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The Journal
5 days ago
- Climate
- The Journal
Here are the top five home insurance claims and how to avoid them
KEEPING YOUR HOME safe is a priority that cannot be taken lightly, which is exactly why it's so essential to make sure you have the right kind of insurance in place in case something unexpected were to happen. Beyond getting the right insurance, though, there are preventative measures you can take to avoid damage before it occurs. Using data compiled by Allianz from 2024, we have the top reasons people needed to claim on their home insurance and how you can take crucial steps to reduce your risk of common dangers such as water damage, fire and theft. Allianz is here to give you peace of mind, but you can also take comfort in knowing that you've done all you can to take precautionary steps to prevent potential claims from occurring. 1. Burst pipes Accounting for a whopping 33% of all home insurance claims received by Allianz in 2024, water damage is by far the most common misfortune affecting homeowners in Ireland. The good news is that keeping your home safe against water damage is a matter you can take into your own hands by staying vigilant and implementing the following advice: Ensure current pipes are well equipped to deal with any renovations such as extra toilets, en suites, underfloor heating and showering facilities Regularly inspect the sealing around baths, showers and sinks to prevent wear and tear Regularly check the external pipes and pipes located in unheated areas during temperature fluctuations To prevent freezing pipes during winter, it is beneficial to keep your water heated at a low temperature During times of very little usage (over a holiday), turn off the water supply if you can Regularly check overflow on toilets, sinks, baths and tanks Regularly inspect hosing going to and from washing machines, dishwashers, water heaters and refrigerators. 2. Storms Shutterstock / Karlo Curis Shutterstock / Karlo Curis / Karlo Curis We know all about storms in Ireland, having already experienced several intense storms earlier this year. Hundreds of thousands of homes were left without power in the aftermath of Storm Eowyn, and last year also brought many more named storms: Isha, Ashley, Bert, and Darragh. A sharp reminder that your home needs the best protection possible when it comes to standing strong against the elements. Storm damage accounted for 28% of Allianz home insurance claims in 2024, according to the latest data, so the following steps should be the top priority for any homeowners hoping to avoid finding themselves in that same situation. First and foremost, you want to safely store loose garden items away, which can even include locking your trampoline to the ground. Otherwise, you can also secure gates and shed doors. And be sure to check again for damage to your home after the storm has passed. 3. Accidents Accidental damage is defined as sudden or unforeseen damage caused as a result of an unexpected action or event. While the very nature of accidents makes them hard to predict or prepare for, Allianz does provide additional options for those who want extra peace of mind regarding important belongings which could be affected by accidental damage. You can add accidental damage cover to your Allianz home insurance policy to further insure household goods, clothing, furniture & furnishings, and personal effects such as smart devices, wallets, jewellery and more. Accidents account for 18% of all home insurance claims, and you can learn more about what protections are available to you through Allianz here . Advertisement 4. Fire Shutterstock Shutterstock Fire accounted for 10% of all home insurance claims last year, and while it can be catastrophic, many such fires are also very preventable. Safe practices such as avoiding leaving candles unattended, being diligent about what you do in the kitchen, and making sure chimneys are regularly cleaned, can significantly reduce the chances of a fire breaking out. The Department of Housing, Planning, Community and Local Government has issued a useful mnemonic to help you stay wise to the risk of fire in your home: STOP. S is for smoke alarms, which should be on every floor of your home and ideally in every room. T is for testing your smoke alarms, which you should ideally do once a week for each alarm. O is for obvious dangers. Always be vigilant about obvious fire hazards in your home, whether that's overloaded plug sockets, unattended candles, or hot appliances such as hair straighteners or curling irons being left plugged in or switched on. P is for planning your escape route. Always make sure that there is clear access to the exit of your home and that you know where your keys are. 5. Theft Nobody likes thinking about the worst-case scenario and while being burgled is an awful experience, it did sadly make up 5% of all home insurance claims. This means that a theft at your home is unlikely, but it still makes sense to be as prepared as possible. There are steps that you can take that reduce the likelihood of being burgled. Data from the Garda Analysis Service shows that nearly half of burglaries (46%) occur between 5pm and 11pm. Burglars also commonly target back doors (26%), back windows (24%) and front windows (8%), with one in five cases involving a burglar getting access through an unsecured door or window. An Garda Síochána's 'Lock Up and Light Up' has several suggestions on how you can keep your home safe, including: Make sure all doors, windows and entrances to the home are locked Keep some lights turned on Use an alarm system Avoid keeping large amounts of cash on the premises Store spare keys in secure areas away from windows and letter boxes. By being prepared and well informed your likelihood of experiencing incidents of crime or damage in your home will be much lower. Allianz p.l.c. is regulated by the Central Bank of Ireland. Standard acceptance criteria, terms & conditions apply. This guidance is for general information purposes only. Allianz accepts no responsibility or liability for any losses that may arise from any reliance upon the information contained in this guidance.


Arab Times
26-05-2025
- Climate
- Arab Times
Kuwait Sets New Funeral Burial Timings Amid Rising Temperatures
KUWAIT CITY, May 26: In response to rising daytime temperatures and in accordance with Fatwa No. 128/A/2001 issued by the Ministry of Awqaf permitting nighttime burials, Kuwait Municipality has announced new official times for funeral burials. To ease the burden on grieving families and mourners, and to ensure comfort during funeral prayers and burials, the municipality has decided to allow burials at three designated times: 9:00 a.m., after Maghrib prayer, and after Isha prayer. This decision also comes with a commitment to provide proper lighting in cemeteries to facilitate nighttime burials. The directive, effective immediately, instructs all cemetery officials to organize their operations accordingly and ensure all necessary arrangements are in place to serve the public interest. The announcement was made by Mishaal Fahd Al-Joudan Al-Azmi, Deputy Director General for Municipal Services Sector Affairs.


News18
23-05-2025
- Entertainment
- News18
Salman Khan Security Breach: Trespasser Rang Doorbell Of Actor's House, Told THIS To Security
Last Updated: Salman Khan HouseSecurity Breach: Two people entered Salman Khan's Galaxy Apartment in Mumbai on May 19th and 20th, respectively. Salman Khan HouseSecurity Breach: In two separate incidents, a man and a woman tried to enter Salman Khan's Mumbai residence earlier this month. While they were taken into custody and further investigation is underway, CNN-News18 has now learnt that the woman, identified as Isha Chhabra, had entered the building by telling security officials that she knew a resident there. However, after entering Galaxy Apartments, she headed to Salman Khan's house and rang the doorbell. Salman Khan was said to be in the house when the security breach incident took place. In the preliminary investigation, Isha has claimed that she does not know the man who also trespassed Khan's residence, a few hours before her. Meanwhile, police officials are also likely to question the residents of Galaxy Apartments soon to check if they know Isha. For the unversed, Isha entered Salman Khan's Galaxy Apartment in Mumbai in the wee hours of May 20th. It was said that she was near the lift area of Salman Khan's building when the security guards caught her. She was then handed over to the Bandra police and a case was filed. Apart from this woman, a man also entered the Bollywood superstar's house at around 7:15 pm on May 20th. He was also caught and handed over to the cops. While more details are awaited, this has surely raised concerns about Salman Khan's security, who has also been getting death threats for a long time now. In April 2024, gunshots were also fired outside Khan's Galaxy Apartments in Mumbai's Bandra area. Later, it was reported that the Lawrence Bishnoi gang is alleged to be behind the attack as the gangster's brother, Anmol Bishnoi, claimed responsibility for the shooting incident via a Facebook post. After the shocking incident, Salman's security was upgraded. Later in July, Salman Khan also recorded his statement in connection to the house firing case when he claimed that the Lawrence Bishnoi gang was trying to kill him. First Published:


Time Out
21-05-2025
- Entertainment
- Time Out
The Wrong Gods
What does it take to choose your values and beliefs over those of others, and to fight for them? What does it take for a woman to be defiant – to go against what is expected of her, and perhaps even go against her own family? Fresh off an international tour of his critically-acclaimed three-hour epic Counting and Cracking (which included a special sold-out season at Sydney's Carriageworks), S. Shakthidharan returns to the Belvoir stage with another powerful chapter of South Asian history. Detouring from the grand scale of Counting and Cracking and Shakthidharan's follow-up show, The Jungle and the Sea, this restrained 90-minute fable is told through the perspectives of four defiant women, each of them shaped by differing values, ideologies, survival and sacrifice. The Wrong Gods is a work of protest – it's angry, sad, and deeply unsettled by the relentlessness of capitalism The Wrong Gods imagines the protests surrounding the controversial Narmada Valley dam project. Initiated in the late 1980s, the dam is one of the world's largest hydropower infrastructure projects. It was intended to supply electricity and drinking water to three Indian states, but its legacy is fraught – thousands of indigenous people and villagers were displaced, ecosystems were irreversibly altered and damaged, and the project remains at the centre of sustained protests. Nirmala (Nadie Kammallaweera, who appeared in both Counting and Cracking and The Jungle and the Sea) a farmer and the head of the village's council, has spent her life with the soil. She worships one of the old gods (the river), understands the ways of the water, cooks with the seeds and spices from the edge of the forest, and knows how to farm sustainably with the land. Recently abandoned by her husband, she takes her daughter Isha (Radhika Mudaliyar, Counting and Cracking) out of school to help her maintain the farm. Encouraged by her teacher, Miss Devi (Manali Datar, Fangirls), Isha dreams of leaving the village (and the man she is betrothed to) to become a scientist. When Lakshmi (Vaishnavi Suryaprakash; Nayika: A Dancing Girl, Counting and Cracking) arrives in the village – a persuasive, middle-class Indian woman who appears local but works on behalf of powerful American developers – Nirmala is tested. Lakshmi truly believes that Nirmala is a slave to the land and deserves to cash in on the Indian government's corporate plans. She convinces her, with the help of Isha, to trial a genetically modified seed – crops that are promoted as offering high yields with minimal labour. From here begins the clash of the creeds. But as nature often shows us, everything comes at a cost. The village way of life is beautifully evoked on Keerthi Subramanyam 's sustainably constructed set, where artistry meets intention. Stone bricks spiral across the floor in circular patterns, echoing nature's eternal rhythms. These are complemented by intricately carved, cave-like walls bathed in gentle, purposeful lighting by Amelia Lever-Davidson. The circular motif, used with restraint and purpose by Shakthidharan and co-director Hannah Goodwin (, Never Closer), becomes a subtle yet powerful symbol of shifting power dynamics; the blocking around the circle subtly reveals each character's shifting allegiances and personal frustrations. Each of the four actors deftly navigates Shakthidharan's empathic dialogue to present their case. Suryaprakash is particularly compelling as a multi-faceted antagonist, offering a performance that is both subtle and direct, peeling back layers to reveal her character's simmering motivations. Datar brings an earnest warmth to the role of the outsider-turned-ally, making her presence felt even in quieter moments; her odd-couple camaraderie with Kammallaweera is especially endearing. Mudaliyer infuses Isha with naive, youthful optimism that is instantly recognisable – anyone who has ever dreamed big will see themselves in her. Kammallaweera's performance is often weighted with rage, which at times risks coming off as one-dimensional. However, it is in her moments of stillness that she truly captivates – her quiet reflection on what so-called progress has cost her moved me to tears, and evoked a longing for a simpler life. The minimalist production and small ensemble give Shakthidharan's script space to breathe. As in his previous plays, he excels at examining history from multiple perspectives with dialogue that is rich, evocative and unflinching in its portrayal of the tensions between power, profit and social responsibility. Still, I found myself missing the signature wit that infused his previous work with charm. At its core, The Wrong Gods is a work of protest – it's angry, sad, and deeply unsettled by the relentlessness of capitalism. Yet, it struggles to strike a balance between education and emotional resonance. That's not necessarily a bad thing, but at times, the seams of this particular book fray under the weight of its own urgency. In the play's earnest effort to give voice to those who have long been silenced, it occasionally sacrifices the one thing that sustains resistance: hope.


Time of India
14-05-2025
- Entertainment
- Time of India
‘Ram Bhavan' actor Khushbu Rajendra: 'A woman can be the strength behind her husband's success'
We've all seen the narrative of a man supporting his wife's educational or career goals on television and in our real lives. It's to the point that it elicits nothing more than a shrug. But ' Ram Bhavan ', starring Khushbu Rajendra as Isha and Mishkat Verma as Om, turns this trope on its head. Taking the age-old saying 'behind every successful man is a woman' to a whole new level, the show puts a spotlight on Isha as the heart of this story. She stands strong beside Om, not just as a supportive wife, but as a driving force. While Om juggles his dream of landing a government job, Isha encourages him to take up work as a Zapido driver — a step forward, no matter how small. Om isn't perfect; his laid-back attitude has kept him unemployed and underachieving. He's rough around the edges, flawed, and often at odds with his own potential. But even at his lowest, he doesn't back down from standing up to his sister-in-law Gayatri's constant jabs. What he lacks in direction, he makes up for in grit. He knows he's meant for more, he just needs a nudge and that nudge comes in the form of Isha, a woman of strength and quiet grace. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like People Aged 50-85 With No Life Insurance Could Get This Reassured Get Quote Undo Khushbu Rajendra, playing the role of Isha shares her thoughts, 'It's wonderful to be part of a story that genuinely surprises people. So often, both on-screen and in real life, we're so used to seeing men lifting the women in their lives — helping them study, pursue careers, or find their independence. And that's beautiful. But Ram Bhavan takes that familiar idea and flips it. Isha is Om's backbone. She's the silent power that pushes him to become something more. It's such a simple and subtle shift, but it sends a loud and powerful message that a woman can absolutely be the strength behind her husband's success, the wind beneath her husband's wings. She can be the one pushing, believing, and standing by him as he builds his future. For me personally, portraying Isha made me reflect on the quiet strength of the women around me, the patience they hold, the way they carry their families without asking for credit.' Inside Mishkat Varma's New Show Ram Bhavan & Star Cast Bonding | EXCLUSIVE Interview