chosen retirement mutual fund can provide both growth and peace of mind.
Time of India
28-07-2025
- Business
- Time of India
Enhanced transparency and investor protection regulations boosts investor confidence in mutual funds as retirement vehicle: ICRA Analytics
Enhanced transparency and investor protection regulations have helped boost investor confidence in mutual funds as a retirement vehicle, according to a press release by ICRA Analytics . The Assets under Management ( AUM ) of Retirement Mutual Funds increased by 226.25% over the last five years, reaching Rs 31,973 crore in June 2025, up from Rs 9,800 crore in June 2020. Rising awareness about the importance of financial planning, the need to build a retirement corpus, higher life expectancy, and surging healthcare costs appear to be encouraging India's aging population to increasingly consider retirement-focused investment products, including mutual funds, the release added. Explore courses from Top Institutes in Please select course: Select a Course Category Artificial Intelligence PGDM Healthcare MCA Digital Marketing Product Management Data Science CXO Finance Data Analytics MBA others Degree Cybersecurity Management Leadership Project Management Public Policy Others Design Thinking Operations Management healthcare Technology Data Science Skills you'll gain: Duration: 7 Months S P Jain Institute of Management and Research CERT-SPJIMR Exec Cert Prog in AI for Biz India Starts on undefined Get Details Also Read | Smallcap mutual funds dominate return charts in 5 & 10 years. What's driving the surge? Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Free P2,000 GCash eGift UnionBank Credit Card Apply Now Undo A retirement mutual fund is a specialised, solution-oriented mutual fund designed to ensure that the investor enjoys a comfortable and secure post-retirement life. These funds typically have exposure to both equity and debt—where the equity segment fosters wealth appreciation, while the debt segment ensures wealth preservation and stability. A retirement mutual fund provides a regular stream of income after retirement, when a steady monthly income may no longer exist. These funds come with a lock-in period of five years or until retirement, whichever is earlier. Live Events 'Equity mutual funds have captured significant inflows due to optimism about market recovery and growth, which is appealing for long-term retirement portfolios. Additionally, enhanced transparency and investor protection regulations have boosted investor confidence in mutual funds as a retirement vehicle,' said Ashwini Kumar, Senior Vice President and Head – Market Data, ICRA Analytics. The total number of folios under such schemes has increased by 18.21% to 30.09 lakh in June 2025, up from 25.46 lakh in June 2020. The number of schemes, which stood at 24 in June 2020, has increased to 29 in June 2025. The average compound annualized returns on these funds stood at 6.79%, 15.72% and 14.64% for a 1-year, 3-years and 5-years period respectively. The rise of user-friendly digital platforms and robo-advisors has made retirement investing more accessible. 'These tools offer personalized portfolio recommendations based on age, risk tolerance, and retirement goals, encouraging more participation,' Kumar added. Also Read | Best medium duration mutual funds to invest in July 2025 It is important that one has a well-thought-out retirement plan which is in sync with his risk tolerance, investment horizon and investment objective as regular income will cease to exist post-retirement. Taking into account the higher price levels, increasing healthcare costs, increasing trend of nuclear families and higher life expectancy, retirement funds are expected to gain traction in the coming years. ( Disclaimer : Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
Time of India
25-07-2025
- Business
- Time of India
Nearly 77% of assets from B30 locations are in equity schemes: ICRA Analytics
The B30 locations tend toward equity assets. Nearly 76.77% of the assets from B30 locations were in equity schemes and 9.27% in balanced schemes as of June 2025. Close to 11.47% of the assets from B30 locations were in debt-oriented schemes, while the corresponding figure from T30 locations stood at 30.98%, according to a press release by ICRA Analytics. Explore courses from Top Institutes in Please select course: Select a Course Category Public Policy Healthcare PGDM Project Management healthcare Technology Data Science Design Thinking others MBA Cybersecurity Degree Management Operations Management Leadership Finance Artificial Intelligence MCA CXO Digital Marketing Product Management Data Analytics Data Science Others Skills you'll gain: Duration: 12 Months IIM Calcutta Executive Programme in Public Policy and Management Starts on undefined Get Details Skills you'll gain: Economics for Public Policy Making Quantitative Techniques Public & Project Finance Law, Health & Urban Development Policy Duration: 12 Months IIM Kozhikode Professional Certificate Programme in Public Policy Management Starts on Mar 3, 2024 Get Details Nearly 18% of the mutual fund industry's assets came from B30 locations in June 2025. Assets from these locations increased by approximately 4% on a month-on-month basis—from Rs 13.28 trillion in May 2025 to Rs 13.80 trillion in June 2025. On a yearly basis, B30 assets rose 24%. Assets from T30 locations grew 21% year-on-year in June 2025, as per data from AMFI. Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Many Are Watching Tariffs - Few Are Watching What Nvidia Just Launched Seeking Alpha Read More Undo In June 2025, 27.39% of assets held by individual investors came from B30 locations, while 4.64% of institutional assets were from B30 locations. In comparison, in June 2024, 26.63% of assets were held by individual investors and 4.83% by institutional investors from B30 locations. Live Events Institutional assets remain concentrated in T30 locations, accounting for 95.36% of the total AAUM. As of June 2025, approximately 26.78% of retail investors opted for direct investments, while 65.80% of retail investors came through the route of Non-Associate Distributors. 28.34% of High Net Worth Individual (HNI) assets were directly invested. Additionally, 47.33% of the mutual fund industry's assets were invested directly and 46.25% came from Non-Associate Distributors.
Hans India
24-07-2025
- Business
- Hans India
Indian investors prefer hybrid MF schemes
New Delhi: With record-high inflows and active investor participation in the equity, hybrid and SIP segments, June was a successful month for the Indian mutual fund sector, a report said on Wednesday. The mutual fund industry's total Assets Under Management (AUM) surged to Rs 74.41 lakh crore, reflecting a 13.2 per cent quarter-on-quarter and 22 per cent year-on-year growth, supported by bullish equity markets and sustained retail interest, said ICRA Analytics, citing data from Association of Mutual Funds in India (AMFI). In May 2025, the total AUM was 72.20 lakh crore, while it was 61.16 lakh crore in June 2024. Investors favoured hybrid schemes for their balanced risk-reward profile amid market volatility in the month as they witnessed record-breaking net inflows of Rs 23,223 crore with arbitrage, multi-asset allocation and balanced advantage funds being the key contributors. Arbitrage, multi-asset allocation and balanced advantage funds recorded net inflow of Rs 15,585 crore, Rs 3,210 crore and Rs 1,886 crore, respectively, the report stated. Meanwhile, the total net inflows in the equity-oriented schemes stood at Rs 23,587 crore, 24 per cent higher than those in May 2025. According to the report, within the equity space, flexi-cap, small-cap, and mid-cap funds witnessed net inflows of Rs 5,733 crore, Rs 4,024 crore and Rs 3,754 crore, respectively. At the same time, ELSS funds recorded a net outflow of Rs 556 crore, indicating waning tax-season demand. As per the report, systematic investment plans (SIPs) remained a pillar of retail investment with monthly contribution touching a new all-time high of Rs 27,269 crore, up 28 per cent year-on-year (YoY) from Rs 21,262 crore in the same month a year ago.
