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Yahoo
3 days ago
- Business
- Yahoo
Which Will Double Faster? XRP (Ripple) vs. Shiba Inu
Key Points XRP is being used in financial institutions worldwide for a few purposes. Shiba Inu is a meme coin from yesteryear that has a blockchain attached. Anything could happen under the right conditions, but there's a clear winner here. 10 stocks we like better than XRP › There are two assets in particular that continue to ignite investors' imaginations when they're hunting for coins that could deliver a magical 100% return: XRP (CRYPTO: XRP), the settlement-layer darling of international banks, and Shiba Inu (CRYPTO: SHIB), a dog meme coin that once rocketed to the moon on little more than internet enthusiasm. Why might anyone think that doubling is a plausible outcome for either? XRP's institutional muscle is accumulating fast At about $3.16 per token, and with a market cap of $191 billion, XRP needs only a hop to reach the $6.30 mark that would count as a clean double, which would require adding another $191 billion in value to its market cap. The springboard to bridge that gap is its real-world utility, and this coin has plenty of it. In short, the XRP Ledger (XRPL) is gaining real traction around the world as a financial tool, and with the marketing help of Ripple, the company that issues XRP. Ripple's On-Demand Liquidity (ODL) system, which settles using XRP, added a smattering of new Middle Eastern financial institutions in 2025, bringing faster cross-border settlements to corridors that still rely on costly and slow legacy infrastructure like SWIFT. Banks that plug into the XRPL to settle transfers must hold some XRP for liquidity buffers, quietly shrinking the coin's float. Meanwhile, transfer volumes keep climbing. But the chain's utility is now expanding beyond just being a payment processor. In mid-July, the United Arab Emirates-based tokenization platform Ctrl Alt picked Ripple's custody stack and the XRPL to fractionalize and tokenize Dubai property deeds, giving investors access to bite-size pieces of local real estate. The same rails could eventually tokenize up to $16 billion of real estate on its chain by 2033 in Dubai alone. If even a slice of the larger global property tokenization market value lands on XRP for management, the ledger's native coin will capture a significant structural bid, and its price will rise over the long term. Assuming steady progress on either the tokenization front or the payment processing front, a sprint to the mid-$6s for XRP looks reachable within a year or so. Shiba Inu's ceiling might be higher, but don't expect to reach it Shiba Inu trades near $0.0000136. To double, it has to get to $0.0000272, a gain that sounds tiny but requires roughly $7 billion in fresh market cap at today's supply. Notably, that's a lot less distance than XRP has to travel in absolute terms. As it's a meme coin that's prone to explosive moves upward under the right combination of market conditions and investor enthusiasm, Shiba Inu doesn't necessarily need to rely on its fundamentals to succeed, as it lacks them. Nonetheless, the coin's boosters tout Shibarium, the project's layer-2 (L2) network, as the growth engine. But the chain is barely used, and there's not much evidence that new users are flocking to it. So there is no way that Shibarium will be a magnet for capital that sticks around, though it could still attract speculators. Therefore, it is completely understandable why institutional interest in this coin is minimal. That leaves an unpredictable burst of hype as the only credible driver of a doubling. The real project easily wins here Both coins could eventually double, but the odds significantly favor XRP doing it first. It's also far more likely to retain any big growth it experiences, as it isn't dependent on highly fickle investor sentiment in the way that Shiba Inu is. Ripple keeps stacking fundamental demand drivers, like bank transfer corridors, tokenized asset custody, and the potential approval of exchange-traded funds (ETFs) holding XRP that pull coins off exchanges and into working capital roles. Shiba Inu's roadmap, in contrast, banks on reigniting retail enthusiasm and fixing Shibarium's user-growth slump, all without any concrete set of steps that could credibly accomplish those goals. Thus, for patient capital seeking the likelier shot at a 100% gain in the foreseeable future, XRP looks like the better option by far. Should you buy stock in XRP right now? Before you buy stock in XRP, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and XRP wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $636,628!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,063,471!* Now, it's worth noting Stock Advisor's total average return is 1,041% — a market-crushing outperformance compared to 183% for the S&P 500. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of July 28, 2025 Alex Carchidi has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends XRP. The Motley Fool has a disclosure policy. Which Will Double Faster? XRP (Ripple) vs. Shiba Inu was originally published by The Motley Fool
Yahoo
3 days ago
- Business
- Yahoo
XRP Price Prediction: Where Ripple Could Be by 2025, 2026, and 2030
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Analysts are saying that Ripple (XRP) could hit $15.65 by the year 2030. Convinced by this XRP price prediction? You can trade Ripple on Coinbase, and if it's your first time using the exchange, . XRP, developed by Ripple Labs, is a payment-focused cryptocurrency designed to facilitate fast, low-cost cross-border transactions. Unlike traditional banking systems, which rely on pre-funded nostro accounts, XRP allows financial institutions to bridge currencies instantly, reducing cost and settlement XRP finally neared the long-awaited $3 mark after President Donald Trump announced a new U.S. strategic crypto reserve, including XRP and other digital assets. XRP runs on the XRP Ledger (XRPL), a decentralized blockchain known for its high transaction throughput (settlements in 3–5 seconds) and low fees (~$0.0002 per transaction). XRP has gained traction in global remittances, with major financial players like Santander, SBI Holdings, and Bank of America partnering with Ripple for payment solutions. With its growing institutional adoption and evolving regulatory landscape, XRP remains a dominant player in the digital asset ecosystem. XRP Price Predictions by YearYear Bearish Prediction ($) Average Prediction ($) Bullish Prediction ($) 2025 $2.05 $3.10 $5.81 2026 $2.71 $3.90 $8.60 2027 $7.15 $8.89 $12.25 2028 $11.30 $14.11 $16.53 2029 $13.98 $16.48 $21.12 2030 $4.67 $5.00 $26.97 Don't Miss: Be part of the breakthrough that could replace plastic as we know it — invest in Timeplast before the July 31st deadline and help revolutionize a $1.3T industry. Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." Here's how you can earn passive income with just $100 today. 2025 XRP Price Prediction Lowest Prediction: $2.05 Average Prediction: $3.10 Maximum Prediction: $5.81 Macroeconomic conditions heavily influence XRP's price outlook for 2025 and increasing institutional adoption. On the bullish end, CoinPedia predicts XRP could surge to $5.81 if mainstream financial institutions integrate XRP for liquidity provisioning, particularly in regions like Japan, Latin America, and the Middle East. Further expansion of RippleNet's On-Demand Liquidity (ODL) service would drive demand for XRP as a bridge currency in remittance markets. On the bearish side, Changelly's forecast places XRP at $2.05 in 2025. If the crypto market remains risk-averse due to global economic uncertainties or regulatory hurdles, XRP could struggle to break past resistance. Additionally, if competing solutions like stablecoins or SWIFT's new blockchain-based settlement system gain traction, XRP's use case could diminish, limiting its price growth. 2026 XRP Price Prediction Lowest Prediction: $2.71 Average Prediction: $3.90 Maximum Prediction: $8.60 By 2026, XRP's trajectory will depend on broader institutional adoption and macroeconomic trends. If Ripple's banking partnerships continue expanding, XRP's utility in cross-border settlements could see wider implementation across major payment networks. Analysts predict that a second wave of crypto adoption, fueled by central bank digital currencies (CBDCs), could benefit XRP if integrated into global financial systems. CoinPedia's high-end projection of $8.60 assumes that RippleNet solidifies XRP's role in the banking sector, potentially competing with SWIFT for global settlements. Institutional investment vehicles like XRP exchange-traded products (ETPs) in Europe could also drive price appreciation. On the low end, CoinCodex suggests XRP could stall at $2.71, reflecting a flat growth scenario if regulatory uncertainty persists or adoption is slower than expected. Growth may remain subdued if institutional investors hesitate to fully embrace XRP due to lingering compliance concerns. 2030 XRP Price Prediction Lowest Prediction: $4.67 Average Prediction: $5.00 Maximum Prediction: $26.97 By 2030, XRP's future hinges on whether it achieves mass adoption or is overtaken by competitors. CoinPedia's $26.97 projection assumes that XRP becomes a core component of global banking infrastructure, possibly used by central banks for international settlements. If Ripple secures widespread adoption among financial institutions, XRP's daily transaction volume could skyrocket, cementing its value as a leading bridge asset. However, the bearish case (~$4.57, per CoinCodex) assumes that XRP's role in finance remains limited, with newer technologies like stablecoins or tokenized fiat solutions replacing its use case. If Ripple fails to significantly expand its financial partnerships, XRP may struggle to maintain its long-term relevance. The average forecast (~$5.00) represents a moderate growth path, where XRP gains steady adoption in remittances and payments but does not fully disrupt traditional finance. XRP's utility in liquidity provisioning and growing regulatory clarity could help it maintain a strong market position, even if it doesn't reach extreme valuations. Reasons to Invest in XRP XRP's biggest advantage lies in its payment efficiency, making it a strong alternative to traditional banking settlement systems. Unlike Bitcoin, which serves primarily as a store of value, XRP is designed for fast, low-cost transactions, making it ideal for remittances and institutional finance. Its ability to facilitate cross-border transactions in seconds, with minimal fees, makes it attractive for banks, fintech firms, and payment processors looking to optimize settlements. Additionally, Ripple has formed high-profile partnerships with financial institutions, including Santander, SBI Holdings, and American Express, demonstrating its real-world utility beyond speculation. If regulatory clarity is achieved in the U.S., more institutional players could integrate XRP into their payment infrastructure, leading to higher adoption and price appreciation. Another compelling factor is XRP's liquidity and deep market penetration. As one of the most traded cryptocurrencies, XRP enjoys high daily trading volumes (~$3.4 billion in late 2024), ensuring price stability and ease of entry for institutional investors. Factors That Could Slow XRP's Growth Despite its strong fundamentals, several risks could hinder XRP's long-term adoption. One risk is competition from stablecoins and central bank digital currencies (CBDCs). Stablecoins like USDC and USDT are widely used for instant cross-border payments and have strong regulatory backing. If banks and fintech firms favor stablecoin solutions over XRP, demand for XRP's liquidity services could decline. Technological advancements in blockchain-based settlement systems could pose a challenge. Competitors like Stellar (XLM) and SWIFT's blockchain initiative offer alternative cross-border payment solutions that could reduce XRP's market share if they gain traction among banks. Price Prediction Methodology Aggregate Analyst Forecasts We compiled XRP price predictions from: CoinCodex (bearish outlook: ~$2.34 in 2025, ~$4.67 by 2030) Changelly (moderate: ~$4.37 in 2026, ~$19.86 by 2030) CoinPedia (bullish: ~$5.81 in 2025, ~$26.97 by 2030) Market Trends & Adoption Analysis XRP adoption is driven by institutional interest, particularly among banks, remittance companies, and fintech providers. The expansion of RippleNet's On-Demand Liquidity (ODL) and the integration of XRP into banking payment flows will significantly impact future price trends. Technical & Fundamental Analysis Resistance Levels: $2.38, $2.55, $2.97 Support Levels: $1.99, $1.81, $1.71 Pivot Point: $2.09 Macroeconomic Factors Federal Reserve interest rate policies, global recession risks, and institutional investment in digital assets will play a major role in XRP's future performance. Recommended: $100k+ in investable assets? Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes – no cost, no obligation. Trade crypto futures on Plus500 with up to $200 in bonuses — no wallets, just price speculation and free paper trading to practice different strategies. This article XRP Price Prediction: Where Ripple Could Be by 2025, 2026, and 2030 originally appeared on Sign in to access your portfolio
Time of India
6 days ago
- Science
- Time of India
Uma Kanjilal appointed first woman VC of IGNOU, 4 decades after university was set up
New Delhi: Uma Kanjilal has been appointed the first woman Vice Chancellor of the Indira Gandhi National Open University ( IGNOU ), four decades after the university was established, according to education ministry officials. "With over 36 years of distinguished service in the Open and Distance Learning (ODL) system, Kanjilal brings a wealth of academic leadership, digital innovation, and institutional knowledge to the helm of one of the world's largest open universities," an official said. "She was currently serving as active Vice Chancellor of the university and has previously served as Pro Vice Chancellor of the university (March 2021-July 2024)," the official said. A professor of Library and Information Science since 2003, Kanjilal is nationally recognised for her expertise in e-learning, ICT in libraries, digital libraries, and multimedia courseware development. She is currently the National Coordinator for SWAYAM and SWAYAM PRABHA, the flagship digital education initiatives of the Ministry of Education. Kanjilal has held various leadership roles at the university including Director, Centre for Online Education (2019-2021); Director, Inter-University Consortium for Technology Enabled Flexible Education (2016-2019); Director, Advanced Centre for Informatics and Innovative Learning (2012-2013); Director, School of Social Sciences (2007-2010); and University Librarian (2004-2006). PTI Ready to navigate global policies? Secure your overseas future. Get expert guidance now!
News18
6 days ago
- General
- News18
Prof Uma Kanjilal Appointed As First Woman Vice Chancellor Of IGNOU
Uma Kanjilal was previously the acting Vice Chancellor at IGNOU and had served as Pro Vice Chancellor from March 2021 to July 2024. Professor Uma Kanjilal has been named the first female Vice Chancellor of Indira Gandhi National Open University (IGNOU), four decades after its inception, as per officials from the Ministry of Education. She was previously the acting Vice Chancellor at IGNOU and had served as Pro Vice Chancellor from March 2021 to July 2024. Prof. Kanjilal started her career as a research assistant at IIT Kanpur in 1984. After this, she worked as a cataloguer and professional assistant at Indira Gandhi National Centre for Arts (IGNCA). At IGNOU, she worked her way up from lecturer to professor. She held many positions including university librarian-in-charge, director of School of Social Sciences, director of Centre for Online Education. A professor of Library and Information Science since 2003, Kanjilal's expertise lies in e-learning, ICT in libraries, digital libraries, and multimedia courseware development, reported PTI. She is currently the National Coordinator for SWAYAM and SWAYAM PRABHA, key digital education initiatives by the Ministry of Education. Kanjilal has held several leadership positions at the university, including Director of the Centre for Online Education (2019–2021), Director of the Inter-University Consortium for Technology Enabled Flexible Education (2016–2019), Director of the Advanced Centre for Informatics and Innovative Learning (2012–2013), Director of the School of Social Sciences (2007–2010), and University Librarian (2004–2006). 'With over 36 years of distinguished service in the Open and Distance Learning (ODL) system, Kanjilal brings a wealth of academic leadership, digital innovation, and institutional knowledge to the helm of one of the world's largest open universities," an official the news agency. Her international contributions include a Fulbright Fellowship at the University of Illinois, Urbana-Champaign (1999–2000), consultancy work for the Commonwealth of Learning, and digital education projects for UNRWA in Jordan. She has received numerous awards, including the Manthan Award for e-Education, an Australia-India Council Grant, and a DANIDA Fellowship. 'Kanjilal has been instrumental in expanding IGNOU's digital infrastructure and online education offerings. Her leadership as the Principal Investigator of the National Virtual Library of India Project and her current role as Coordinator of IGNOU's Project Management Unit under NMEICT Phase-III reflect her deep commitment to digital empowerment in education," the university said in a statement. view comments First Published: July 26, 2025, 09:57 IST Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.
Hindustan Times
6 days ago
- General
- Hindustan Times
IGNOU makes landmark move, appoints Prof Uma Kanjilal as its first-ever woman Vice Chancellor
The Indira Gandhi National Open University, IGNOU, has appointed Prof. Uma Kanjilal as its Vice Chancellor, the first woman to hold the prestigious position in the University's history. Prof. Uma Kanjilal has been appointed IGNOU's first ever woman Vice Chancellor. Prof. Kanjilal, who has been serving as the Acting Vice Chancellor since July 25, 2024, has over 36 years of distinguished service in the Open and Distance Learning (ODL) system. She has a rich experience of academic leadership, digital innovation, and institutional knowledge to the helm of one of the world's largest open universities, a press statement informed. Also read: Kerala govt to continue with revised school timings Prof. Kanjilal had also served as Pro Vice Chancellor from March 2021 to July 2024. Her other leadership roles include Director of Centre for Online Education from 2019 to 2021, Director of Inter-University Consortium for Technology Enabled Flexible Education from 2016 to 2019, Director of Advanced Centre for Informatics and Innovative Learning from 2012 to 2013, Director of School of Social Sciences from 2007 to 2010, and University Librarian from 2004 to 2006. In addition, she has also served as the Professor of Library and Information Science since 2003, and is nationally recognized for her expertise in e-learning, ICT in libraries, digital libraries, and multimedia courseware development. She is currently the National Coordinator for SWAYAM and SWAYAM PRABHA, flagship digital education initiatives of the Ministry of Education, Government of India. Also read: SBI PO Prelims Admit Card 2025 released at direct link to download hall tickets here Prof Kanjilal's global contributions include a Fulbright Fellowship at the University of Illinois, Urbana-Champaign (1999–2000), consultancy for the Commonwealth of Learning, and digital education work for UNRWA in Jordan. She has also received multiple accolades including the Manthan Award for e-Education, an Australia-India Council Grant, and a DANIDA Fellowship. Prof. Kanjilal has played a vital role in expanding IGNOU's digital infrastructure and online education offerings. Also read: Suicides in educational institutions: SC issues pan-India guidelines IGNOU stated that her leadership as the Principal Investigator of the National Virtual Library of India Project, and her current role as Coordinator of Project Management Unit under NMEICT Phase-III reflect her deep commitment to digital empowerment in education.
