Latest news with #Person
Associated Press
6 days ago
- Business
- Associated Press
Gale, Part of Cengage Group, Introduces AI Leveler Tool in Beta to Personalize Learning and Support Student Reading Comprehension
BOSTON--(BUSINESS WIRE)--Jun 4, 2025-- Today, Gale, part of Cengage Group, announced the launch of AI Leveler, a generative AI-powered (GenAI) tool within Gale In Context: For Educators that allows K-12 educators to adjust and personalize the reading level of instructional content for each student. This press release features multimedia. View the full release here: Gale, Part of Cengage Group, Introduces AI Leveler Tool in Beta to Personalize Learning and Support Student Reading Comprehension AI Leveler provides a safe and convenient way for K–12 educators to efficiently adapt Gale educational resources, enabling personalized learning that improves reading comprehension. This personalization is crucial, especially as the 2024 National Assessment of Educational Progress (NAEP) reports that 1 in 3 American students fail to demonstrate basic, age-appropriate reading skills. 'Educators are at the heart of learning, and our focus is on giving them the tools they need to personalize instruction and drive student success,' said Darren Person, Chief Digital Officer at Cengage Group. 'With AI Leveler, we're enabling educators to tailor instruction at scale—especially in critical areas like reading and STEM—while maintaining full control over content quality and the classroom experience. Adjustments to reading levels can be made discreetly, respecting student privacy and allowing learners to engage with material at the level that suits them best. We developed this tool based on direct educator feedback to ensure it supports efficient, safe, and high-quality instruction tailored to individual student needs.' AI Leveler helps educators deliver tailored scaffolding to students to address gaps in reading comprehension. This approach enables more learners to engage with grade-level concepts while building and strengthening their skills. Unlike some standalone AI tools that generate content, AI Leveler does not create instructional material. Instead, it works exclusively with trusted, authored and sourced content from Gale, helping personalize how that content is delivered. This ensures source transparency and keeps high-quality, curriculum-aligned materials at the center of the learning experience. Key features include: AI Leveler is part of Cengage Group's broader commitment to advance AI and machine learning technologies to personalize learning, improve student outcomes, enhance and scale the instructor experience and, ultimately, connect education to real-world careers. It follows recent launches of Cengage's Student Assistant,Faculty Insight Dashboard and Infosec's Skills Navigator, all of which are AI-powered tools designed to enhance the human element of education. 'At Cengage Group, we continue to evolve learning and prioritize technologies like GenAI to reimagine what's possible for both educators and learners,' said Person. 'Improving and enhancing learning outcomes – with the help of personalized learning tools – is our main priority, and GenAI-powered enhancements, like AI Leveler, allow educators to strategically and safely personalize learning to improve reading comprehension. We want educators to feel empowered to change the trajectory of learning for each student in a safe, controlled environment, and AI Leveler is just one example of how we're making that a reality. We look forward to introducing this product to our customers and continuing to complement their teaching efforts with tools that will help them continue making a difference in the classroom.' Integrated directly into Gale In Context: For Educators, the tool allows educators to save and assign this adapted content through platforms such as Google Classroom, Canvas and Schoology. The AI Leveler beta release also leverages AI techniques to strengthen the 'Find Resources by Standard' tool to provide better alignment between standards and content. Gale In Context: For Educators is an award-winning instructional tool developed by curriculum experts that merges current, relevant, standards-aligned content with rich lesson plans. For more information about Gale and its new AI Leveler tool, visit the product webpage. Follow Gale on: View source version on CONTACT: Media: Emily Featherson, Vice President, Corporate Communications Email:[email protected] KEYWORD: MASSACHUSETTS UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: SOFTWARE PROFESSIONAL SERVICES TECHNOLOGY OTHER EDUCATION ARTIFICIAL INTELLIGENCE PRIMARY/SECONDARY EDUCATION PUBLISHING HUMAN RESOURCES COMMUNICATIONS FINANCE OTHER TECHNOLOGY SOURCE: Gale Copyright Business Wire 2025. PUB: 06/04/2025 08:28 AM/DISC: 06/04/2025 08:26 AM
Sydney Morning Herald
23-05-2025
- Health
- Sydney Morning Herald
The unholy alliance against new laws that ‘disproportionately' impact women
'The NSW government is arguably the single largest employer of women in the country. Women make up over 60 per cent of the state's public sector workforce, and nurses and midwives are the single largest work group,' Candish said. 'We are calling on the government to confirm whether a gender impact assessment has been conducted on the proposed reform and, if not, urgently require that [such an assessment] be carried out.' NSW Treasury guidelines state all 'government agencies are required to prepare gender impact assessments for new policy proposals'. 'This recognises the important role the NSW government plays in ensuring the needs of all genders are understood and addressed in the development of public policy,' the guidelines say. Meanwhile, the NSW Teachers Federation says it is 'women members who will suffer the most from these changes' in a system already burdened with burnout and 'skyrocketing resignation rates'. 'The federation cannot ignore the evidence that the NSW treasurer's attack on mental health support is gendered. Of the federation's approximately 60,000 members, 80 per cent are women,' the federation said in a submission to the inquiry. There has been widespread opposition to the proposed overhaul, although it has won support from the state's business lobby. Business NSW chief Daniel Hunter has described workers' compensation as 'out of control' and claimed workers were abusing the scheme by lodging claims over 'low-level workplace disputes and underperformance'. Despite the opposition to the changes, Treasurer Daniel Mookhey has repeatedly stressed that the government has so far only released an exposure bill and would take on board the findings of the one-day inquiry, which heard from almost 40 witnesses. 'The state needs to make a decisive shift towards fostering a culture of prevention,' Mookhey told the inquiry. 'Us parliamentarians need to lead it.' 'Ultimately, the best workers' compensation scheme is one no one ever needs to use. Until that is possible, I urge parliament to act to save the scheme we have and fight to stop people from being injured in the first place.' Mental health compensation claims have doubled in the past six years, placing financial pressure on the state's nominal insurer, icare. This will push insurance premiums up by 36 per cent over the three years from 2026, the government says. Loading The government says the changes, which would also lift the level of Whole Person Impairment needed to claim lump sum damages from employers for psychological injuries from 15 to 30 per cent, are critical due to the rising number of mental health claims and falling return-to-work rates. The inquiry's 700-page report, tabled late on Friday, makes no specific recommendations other than to urge the 'government take note of the evidence received throughout the course of the inquiry when preparing the final bill(s).'
The Age
23-05-2025
- Health
- The Age
The unholy alliance against new laws that ‘disproportionately' impact women
'The NSW government is arguably the single largest employer of women in the country. Women make up over 60 per cent of the state's public sector workforce, and nurses and midwives are the single largest work group,' Candish said. 'We are calling on the government to confirm whether a gender impact assessment has been conducted on the proposed reform and, if not, urgently require that [such an assessment] be carried out.' NSW Treasury guidelines state all 'government agencies are required to prepare gender impact assessments for new policy proposals'. 'This recognises the important role the NSW government plays in ensuring the needs of all genders are understood and addressed in the development of public policy,' the guidelines say. Meanwhile, the NSW Teachers Federation says it is 'women members who will suffer the most from these changes' in a system already burdened with burnout and 'skyrocketing resignation rates'. 'The federation cannot ignore the evidence that the NSW treasurer's attack on mental health support is gendered. Of the federation's approximately 60,000 members, 80 per cent are women,' the federation said in a submission to the inquiry. There has been widespread opposition to the proposed overhaul, although it has won support from the state's business lobby. Business NSW chief Daniel Hunter has described workers' compensation as 'out of control' and claimed workers were abusing the scheme by lodging claims over 'low-level workplace disputes and underperformance'. Despite the opposition to the changes, Treasurer Daniel Mookhey has repeatedly stressed that the government has so far only released an exposure bill and would take on board the findings of the one-day inquiry, which heard from almost 40 witnesses. 'The state needs to make a decisive shift towards fostering a culture of prevention,' Mookhey told the inquiry. 'Us parliamentarians need to lead it.' 'Ultimately, the best workers' compensation scheme is one no one ever needs to use. Until that is possible, I urge parliament to act to save the scheme we have and fight to stop people from being injured in the first place.' Mental health compensation claims have doubled in the past six years, placing financial pressure on the state's nominal insurer, icare. This will push insurance premiums up by 36 per cent over the three years from 2026, the government says. Loading The government says the changes, which would also lift the level of Whole Person Impairment needed to claim lump sum damages from employers for psychological injuries from 15 to 30 per cent, are critical due to the rising number of mental health claims and falling return-to-work rates. The inquiry's 700-page report, tabled late on Friday, makes no specific recommendations other than to urge the 'government take note of the evidence received throughout the course of the inquiry when preparing the final bill(s).'
Daily Mail
04-05-2025
- Business
- Daily Mail
I want my US-based son to inherit his father's UK family home: How can I ensure this happens?
Our four-year-old son is autistic. We want to ensure he gets the family house in the future, but do not have the cash flow to pay for the inheritance tax bill. The house is worth around £1.3million, and the estate also includes a storefront with a flat above it worth £1.1million, and two flats worth £1million combined. I live with my son in the United States, but he is both a UK and a US citizen. His father lives in the UK, and the estate is in his mother's name. She is 85 and is currently changing her estate planning. The shop and flat above it is under a limited company fully owned by my ex's mother. Does the UK have protections for the disabled in estate planning, so that my son's benefits are safeguarded and that he is properly looked after? The US does, but I'm not sure about the UK. If I were to die, my son's guardians would be my extended family in the US rather than his father. S.K Harvey Dorset, of This is Money, replies: As you'll see in the replies below, this is far from being a simple case. As Geraint Davies discusses, the very fact that two countries are involved, with multiple 'checkpoints', means that there is no clear answer. On top of this, your son is disabled an therefore needs certain care. But there are of course options open to you. Jessica Cook, of AES International, explores how a Vulnerable Person's Trust could be helpful to you to ensuring that your son is looked after in the long term. This is Money spoke to two financial advisers to find out what your best option is. Their responses are below, but what is ultimately clear is that it may be difficult to find your way around this without seeking expert advice. Jessica Cook, private client adviser at AES International, replies: 'It's wonderful to see such careful and forward-looking planning for your son's future. The UK offers important protections for vulnerable individuals through what's known as a Vulnerable Person's Trust. These trusts are specially designed to protect assets, preserve entitlement to means-tested benefits, and offer favourable inheritance tax (IHT) treatment - all while supporting your child's long-term needs. A Vulnerable Person's Trust, If structured correctly, avoids the heavy tax charges that usually apply to discretionary trusts. It is also not subject to 10-year anniversary or exit charges. The key is ensuring your son's circumstances meet His Majesty's Revenue and Customs' criteria for special tax treatment. A person is considered vulnerable if they have a mental health condition under the Mental Health Act 1983 or would qualify for UK benefits such as Personal Independence Payment (PIP), Disability Living Allowance (DLA), or Child Disability Allowance. You mentioned that your son receives occupational and speech therapy, structured learning activities, and additional support. Although he lives in California and cannot claim UK benefits, this does not automatically rule him out. Under HMRC guidance, a non-resident can still be treated as vulnerable if they can show they would have qualified had they been living in the UK. Based on the support he receives, and with medical and therapy evidence, it's likely HMRC would accept his eligibility. There are important tax benefits to setting up a Vulnerable Person's Trust: • Gifts into the trust are treated as Potentially Exempt Transfers (PETs), avoiding the immediate 20 per cent lifetime tax charge. • Depending on the amount settled, available nil-rate band, and survival period, there is potential for no IHT to arise, although it's not guaranteed, and taper relief may apply over time. • As long as the trust mainly benefits your son (with small amounts permitted for others), it keeps its special status. • On the beneficiary's death, assets in the trust are treated as part of their estate and may attract IHT. Given your son's dual UK-US citizenship, it's crucial the trust is structured carefully to avoid unexpected US tax or reporting issues. Specialist cross-border advice will be essential. You also mentioned that part of the estate — the shop and flat above — is held through a limited company. If the company is actively trading (rather than mainly holding property investments), the shares may qualify for business relief, potentially removing their value from IHT calculations. However, the family home and additional flats will always remain within the UK IHT net as UK-situs assets. It may be more tax-efficient to place a qualifying business asset into a Vulnerable Person's Trust than the family home, and it would be prudent to seek advice in this area. If no significant lifetime gifts have recently been made, and unused nil-rate bands from the grandfather's estate are available, these could also significantly reduce the final inheritance tax bill. Given the estate's size, and the international aspects, I strongly recommend working with a UK solicitor or adviser who specialises in trusts for vulnerable beneficiaries and cross-border planning. Careful steps now can help secure your son's future for life. Geraint Davies, managing director and financial adviser at Montfort International, replies: Einstein reputedly said: 'Make things simple, not simpler'. In other words, don't bypass the complex to make it simpler. Please take professional advice, as the trusts and beneficiaries being based in different countries could create complexity. There also six known players. A US-based single mother, governed by the tax and financial planning rules and laws of that country; a child of hers (aged under five) who has autism; grandparent of the vulnerable child; his father; the UK-based company which owns some of the property assets; and the family based outside the UK who would be the child's guardian if the mother were to die. You say estate planning is under way for the grandmother. How co-ordinated are these plans with the overall strategy, and are these plans factoring in the rules of the country where the child and mother live? For some time now we have used the term 'Fisics' to classify a case like this, standing for 'Financially impacted by some international checkpoints'. It's clear there are checkpoints everywhere, so you must have all everyone involved on the same page. Help with financial advice and planning Financial planning can help you grow your wealth, sort your pension, or make sure your finances are as tax efficient as possible. A key driver for many people is investing for or in retirement and inheritance tax planning. If you are looking for help sorting your finances and want to work out whether you need advice, planning, or coaching, the following links can help you understand more: >Do you need financial planning or financial advice - and is it worth it? > Financial advice: What to ask and how much it might cost > Are you retirement ready? Take our quiz and get financial planning help > Inheritance tax planning - what you need to know to protect your wealth If not, then you run the risk of uncoordinated decision-making that could well lead to disastrous consequences. My first recommendation is a family meeting to discuss what you all want to achieve. This is a priority, especially as the grandmother is currently modifying her estate planning. You mention you want your only child to get the family home, but don't have the cash flow to pay the inheritance tax bill. You need a strategy - for example, in the UK you can pay over time in annual installments. There are double taxation treaties between the UK and the US, which may help you avoid having to pay tax in both jurisdictions - but again, advice is essential. You also asked if the UK has protections for the disabled within estate planning. There are trust options, but that doesn't necessarily mean you are protected from benefits means-testing where applicable. What might well tick the boxes in one country, won't get the same result in the other. If your son inherited shares in his grandmother's property holding company, it is unclear how these would be treated in the US for tax purposes. It also depends how willing are all parties are to put their cards on the table. Anyone giving advice on this would need access to the accounts of the company, and other details. This could prove difficult as the parents of the child are no longer together and in different countries. You must take advice as soon as possible, before the ink dries on the grandmother's estate planning revisions. All parties must be prepared to modify their wish list based upon the prevailing rules and options, and as circumstances change.
USA Today
24-04-2025
- Sport
- USA Today
Panthers' 1st-round pick in the 2025 NFL draft may be down to these 3 prospects
Panthers' 1st-round pick in the 2025 NFL draft may be down to these 3 prospects Could the Carolina Panthers' top pick of the 2025 NFL draft be down to just three particular players? A little over four hours before the start of tonight's first round, Joe Person of The Athletic offered a bit of late intel about the team's possible direction with the eighth overall selection. As expected, they're likely to zero in on the defensive side of the ball—but an offensive skill player might be in the running. Here's what Person posted to Twitter/X on Thursday afternoon: University of Georgia linebacker Jalon Walker, as noted by Person, has been the presumed favorite for the selection. The Salisbury, N.C. native and 2024 Butkus Award winner could serve as a versatile chess piece for a historically-bad defense that needs both leadership and pass-rushing prowess. Something similar can be said for University of Michigan defensive lineman Mason Graham, who can help patch up the Panthers' problems against the run. Despite Carolina's free-agent additions to the trench from earlier in the offseason, the All-American and national champion wrecking ball could form quite a duo with Pro Bowler Derrick Brown. Then you have University of Arizona wide receiver Tetairoa McMillan, one of the most polarizing prospects in recent weeks. Will general manager Dan Morgan and company add to quarterback Bryce Young's arsenal of weapons with the talented 6-foot-4 pass catcher? We'll soon find out! Follow @ThePanthersWire on Twitter/X for more Panthers content.
