Latest news with #PradhanMantriAwasYojana
News18
3 hours ago
- Business
- News18
10 Government Schemes Every Indian Must Know About
Last Updated: Focusing on India's socio-economic challenges, the Indian government has valuable schemes available for Indian citizens covering a wider section of the society. In a country as diverse as India, it is essential to consider every section of society before devising development plans and welfare strategies. Thankfully, the Indian government regularly introduces valuable schemes that address the socio-economic challenges of the wider population, focusing on education, employment, health, agriculture and women's empowerment. Here are 10 Indian government schemes that every Indian citizen must be aware of. PM Vishwakarma Yojana 2025 Launched in 2023 and updated recently, the PM Vishwakarma Yojana targets traditional artisans and craftsmen like blacksmiths, cobblers, tailors, and carpenters, providing them financial assistance via beneficial loans worth Rs 3 lakhs in two tranches, apart from a 5 per cent interest subsidy, free skill training and incentives. Artisans involved in 18 trades, like sculpting, toy-making, can apply for the scheme through offline and online processes, using the govt's website ( PM Kisan Samman Nidhi Yojana To provide farmers' relief from their initial crop-based struggles, the government's PM Kisan Samman Nidhi Yojana gives eligible crop owners Rs 6,000 in three equal instalments annually. Small and marginalised farmers are eligible for the scheme that has benefitted nearly 12 crore people. Farmers can apply for the scheme using Introduced in 2018 by the Ministry of Health & Family Welfare, the Ayushman Bharat – PM Jan Arogya Yojana (PMJAY) is a health assurance scheme that provides free medical treatment worth Rs 5 lakhs per year to Indian citizens. The eligibility of the scheme is based on the SECC 2011 database. It covers all pre-existing conditions and has benefited over 10 crore poor families. Low-income households can apply for this scheme from the govt's website ( Pradhan Mantri Awas Yojana The Ministry of Housing and Urban Affairs introduced the Pradhan Mantri Awas Yojana in 2015. The scheme aims to provide interest subsidy up to Rs 2.67 lakh on home loans, with assistance given to build or repair homes in rural and urban areas. The yojana especially targets women, SC/ST and EWS families from rural and low-income households. The Indian government has ambitions to provide housing for all by 2025. Families without a pucca house can apply for the scheme from E-Shram Card Yojana Built for unorganised sector workers, the E-Shram Card Yojana was introduced by the government in 2021. The scheme provides accident insurance and welfare benefits to eligible candidates. Under the scheme, all unorganised workers aged 16–59 get Rs 2 lakhs worth of accidental insurance, apart from being integrated into future welfare schemes. You can apply for the E-Shram Card Yojana here: PM Mudra Yojana The Ministry of Finance launched the PM Mudra Yojana in 2015, providing collateral-free business loans up to Rs 10 lakhs to small and micro enterprises. It divides its loans into three categories: up to Rs 50,000 for 'Shishu', Rs 50,000 to Rs 5 lakh for 'Kishor' and Rs 5 lakhs to 10 lakhs for 'Tarun'. The scheme eases the initial struggles of startups, MSMEs, traders and women entrepreneurs. One can apply for the scheme here – The Sukanya Samriddhi Yojana is a long-term savings scheme for parents and working professionals worried about their daughter's education expenses and future welfare, including her marriage. The government offers interest rates up to 8.2 per cent, with additional tax benefits to eligible girl children aged 0-10 years. The maximum investment of 1.5 lakhs can be made in the scheme. Indian citizens can apply for the scheme from post offices and public or private sector banks. Namo Drone Didi Yojana 2025 Launched in 2024, the Ministry of Rural Development's Namo Drone Didi Yojana focuses on empowering rural women who provide agri-drone services. The scheme gives these women drone training and financial assistance worth Rs 8-10 lakhs in drone grant support. The main goal is to promote modern farming and women-led development. Females from SHGs registered under NRLM can apply for this scheme. Ujjwala Yojana 2.0 First introduced in 2016, the Ujjwala Yojana was updated in 2021 by the Ministry of Petroleum and Natural Gas. The scheme provides free LPG gas connections to women in households operating below the poverty line. It gives a free gas connection and the first refill to BPL households, apart from a subsidy of Rs 200 per 14.2 kg refill. The eligible citizens can apply for the scheme online here top videos View all PM SVANidhi Yojana The Ministry of Housing and Urban Affairs introduced the PM SVANidhi Yojana in 2020, intending to support street vendors with accessible working capital loans. The scheme gives an initial loan of Rs 10,000. Those who repay their debts on time also become eligible for loans worth up to Rs 50,000. Street vendors identified in urban areas are eligible for this scheme, which can be accessed from the government's website – tags : Business government schemes view comments Location : Delhi, India, India First Published: July 24, 2025, 10:36 IST News business 10 Government Schemes Every Indian Must Know About Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.
Time of India
19 hours ago
- Politics
- Time of India
Nadda meets Gadkari, seeks help in restoring HP roads damaged by flash floods
Shimla: Union health minister and BJP national president J P Nadda , along with BJP Rajya Sabha member from Himachal Pradesh Harsh Mahajan, met road transport and highways minister Nitin Gadkari on Wednesday and sought help for the damaged roads and highways in the hill state. After the meeting, Nadda said Gadkari assured them that the central govt would not leave any stone unturned to help Himachal and the roads damaged by the disaster would be repaired on a war footing. The vision presented by the central minister regarding road construction technology, tunnels, and bridges will significantly benefit Himachal, Nadda added. The health minister said the pace of development in the rural areas of Himachal would now accelerate. The central govt has approved a material budget of Rs 201 crore for the state under the first phase of MNREGA, he informed. This amount will expedite small and large projects, including steps, pathways, and roads at the panchayat level. Nadda mentioned that Himachal had been consistently receiving funds from the central govt under the national disaster relief fund and the state disaster relief fund, with over Rs 5,000-crore in aid already provided to the state. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like [Pictures] The only WD-40 trick everyone should know Undo The central govt is always ready to provide relief, having stood by Himachal financially in the past and will continue to do so, said the BJP national president. Recalling the 2023 monsoon season, Nadda mentioned the disasters in Mandi and Kullu, during which he had visited Himachal three times. He recalled that Rs 3,146 crore in relief was provided by the central govt to the hill state. Recently, the central govt allocated Rs 2,006 crore to Himachal for rehabilitation under the NDRF, totalling Rs 5,152 crore, said Nadda. Also, more than one lakh houses have been provided under the Pradhan Mantri Awas Yojana, and roads worth over Rs 3,000 crore under the Pradhan Mantri Gram Sadak Yojana, he added. Shimla: Union health minister and BJP national president J P Nadda, along with BJP Rajya Sabha member from Himachal Pradesh Harsh Mahajan, met road transport and highways minister Nitin Gadkari on Wednesday and sought help for the damaged roads and highways in the hill state. After the meeting, Nadda said Gadkari assured them that the central govt would not leave any stone unturned to help Himachal and the roads damaged by the disaster would be repaired on a war footing. The vision presented by the central minister regarding road construction technology, tunnels, and bridges will significantly benefit Himachal, Nadda added. The health minister said the pace of development in the rural areas of Himachal would now accelerate. The central govt has approved a material budget of Rs 201 crore for the state under the first phase of MNREGA, he informed. This amount will expedite small and large projects, including steps, pathways, and roads at the panchayat level. Nadda mentioned that Himachal had been consistently receiving funds from the central govt under the national disaster relief fund and the state disaster relief fund, with over Rs 5,000-crore in aid already provided to the state. The central govt is always ready to provide relief, having stood by Himachal financially in the past and will continue to do so, said the BJP national president. Recalling the 2023 monsoon season, Nadda mentioned the disasters in Mandi and Kullu, during which he had visited Himachal three times. He recalled that Rs 3,146 crore in relief was provided by the central govt to the hill state. Recently, the central govt allocated Rs 2,006 crore to Himachal for rehabilitation under the NDRF, totalling Rs 5,152 crore, said Nadda. Also, more than one lakh houses have been provided under the Pradhan Mantri Awas Yojana, and roads worth over Rs 3,000 crore under the Pradhan Mantri Gram Sadak Yojana, he added.
Business Standard
2 days ago
- Business
- Business Standard
Aavas Financiers Ltd. Hosts PMAY Urban 2.0 Customer Felicitation & Green Home Certificate Distribution Ceremony in Udaipur
BusinessWire India Udaipur (Rajasthan) [India], July 22: Aavas Financiers Ltd., a leading name in affordable housing finance, proudly hosted the PMAY Urban 2.0 Customer Felicitation & Green Home Certificate Distribution Ceremony recently at Hotel Ramada, Udaipur. The event celebrated the successful homeownership journey of beneficiaries under the Pradhan Mantri Awas Yojana - Urban 2.0 and recognized their contribution to sustainable living through the distribution of Green Home Certificates. The ceremony was graced by the presence of esteemed dignitaries: * Shri Kuldip Narayan, IAS, Joint Secretary, Ministry of Housing and Urban Affairs, Government of India (Board Member, National Housing Bank) * Smt. Sarika Pradhan, Secretary, Social Welfare Department, Government of Sikkim (Board Member, National Housing Bank) * Shri Sanjay Shukla, Managing Director, National Housing Bank * Shri Prabhanjan Mohapatra, Board Member, National Housing Bank * Senior Officials from the National Housing Bank The event was part of Aavas' efforts to contribute to the Government of India's "Housing for All" initiative by providing access to formal housing finance for underserved communities in Tier 2 to Tier 4 cities. Shri Kuldip Narayan, Joint Secretary, Ministry of Housing and Urban Affairs, GoI, appreciated Aavas Financiers' Green Home initiative and called it a model worth scaling. He encouraged people to "each one, teach one" about green housing benefits and reminded housing finance institutions of their role in reaching underserved segments to maximise the impact of PMAY Urban 2.0. Shri Sanjay Shukla, Managing Director, National Housing Bank, highlighted that owning a home is a basic need and lifelong aspiration for every Indian. He stressed the importance of promoting the Green Home concept to encourage sustainable living, reduce energy costs, and protect the planet. He also urged everyone to spread awareness about PMAY Urban 2.0 within their communities. Shri Sachinder Bhinder, Managing Director & CEO, Aavas Financiers Ltd stated: "We are honoured to partner in the nation-building initiative of PMAY (Urban) and to be a trusted enabler in the homeownership journey of thousands of families. This event is a celebration of hope, dignity, and dreams fulfilled. We also take pride in recognising our customers' commitment to eco-conscious living through Green Home Certifications, aligning with our broader goal of sustainable housing." Through this initiative, Aavas Financiers reaffirms its commitment to making affordable and environment-friendly housing a reality for every Indian. The Green Home Certificates were awarded to encourage sustainable building practices, promote energy efficiency, and acknowledge the role of homeowners in reducing their environmental footprint.
Business Upturn
2 days ago
- Business
- Business Upturn
Aavas Financiers Ltd. Hosts PMAY Urban 2.0 Customer Felicitation & Green Home Certificate Distribution Ceremony in Udaipur
By Business Wire India Published on July 22, 2025, 10:50 IST Aavas Financiers Ltd ., a leading name in affordable housing finance, proudly hosted the PMAY Urban 2.0 Customer Felicitation & Green Home Certificate Distribution Ceremony recently at Hotel Ramada, Udaipur. Business Wire India Aavas Financiers Ltd ., a leading name in affordable housing finance, proudly hosted the PMAY Urban 2.0 Customer Felicitation & Green Home Certificate Distribution Ceremony recently at Hotel Ramada, Udaipur. The event celebrated the successful homeownership journey of beneficiaries under the Pradhan Mantri Awas Yojana – Urban 2.0 and recognized their contribution to sustainable living through the distribution of Green Home Certificates. The ceremony was graced by the presence of esteemed dignitaries: Shri Kuldip Narayan , IAS , Joint Secretary, Ministry of Housing and Urban Affairs, Government of India (Board Member, National Housing Bank) Smt. Sarika Pradhan , Secretary, Social Welfare Department, Government of Sikkim (Board Member, National Housing Bank) Shri Sanjay Shukla , Managing Director, National Housing Bank Shri Prabhanjan Mohapatra , Board Member, National Housing Bank Senior Officials from the National Housing Bank The event was part of Aavas' efforts to contribute to the Government of India's 'Housing for All' initiative by providing access to formal housing finance for underserved communities in Tier 2 to Tier 4 cities. Shri Kuldip Narayan , Joint Secretary, Ministry of Housing and Urban Affairs, GoI, appreciated Aavas Financiers' Green Home initiative and called it a model worth scaling. He encouraged people to "each one, teach one" about green housing benefits and reminded housing finance institutions of their role in reaching underserved segments to maximise the impact of PMAY Urban 2.0. Shri Sanjay Shukla , Managing Director, National Housing Bank, highlighted that owning a home is a basic need and lifelong aspiration for every Indian. He stressed the importance of promoting the Green Home concept to encourage sustainable living, reduce energy costs, and protect the planet. He also urged everyone to spread awareness about PMAY Urban 2.0 within their communities. Shri Sachinder Bhinder , Managing Director & CEO, Aavas Financiers Ltd stated: 'We are honoured to partner in the nation-building initiative of PMAY (Urban) and to be a trusted enabler in the homeownership journey of thousands of families. This event is a celebration of hope, dignity, and dreams fulfilled. We also take pride in recognising our customers' commitment to eco-conscious living through Green Home Certifications, aligning with our broader goal of sustainable housing.' Through this initiative, Aavas Financiers reaffirms its commitment to making affordable and environment-friendly housing a reality for every Indian. The Green Home Certificates were awarded to encourage sustainable building practices, promote energy efficiency, and acknowledge the role of homeowners in reducing their environmental footprint. Disclaimer: The above press release comes to you under an arrangement with Business Wire India. Business Upturn take no editorial responsibility for the same. Ahmedabad Plane Crash Business Wire India, established in 2002, India's premier media distribution company ensures guaranteed media coverage through its network of 30+ cities and top news agencies.
Time of India
3 days ago
- Politics
- Time of India
Rahul's political drama will not help Cong in Bihar: HAM
Patna: Hindustani Awam Morcha (HAM) national president and minor water resources minister, Santosh Suman, on Monday termed Congress MP Rahul Gandhi 's announcement of building a house for Dashrath Manjhi's son as a political 'drama'. He said by branding Dashrath Manjhi in Bihar, Congress wants to grab dalit votes. Suman said Rahul's promise to build a permanent house for Bhagirath Manjhi at Gehlaur village in Gaya is motivated by the assembly elections this year. "The NDA govt is dedicated to the poor and has so far provided permanent houses to 4.45 crore poor people under the Pradhan Mantri Awas Yojana. A target has been set to build permanent houses for 3 crore more poor people in the country," he said. The HAM minister said the leader of opposition in the Lok Sabha, who promised to drink 'sattu' with Bhagirath Manjhi and his family, should tell how many dalits could get permanent houses built by the Congress, which ruled the country for decades with their votes. "Is it not true that most dalits were victims of massacre and oppression during the Congress-RJD rule in Bihar?" Suman asked and said the people of Musahar, Bhuiyan and dalit community of Bihar are self-respecting. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like American Investor Warren Buffett Recommends: 5 Books For Turning Your Life Around Blinkist: Warren Buffett's Reading List "They know their well-wishers very well. They are completely with the NDA. They are not going to be fooled by any political tourist with vested interests," he said. Patna: Hindustani Awam Morcha (HAM) national president and minor water resources minister, Santosh Suman, on Monday termed Congress MP Rahul Gandhi's announcement of building a house for Dashrath Manjhi's son as a political 'drama'. He said by branding Dashrath Manjhi in Bihar, Congress wants to grab dalit votes. Suman said Rahul's promise to build a permanent house for Bhagirath Manjhi at Gehlaur village in Gaya is motivated by the assembly elections this year. "The NDA govt is dedicated to the poor and has so far provided permanent houses to 4.45 crore poor people under the Pradhan Mantri Awas Yojana. A target has been set to build permanent houses for 3 crore more poor people in the country," he said. The HAM minister said the leader of opposition in the Lok Sabha, who promised to drink 'sattu' with Bhagirath Manjhi and his family, should tell how many dalits could get permanent houses built by the Congress, which ruled the country for decades with their votes. "Is it not true that most dalits were victims of massacre and oppression during the Congress-RJD rule in Bihar?" Suman asked and said the people of Musahar, Bhuiyan and dalit community of Bihar are self-respecting. "They know their well-wishers very well. They are completely with the NDA. They are not going to be fooled by any political tourist with vested interests," he said.
