Latest news with #Indeed
Yahoo
2 days ago
- Business
- Yahoo
UnitedHealth Group Incorporated (UNH): A Bull Case Theory
We came across a bullish thesis on UnitedHealth Group Incorporated (UNH) on FluentInQuality's Substack. In this article, we will summarize the bulls' thesis on UNH. UnitedHealth Group Incorporated (UNH)'s share was trading at $295 as of 27th May. UNH's trailing and forward P/E were 12.35 and 12.92 respectively according to Yahoo Finance. alexkich/ UnitedHealth Group is well-positioned as Medicare Advantage grows, with its Optum Health division reaching nearly 100 million consumers annually, reflecting massive scale but showing recent stagnation likely due to market saturation, post-pandemic shifts, and a focus on value-based care. Leadership changes saw the return of former CEO Stephen Hemsley, whose long tenure and deep involvement have driven significant company growth, now reinforced by a substantial equity stake that aligns his interests with shareholders. Employee sentiment, based on thousands of Indeed reviews, is generally positive, highlighting competitive pay, mission alignment, career growth opportunities, and work-life balance, though communication from management could improve. UnitedHealth's financial performance shows strong value creation, with return metrics at the high end for healthcare insurers despite the capital-intensive nature of the industry. Insider and institutional ownership indicate confidence, with major executives and directors holding meaningful stock positions and many institutions increasing their shares. The company's competitive advantages stem from its unmatched scale, extensive provider network, and vertical integration via Optum, which spans insurance, care delivery, pharmacy benefits, and data analytics, creating high switching costs and operational efficiencies. Although its brand faces some reputational challenges, UnitedHealth leverages its vast network and embedded contracts to maintain pricing power and market dominance. The healthcare industry itself is on a robust growth trajectory, with U.S. spending projected to rise from $4.5 trillion in 2024 to $6.8 trillion by 2032, driven by aging demographics, chronic disease, and increased managed care adoption, providing strong secular tailwinds for UnitedHealth's continued expansion and innovation. Previously, we have covered UnitedHealth Group Incorporated (UNH) in April 2025, wherein we summarized a bullish thesis by Oguz Erkan on Substack. The author highlighted its position as a resilient healthcare compounder, benefiting from the defensive nature of health insurance and strong pricing power even during economic downturns. Despite recent challenges and skepticism, UNH's vertically integrated model through Optum supported consistent revenue growth of 11% annually, with a fair valuation reflected in its forward P/E of 20, making it an attractive long-term investment, especially on price dips below $550. UnitedHealth Group Incorporated (UNH) is on our list of the 30 Most Popular Stocks Among Hedge Funds. As per our database, 139 hedge fund portfolios held UNH at the end of the first quarter which was 150 in the previous quarter. While we acknowledge the risk and potential of UNH as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. If you are looking for an AI stock that is more promising than UNH but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock. READ NEXT: 8 Best Wide Moat Stocks to Buy Now and 30 Most Important AI Stocks According to BlackRock. Disclosure: None. This article was originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
CNA
3 days ago
- Business
- CNA
CNA938 Rewind - Mind Your Money - From Girl Boss to Girl Moss: Micro-retirements in Gen Z workers
CNA938 Rewind 'Micro-Retirements' have become popular with young Gen Z workers, who putting a pause on their careers to pursue personal growth and interests. But what kind of implications does it have on the career trajectory, and how are employers responding? Cheryl Goh speaks with Rohan Sylvester, Talent Strategy Advisor at Indeed on the trend, and how it could impact the future of work.
Yahoo
4 days ago
- Business
- Yahoo
1 in 4 employers say they'll eliminate degree requirements by year's end
This story was originally published on HR Dive. To receive daily news and insights, subscribe to our free daily HR Dive newsletter. A quarter of employers surveyed said they will remove bachelor's degree requirements for some roles by the end of 2025, according to a May 20 report from Resume Templates. In addition, 7 in 10 hiring managers said their company looks at relevant experience over a bachelor's degree while making hiring decisions. 'Over the last five years, we've seen large organizations drop degree requirements in favor of certifications or experience, and now others are following suit,' said Julia Toothacre, chief career strategist for Resume Templates. 'For employers, it expands the talent pool and generates positive PR. For candidates, it opens doors for those who can't afford a degree or choose a different path. These jobs have the potential to lift people out of poverty.' In the survey of 1,000 hiring managers, 84% of companies that recently removed degree requirements said it has been a successful move. Companies without degree requirements also reported a surge in applications, a more diverse applicant pool and the ability to offer lower salaries. Among employers that eliminated degree requirements, two-thirds did so for entry-level roles, 54% for mid-level roles and 23% for senior-level roles. About half of hiring managers said 'a lot' of their roles still require a bachelor's degree, while 1% said none do. Forty-two percent of hiring managers said Generation Z should prioritize gaining job experience over a degree. Hiring managers also said practical skills related to artificial intelligence tools and soft skills, such as strong interpersonal and communication skills, are important. Many Gen Z job seekers say AI has made their college degrees irrelevant, according to an Indeed report. The ongoing push to eliminate college degree requirements has led half of Gen Z workers to view their degrees as a waste of time and money, the report found. To expand access to jobs and reduce reliance on degrees, California has announced a plan to launch 'career passports' to encourage job access. Gov. Gavin Newsom said the tool will combine academic records and experience from work, military service and training programs for hiring. Michigan has also announced an initiative to expand access to college and skills training for men. The directive will focus on closing gender gaps in education and supporting Gov. Gretchen Whitmer's Sixty by 30 goal of increasing the percentage of Michiganders with a degree or certificate to 60% by 2030.
Time of India
4 days ago
- Business
- Time of India
'Don't be that person who ignores this technology': Nvidia CEO warns AI will rewrite the rules of employment
Nvidia CEO Jensen Huang warns that AI won't steal your job—but someone who uses it better might. Speaking at the Milken Institute Global Conference 2025, Huang stressed that all jobs will be impacted immediately. Embracing AI is no longer optional; it's essential for survival in an evolving job market where knowledge, not machines, becomes the sharpest competitor. Tired of too many ads? Remove Ads AI Won't Replace You—But It Will Reshape You Tired of too many ads? Remove Ads From Entry-Level to Exit Door? AI as Co-Worker—and Creator The AI Literacy Imperative Tired of too many ads? Remove Ads When I talk to kids today and they ask me what I would do if I were 12 today, my answer is always the same, read books and learn how to use AI in every way shape and form you can. It is a living library that gives you responses and can help no matter who you are or where you live. undefined Mark Cuban (@ February 18, 2025 at 5:22 AM The Bottom Line: Adapt or Be Replaced In a bold and unsettling prediction, Jensen Huang, co-founder and CEO of Nvidia—the $3.3 trillion chip-making behemoth powering the world's most advanced AI tools—issued a stark warning: 'You're not going to lose your job to an AI, but you're going to lose your job to someone who uses AI.'Speaking to a packed room at the Milken Institute Global Conference on May 6, Huang emphasized that artificial intelligence isn't just a future concern—it's already altering the workplace as we know it. 'Every job will be affected, and immediately. It is unquestionable,' said the 62-year-old tech message was loud and clear: those who embrace AI will outrun those who don' Hyams, CEO of job platform Indeed, echoed Huang's concerns while talking with CNBC Make It. While there may not be jobs that AI can fully automate just yet, nearly two-thirds of roles listed on the site contain tasks AI can handle. In this landscape, humans who can collaborate with, train, and command AI systems are rapidly becoming the most sought-after therein lies the new arms race: knowledge. 'There are about 30 million people in the world who know how to program and use this technology to its extreme,' Huang said. 'The instrument we invented, we know how to use. But the other 7-and-a-half billion people don't.'But not every tech leader shares Huang's optimism. Dario Amodei, CEO of AI safety startup Anthropic, painted a grimmer picture. In an interview with Axios, Amodei warned that AI could potentially wipe out half of all entry-level white-collar jobs in as little as five his words: 'Cancer is cured, the economy grows at 10% a year, the budget is balanced—and 20% of people don't have jobs.' His prediction isn't just about automation, but about a hiring freeze. As AI evolves, he suggests, companies might stop creating new jobs companies like Shopify, Duolingo, and Fiverr are requiring employees to use AI in their workflows. At Shopify, AI tools must be exhausted before hiring requests are even considered, as per an internal memo from CEO Tobi the unsettling forecasts, Huang remains optimistic about AI's ability to create new kinds of work. Speaking at another event—the Hill and Valley Forum—he explained that machine-generated software is replacing traditional coding. 'What used to be human-coded softwares running on CPUs are now machine learning generated softwares running on GPUs,' he shift, he argues, is opening up entirely new layers of industry and trade. 'Every single layer of the tooling is being invented right now, and it creates tons of jobs at the next layer,' he Huang and fellow billionaire Mark Cuban agree: the real risk is falling behind in AI literacy. On his ReThinking podcast appearance, Huang revealed that he often drafts content using tools like ChatGPT and Gemini. He insists that AI isn't just about coding anymore—it's about communication, creativity, and problem-solving.'If you don't know how to program a computer, you just tell the AI, 'I don't know how to program,' and it will tell you exactly how to,' he explained. 'You could draw a schematic, or a picture, and ask it what to do.'Mark Cuban, meanwhile, has been putting his money where his mouth is. Since 2019, he's funded free AI bootcamps for underprivileged high school students across the U.S., urging them to embrace AI as early as possible. 'Read books and learn how to use AI in every way, shape and form you can,' he final takeaway wasn't just a forecast—it was a call to action. 'Don't be that person who ignores this technology,' he urged. 'Take advantage of AI.'As artificial intelligence accelerates at lightning speed, the most valuable skill may not be technical ability, but adaptability. Whether you're a student, a manager, or someone just trying to hold onto your career, the future belongs to those who work with AI—not against it.
Metro
4 days ago
- Business
- Metro
This is how much your salary should increase each year you work at a company
Money is an awkward topic, especially in the workplace. But while we're conditioned not to talk about it for fear of being rude, we're simultaneously encouraged to know our worth and confidently request pay rises. Unfortunately, many UK workers don't have a universal understanding of what a fair salary is, and are often oblivious to their potential earning range. This means that when demanding said wage increases, employees may not even know how much to ask for. Plus, with 53% of Brits unaware of what their colleagues make (especially those in higher positions), how is anyone meant to know what they should be earning, anyway? To set the record straight, Metro spoke to finance specialist Pernia Rogers, founder of Your Finance Travel Buddy, and Nisha Prakash, finance expert and lecturer in Finance Management at the University of East London. Word of warning: Pernia says that even if you've been at a company for years, loyalty doesn't always lead to bigger pay rises. Nisha also highlights that salary hikes and promotions depend on the industry. For instance, tech and finance sector jobs offer faster salary growth than public sector roles, which she estimates at around 2% to 4% per year. To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 'Some companies offer inflation-adjusted hikes so that employees' standard of living is not impacted by rising costs,' she adds. 'In the UK, salary increases by tenure are not regulated by law but are influenced by industry standards, company policy, and individual performance,' explains Nisha. Having said that, there are broad industry averages which could help set realistic expectations. According to employment website Indeed, the average annual pay rise for an experienced employee is typically between 3% to 5%. 'Anything above 10% is generally considered a good hike, which is typically linked to promotions or job changes,' Nisha adds. In terms of your first year in employment, Pernia urges not to expect too much of a bump, as you're likely finding your feet within the company and getting to grips with your role. 'Raises tend to be small and usually reflect inflation or company performance,' she says, recalling that her first pay rise in a graduate scheme was 1.75%. The following year, Nisha says the hike will 'follow a bell curve based on the years of experience.' If you're expected to take on more responsibility, you should earn more, but this doesn't always happen, in which case Pernia recommends negotiation – 'especially if new hires are earning more.' As for the exact numbers, Nisha reveals that freshers are typically given 3% to 10% increases, while employees with two to five years of experience can expect 5% to 20%, depending on the job market and individual performance. At around three years, Pernia warns you risk being underpaid. 'Companies often give smaller annual increases than what you'd get by changing jobs,' she explains. 'Many people who switch jobs after two or three years see 15% to 25% increases compared to 2% to 5% raises internally. When I moved jobs at 3.5 years, I got a 64% pay rise.' To gauge if you've been bitten by the so-called 'loyalty penalty', Pernia says: 'With promotions or increased scope, your salary should be 15% to 30% higher than when you started.' If it's not, you might be falling behind the market rate. Next, benchmark your role externally and negotiate, or prepare to move. After five years, staying put only makes sense if you're rewarded. Although Nisha suggests that the increase rate lowers after five years of service – unless you're promoted or your role changes within the company – according to Pernia, you should be at least 30% up from what you started on, especially if you've climbed the ladder. 'If your salary hasn't kept pace with promotions, inflation, or market value, you may be losing out financially,' she says. However, as we know, it's not a one-size-fits-all box, and what's realistic varies depending on your career. While her most significant pay rise came when she gained her Chartered Accountant qualification, Pernia stresses that not every career path has jumps like that, so it's important measure against your field and market. Still, don't be afraid to negotiate for what you deserve or explore alternative roles if you don't feel valued. And remember, 'you're not obliged to accept any offer if it doesn't meet your expectations.' As above, there's not one clear answer. Promotion timeline depends on the industry, employer and worker's performance. But for scope, Nisha says a realistic expectation is to move from entry-level to mid-level within one to three years, adding: 'This is the fastest promotion phase, and it is typically tied to meeting timelines and learning core skills.' For mid-level to senior jumps, the timeline takes around two to five years., and 'the expectations here are performance, leadership traits and subject expertise.' Next up, the transition to management from a senior level takes three to seven years, with key criteria being networking, visibility and capability to create an impact. To get into a senior management roles (such as director) you're looking at five to over 10 years, progressing based on factors like creating long-term impact and business results. Again, this metric could vary across industries. 'For instance, promotions are much faster in startups compared to corporates,' Nisha says, adding that the 'general rule of thumb in corporate is that if you haven't been promoted within the first three years of starting work, despite strong performance, it is time to ask, negotiate or move on.' Just raising the question means management will be forced to provide you with a clear career path or development plan, so it's worth a go. Nisha says that achieving a promotion requires more than hard work. More Trending She explains: 'One has to consistently work smart, be visible and align with business needs. 'Hence, it is important to request a roadmap from your manager, including what skills, attitude, behaviour, and achievements are required for the next level.' To improve your chances she recommends 'making your manager's work easier' – but don't be afraid to blow your own trumpted or 'assume your work speaks for itself'. View More » Nisha's final words of wisdom? 'Don't wait forever — if you have been performing at the next level, have the conversation.' Do you have a story to share? Get in touch by emailing MetroLifestyleTeam@ MORE: Map shows how much you need to earn to buy a home where you live in the UK MORE: Wear a uniform to work? You could be owed hundreds of pounds from the government MORE: Ignore the CEO influencers — not everybody's cut out to run a business
