Latest news with #Mosaic
Al-Ahram Weekly
6 hours ago
- Entertainment
- Al-Ahram Weekly
Khaled Selim and Hisham Kharma conclude the Summer Festival for Music and Singing in Alexandria
Beit Al-Seheimi Al-Moez St, Al-Darb Al Asfar Alley, Al-Gamaleya District, Tel 02 2787 8865 Every Sunday, 7.30pm (Free entry): The Nile Troupe for Folk Instruments, founded by artist Zakariya El-Hagawy, performs dances and songs from Upper Egypt on mizmar, tabla and other traditional musical instruments. Every Friday, 8pm (Free entry): 'Alaragouz wa Khayal Al-Zel' (The Karakouz and The Shadow Puppet), a free public performance by clowns in Al-Muaaz Street, presented by Wamda and directed by its founder and scripter Nabil Bahgat. Al-Ghouri Dome 111 Al-Azhar St, Al-Ghouriya, Tel 02 2506 0227 Al-Tanoura whirling dervishes perform to live Sufi music (Performances every Sat and Wed, 7pm). Thurs 31, 8pm: Mosaic band features violina player Mohamed Sharara performs a selection of Arab and international compositions. Makan 1 Saad Zaghloul St, Al-Mounira, Cairo, Tel 2792 0878 Every Tuesday, 8pm: Mawawil features vocalists Hend and Sara in a repertoire of traditional music of the Nile Delta, Al Jaafra music played by Arab Tribes from Aswan and Nass Makan band. Every Wednesday, 8pm: Zar music and songs by Mazaher ensemble featuring Umm Sameh, Umm Hassan and Nour Al-Sabah. Rawabet Art Space 5 Hussien Pasha El-Meaamar St. ext. of Mahmoud Bassiouny St, Maarouf, Qasr El Nil, Downtown Thurs 31, 8pm: 'Shawshy Time' is a crowd work special, every show has a topic and discuss it in a way that's entertaining, balancing between laughter and storytelling. Nothing is prepared in advance, the show is completely on the spot, based on audience interaction and Amgad Shawshi and that makes each show different than the ones before it. Room Art Space & Café 10 Etihad Al Mohamin, Garden City, Tel 01000 068 159 Thurs 31, 8pm: Shady El-Qasseer live in concert featuring vocalist Noha Fekry. Fri 1 August, 8pm: 'Living Show' a unique comedic experience because the audience will sit as if he is sitting at home with his friends, where the audience is the heart of the show in an unforgettable evening full of surprises and laughter. Sat 2, 8pm: Nostalgic night by Ezzo, an Egyptian singer, songwriter and actor who specializes in Arabic singing in the oriental, pop and several other genres. Tues 5, 8pm: Karaoke night. The Spot mall, infront of AUC Gate 4, New Cairo Sun 3, 9pm: Pedro open mic. Mon 4, 9pm: Ahmad Ali El-Haggar is an Egyptian musician performing original music as well as covers of Classic Egyptian songs. Tues 5, 9pm: Paranoid Eyes is an Egyptian Pink Floyd tribute that revives Pink Floyd's music in Egypt. Wed 6 and Thurs 7, 9pm: Karaoke night. El Sawy Culturewheel End of 26th of July St, underneath the 15th of May Bridge, Zamalek, Tel 2736 8881/6178/2737 4448 El Sawy's Nile University branch El Sheikh Zayed Thurs 31, 8pm: Massar Egbari band. Wisdom Hall Tues 5 August, 8pm: Carnivalia X Crashendo. Thurs 6.30 and 8.30pm: El Sawy Culturewheel Puppet Theatre show revives the concerts of Umm Kolthoum performing two of her much-loved songs. Teatro Arkan Arkan Plaza, El-Sheikh Zayed, Giza, Egypt Thurs 31, 8pm: Iron Tawfeeq is bringing you the final episode of his hit comedy show 'Dah Video Beyedhak' (this is a comic video). Thurs 7 August, 8pm: For the last time, comedian Ahmed Khairy will perform his one-hour stand-up comedy show, 'Made in Egypt'. He promises an unforgettable night full of laughter and surprises. ALEXANDRIA Alexandria International Stadium 12 Omar Tosoun St, Qesm Bab Sharky, Alexandria The Summer Festival for Music and Singing (27-31 July 2025) Thurs 31, 9pm: Musical composer Hisham Kharma (10pm) Super star singer Khaled Selim and his band. Anfoushi Culture Palace 59 Kasr Al Tin, Ras Al Tin, Al Gomrok, Alexandria Thurs 7, 8pm: Tablet Elsitt band is back with a brand-new show full of art, folklore, and authentic eastern rhythms. Bibliotheca Alexandrina Chatby, Alexandria 21526, Tel (03) 4839999 The 22nd International Summer Festival (7-31 August) Conference Centre Main Hall Thurs 7, 8.30pm: The opening concert of the festival features super star singer Medhat Saleh, accompanied by his band, conducted by pianist Amr Selim. Tickets for the festival concerts are sold exclusively through the BA ticket sales outlet, BA's official online booking link: * A version of this article appears in print in the 6 August, 2025 edition of Al-Ahram Weekly Follow us on: Facebook Instagram Whatsapp Short link:
Finextra
5 days ago
- Business
- Finextra
Mosaic launches cyber insurance for digital assets companies
Mosaic Insurance has entered the digital asset market, launching a combined cyber and financial institutions (FI) crime product that provides robust protection to the rapidly growing, yet historically underserved sector. 0 This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. The new modular product suite offers stand-alone or blended coverage across cyber, technology errors and omissions (E&O), and crime—tailored to complex, evolving risks faced by digital asset businesses. The solution provides up to £/$/€10 million in capacity for cyber and tech, and up to £/$/€5 million for crime exposures, underwritten via Mosaic's worldwide agency network on behalf of its Lloyd's Syndicate 1609 and backed by its A+-rated global carrier partners. The solution is designed for a broad spectrum of digital asset clients, spanning fast-growing innovators to mature market participants and including exchanges, custodians, trading platforms, blockchain analytics firms, miners, exchange-traded funds (ETF) structures, real world asset (RWA) platforms, and wallet providers. These businesses have often faced fragmented market responses, with narrow cover, limited capacity, or declinations driven by perceived volatility or regulatory uncertainty. 'Mosaic is bringing the first comprehensive Lloyd's A+-rated cyber, tech E&O, and crime capacity to the digital asset space—it's a true differentiator, delivering a level of trust and financial strength that has been lacking in this space,' said Brian Bonkoski, Global Head of Cyber at Mosaic. 'With global regulatory licences and underwriting hubs in London, the US, Bermuda, Canada, Europe, Dubai, and Singapore, we offer seamless coverage to clients, regardless of domicile or the jurisdictions they serve.' Line sizes and policy structure mirror those accessible to Mosaic's non-digital asset clients and the product offers cyber, tech, and crime coverage from a single underwriting platform, removing common coverage gaps. The launch is underpinned by Mosaic's first strategic partnership in the sector with Native, a specialist broker in digital assets. Through the 'Native Risk Collective,' companies which integrate approved vendors and services that materially improve their risk posture can access enhanced coverage and more competitive premiums. The collaboration reflects Mosaic's commitment to forming sustainable partnerships that advance insurance solutions for emerging industries. 'Digital asset clients have long needed insurance that understands their risks, offers meaningful capacity, and brings a long-term view,' said Mosaic's Kieran Quigley, VP, Underwriter, Cyber, who spearheaded the firm's entry into the sector. 'We've listened to clients and brokers and built solutions that reflect the ambition and growing sophistication of this space. We're proud to support innovators driving the next wave of global economic change.' 'The market's been calling for a smarter, joined-up approach to underwriting digital asset risk,' added Tom Dilley, Global Head of Financial Institutions for Mosaic. 'Mosaic is answering that call with a credible, thoughtful solution.' Cyber and financial institutions liability are two of seven lines of specialty business at Mosaic; the others include environmental liability, transactional liability, political risk, political violence, and professional liability.
Yahoo
5 days ago
- Business
- Yahoo
The Mosaic Company (MOS): A Bull Case Theory
We came across a bullish thesis on The Mosaic Company on VantagePointAI's Substack. In this article, we will summarize the bulls' thesis on MOS. The Mosaic Company's share was trading at $35.27 as of July 17th. MOS's trailing and forward P/E were 30.41 and 11.82, respectively according to Yahoo Finance. A farmer carrying a bag of fertilized over his shoulder signifying the fertilizers the company produces. Mosaic (NYSE: MOS) is no longer just a traditional fertilizer producer; it has evolved into a strategically vital player at the intersection of food security, macroeconomics, and innovation. Headquartered in Tampa with operations spanning the U.S., Canada, and Brazil, Mosaic is the largest U.S. producer of phosphate and potash fertilizers, supplying over 40 countries. Its transformation is driven by modernization efforts, including automation, digital agriculture solutions, and high-value products like MicroEssentials smart fertilizers, which enhance nutrient absorption. Q1 2025 results showcased this momentum, with net income surging 429% year-over-year to $238 million and adjusted EBITDA reaching $544 million, fueled by strong Brazilian operations and efficiency gains. Mosaic is a third of the way through a $150 million cost-saving program while expanding Mosaic Biosciences, its biologicals arm, which recently launched Neptunion, a green fertilizer in China. Additional diversification comes from animal feed and industrial phosphate derivatives, non-cyclical businesses that complement its core offerings. Despite a forward P/E of 12.65, well below sector and historical averages, MOS faces risks from volatile fertilizer pricing, trade policy, currency fluctuations, and environmental regulation, amplified by a beta of 1.47. However, its global footprint, long-term supply chain partnerships, and focus on innovation position it to capitalize on agriculture's shift toward sustainable and precision farming. Analysts' 12-month price targets, ranging from $30 to $46, highlight elevated but structured uncertainty, presenting upside potential. In a world where agriculture is becoming greener and more technology-driven, Mosaic offers a compelling, undervalued investment opportunity with asymmetric risk/reward for those able to navigate its volatility. Previously we covered a bullish thesis on Corteva, Inc. (CTVA) by Business Model Mastery in April 2025, which highlighted its extensive IP portfolio, high-margin trait licensing, and integrated digital farming platform driving sustainable growth. The company's stock price has appreciated approximately by 18.39% since our coverage. This is because the thesis played out with expanding biologicals and digital adoption. VantagePointAI shares a similar but emphasizes Mosaic's modernization, biologicals push, and food security leverage. The Mosaic Company is not on our list of the 30 Most Popular Stocks Among Hedge Funds. As per our database, 48 hedge fund portfolios held MOS at the end of the first quarter which was 41 in the previous quarter. While we acknowledge the potential of MOS as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 8 Best Wide Moat Stocks to Buy Now and 30 Most Important AI Stocks According to BlackRock. Disclosure: None. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Newsroom
21-07-2025
- Business
- Newsroom
Financiers' big reveal on how they impact the climate
Comment: Mandatory disclosure regimes are rarely designed for convenience, but they are always designed for necessity. New Zealand's climate-related disclosure (CRD) regime, now through its first year of implementation, is a case in point. While critics may see it as burdensome or bureaucratic, the reality is far more nuanced. The disclosure rules currently apply to about 200 large financial institutions, known as climate reporting entities (CREs), that are required to report annually on their climate-related activities. This number may drop depending on the outcome of consultation to amend the rules. The CRD regime should not be seen as requiring a mere checklist exercise. Rather, annual disclosure reports are intended to serve as blueprints for strategic adaptation aimed at achieving decarbonisation targets. So, how well is it working? Early results tell a story not of failure, but of transition. There are signs the regime is beginning to reshape how institutions think about climate risk, helping shift corporate culture from passive compliance to active strategy. Still, progress is uneven. This is made crystal clear in a recent report from consultancy Mosiac FSI that examines how insurers, banks, and building societies are complying with CRD requirements relating to climate metrics and targets. In the interests of full disclosure, I collaborated with Mosaic on this research. The report offers both a snapshot of progress and a cautionary tale. It shows nearly half of the 32 sampled companies are meeting most CRD reporting requirements. However, only four (13 percent) can be considered 'front-runners' i.e., entities setting measurable, science-based carbon targets supported by reliable data. What sets these leaders apart is their access to high-quality data and their ability to translate this data into tangible metrics and performance benchmarks. Indeed, data capability is what allows these companies to treat CRD not as a regulatory hurdle, but as a core pillar of strategic planning. The report also shows a clear divergence between industries. Banks and building societies consistently outperformed insurers in nearly every climate reporting metric, including reporting on indirect greenhouse gas emissions from their business activities, and assessing climate vulnerabilities and opportunities to mitigate and adapt to climate change. Banks have an advantage here: through their lending activities, they maintain closer proximity to client operations, which provides access to richer, more granular data. Insurers, in contrast, face a more complex task: they have to navigate fragmented approaches to measuring emissions associated with insurance contracts while trying to obtain emissions data from a diverse and often opaque policyholder base. Alarmingly, the report found half of the sampled insurers, and a third of banks, have adopted climate targets that either do not support limiting global warming to 1.5°C or require reassessment to consider the company's emissions reduction potential. In a world already facing destabilisation due to floods, droughts, wildfires, and food system disruptions, soft or poorly aligned targets signal a lack of foresight and carry real financial risk. Yet there is reason for optimism. Several institutions, particularly those affiliated with the Net-Zero Banking Alliance convened by the UN, are modelling what genuine climate leadership looks like. These front-runners are adopting sector-specific targets grounded in good science, are investing in decarbonisation technologies, and incorporating emissions intensity into their lending and investment decisions. These aren't cosmetic shifts. They're market strategies that anticipate and prepare for a future where carbon carries a cost. Significant obstacles remain, however. Chief among them is accounting for 'scope 3 emissions'. These cover indirect carbon emissions that occur in the value chain, such as emissions arising from the end-of-life disposal of a company's products. Reporting on these emissions is arguably the most challenging. While 84 percent of institutions included some scope 3 disclosures in their reports, 88 percent relied on exemption provisions that allow them to delay reporting on all indirect emissions until 2026. The quality of disclosure reports is another issue. Reports are often marred either by excessive vagueness or an avalanche of irrelevant detail. The Financial Markets Authority has already highlighted the inconsistent application of materiality principles across reports. And this matters. When everything is deemed material, nothing is. When nothing is clearly material, investor trust erodes and so does the credibility of the entire reporting regime. The truth is that strong climate disclosure is no longer optional. It's a form of risk management, capital allocation, and market signalling all at once. Without robust disclosure, markets will misprice risk, capital will flow inefficiently, and stranded assets will multiply. With robust disclosure, we gain visibility, accountability, and the ability to steer through the low-carbon transition with stability rather than volatility. The CRD regime's first year offers a mirror. It shows us where we stand but, more importantly, forces us to confront where we need to go. And getting there will require more than incremental steps. It will require a shift in mindset, infrastructure, and regulatory ambition. Among the most critical steps: acknowledging the evolving nature of climate disclosure standards globally and preparing local institutions for convergence with international frameworks. From the International Sustainability Standards Board's global baseline to the EU's Corporate Sustainability Reporting Directive, these shifts will have serious implications for New Zealand entities, especially those with global operations or cross-border capital exposure. Treating climate-related disclosures as a box to tick is a missed opportunity. Leveraging them as a strategic compass could be the difference between financial fragility and long-term prosperity.
Scotsman
21-07-2025
- Entertainment
- Scotsman
Album reviews: Irvine Welsh & The Sci-fi Soul Orchestra Dennis Bovell
Sign up to our Arts and Culture newsletter Sign up Thank you for signing up! Did you know with a Digital Subscription to The Scotsman, you can get unlimited access to the website including our premium content, as well as benefiting from fewer ads, loyalty rewards and much more. Learn More Sorry, there seem to be some issues. Please try again later. Submitting... Irvine Welsh & the Sci-Fi Soul Orchestra: Men in Love (Port Sunshine Recordings) ★★★★ Jah Wobble: Dub Volume 1 (Dimple Discs) ★★★★ Dennis Bovell: Wise Men in Dub (Wise Records) ★★★ Michael Steele: Mosaic (self-released) ★★★★ Irvine Welsh At various points in his literary career, Irvine Welsh has described himself as a failed musician, claimed that he was saved by acid house and created playlists for his characters to bring them to life, so music is a key trigger for his writing. He now takes that love a step further by writing and producing an album companion to his new novel, Men In Love. Advertisement Hide Ad Advertisement Hide Ad This Trainspotting sequel picks up immediately where his classic novel left off, with Renton, Spud, Sickboy and even Begbie finding salvation on the dancefloor. The setting is the Nineties but the music on Men In Love – written by the shadowy Sci-Fi Soul Orchestra with lyrics penned by Welsh – is far from the contemporary strains of Britpop and more reflective of the soulful sounds of Nineties clubland, in particular the dancefloors which reverberated to gospel house music. Welsh and compadres are clear on their inspirations, crate-digging to emulate the sounds of Philly soul and New York disco which were sampled by the deep house producers of the day. Unsurprisingly, Welsh has all the necessary vocabulary to evoke the era and a little bit more. Opening track A Man in Love with Love captures the mania of love with lusty soul vocals from Shaun Escoffery and a Chic-meets-Boney M disco breakdown. Jah Wobble Jools Holland collaborator Louise Marshall represents for the women on the disco riposte You Gotta Be Strong, cutting through the sentiment and extravagant expressions of this man in love to demand actions not words. Both she and Escoffery are Welsh's mighty mouthpieces as they testify across the album to clubbing as religion on Saviour and the transformative powers of the dancefloor on A Whole New Side Of Me. The latter is the most explicitly house music-influenced track on the album, if still dripping in delicious disco strings. With this exultant music ringing in their ears, how could Renton and co not prevail? Advertisement Hide Ad Advertisement Hide Ad You wait ages for a decent dub album and then two come along in one week. Bass ace Jah Wobble has been a dub devotee from his early days in Public Image Ltd but is not content with mere righteous vibrations on Dub Volume 1. Titles such as Old Jewish East End of London Dub suggest that this is not traditional dub territory. This geezer philosopher infuses Existential Dub with a hint of slinky Sixties exotica and uses distorted and pitchshifted vocals to unsettling effect on Lovers Rock Dub. Tragic Slavic Dub is embellished with keening klezmer violin, Dub in the East is built around an eminently melodic bassline while Tyson Dub Remix is a true dub odyssey with its wiggy analogue synths, melancholic ska brass arrangement and the sheer elasticity of Wobble's playing. On Wise Men in Dub, reggae veteran Dennis Bovell offers a more traditional adventure in sound though his curveball choice of dub-infused covers ranges from Musical Youth's Pass the Dutchie and Pete Seeger's Black and White, originally reggaefied by Greyhound but rendered here by Aswad's Brinsley Forde, to more transformative takes on The Zombies' Time of the Season, Minnie Riperton's Les Fleurs, Argent's Hold Your Head Up and The Stylistics' You're A Big Girl Now, dreamily rendered by Imagination frontman Leee John. Advertisement Hide Ad Advertisement Hide Ad Michael Steele Edinburgh-based singer/songwriter Michael Steele describes himself as 'genre-diverse' - and how on his Mosaic EP which embraces French chanson, pastoral folk, low-slung punk funk, mellow country and angular guitar picking across its ten tracks with equal credibility. There may be no stylistic consistency to speak of but you have to admire Steele's laidback audacity in offering such a dizzying pick-and-mix of styles to choose from, each as well-executed as the next. CLASSICAL Visiting Rachmaninoff: Chopin Variations | Romances (Harmonia mundi) ★★★★ One of the true delights of the 'variations" genre is to witness the assimilation of two divergent independent minds. Here we have Chopin (the simple sequential theme and solid chordal identity of his Prelude in C minor) reconsidered via the virtuosic expansionism of Rachmaninov. Moreover, Russian pianist Alexander Melnikov presents the latter's 22 Variations on a Theme by Chopin Op 22 on Rachmaninov's own piano, an instrument presented to him as a 60th birthday present and housed in the Bauhaus-style Villa Senar by Lake Lucerne commissioned by the composer in the 1930s. This well-maintained piano exhibits the same formidably brooding persona as its original owner, Melnikov mindful of such in a performance that captures both the intellectual and expressive fluidity of a constantly fascinating piece. He's joined later by soprano Julia Lezhneva, who imbues extracts from the Op 21, Op 26 and Op 34 Romances with a typically glowing, soulful Russian-ness. Ken Walton FOLK Grace Stewart-Skinner: Auchies Spikkin' Auchie (Independent Release) ★★★★ Advertisement Hide Ad Advertisement Hide Ad
