Latest news with #USBank
Forbes
3 days ago
- Business
- Forbes
Best Credit Cards For Walmart Of 2025
Walmart is a smart choice for everyday shopping thanks to its low prices and wide selection of household items. But to stretch your budget even farther, how you pay can make a big difference. The best credit cards for Walmart offer extra rewards for both in-store and online purchases and can save you money through other card benefits, too. Why you can trust Forbes Advisor Our credit card editors are committed to bringing you unbiased ratings and information. Advertisers do not and cannot influence our ratings. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below. Rewards: Earn 6% cash back each quarter on combined eligible purchases from two retailers of choice ($1,500 limit), 5.5% cash back on prepaid car and hotel reservations booked through the Rewards Travel Center, 3% cash back each quarter in one everyday category of choice ($1,500 limit) and 1.5% cash back on everything offer: Earn $250 after spending $2,000 in eligible purchases within the first 120 days of account fee: $0 intro annual fee for the first year, then $95 Whether you shop exclusively at Walmart or spread your spending across multiple retailers, the U.S. Bank Shopper Cash Rewards® Visa Signature® Card* offers fantastic cash-back rewards. You can choose two retailers of your choice each quarter—Walmart being one option—and earn 6% rewards on your first $1,500 in combined eligible purchases that quarter. You can also choose a 3% earning category (from your choice of gas stations, wholesale clubs and more), making it the best credit card for Walmart and Costco combined. Cardholders will need to be on top of their game to designate their preferred retailers and purchase categories each quarter and track spending to know when they're approaching their spending limit. But even after maxing out that cap, or on purchases not in specialty categories, the base earnings rate of 1.5% is a good one. Rewards: Earn 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. (on up to $6,000 in each category per year in purchases, then 1%), and 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at offer: Earn a $200 statement credit after spending $2,000 on purchases within the first 6 fee: $0 (Terms apply, see rates & fees) The Blue Cash Everyday® Card from American Express is a cash-back workhorse that earns up to 3% on U.S. online retail purchases, among other things. If you're a frequent shopper, whether you're having items delivered or are choosing in-store pickup, this is an easy way to maximize your earnings. Additionally, cardholders receive an up to $84 a year credit toward the Disney Bundle for an eligible auto-renewing subscription ($7 back monthly after spending $9.99+ each month). Like many other Amex cards, access to Amex Offers is included, potentially saving you even more. Enrollment is required for select benefits. Rewards: Earn 2% cash rewards on offer: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 fee: $0 (rates & fees) The Wells Fargo Active Cash® Card is an ideal catchall card for those who crave simplicity. Its flat-rate rewards mean you'll earn a competitive return at Walmart and everywhere else without having to devote any brainpower along the way. And with no annual fee, your rewards are truly yours to enjoy. The introductory APR can also be extremely useful to new cardholders, especially if you have a big purchase coming up. After approval, you'll get a 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers, then a 19.24%, 24.24%, or 29.24% variable APR applies. Balance transfers made within 120 days qualify for the intro rate and fee of 3% (min. $5) then a fee of up to 5% (min. $5) applies. Rewards: Earn 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, 5 miles per dollar on Capital One Entertainment purchases through 12/31/25 and 10 miles per dollar on hotels and rental cars when booking via Capital One offer: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account fee: $395 (rates & fees) If you're looking to transform your Walmart spending into travel rewards that can fund your next trip, look no further than the Capital One Venture X Rewards Credit Card. The card offers easy flat-rate rewards with flexible travel redemptions and premium perks to compensate for its annual fee. Major travel benefits include complimentary access to Capital One and Partner Lounge Network lounges when you fly, a $300 annual credit for bookings through Capital One Travel and 10,000 bonus miles each year starting on your first anniversary. When you're ready to redeem rewards, you can transfer your miles to airline and hotel loyalty partners, pay for reservations made through Capital One Travel with miles or request a statement credit for a travel purchase you've recently made with the card. Rewards: Earn 3% cash back when checking out with PayPal and 1.5% on all other offer: This card does not offer a welcome fee: $0 Although you might associate PayPal with online purchases, the ability to check out with Paypal at Walmart makes the PayPal Cashback Mastercard®* one of the best credit cards for Walmart in-store purchases, too. You'll get a high rewards rate that way with no limits, activations or other restrictions. The PayPal Cashback Mastercard also stands out because you may only need fair credit for approval, making it accessible to more potential customers. Unfortunately, this card doesn't offer any notable benefits beyond its high rewards rate on PayPal purchases. But for a $0 annual fee, that might be enough for you. Rewards: Earn 5 Membership Rewards® Points per dollar for flights booked directly with airlines or with American Express Travel® on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel® and 1 point per dollar on other eligible offer: Earn 80,000 Membership Rewards® Points after spending $8,000 on eligible purchases on the card in the first 6 months of card fee: $695 (Terms apply, see rates & fees) The Platinum Card® from American Express won't make sense for everyone, due to an extremely expensive annual fee. But that cost can be offset by credits of up to $12.95 per month to cover a monthly Walmart+ membership along with hundreds of dollars in other credits to use toward digital entertainment subscriptions, Uber Cash, airline incidental fees and more. Terms apply and enrollment is required for select benefits. Many of the card's built-in benefits lean high-end—think elite status with Hilton Honors™ and Marriott Bonvoy® (enrollment required) and airport lounge access—but there are also savings to be had. The card offers return protection¹, purchase protection¹ and extended warranties¹, which can all be helpful to travelers. Rewards: Earn 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One offer: This card does not offer a welcome fee: $0 (rates & fees) You can build your credit while also earning rewards with the no-annual-fee Capital One Quicksilver Secured Cash Rewards Credit Card. Making on-time payments can increase your credit score and you'll be covered by select consumer protections, like zero fraud liability*. Like all secured cards, you'll need to supply a security deposit if you're approved. However, Capital One automatically reviews accounts after six months to evaluate you for a credit line increase with no additional deposit necessary. Additionally, cardholders with a track record of responsible use could earn their full deposit back and have their card converted to an unsecured version. Buying essentials at Walmart might categorize you as a cost-conscious shopper, so considering all the costs of a new potential credit card is a great place to start. Consider annual fees, APRs and other associated costs before you get lured in by other elements. Rewards are another significant selection factor: Look at your expenses over the past few months and run some numbers on a few cards to see which one would've given you the most rewards. Cards with specified bonus categories and high earning rates can make sense if your spending is concentrated in those areas, while those with more general spending might do better with a card that has a higher base rate. Even though there are several great credit cards for groceries, most of them won't be much use at Walmart. That's because nearly all Walmarts are considered 'superstores' rather than grocery stores or supermarkets, even if grocery purchases comprise 100% of your shopping cart. Only the overall store classification (also known as a merchant code) matters when credit cards categorize your transaction and calculate your rewards. Therefore, if you do all your grocery shopping at Walmart, you'll want to look for a credit card that rewards superstore purchases rather than one labeled for groceries. If you do a mix of shopping at Walmart and more classic grocery stores, you may prefer to use two different credit cards—one for each type of shopping—or look into an all-purpose card instead. Someone who shops at Walmart for everything might find a credit card for Walmart a smart addition to their wallet. It's easy to earn extra rewards by paying with the right card. However, customers who only pop into Walmart occasionally don't necessarily need to pick a Walmart credit card specifically: Many other cash-back or rewards credit cards will do. No single credit card is the best option for every family, every purchase or every budget. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. To view rates and fees for Blue Cash Everyday® Card from American Express please visit this view rates and fees for The Platinum Card® from American Express please visit this page. *For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. ¹Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit for more details. Underwritten by AMEX Assurance Company. Unfortunately, the once-available Capital One Walmart Rewards® Mastercard®* is no longer open to new applications. The card offered 5% cash back on select Walmart purchases. A better current bet would be the U.S. Bank Shopper Cash Rewards® Visa Signature® Card*, which earns 6% on up to $1,500 in Walmart purchases per quarter if you select Walmart as one of your preferred retailers. The Platinum Card® from American Express covers your monthly Walmart+ membership in the form of a statement credit when you use the card to pay the monthly subscription fee. Most Walmart locations are not considered grocery stores for the purposes of earning credit card rewards. They are more frequently considered superstores. However, there may be some exceptions for smaller Walmart Neighborhood Markets that exclusively sell groceries.
Time of India
5 days ago
- Time of India
After series of family deaths, Oklahoma man found dead with children and dog in home
Representative image A 58-year-old Oklahoma man, Rodney Shippy, fatally shot his 10-year-old son and the family dog before taking his own life inside their home. Police made the grim discovery on Wednesday while serving a search warrant after relatives reported Rodney's 20-year-old daughter, Alyssa Shippy, missing since November. Officers initially found the bodies of Rodney, his son Logan, and the dog. Alyssa's body was later discovered inside the same home. Due to the condition of the house, her remains were not immediately visible, police said. A medical examiner is working to determine her cause of death. "We are heartbroken to share that two beloved members of our family, Alyssa and Logan (brother and sister) passed away tragically and unexpectedly," their family wrote on a GoFundMe page. "Their loss has left our family in deep grief and unprepared for the financial burden that comes with arranging their funerals," they added. This is the latest in a string of tragedies to hit the family. In August 2022, Rodney's wife, Lisa Shippy, died by suicide at the same residence. Five months later, Lisa's mother, Diane Carpenter, was stabbed to death by her husband, Kenny Carpenter, who later took his own life during a police standoff in January 2023, according to the New York Post. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Truque caseiro eficaz contra o bigode chinês (faça hoje mesmo) Notícias | Beleza | Mulher Saiba Mais Undo A motive behind the tragic killings remains unknown. However, public records indicate that Rodney Shippy was facing serious financial difficulties. The home, which he and his wife purchased in 2021, was at risk of foreclosure. In January, the US Bank national association filed a foreclosure notice, citing $135,000 in unpaid principal. Court documents show Shippy was given until June to respond to the notice. As the investigation continues, neighbors shared that 10-year-old Logan Shippy had autism and was nonverbal. They described the family's home as "not suitable" for children, pointing to poor living conditions. "Not suitable for a child, no running water, trash - looked like a completely different house," said relative Patti Williams. She also said that after wife Lisa's death, Rodney tried to keep it together however, over time he began estranging himself from everyone.
Daily Mail
28-05-2025
- Business
- Daily Mail
Major US banks close 36 locations in just three weeks
Advertisement Major banks have closed 36 locations across America in just three weeks, as experts warn communities are being stripped of vital local services. Between April 26 and May 15, major lenders including Santander, US Bank and Wells Fargo were among the eight banks to notify the Office of the Comptroller of the Currency (OCC) of planned closures. Banks are required to alert the OCC before shutting down a branch and the agency then publishes the filings in a weekly report. While the listings indicate intent to close, they are not final confirmations. In the three week period, Santander said it would 28 locations — far more than any other institution. Community Bank was next at five local branches, US Bank four, and Wells Fargo three. The remainder was made up by Bank of America, Capital One, Flagstar and Key Bank. New York was the worst hit state, losing ten local bank locations. Massachusetts was also hit with six closures and Pennsylvania, five. In 2024, banks closed a total of 1,043 branches nationwide and the trend has only accelerated in 2025 with 272 closures already logged in the first quarter alone. New research also recently revealed that the last physical branch could close in 2041. Experts from Self Financial reached the number by studying the rate of net closures across the country, which has averaged 1,646 each year since 2018. 'Retail bank closures in the US aren't slowing,' Darren Kingman (pictured) from Root Digital told 'The last time this many people shared a local branch was in 1995' he explained. Kingman warned that while the US edges toward a cashless future, over 200 million Americans still deposit cash — meaning longer lines and worse service as access shrinks. Despite the digital shift, a new GoBankingRates survey also found 45 percent of Americans still prefer in-person banking. 'The shift towards online banking is growing more intense in 2025,' GoBankingRates lead data content researcher Andrew Murray told 'Despite the trend towards online banking, our survey data shows more than half of Americans are concerned about the rising number of physical branches that have shut down in the past few years,' Murray explained.
Daily Mail
27-05-2025
- Business
- Daily Mail
Major US banks close 36 locations in just three weeks...is YOUR branch at stake?
Major banks have closed 36 locations across America in just three weeks, as experts warn communities are being stripped of vital local services. Between April 26 and May 15, major lenders including Santander, US Bank and Wells Fargo were among the eight banks to notify the Office of the Comptroller of the Currency (OCC) of planned closures. Banks are required to alert the OCC before shutting down a branch and the agency then publishes the filings in a weekly report. Scroll down to see the full list with addresses. While the listings indicate intent to close, they are not final confirmations. In the three week period, Santander said it would 28 locations — far more than any other institution. Community Bank was next at five local branches, US Bank four, and Wells Fargo three. The remainder was made up by Bank of America, Capital One, Flagstar and Key Bank. New York was the worst hit state, losing ten local bank locations. Massachusetts was also hit with six closures and Pennsylvania, five. In 2024, banks closed a total of 1,043 branches nationwide and the trend has only accelerated in 2025 with 272 closures already logged in the first quarter alone. New research also recently revealed that the last physical branch could close in 2041. Experts from Self Financial reached the number by studying the rate of net closures across the country, which has averaged 1,646 each year since 2018. 'Retail bank closures in the US aren't slowing,' Darren Kingman from Root Digital told 'The last time this many people shared a local branch was in 1995' he explained. Kingman warned that while the US edges toward a cashless future, over 200 million Americans still deposit cash — meaning longer lines and worse service as access shrinks. Despite the digital shift, a new GoBankingRates survey also found 45 percent of Americans still prefer in-person banking. Capital One has also closed locations this year 'The shift towards online banking is growing more intense in 2025,' GoBankingRates lead data content researcher Andrew Murray told 'Despite the trend towards online banking, our survey data shows more than half of Americans are concerned about the rising number of physical branches that have shut down in the past few years,' Murray explained. 'Meanwhile, a whopping 76 percent says that the current banking system needs small or major changes.' Further to this more than half of respondents said they were concerned about the rising number of physical bank branch closures over the last few years.
Associated Press
27-05-2025
- Automotive
- Associated Press
Award-Winning Custom Car Builder Finds Solutions and Growth With U.S. Bank
Originally published on U.S. Bank company blog Dave Loparco has been interested in building and taking things apart since he was a kid. 'I've been building cars since I was probably 13 years old,' said Loparco, who co-founded Later Dayz Customz in 2018 in Council Bluffs, Iowa. 'I used to work on bicycles, tear them apart. I never was happy with a bike I had… and it kind of escalated from there.' That escalation took Loparco from working on hot rods and motorcycles in his driveway to a garage space that takes up half a city block, giving him space to work on everything from the guts of cars to custom paint work. Each car and truck is a passion project for Loparco's customers, he said, but it can be expensive. 'Everybody's like, 'Can I throw it on my credit card?'' said Loparco, who has banked with U.S. Bank for decades. 'At first, I was like, there's no way I possibly could but then BJ hooked me up.' BJ Pirie is a small business specialist with U.S. Bank. He helped Loparco set up a credit card processing machine at his shop through Elavon, a U.S. Bank payments subsidiary, to make it easier for Loparco to accept payments as well as cover the cost of parts needed for vehicles quicker. 'Being able to have money on hand from his customers accepting cards instead of waiting for a check to clear or potentially bounce, Dave has more security and peace of mind,' Pirie said. 'Having just one payments terminal was impactful to him and allowed him the flexibility he needed to grow his business.' Loparco, who became 100% owner of Later Dayz Customz last year and whose team has hundreds of car show awards to their name, is also thinking about the future. That might be an expansion into nearby Omaha in a few years, he said, but he's also thinking about what could be next for his industry. 'I'd like to bring in about another five employees to train them and teach them what we know [in the next couple of years],' said Loparco, not long before a local high schooler he and his team are teaching arrived at his shop. 'Nobody knows our talent unless we pass it on, so – by passing it on to the younger generation – hopefully it keeps these cars around.' Check out the video above to learn more about Later Dayz Customz. Visit 3BL Media to see more multimedia and stories from US Bank
