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The Irish Sun
19 hours ago
- Lifestyle
- The Irish Sun
I'm frugal with my money but live a luxury life – I still manage to shop at M&S but using a simple hack
WE all love a bit of luxury, but let's be real, our wallets don't always agree. WIth the cost of living still high in the UK, many families will be struggling to make ends meet. Advertisement 2 Monica is frugal with my money but still lives a luxury life Credit: tiktok/@themonicaway However, there are lots of ways to get financial freedom. Enter Monica, who is known as ' She revealed her top tips on how she lives a lavish life without breaking the bank. In her recent TikTok video, which has gained 31.9k views after two days of being posted, Monica shared her top five "frugal things I do to live a luxurious lifestyle," proving that high-end living is more about smart choices than endless spending. Advertisement READ MORE ON MONEY SAVING Monica kicks off her tips with a bold move that might make your hairdresser gasp: DIY hair trims. For regular trims and maintaining layers and fringes, she grabs the scissors herself in the comfort of her home. The ultimate luxury for her? Not having to leave the house. She still gets an annual professional trim, but her at-home snips save her "a couple of hundred pounds a year." Advertisement Most read in Fabulous Next up, Monica champions what she believes is the ultimate luxury in life: your health. For her, "health is wealth," and that means prioritising high-quality food. I bought huge swimming pool in Aldi Ireland at bargain price - it's perfect for heatwave and best money I've ever spent Her secret weapon? Marks and Spencer. She debunks the myth that M&S is always pricier, noting their basic range is comparable to budget supermarkets. Advertisement The real game-changer, though, is their "yellow sticker sales." Monica has even cracked the code for her local store, finding mass reductions between 5:30 and 6:00 PM and on Saturday mornings. High quality food This allows her to enjoy "high quality, high grade food, finding bargains and on a budget." For those of us who love a chic workout, Monica has a "little bit cheeky" trick: ClassPass free trials. Advertisement If you're looking to try a new bougie workout class, she advises taking advantage of their trials, like a current offer for "14 days of credits" for just one pound. The key? Just make sure to set a reminder in your calendar to cancel the trial so that you don't get charged. Boujee meetups She loves using this for "boujee" meetups with friends, enjoying a free Pilates class before heading out for a smoothie or breakfast. Monica's passion for secondhand fashion is no secret, and she's got a brilliant Vinted hack. Advertisement Instead of withdrawing the money she makes from selling clothes, she keeps it in her Vinted account. This becomes her "spend allowance for buying new clothing," which she says feels "a little bit like free money." This ingenious method not only motivates her to declutter and sell items she no longer wears, but also helps her "fine tune what you have in your wardrobe," creating a truly luxurious feeling of curated style and space. Home decor Finally, Monica advises against mass-produced home decor. Advertisement She finds the quality lacking and prefers to seek out unique, more special pieces. Her go-to spots are charity shops, Facebook Marketplace, Gumtree, and eBay for "secondhand or antique" finds. She emphasises that you don't need to spend a fortune to find high-quality antique items, and that your home will look "so much more luxurious if you have unique pieces that really demonstrate your personality and your style." 2 Monica revealed how she still manages to shop at M&S Credit: tiktok/@themonicaway Advertisement Monica's video gained 38 comments, as many people rushed to share their thoughts. One wrote: 'Love this can't believe you cut your own hair though.' A second added: 'Finally someone who loves to live bougie but also save money.' A third commented: 'M&S is the best by far all the way there. Advertisement 'It's better quality and there is not much price difference. Don't mind a few extra pennies for good food that doesn't get wasted.' Money saving challenges Here's some of our favourite money saving challenges. Weather saving challenge - Save the amount equal to whatever the highest temperature was that week. £1 = 1C. 1p challenge - save 1p a day for everyday of the year, but it increase the amount by 1p each day. So day one you save 1p, 2p on day two and 3p on day three. When you reach 100 days you start adding a £1 coin each day too, while this increases to a £2 coin each day plus pennies at 200 days, and £3 each day on top of pennies at day 300. 20p a day challenge - Start by putting 20p in savings, then increase the amount by 20p every day. For example, the first week will look like this: 20p, 40p, 60p, 80p, £1, £1.20, £1.40. £5 a week challenge - Like the 20p challenge, put aside £5 a week and increase it by a fiver each week. Eg £5, £10, £15, £20 Round-up challenge - Every time you buy something, round up the purchase to the nearest £1 and put the difference in a savings account. Eg. You pay £2.60, so you put 40p in savings. You can use an app such as Monzo or Starling to do this. Bingo challenge - Here you have a bingo card with different numbers on it and you tick them off when you've put that amount in your savings account. It can be ad hoc but you have to tick them all off by the end of the month. Monday to Sunday challenge - With this challenge, you simply save £1 on Monday, £2 on Tuesday and so on until the weekend where you don't save on Saturday or Sunday. 365 day challenge - Every Sunday you put aside £1, followed by £2 on Monday, £3 on Wednesday and so on. On Saturday you'll put away £7, and then the process repeats and you'll put aside £1 on Sunday as the new week begins
Scottish Sun
19 hours ago
- Lifestyle
- Scottish Sun
I'm frugal with my money but live a luxury life – I still manage to shop at M&S but using a simple hack
Plus, more about the different money saving challenges out there MONEY TALKS I'm frugal with my money but live a luxury life – I still manage to shop at M&S but using a simple hack Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) WE all love a bit of luxury, but let's be real, our wallets don't always agree. WIth the cost of living still high in the UK, many families will be struggling to make ends meet. Sign up for Scottish Sun newsletter Sign up 2 Monica is frugal with my money but still lives a luxury life Credit: tiktok/@themonicaway However, there are lots of ways to get financial freedom. Enter Monica, who is known as 'themonicaway' on TikTok. She revealed her top tips on how she lives a lavish life without breaking the bank. In her recent TikTok video, which has gained 31.9k views after two days of being posted, Monica shared her top five "frugal things I do to live a luxurious lifestyle," proving that high-end living is more about smart choices than endless spending. Monica kicks off her tips with a bold move that might make your hairdresser gasp: DIY hair trims. For regular trims and maintaining layers and fringes, she grabs the scissors herself in the comfort of her home. The ultimate luxury for her? Not having to leave the house. She still gets an annual professional trim, but her at-home snips save her "a couple of hundred pounds a year." Next up, Monica champions what she believes is the ultimate luxury in life: your health. For her, "health is wealth," and that means prioritising high-quality food. I bought huge swimming pool in Aldi Ireland at bargain price - it's perfect for heatwave and best money I've ever spent Her secret weapon? Marks and Spencer. She debunks the myth that M&S is always pricier, noting their basic range is comparable to budget supermarkets. The real game-changer, though, is their "yellow sticker sales." Monica has even cracked the code for her local store, finding mass reductions between 5:30 and 6:00 PM and on Saturday mornings. High quality food This allows her to enjoy "high quality, high grade food, finding bargains and on a budget." For those of us who love a chic workout, Monica has a "little bit cheeky" trick: ClassPass free trials. If you're looking to try a new bougie workout class, she advises taking advantage of their trials, like a current offer for "14 days of credits" for just one pound. The key? Just make sure to set a reminder in your calendar to cancel the trial so that you don't get charged. Boujee meetups She loves using this for "boujee" meetups with friends, enjoying a free Pilates class before heading out for a smoothie or breakfast. Monica's passion for secondhand fashion is no secret, and she's got a brilliant Vinted hack. Instead of withdrawing the money she makes from selling clothes, she keeps it in her Vinted account. This becomes her "spend allowance for buying new clothing," which she says feels "a little bit like free money." This ingenious method not only motivates her to declutter and sell items she no longer wears, but also helps her "fine tune what you have in your wardrobe," creating a truly luxurious feeling of curated style and space. Home decor Finally, Monica advises against mass-produced home decor. She finds the quality lacking and prefers to seek out unique, more special pieces. Her go-to spots are charity shops, Facebook Marketplace, Gumtree, and eBay for "secondhand or antique" finds. She emphasises that you don't need to spend a fortune to find high-quality antique items, and that your home will look "so much more luxurious if you have unique pieces that really demonstrate your personality and your style." 2 Monica revealed how she still manages to shop at M&S Credit: tiktok/@themonicaway Monica's video gained 38 comments, as many people rushed to share their thoughts. One wrote: 'Love this can't believe you cut your own hair though.' A second added: 'Finally someone who loves to live bougie but also save money.' A third commented: 'M&S is the best by far all the way there. 'It's better quality and there is not much price difference. Don't mind a few extra pennies for good food that doesn't get wasted.'
Scottish Sun
20 hours ago
- Business
- Scottish Sun
Shoppers rush to B&M to pick up Crocs dupe scanning for just 10p
Plus, we reveal easy ways to save at B&M SHOP TO IT Shoppers rush to B&M to pick up Crocs dupe scanning for just 10p SHOPPERS are rushing to B&M to pick up a Crocs dupe that is scanning for just a few pence. One eagle-eyed customer could not believe their luck after spotting a pair of "Kids Cosy Clogs" reduced from £5 down to 10p. 1 Shoppers were quick to praise the bargain find Bargain hunters were quick to praise the deal which was shared on the Extreme Couponing and Bargains UK Facebook group. A fellow savvy saver said: "10p cheaper than Vinted lol". While another described it as an "incredible bargain." And a third told their friend to "get looking" so they would not miss out on the offer. The bargain shoe looks almost identical to the branded alternative, which can cost up to £50 when bought on the official Crocs website. But if you are keen to pick up a pair you will need to head to your nearest branch as B&M does not offer home delivery. With that in mind, it may be worth ringing up your local branch ahead of time to avoid a wasted trip. You can find your nearest branch by visiting And it is not the only cut-price deal spotted on B&M shelves in recent weeks. 6 ways to get the biggest bargains in B&M Customers were also rushing to pick up an alarm clock that cost just 10p. The Goodmans alarm clock with QI wireless charging was already discounted from £19 but one lucky shopper picked it up for just a few pennies. Elsewhere, shoppers went wild for a TV unit which was reduced from £80 down to £10. The living room staple, which can support flatscreens up to 55 inches, comes in a stylish light grey to upgrade your living space. Fans have also been raving about an inflatable sun lounger which was reduced from £18 down to £10. How to save at B&M The best time to get cut-price products is 10am on a Wednesday, according to one ex B&M manager. This is when staff slash items to as little as 10p to clear excess stock and make way for new products. Deals expert Tom Church said to keep an eye out for red sticker products as well. These are added to special buy products that have been reduced in price. It's worth signing up to Facebook pages dedicated to hunting for bargains from B&M and other discounters too. Two worth joining are B&M Bargains, Extreme Money Saving Deals and More and Extreme Couponing and Bargains UK group.
Irish Independent
2 days ago
- Business
- Irish Independent
EasyJet CEO on recent strikes: ‘No measures will cope when French airspace effectively closes'
'There's no need for anyone to own 15 pairs of leggings' – how I made hundreds of euro selling my clutter on Vinted
Tom's Guide
3 days ago
- Business
- Tom's Guide
Vinted down? There's trouble at the vintage clothing marketplace
Is there trouble happening over at Vinted? There may be, if user reported from the Vinted Down Detector page are anything to go by. Reports of problems at the online marketplace spiked at around 4.35 a.m. (ET) this morning, rapidly growing to over 1,000 in the space of half an hour. While the site seems to be up and running for us here at Tom's Guide, it is being extremely slow. But that's from the website, and the majority of reports seem to be about the app — which is where a lot of people do their pre-loved buying and selling. If you've been struggling to access Vinted this morning, rest assured you're not alone. We'll be covering this outage live and as it happens, so stay tuned and we'll see what happens together.
