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Time of India
14-05-2025
- Business
- Time of India
Edelweiss Flexi Cap Fund shines with strong 10-year track record. Radhika Gupta lauds money management style
Radhika Gupta , CEO of Edelweiss Mutual Fund , expressed pride in the recognition of the Edelweiss Flexi Cap Fund for its strong 10-year performance , highlighting the fund house's disciplined and long-term approach to money management. She wrote on social media platform X: 'I am very happy to see Edel Flexi highlighted for its 10Y track record. Our style of money management is more process- and consistency-focused, so schemes rarely look great on 1Y metrics, but usually do on 10Y and rolling returns.' I am very happy to see Edel Flexi highlighted for it's 10Y track record. Our style of money management is more process and consistency focused so schemes rarely look great on 1Y metrics, but usually do on 10Y and rolling returns. Thank you! — Radhika Gupta (@iRadhikaGupta) May 13, 2025 Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Infertile Man Visits Orphanage And Hears, 'Hi Daddy.' Then He Realizes His Late Wife's Cruel Lies Crowdy Fan Undo Also Read | Staying invested and patient pays off for 'Dumber' investors against timing market: Radhika Gupta This statement underscores Edelweiss Mutual Fund's philosophy of prioritizing long-term outcomes over short-term rankings. The focus is on a steady, process-driven, and consistency-focused investing style that may not always top the charts in a single year but often stands out over longer periods. Edelweiss Flexi Cap Fund has delivered a 14.35% CAGR over the last 10 years based on trailing returns, and 13.30% CAGR based on daily rolling returns. (Source: ACE MF) Live Events The investment objective of the scheme is to generate long-term capital appreciation through a diversified portfolio that dynamically invests in equity and equity-related securities of companies across various market capitalizations. The scheme is benchmarked against the Nifty 500 TRI and is managed by Trideep Bhattacharya, Ashwani Agarwalla, and Raj Koradia. Also Read | Edelweiss Mutual Fund lifts lumpsum cap on Recently Listed IPO Fund; Radhika Gupta shares why the timing is right to invest As of April 30, 2025, the scheme had an AUM of Rs 2,542.78 crore. The minimum investment amount is Rs 100 per application, and in multiples of Re 1 thereafter. This scheme is suitable for investors seeking long-term capital growth through investments in equity and equity-related securities across large, mid, and small-cap companies.
Economic Times
30-04-2025
- Business
- Economic Times
The golden illusion: Know the risks behind gold's safe haven image
Tired of too many ads? Remove Ads Over the past 15 years, gold has delivered an annualized return of 10.73% as compared to 12.49% from equities and over the 5-year period ending 31st March 2025, gold has delivered a CAGR of 14.03% vs 26.23% return in equities. A significantly higher return in equities over the past five years is also on account of lower base five years back, post the covid led market fall. This also reflects in the performance of equities in the previous five year period, i.e. from March 2015 to March 2020, which was one of the worst periods for equities with an annualized return of just 1.29% vs 9.65% in gold. In terms of downside risk, the maximum drawdown (maximum loss) that a gold investor would have experienced during this 15-year period is 29.47% - from 28th August 2013 to 31st July 2015. In comparison, the maximum drawdown in equities was 38.11% during the beginning of the covid pandemic which was 17th January 2020 to 23rd March 2020. More importantly, while gold may be a little less volatile than equities, unlike the common perception of gold being a safe-haven asset, it does exhibit reasonably high volatility, especially when compared to less volatile or safer asset classes such as fixed income. The 15-year annualized volatility of gold at 14.95% is only marginally lower than volatility of 17.11% in equities. What's interesting, however, is that there has been a negative correlation between equities and gold, which makes it a great asset class to complement equities, in order to reduce overall portfolio volatility and improve risk adjusted performance. The 15-year correlation between the two asset classes is -0.22. The golden takeaway for investors Tired of too many ads? Remove Ads Most investors perceive gold as a safe-haven asset and this belief has only strengthened in recent times, as there has been a significant surge in the gold prices amidst the global economic uncertainty. As a result, the demand for gold has skyrocketed, and with Akshaya Tritiya around the corner, many investors are likely to flock to invest in the precious metal. However, beneath the perception that gold never loses its shine, many investors tend to overlook the risks involved while investing in gold. So, if you are planning to invest in gold, do ask yourself an important question before investing - Have I truly understood the risk involved?And to help you assess the risk-reward associated with gold investing, we studied the past 15-year price data (from 31st March 2010 to 31st March 2025) of gold and also compared it with equities , which is often considered to be one of the riskiest asset classes. Here's what we found:Data source: Ace MF, NSE. Performance of gold is represented by NAV of Nippon India ETF Gold BeES and performance of equities is represented by Nifty 500 TRI. Annualized volatility is calculated as standard deviation of the monthly returns multiplied by square root of 12. The volatility in gold prices in INR is influenced by various factors including international gold prices, dollar movement vs INR, import duty, taxes, etc. Past performance is not an indicator of future gold is often seen as a safe haven, the historical data on volatility and drawdowns suggest it's not without risk. However, its negative correlation with equities makes it an interesting asset class for diversification , helping smooth out overall portfolio performance. As such, investors will do well not to go overboard with gold exposure but to have a 10-20% allocation as a smart complement to equity and fixed income holdings in the portfolios.(The author Nilesh D Naik is Head of Investment Products, (PhonePe Wealth). Views are own)(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
Time of India
30-04-2025
- Business
- Time of India
The golden illusion: Know the risks behind gold's safe haven image
Most investors perceive gold as a safe-haven asset and this belief has only strengthened in recent times, as there has been a significant surge in the gold prices amidst the global economic uncertainty. As a result, the demand for gold has skyrocketed, and with Akshaya Tritiya around the corner, many investors are likely to flock to invest in the precious metal. However, beneath the perception that gold never loses its shine, many investors tend to overlook the risks involved while investing in gold. So, if you are planning to invest in gold, do ask yourself an important question before investing - Have I truly understood the risk involved? And to help you assess the risk-reward associated with gold investing, we studied the past 15-year price data (from 31st March 2010 to 31st March 2025) of gold and also compared it with equities , which is often considered to be one of the riskiest asset classes. Here's what we found: by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Delhi – Rediscover clear hearing with these tiny but powerful hearing aids. Learn More Undo Over the past 15 years, gold has delivered an annualized return of 10.73% as compared to 12.49% from equities and over the 5-year period ending 31st March 2025, gold has delivered a CAGR of 14.03% vs 26.23% return in equities. A significantly higher return in equities over the past five years is also on account of lower base five years back, post the covid led market fall. This also reflects in the performance of equities in the previous five year period, i.e. from March 2015 to March 2020, which was one of the worst periods for equities with an annualized return of just 1.29% vs 9.65% in gold. In terms of downside risk, the maximum drawdown (maximum loss) that a gold investor would have experienced during this 15-year period is 29.47% - from 28th August 2013 to 31st July 2015. In comparison, the maximum drawdown in equities was 38.11% during the beginning of the covid pandemic which was 17th January 2020 to 23rd March 2020. More importantly, while gold may be a little less volatile than equities, unlike the common perception of gold being a safe-haven asset, it does exhibit reasonably high volatility, especially when compared to less volatile or safer asset classes such as fixed income. The 15-year annualized volatility of gold at 14.95% is only marginally lower than volatility of 17.11% in equities. What's interesting, however, is that there has been a negative correlation between equities and gold, which makes it a great asset class to complement equities, in order to reduce overall portfolio volatility and improve risk adjusted performance. The 15-year correlation between the two asset classes is -0.22. Data source: Ace MF, NSE. Performance of gold is represented by NAV of Nippon India ETF Gold BeES and performance of equities is represented by Nifty 500 TRI. Annualized volatility is calculated as standard deviation of the monthly returns multiplied by square root of 12. The volatility in gold prices in INR is influenced by various factors including international gold prices, dollar movement vs INR, import duty, taxes, etc. Past performance is not an indicator of future results. The golden takeaway for investors While gold is often seen as a safe haven, the historical data on volatility and drawdowns suggest it's not without risk. However, its negative correlation with equities makes it an interesting asset class for diversification , helping smooth out overall portfolio performance. As such, investors will do well not to go overboard with gold exposure but to have a 10-20% allocation as a smart complement to equity and fixed income holdings in the portfolios. Live Events (The author Nilesh D Naik is Head of Investment Products, (PhonePe Wealth). Views are own)
Mint
25-04-2025
- Business
- Mint
₹1 lakh investment in these 2 ELSS mutual funds at launch would have grown to over ₹5 lakh. Check details
Before investing in a mutual fund scheme, it is advisable to examine its past returns and compare them with similar schemes in the same category. Here, we share the past returns of two equity-linked savings scheme (ELSS) funds, which have delivered over five-fold returns since their launch. These two schemes are DSP ELSS Tax Saver Fund and Motilal Oswal ELSS Tax Saver Fund, which have grown by 7.8 and 5.2 times, respectively. If someone had invested ₹ 1 lakh a year ago in DSP ELSS Tax Saver Fund, it would have grown to ₹ 1.17 lakh, according to a calculation on In three years, an investment of ₹ 1 lakh would have swelled to ₹ 1.74 lakh, thus delivering a return of 20.42 per cent. In five years, an investment of ₹ 1 lakh would have grown to ₹ 3.56 lakh, giving a return of 28.94 per cent. If someone had invested ₹ 1 lakh 10 years ago, the investment would have grown to ₹ 4.79 lakh, giving a return of 16.97 per cent. Tenure Return 1 year 1.17 lakh 3 years 1.74 lakh 5 years 3.56 lakh 10 years 4.79 lakh Inception (1/1/2013) 7.88 lakh If someone had invested ₹ 1 lakh at the time of the scheme's launch on January 1, 2013, it would have grown to ₹ 7.88 lakh. The return in this case will be 18.25 per cent. The fund is managed by Rohit Singhania, and its benchmark is Nifty500 TRI. Its key constituent stocks are HDFC Bank, ICICI Bank, Axis Bank, SBI, Kotak Mahindra Bank, Bharti Airtel, Infosys, Cipla and HCL Technologies. If someone had invested ₹ 1 lakh a year ago in Motilal Oswal Tax Saver Fund, it would have grown to ₹ 1.11 lakh. In three years, an investment of ₹ 1 lakh would have grown to ₹ 1.87 lakh, thus giving a return of 23.25 per cent. Tenure Return (%) 1 1,11,910 3 1,87,220 5 3,59,210 Inception 5,21,480 In five years, an investment of ₹ 1 lakh would have grown to ₹ 3.59 lakh, giving a return of 29.14 per cent. And if someone had invested ₹ 1 lakh at the time of launch in 2015, it would have swelled to ₹ 5.21 lakh, thus giving a return of 17.58 per cent. This scheme was launched on January 21, 2015, and its benchmark index is Nifty500 TRI. The fund managers are Rakesh Shetty, Ajay Khandelwal and Atul Mehra. Note: This story is for informational purposes only. Please speak to a SEBI-registered investment advisor before making any investment related decision. Visit here for all personal finance updates. First Published: 25 Apr 2025, 05:03 PM IST
