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Yahoo
26 minutes ago
- Business
- Yahoo
What's Driving Americans To Live Paycheck To Paycheck? One Person Says It's Like Being 'Thrown Into Adulthood Without A Map'
Many Americans are stuck living paycheck to paycheck, and it's not just because they don't make enough money. While low wages and the rising cost of living are factors, Reddit users recently shared a much broader picture of the problem, revealing how complex and widespread the issue really is. 'At first glance, it seems obvious: people just don't make enough money, right?' one Redditor wrote. 'But the more I read and the more conversations I had, the more I realized that income is only one piece of a much bigger puzzle.' Don't Miss: Deloitte's fastest-growing software company partners with Amazon, Walmart & Target – Hasbro, MGM, and Skechers trust this AI marketing firm — Many pointed to the rising cost of living. Essentials like rent, food, healthcare, and transportation have surged, while wages have barely moved. 'The cost of living has doubled and we're still getting paid the same ridiculous salary,' one person wrote. Even people who do save find themselves drained by constant emergencies. 'I was just starting to feel good! Caught up on bills, saving for emergencies, finally contributing to my retirement then a random light flashes on my car dashboard,' someone shared. 'There goes all the emergency money I built up.' Medical bills, vet visits, car repairs, and home maintenance were frequently mentioned. 'No amount of budgeting works when the average pay in the USA isn't enough to pay for rent if you're single,' another said. Trending: Maximize saving for your retirement and cut down on taxes: . Several people criticized the U.S. credit system, which can penalize people for paying off debt. 'I paid off my mortgage, car, and my student loans were discharged... and my credit score never recovered,' one wrote. Others said they were forced into debt just to build credit in the first place. There was also recognition that habits play a role. Some admitted to lifestyle creep or impulse spending. 'If I have $100, why wouldn't I spend it on dinner or new whatever I need? I have it now, so I spend it now,' one person confessed. Another called it a mindset shaped by childhood poverty: 'I learned that money doesn't stick around. If you have $100 then you need to spend it on what it needs to go to or something else will 'eat it.'' Still, many said they weren't taught how to manage money in the first place. 'We're basically thrown into adulthood without a map. So people just figure it out as they go—often by trial and error,' the original poster said. 'And when that 'error' is maxing out a credit card or missing rent, the consequences are heavy.'There was little illusion that the situation would improve without major changes. 'You have to be real and live within your means. If you are poor, live like you are poor until you work your way out,' one person wrote. Others pushed back, saying the issue isn't discipline but systemic failure. As one commenter put it: 'It's too expensive to live, too expensive to have kids, and too expensive to die here in the U.S.' Read Next: Can you guess how many retire with a $5,000,000 nest egg? . 'Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. UNLOCKED: 5 NEW TRADES EVERY WEEK. Click now to get top trade ideas daily, plus unlimited access to cutting-edge tools and strategies to gain an edge in the markets. Get the latest stock analysis from Benzinga? APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report This article What's Driving Americans To Live Paycheck To Paycheck? One Person Says It's Like Being 'Thrown Into Adulthood Without A Map' originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Sign in to access your portfolio
New York Post
an hour ago
- General
- New York Post
Scissor owners stunned after learning wild variety of ways the grooved metal handles can be used around the home: ‘I'm invested!'
They're a cut above. Some scissors feature grooved metal parts on their handles that are often overlooked — but a curious Redditor recently inquired about their function and was stunned to learn the multitude of ways they can be used around the house. 'Does anyone know what this part of the scissors are for?' the man asked above of a snap of his scissor handles. Dozens of users quickly replied, claiming the grooved metal parts are commonly known as 'kitchen shears.' 3 The grooved metal parts are commonly known as 'kitchen shears' and can be employed in a variety of ways. tirlik – 3 Several said they used the metal parts to crack various types of nuts. serhiibobyk – 'It's a nut cracker,' one Redditor responded. Several others similarly said they also used the metal parts to crack multiple types of nuts. Meanwhile, many users claimed they used the accoutrement in a variety of other inventive ways. 'I use it to break bones or shellfish,' one wrote, while another claimed they used it to open bottle tops. 'They're generally multi-purpose, and most have been covered in the other comments, but to summarize, they can be used for cracking nuts, gripping or breaking meat bones, opening bottles, and removing raised wine corks,' a helpful person proclaimed. The thread inspired several to say they'd experiment with the grooved metal parts of their scissors more often. 'I'm going to try everything everyone suggests it is,' one enthused. 'I'm invested.' 3 'I'm going to try everything everyone suggests it is,' one enthused. 'I'm invested.' íâí»í°í´í¸íí»í°í² íâí¸í½í¾í°íÆíâ¬í¾í² – The Reddit thread also featured quips from several jokesters who had their own humorous answers for what the grooved metal parts were used for. 'They're for when a teacher needs to punish unruly children by crushing one of their fingers,' one wrote. 'Painful castrations,' another crassly chimed in. 'Circumcision precision!' a third remarked.
NDTV
3 hours ago
- Business
- NDTV
"Hardly Any Savings Left": Engineer In US Seeks Reddit's Advice After Getting Job Offer In India With "Decent Pay"
The dream of moving abroad for a better life has fuelled the ambitions of countless Indians, but is the grass really greener on the other side? An Indian engineer, who chased that dream all the way to the US, is now seeking Reddit's advice on whether he should move back to India. The anonymous user revealed that he currently lives in the US with his wife and two young children, "one of whom is in Kindergarten". He said has spent most of his professional life in the US, but he was recently offered a job in India with decent pay. "Hi, I am in my mid 30s working in IT industry. I worked mostly in the US. I have 2 kids, 1 of which is in Kindergarten and other one is a toddler. I just got a job offer in India with a decent pay and in my native state. I am working for an Automotive company through an Indian consultancy," the Redditor wrote. by u/Feisty_Tart_795 in nri The user shared that his current salary just meets household expenses, however, he added that he values the work-life balance and family time that he is able to get in the US. "I may not get it in India where the work demands more additional work time," he wrote. "I am unable to choose. What would you do if you are in my situation?" he asked the Reddit community. The post has gone viral, triggering a discussion online. "It's a hard choice, and honestly, no one can really help you decide. You just have to commit to one option, not look back, and accept that you can't have the best of both worlds," commented one user. "Move back before the kids grow up. Getting adjusted will be difficult as they get older," said another. "If you can't increase your salary in the U.S. and can live comfortably in India with additional savings, then it makes sense to move back. Your expenses will only rise once both kids start school," said a third user. "If you don't foresee making more $ here and your wife cannot help out financially, It's probably best to move back. It only going to get worse here and the bigger issues are actually going to be visa related. If you were to lose your job, you won't have a backup and will end up emptying all your savings. Your kids are young, they will get used to India. Once they're older, it will be really hard for them to move to India," commented one user.
Economic Times
a day ago
- Business
- Economic Times
Forced into attending boss's meeting after logging out? Internet praises this one employee who finally said "no"
Tired of too many ads? Remove Ads Sometimes, all it takes is one person quietly standing their ground to challenge the unspoken rules of a workplace. No shouting, no confrontation — just a refusal to go along with what didn't feel right. One Redditor recently shared how a simple decision to leave on time sparked a quiet rebellion in his office, ending a long-standing practice of unpaid after-hours meetings . His story is now being widely praised online for showing that even a small act of self-respect can create ripple Reddit user, part of a small 10-person team, was the newest hire and quickly noticed something strange on his very first day, a mandatory 20-minute team meeting held after clocking out. Every day, employees would log off their computers at 4:55 PM, walk into the meeting room, and then officially clock out at 5:15 PM, unpaid. Initially, the user assumed the extra time would show up on his biweekly paycheck. It didn' the new hire asked coworkers if they were getting paid for those meetings. The answer was unanimous: no one was. Yet everyone kept showing up because… that's just how it was. 'Everyone was my 'senpai',' the Redditor explained, hinting at a culture of quiet hierarchy and unspoken compliance. 'I figured if everyone's doing it, there must be a reason.'But when payday arrived and the unpaid hours became clear, the user decided to try something different. At the next meeting, they stayed for five minutes and then stood up. With everyone watching, they told the manager they had 'somewhere important to be' and walked did the same thing the next day. And the next. The manager didn't argue, only pulled the employee aside once to ask what was so important. 'It's a personal matter,' he replied — and that was the end of a few days, others on the team followed suit. One by one, they began leaving at 5:00 PM sharp. And just like that, the unpaid meeting ritual crumbled. Eventually, the manager had no choice but to shift the meetings to 4:40 PM within paid hours.
Time of India
a day ago
- Business
- Time of India
Forced into attending boss's meeting after logging out? Internet praises this one employee who finally said "no"
Sometimes, all it takes is one person quietly standing their ground to challenge the unspoken rules of a workplace. No shouting, no confrontation — just a refusal to go along with what didn't feel right. One Redditor recently shared how a simple decision to leave on time sparked a quiet rebellion in his office, ending a long-standing practice of unpaid after-hours meetings . His story is now being widely praised online for showing that even a small act of self-respect can create ripple effects. The Reddit user, part of a small 10-person team, was the newest hire and quickly noticed something strange on his very first day, a mandatory 20-minute team meeting held after clocking out. Every day, employees would log off their computers at 4:55 PM, walk into the meeting room, and then officially clock out at 5:15 PM, unpaid. Initially, the user assumed the extra time would show up on his biweekly paycheck. It didn't. Curious, the new hire asked coworkers if they were getting paid for those meetings. The answer was unanimous: no one was. Yet everyone kept showing up because… that's just how it was. 'Everyone was my 'senpai',' the Redditor explained, hinting at a culture of quiet hierarchy and unspoken compliance. 'I figured if everyone's doing it, there must be a reason.' by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Se lanza la píldora 7 veces más fuerte y natural vigor7 Más información Undo But when payday arrived and the unpaid hours became clear, the user decided to try something different. At the next meeting, they stayed for five minutes and then stood up. With everyone watching, they told the manager they had 'somewhere important to be' and walked out. They did the same thing the next day. And the next. The manager didn't argue, only pulled the employee aside once to ask what was so important. 'It's a personal matter,' he replied — and that was the end of it. Within a few days, others on the team followed suit. One by one, they began leaving at 5:00 PM sharp. And just like that, the unpaid meeting ritual crumbled. Eventually, the manager had no choice but to shift the meetings to 4:40 PM within paid hours.
