Latest news with #PMAY-U


Hans India
4 days ago
- Politics
- Hans India
Varanasi: 608 beneficiaries receive high-tech, luxury housing under PMAY-U
Varanasi: In a significant milestone under the Pradhan Mantri Awas Yojana-Urban (PMAY-U), 608 beneficiaries in Prime Minister Narendra Modi's parliamentary constituency Varanasi have been allotted high-tech, luxury-style homes. The project, inaugurated by the Prime Minister in 2015, marks the first time that such advanced housing facilities have been made available to economically weaker sections under the PMAY-U scheme. These residences come equipped with amenities typically found in premium housing projects—sewage treatment plants, solar-powered lighting, parks, gyms, and 24x7 CCTV surveillance. The housing colony features a 30-foot-wide main road, ensuring smooth vehicular movement and connectivity. The allotment of homes was done without discrimination, with both Hindu and Muslim families among the beneficiaries. "This initiative demonstrates that when political will is combined with modern infrastructure, even the poorest sections of society can enjoy a quality lifestyle," builder Ram Gopal Singh said. "We didn't just build houses; we created an ecosystem where people can live with dignity. Facilities like a gym, solar plant, sewage treatment, and open spaces reflect this vision. There's even a local 'Pradhan' to oversee maintenance and safety," he said. Elaborating on the cost-sharing model behind the project, he said: "Each unit cost about Rs 4 lakh. Beneficiaries paid just Rs 2 lakh, while the remaining cost was subsidised - over Rs 1 lakh from the state government and Rs 1.5 lakh from the Central government. On the market, such homes would cost at least Rs 10 lakh." Beneficiaries expressed overwhelming gratitude for the opportunity to IANS. Shabnam Parveen, a new homeowner, said, 'I never thought I could afford a home here. Now I have a roof over my head, and I'm truly happy.' Another resident, Pradeep Singh, praised the quality of life the new colony offers. "There are parks for children, solar lights, clean roads, and a gym. It feels like a dream," he told IANS. Shobhnath Pandey, also a beneficiary, added: "We have received excellent homes under this scheme. We're thankful to the government for making this possible." The Pradhan Mantri Awas Yojana–Urban, a flagship mission of the Centre under the Ministry of Housing and Urban Affairs (MoHUA), was launched on June 25, 2015. It aims to address the urban housing shortage among Economically Weaker Sections (EWS), Low-Income Groups (LIG), and Middle-Income Groups (MIG), including slum dwellers, by providing them with permanent housing. Recently, the government has launched PMAY-U 2.0. As of March 2025, under PMAY-U 2.0, the first Central Sanctioning and Monitoring Committee meeting approved over 3.52 lakh homes across 10 states and Union Territories, reinforcing the government's commitment to inclusive urban development. PMAY-U, Varanasi Housing, Economically Weaker Sections, Luxury Affordable Homes, Urban Development, Government Housing Scheme


New Indian Express
26-05-2025
- General
- New Indian Express
Fear of floods haunts Bengaluru slums as monsoon nears
BENGALURU: As monsoon clouds gather over Bengaluru, thousands of slum dwellers in the city live in fear of flooding. Many residents, especially those living in low-lying and flood-prone areas like Bakshi Garden off Goodshed Road, Narasimahaiah Colony near Mysuru Road Satellite Bus Stand, and Vinobha Nagar - all slums built over storm water drains - fear that rainwater will gush into their homes and damage their belongings, besides bringing health issues. The Slum Mahila Sanghatane has raised alarm over poor preparedness in these vulnerable settlements. The organisation has demanded that the Disaster Management Act be fully implemented, including mitigation, preparedness, response and recovery. They suggested that temporary shelters be set up in government schools and community halls, besides health camps with access to clean water and essential medicines. 'We only receive help from Rotary Club and volunteers. BBMP has done nothing,' said Jhansi, a member of the Sanghatane. One of the main reasons cited for the recurring floods is the failure of the civic body to desilt stormwater drains -- a task supposed to be carried out annually. Responding to the concerns, Karnataka Slum Development Board Commissioner Ashok DR said, 'All engineers have been directed to closely monitor slums that are at risk of flooding, and take preventive action. Although slums do not come directly under our administration, we coordinate with local bodies to ensure timely response.' He added that the Slum Board focuses on providing housing, toilets and drinking water. In an endeavour to provide permanent shelter and relief from rain-related issues to slum dwellers, the Slum Board is constructing houses under the Pradhan Mantri Awas Yojana-Urban (PMAY-U), he said.
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Business Standard
20-05-2025
- Business
- Business Standard
PMAY-Urban completion deadline extended till Dec 31: Here's how to apply
In a relief to urban homebuyers and state governments, the Centre has extended the deadline for completing houses under the Pradhan Mantri Awas Yojana -Urban (PMAY-U) to December 31. This is expected to give more time for pending housing projects, especially in states lagging behind schedule. The Ministry of Housing and Urban Affairs (MoHUA) confirmed the decision through a recent communication to states and union territories. According to the PMAY-U official portal ( the mission aims to ensure 'Housing for All' in urban areas by providing pucca houses to all eligible families. What is PMAY-U? Launched in June 2015, PMAY-U is a flagship scheme of the Government of India focused on providing affordable housing to the urban poor through financial assistance. As per MoHUA, the mission follows a demand-driven approach and covers four verticals: · In-situ slum redevelopment (ISSR) · Affordable housing in partnership (AHP) · Beneficiary-led individual house construction/enhancement (BLC) Who is eligible? To avail benefits under PMAY-U, applicants must meet the following criteria (as per official guidelines): · Must not own a pucca house anywhere in India in their name or in the name of any family member. · Annual income must fall under one of the following categories: o Economically Weaker Section (EWS): up to Rs 3 lakh o Low-Income Group (LIG): Rs 3 lakh to Rs 6 lakh o Middle-Income Group-I (MIG-I): Rs 6 lakh to Rs 12 lakh o Middle-Income Group-II (MIG-II): Rs 12 lakh to Rs 18 lakh · Should not have availed any central government housing assistance before. · Women ownership or co-ownership is mandatory for EWS/LIG under BLC and AHP verticals. How to claim benefits? Eligible applicants can apply under the CLSS vertical, which offers interest subsidies on home loans. Here's how: · Visit · Choose Citizen Assessment and select the appropriate category. · Fill in the Aadhaar number and other required details. · Track application status through the same portal. · For CLSS, applicants can also approach banks or housing finance companies directly.


Time of India
19-05-2025
- Business
- Time of India
Govt extends PMAY-U completion deadline to Dec 31, 2025; know who is eligible and how to claim benefits
The Pradhan Mantri Awas Yojana-Urban ( PMAY-U ), launched by the Ministry of Housing and Urban Affairs (MoHUA) on June 25, 2015, is a cornerstone of India's 'Housing for All' mission. Aimed at providing affordable housing to urban families, the deadline for completing houses sanctioned by March 31, 2022 has been extended. PMAY-U deadline extended The PMAY-U deadline has been extended to December 30, 2025, allowing more time to complete the sanctioned houses, ensuring beneficiaries can claim their housing benefits. Home loan rate 8% or below: 10 banks offering lower interest rate to borrowers; check latest EMI on 30 lakh home loan Play Video Pause Skip Backward Skip Forward Unmute Current Time 0:00 / Duration 0:00 Loaded : 0% 0:00 Stream Type LIVE Seek to live, currently behind live LIVE Remaining Time - 0:00 1x Playback Rate Chapters Chapters Descriptions descriptions off , selected Captions captions settings , opens captions settings dialog captions off , selected Audio Track default , selected Picture-in-Picture Fullscreen This is a modal window. Beginning of dialog window. Escape will cancel and close the window. Text Color White Black Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Text Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Transparent Caption Area Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Transparent Semi-Transparent Opaque Font Size 50% 75% 100% 125% 150% 175% 200% 300% 400% Text Edge Style None Raised Depressed Uniform Drop shadow Font Family Proportional Sans-Serif Monospace Sans-Serif Proportional Serif Monospace Serif Casual Script Small Caps Reset restore all settings to the default values Done Close Modal Dialog End of dialog window. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Specialist Down Jackets for Ultralight Adventures Trek Kit India Learn More Undo What is PMAY-U 2.0? Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0) aims to provide central assistance to eligible families/beneficiaries to construct, purchase or rent affordable houses in urban areas. The scheme targets families in the Economically Weaker Section (EWS), Low-Income Group (LIG), and Middle-Income Group (MIG) who do not own a pucca house (all-weather dwelling) anywhere in India. PMAY-U supports urban families in achieving homeownership through four verticals: Live Events Beneficiary Led Construction (BLC): Supports individuals building their own homes. Affordable Housing in Partnership (AHP): Collaborates with public/private sectors for housing projects. Affordable Rental Housing (ARH): Provides rental housing options. Interest Subsidy Scheme (ISS): Offers subsidies on home loan interest. According to the PMAY website, 'In pursuance of Government's vision of facilitating Housing for All, Ministry of Housing and Urban Affairs (MoHUA), Government of India is implementing Pradhan Mantri Awas Yojana- Urban (PMAY-U) – 'Housing for All' Mission since 25.06.2015. The original mission period was up to 31.03.2022 which has been extended till 31.12.2025 for completion of houses sanctioned up to 31.03.2022, without changing funding pattern and implementation methodology of the scheme.' What is the eligibility criteria to seek benefit under the scheme? Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0. How to check eligibility for PMAY 2.0? Step 1: Visit Step 2: Click 'Apply for PMAY-U 2.0' on the homepage. Step: Review guidelines and click 'Click to Proceed.' Step 4:Ensure all required documents are ready (listed below). Step 5:Fill out the eligibility form and click 'Eligibility Check.' Step 6: Enter Aadhaar Details: Provide and verify your Aadhaar number using OTP. Enter accurate personal and financial details. Upload required documents and enter the captcha code. Submit Application: Click 'Save' to submit and print the form for records. By meeting eligibility criteria, preparing required documents, and applying through the official portal or CSCs, you can claim financial assistance, subsidies, or rental housing benefits. PMAY: Offline application option Visit a Common Service Centre (CSC) or a PMAY-listed bank, pay a nominal fee , and submit the application form with required documents. Documents required for PMAY-U Ensure you have the following documents ready: Aadhaar Details: Applicant's Aadhaar number, name, and date of birth. Family Aadhaar Details: Aadhaar information for family members. Bank Account Details: Active account number, bank name, branch, and IFSC code (Aadhaar-linked). Income Proof: PDF file, up to 100 KB. Land Document (for BLC): PDF file, up to 1 MB.


Time of India
19-05-2025
- Business
- Time of India
Govt extends PMAY-U completion deadline to 31 Dec 2025; know who is eligible and how to claim benefits
The Pradhan Mantri Awas Yojana-Urban ( PMAY-U ), launched by the Ministry of Housing and Urban Affairs (MoHUA) on June 25, 2015, is a cornerstone of India's 'Housing for All' mission. Aimed at providing affordable housing to urban families, the deadline for completing houses sanctioned by March 31, 2022 has been extended. PMAY-U deadline extended The PMAY-U deadline has been extended to December 30, 2025, allowing more time to complete the sanctioned houses, ensuring beneficiaries can claim their housing benefits. Home loan rate 8% or below: 10 banks offering lower interest rate to borrowers; check latest EMI on 30 lakh home loan Play Video Pause Skip Backward Skip Forward Unmute Current Time 0:00 / Duration -:-:- Loaded : 0% 0:00:00 Stream Type LIVE Seek to live, currently behind live LIVE Remaining Time - -:-:- 1x Playback Rate Chapters Chapters Descriptions descriptions off , selected Captions captions settings , opens captions settings dialog captions off , selected Audio Track default , selected Picture-in-Picture Fullscreen This is a modal window. Beginning of dialog window. Escape will cancel and close the window. Text Color White Black Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Text Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Transparent Caption Area Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Transparent Semi-Transparent Opaque Font Size 50% 75% 100% 125% 150% 175% 200% 300% 400% Text Edge Style None Raised Depressed Uniform Drop shadow Font Family Proportional Sans-Serif Monospace Sans-Serif Proportional Serif Monospace Serif Casual Script Small Caps Reset restore all settings to the default values Done Close Modal Dialog End of dialog window. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Never Throw Away the Water After Boiling Eggs - The Reason is Genius! Tips and Tricks Undo What is PMAY-U 2.0? Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0) aims to provide central assistance to eligible families/beneficiaries to construct, purchase or rent affordable houses in urban areas. The scheme targets families in the Economically Weaker Section (EWS), Low-Income Group (LIG), and Middle-Income Group (MIG) who do not own a pucca house (all-weather dwelling) anywhere in India. PMAY-U supports urban families in achieving homeownership through four verticals: Live Events Beneficiary Led Construction (BLC): Supports individuals building their own homes. Affordable Housing in Partnership (AHP): Collaborates with public/private sectors for housing projects. Affordable Rental Housing (ARH): Provides rental housing options. Interest Subsidy Scheme (ISS): Offers subsidies on home loan interest. According to the PMAY website, 'In pursuance of Government's vision of facilitating Housing for All, Ministry of Housing and Urban Affairs (MoHUA), Government of India is implementing Pradhan Mantri Awas Yojana- Urban (PMAY-U) – 'Housing for All' Mission since 25.06.2015. The original mission period was up to 31.03.2022 which has been extended till 31.12.2025 for completion of houses sanctioned up to 31.03.2022, without changing funding pattern and implementation methodology of the scheme.' What is the eligibility criteria to seek benefit under the scheme? Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0. How to check eligibility for PMAY 2.0? Step 1: Visit Step 2: Click 'Apply for PMAY-U 2.0' on the homepage. Step: Review guidelines and click 'Click to Proceed.' Step 4:Ensure all required documents are ready (listed below). Step 5:Fill out the eligibility form and click 'Eligibility Check.' Step 6: Enter Aadhaar Details: Provide and verify your Aadhaar number using OTP. Enter accurate personal and financial details. Upload required documents and enter the captcha code. Submit Application: Click 'Save' to submit and print the form for records. By meeting eligibility criteria, preparing required documents, and applying through the official portal or CSCs, you can claim financial assistance, subsidies, or rental housing benefits. PMAY: Offline application option Visit a Common Service Centre (CSC) or a PMAY-listed bank, pay a nominal fee , and submit the application form with required documents. Documents required for PMAY-U Ensure you have the following documents ready: Aadhaar Details: Applicant's Aadhaar number, name, and date of birth. Family Aadhaar Details: Aadhaar information for family members. Bank Account Details: Active account number, bank name, branch, and IFSC code (Aadhaar-linked). Income Proof: PDF file, up to 100 KB. Land Document (for BLC): PDF file, up to 1 MB.