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UK fintech Tide eyes unicorn status
UK fintech Tide eyes unicorn status

Finextra

time2 days ago

  • Business
  • Finextra

UK fintech Tide eyes unicorn status

Tide, the UK-based business banking fintech, is reportedly in talks about a funding deal that would make it the UK's next unicorn. 1 This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. According to Sky News, Tide is in advanced talks with Apis Partners, a UK-based fintech investor, about a new funding deal that would see its valuation rise above $1bn. Apis has previously invested in UK fintechs such as digital wealth manager Moneybox and digital payments infrastructure provider Thunes, as well as a number of investments in India which is Tide's biggest market besides the UK. The fintech has more than 650,000 SME customers in both India and the UK.

Why are people freezing laundry detergent? Experts say this viral hack is a bad idea
Why are people freezing laundry detergent? Experts say this viral hack is a bad idea

Tom's Guide

time2 days ago

  • General
  • Tom's Guide

Why are people freezing laundry detergent? Experts say this viral hack is a bad idea

When it comes to laundry days, we all want to make light work of chores, which is why many households are switching to single-use laundry pods. Not only does this cut out the guess work of measuring traditional laundry detergent into your washing machine, but this is more convenient, less messy and easier to store. So it comes as no surprise that the 'CleanTok' community are coming up with their own easy ways to create their own DIY pods. Social media has become a popular platform for viral cleaning hacks, and people sharing their 'genius' tips to make household chores quick and easy. However, experts are warning against this bizarre, laundry detergent trend that may cause more harm than good. TikTok users are now pouring liquid detergent into silicone trays, and freezing it for a few hours to make their homemade pods. In fact, some users have even added scent booster beads to their solution. So why are they doing this? This laundry hack is to prevent people from using way too much liquid detergent for each load, making it more efficient and convenient. Get instant access to breaking news, the hottest reviews, great deals and helpful tips. Secondly, standard laundry pods contain a plastic coating that doesn't always properly dissolve in the wash — making frozen pods more eco-friendly. I love it!.🥰Got my clothes smelling good ash!…☺️ But, while this may seem like a logical explanation and will save time, freezing laundry detergent is actually a bad idea. According to experts, certain liquid detergents can freeze more easily than others (leaving a slippery mess), and shouldn't be exposed to extreme temperatures. Because chemical-based, liquid detergents were not designed to be frozen, the ingredients will separate once they thaw in the wash — affecting your overall clean. 'Tide Liquid is specifically formulated to be highly concentrated, so it does not freeze completely due to its low water content,' says Kim Romine, Tide's fabric care scientist to BHG. 'Only detergents with high water content are likely to freeze.' What's more, since chemical-based, liquid detergents were not designed to be frozen, the ingredients will separate once they thaw in the wash — affecting your overall clean. 'Cooling down the temperature will result in some of the components losing their solubility,' added Bryan Quoc Le, PhD, food scientist and founder of Mendocino Food Consulting. 'This is generally not a big deal if the detergent is chemical-based, but if the detergent is bio-based and contains enzymes, this can damage the enzymes and reduce their efficacy.' Expert advice is to always stick to the proper method by pouring the liquid detergent into the dispenser or directly into the machine drum. This will ensure that you always get the best cleaning results from your detergent. After all, the last thing you want is to re-wash your laundry — costing you housework time and money. Also, be sure to avoid these big laundry mistakes you're probably making.

SME lender Tide eyes $1bn valuation in Apis funding talks
SME lender Tide eyes $1bn valuation in Apis funding talks

Sky News

time2 days ago

  • Business
  • Sky News

SME lender Tide eyes $1bn valuation in Apis funding talks

Tide, the business banking services platform, is in advanced talks to raise new funding in a deal expected to make it Britain's latest technology unicorn. Sky News has learnt that Tide has been negotiating the terms of an investment from Apis Partners, a prolific investor in the fintech sector, for some time. City sources cautioned that a deal between the two was not yet certain to take place, and that other investors were also in discussions. Apis Partners has backed early-stage companies such as Moneybox, the UK-based digital wealth manager, and Thunes, a digital payments infrastructure provider. Significantly, the firm has made a string of investments in India, which is overtaking the UK as Tide's single-biggest geography. Tide now has roughly 650,000 SME customers in both Britain and India, with the latter market expanding at a faster rate. The precise terms of a deal between Apis and Tide were unclear on Monday. Morgan Stanley, the Wall Street bank, has been advising Tide on the fundraising, which is expected to comprise a combination of primary and secondary shares. Tide was founded in 2015 by George Bevis and Errol Damelin, before launching two years later. It describes itself as the leading business financial platform in the UK, offering business accounts and related banking services. The company also provides its SME 'members' in the UK a set of connected administrative solutions from invoicing to accounting. It now boasts a roughly 11% SME banking market share in Britain. Tide, which employs about 2,000 people, also launched in Germany last May. The company's investors include Apax Partners, Augmentum Fintech and LocalGlobe.

Real issue behind need for retail lockboxes ignored. Don't make excuses.
Real issue behind need for retail lockboxes ignored. Don't make excuses.

Yahoo

time3 days ago

  • Business
  • Yahoo

Real issue behind need for retail lockboxes ignored. Don't make excuses.

After reading James E. Causey's piece regarding retail and the need to lock things up, I thought that I would offer up my own personal insight ('Retail theft is on the rise,' May 18). I have worked in retail in some capacity for the last 18 plus years and have seen the changes that have led to more and more things being locked up, sad as it may be. (While he does not condone stealing, Causey mentioned situations where he has sympathy when it comes to essential items), whether it was food stamps not covering as much as a person would like or seniors and their pricey drugs, and that made me think. I tried to remember how many times in my 18 years did I see someone steal who actually needed it, and the answer is once. One time I saw, along with my boss, a young mother try to empty the contents of a can of formula into a bag because she couldn't afford it. My boss at the time stopped her, told her that there were options available and then paid for a new can for her and her child. One time, so in Causey's world that would be justified. Opinion: Retail theft is on the rise. How come we never talk about the real reasons why? But to the person who stole a floor display of Doritos, do we justify his nacho cheese cravings? Or to the person who stole 40 bottles of Tide, do we justify his need to either have his clothes extra clean or to have a side hustle? Or to the diaper girls who stole three carts full of diapers, do we justify wanting to change diapers more often than normal? Or to the man who stole 20 bottles of body wash, do we justify his need to want to be "Zest fully" clean? Also, the lock boxes, locking doors and security measures are not free. The company has to pay for them, as well as the cost of the items that have been stolen. I will agree that, yes, the bigger issue at hand is being ignored here, but not the one that Causey thinks. The issue at hand is not who the president is or whether or not needing security is racist, which it isn't, but rather the issue is why we have allowed people to bring us to this point where things need to be locked up and why we make excuses or justify the actions of some over others. Brian Brehmer, Milwaukee Opinion: Here's what readers had to say about wake-enhanced boating on Wisconsin lakes Letters: Cudahy Farms offers dense urban development that is environmentally friendly Here are some tips to get your views shared with your friends, family, neighbors and across our state: Please include your name, street address and daytime phone. Generally, we limit letters to 200 words. Cite sources of where you found information or the article that prompted your letter. Be civil and constructive, especially when criticizing. Avoid ad hominem attacks, take issue with a position, not a person. We cannot acknowledge receipt of submissions. We don't publish poetry, anonymous or open letters. Each writer is limited to one published letter every two months. All letters are subject to editing. Write: Letters to the editor, Milwaukee Journal Sentinel, 330 E. Kilbourn Avenue, Suite 500, Milwaukee, WI, 53202. Fax: (414)-223-5444. E-mail: jsedit@ or submit using the form that can be found on the on the bottom of this page. This article originally appeared on Milwaukee Journal Sentinel: Why make excuses for the actions of some in retail thefts? | Letters

35 Products If You Plan To Travel More This Year
35 Products If You Plan To Travel More This Year

Buzz Feed

time5 days ago

  • Buzz Feed

35 Products If You Plan To Travel More This Year

A pack of space-saving compression bags that do not require a vacuum or pump!! Just place your bulky coats and sweaters inside and roll the bag up tightly to release the air and save some major space in your carry-on. And a Stow-N-Go travel organizer — it'll make you feel like you're taking your closet with you wherever you go. It has three spacious shelves and a bottom zippered compartment that folds down into a super compact cube. Once you arrive at your hotel — just unfold it and hang it up! It's as close as you'll get to traveling with your own personal mini closet. A set of Tide sink packs so you can easily hand-wash your clothes, meaning you can pack less and re-wear more! Simply fill your sink with warm water, add one sink pack, agitate and soak your items in the water, then rinse, dry, and be thankful for all the extra carry-on space. A travel-sized Bounce wrinkle release spray, because who has time to iron while traveling?! There's also no telling if that dusty hotel iron is actually going to work. All you have to do is spray, tug the fabric a few times, then smooth the wrinkles away with your hand. It's also perfect for refreshing any clothes you plan to wear a few times during your trip, thanks to the fresh scent. A lightweight microfiber towel — it folds down into a super compact mesh carrying bag. Best of all, it dries super fast – no more hoping your wet towel doesn't mildew in your duffel!! It also holds 5x its weight in water and is great at absorbing sweat, so this is a must-have for any hiking and camping adventures. Or if you're one of those people who go to the gym on vacay. I do not relate to you, but I respect you. A compact but jaw-droppingly spacious underseat roller bag that's small enough to count as a personal item on most airlines. It has a padded laptop compartment and helpful pockets on the outside that are perfect for everything from AirPods to portable chargers, so this is about to become your travel BFF for any work trips. No more fighting for overhead space! Or a spacious duffel you can unfold into a full garment bag so you can easily pack long dresses and suits to avoid wrinkles. There's even an extra compartment for shoes, a separate laptop pocket, and other small pockets for various essentials. Everything will be perfectly in its place, and you'll be the sharpest dressed person on vacay! Or!!! A travel backpack that opens like a carry-on and has enough space to fit a few days' worth of clothes in its main compartment. You'll also get special compartments for your laptop and a pair of shoes, and the front pocket is lined with waterproof material so you can keep wet items like towels or rain-soaked clothes in a separate spot. A powdered SPF 30 sunscreen — it won't replace your liquid sunscreen, but it's amazing for touching up during a long day of galavanting in the sun (I am manifesting this for you!!!). It's small enough to easily slip into your pocket or a small bag, and the brush applicator makes it a breeze to swipe on. A reusable gel lint roller that's a major upgrade from the traditional sticky rolls that require approximately 10 sheets just to clean one shirt. Just pop open the cover and roll it over any garments that need a good sprucing up, then give it a quick rinse, and it'll be ready to use again! A 16-piece travel toiletries set so you can bring the perfect portions of all your creams, lotions, shampoos, and other beauty goo you can't imagine being without. You'll get everything you need to decant your faves (including spatulas and a tiny funnel!), and it all comes in a TSA-friendly travel bag. Or a set of travel bottles with pumps that's extremely perfect for bringing your go-to shampoo and conditioner without wasting unnecessary space. They sit side by side in their own case so that a) they won't get lonely 😢 and b) you won't have to rummage around in your toiletry bag to find them. A waterproof travel tech organizer so you can keep your charging cables detangled and easy to grab. It even has compartments large enough to store your portable charges, hard drives, AirPods, and the mouse jiggler you use to fool your boss into thinking you're actually working during that work trip. A travel-friendly version of the iconic Tangle Teezer that'll hardly take up any room in your already-crowded personal item. Reviewers say it works the same detangling magic as the full-size version (that's thanks to the two-tiered teeth design that detangles and smooths at the same time), and it's so much better than those flimsy travel flip brushes that brush approximately two strands at a time. A Trtl travel pillow if you need a little extra neck support. This one loops around you like a scarf and has support bands on the side to keep your head upright but still comfy. No more accidentally leaning on the person next to you!!! Or a travel pillow you can stuff with clothes to free up space in your carry-on! It's designed to fit up to fit up to three days' worth of outfits, and reviewers say it's surprisingly comfortable. This might be the ultimate packing hack you didn't know you needed. A 2-in-1 hair tool that curls and straightens, so no more flipping a coin to decide if your curling iron or flat iron will win the coveted space in your carry-on. It even comes with a helpful carrying case, so it's basically begging to tag along on all your upcoming wedding season travels. A universal travel adapter you can use in over 160 countries — because nothing is more annoying than realizing you forgot to bring the right adapter. You can use it to charge up several devices at a time, so you can have your phone, power bank, laptop, and AirPods charging at once! A jewelry organizer so you can bring your collection of rings, necklaces, and bracelets without them ending up in a tangled pile at the bottom of your bag. There's even an earring grid and small pouches for hairpins and other random accessories, and it folds up into a super compact pouch for easy portability! A simple but oh-so-genius luggage strap — it'll help you carry extra stuff that won't fit in your carry-on. You can use it to attach your purse, backpack, neck pillow, or anything else you just don't feel like carrying around. And a travel belt so you can easily clip your personal item to your carry-on — because nothing ruins your vacation vibe like your tote bag constantly falling off your arm. And you know the mad dash to grab your passport at the TSA line while it feels like everyone behind you is staring and waiting? This will make it SO much easier to reach in your bag and feel like an organized, A+ traveler. Merit's The Minimalist Perfecting Complexion Stick that'll replace both your foundation and concealer, so it's about to free up so much space from your liquid toiletry bag. You'll be so glad you have this when you oversleep while on vacay — you can swipe it directly where you need it, and the sheer coverage helps it blend super quickly. And Subtl's Beauty Stack — a compact set of cream and powder makeup essentials that neatly stack on top of each other. Your makeup bag is about to have so much extra room for activities!!! The starter set comes with a cream concealer, cream blush (that terracotta shade looks divine 👀), bronzer, highlighter, and a shine-control powder — and reviewers say everything is super pigmented. A pack of Neutrogena makeup remover towelettes so you can take the exact amount of makeup wipes you need instead of bringing an entire pouch or a bulky jar of cleaning balm. You can also bring one with you to refresh your skin while you're gallivanting about. A set of packing cubes — they'll help you keep all your clothes separated and organized and save you some space in your crowded carry-on! All my fellow overpackers, this is specifically for us. Here's to bringing our entire wardrobe on a three-day trip! An AirFly Pro wireless transmitter so you can add Bluetooth capabilities to any device with a headphone jack — even the screens on an airplane! Now, you can watch a movie on your next flight without using those awful wired earbuds that get all tangled up in your tray table. A pack of foldable hangers, because those three the hotel provides are simply never enough. They easily fold up so you can keep them in your luggage without taking up much space, then unfold to hold everything from dresses to suit jackets. A solid shampoo bar so you can ditch the bulky plastic bottles and go for a much more environmentally friendly and space-saving option. One bar is equivalent to three bottles of liquid shampoo, so you'll reduce clutter in your luggage and maybe even save some coin. Just rub it directly on your hair and lather away! And a conditioner bar that lets you swipe some moisture directly on your hair without needing yet another bulky bottle. This is made with rice water protein to help add shine and moisture, so you won't even miss your old liquid conditioner. Or!! I Dew Care's dry shampoo powder for the busy trips when you simply have no time for a full shampoo and conditioner routine. This one has a carry-on-friendly powder-puff applicator so you can apply it directly to roots (you know, the source of all your oily troubles), and it also adds some extra volume as you brush it through. It's so easy to use, you'll wonder how you ever dealt with those messy spray cans to begin with. A sleek pill case with 10 compartments so you can ditch the bulky bottles for something that's way easier to slip in your pocket. You'll also be the hero of your travel group when anybody has a sudden headache. A mini personal care kit so you'll be prepared for sudden annoying headaches, tomato sauce spills on your favorite white top, pesky blisters from walking so dang much, and plenty other emergencies that'll make you shout, "I'm so glad I brought this!!!" You'll feel like Mary Poppins walking around with all these essentials in your bag. An electric travel toothbrush that takes up way less space than the one your dentist is always trying to convince you to buy. You'll still get a nice vibrating effect and a helpful 2-minute timer, but it's about the same size as a normal toothbrush! A digital luggage scale to prevent any overweight luggage fees from appearing in your future. This clips onto your luggage handle — just attach and lift up to see how much your suitcase, backpack, or any other bag weighs. It can weigh items up to 110 pounds, but hopefully, your luggage weighs way less than that. An adjustable mini belted pack — it's essentially the fanny pack's more chic and sophisticated cousin, and it's gone viral for rivaling a pricier alternative. It's lightweight and easy to carry, so you can finally ditch your usual tote bag that inevitably turns into a bottomless pit of hotel card keys and loose change. Those will all fit in here — but now you can actually see them!!!

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