Latest news with #advisor
NHK
29-07-2025
- Politics
- NHK
China's military moves in Indo-Pacific raise concern
Questions about the security situation in the Indo-Pacific are swirling due to moves by the Chinese military. A former senior advisor to the previous US secretary of defense tells NHK World what he thinks is driving Beijing's recent actions.
Forbes
14-07-2025
- Business
- Forbes
How Do You Handle Workplace Challenges? Learning From Case Studies
Shavonnah Roberts Schreiber is an independent board director, high-performance coach, advisor and Founder & CEO of SNR Creative. Success isn't a straight line. There are bumps in the road and various challenges that we face—especially in the workplace. But often, we are nimble and ready. So, how do you fare when it comes to a challenge? Let's review some common challenges and case studies below and think about them. What would you do differently? Do the case studies inspire you to handle your next challenge a little differently? Maximizing Impact With Minimal Budget One of the most common obstacles in business is operating within tight budget constraints and delivering a high-impact product. Instead of succumbing to this challenge and viewing it as a setback, I recommend taking it as a new opportunity to flex your skills and think outside the box. For example, I was once tasked with launching a new project with a small marketing budget. Instead of splurging on costly paid ads, we focused on user-generated content and community engagement. We identified relevant online communities through social media where our target audience was highly active. We generated organic interest and awareness by engaging in discussions, sharing insights and subtly introducing our product through authentic conversations. We also generated buzz with pop-up events in strategic locations that directly reached our ideal consumer. These in-person experiences allowed us to tell our story and directly show our product. A huge bang for a small buck! When working with a small budget, here are my suggestions: 1. Focus on core activities and key objectives. Determine the most critical goals and focus your resources on achieving them. This ensures that your limited budget is used effectively. 2. Foster a culture of innovation and encourage creative solutions. Involve your team in brainstorming sessions to find innovative ways to achieve goals with limited resources. Sometimes the best ideas are the free or low-cost ones. 3. Build strategic partnerships. Collaborating with other departments or organizations can help you share resources and minimize costs. Look for opportunities to collaborate on projects or co-host events. Pivoting In Response To Industry Changes Industries are constantly evolving, which often leads to new businesses starting and the end of others. Blockbuster is a prime example of a massive company that didn't adapt to a changing environment. A colleague once worked at a company that faced sudden regulatory changes that threatened to disrupt its core operations. While some leaders simply can't (or won't) adapt, resisting change can often lead to a sinking ship. Rather than seeing this challenge as the Titanic's iceberg, my colleague worked with cross-functional teams to reassess the approach. As a result of the analysis, they shifted the strategy to ensure compliance while identifying new market opportunities created by this change. The new game plan included: 1. Conducting new research on the adapted market 2. Hosting internal workshops to educate employees on new regulations 3. Collaborating across all departments to determine how the company needed to evolve 4. Refining the product and messaging to align with the updated strategy 5. Exploring additional revenue streams to diversify and future-proof the business In times of uncertainty, I recommend that leaders shift from certainty to curiosity and from trying to control things to being flexible and adapting quickly to changes. Aim to leverage core strengths in new ways by identifying transferable skills, assets or processes that can be applied to new markets or services. And test and iterate quickly. Launch small-scale pilots or minimum viable products (MVPs) to validate new directions. Gather feedback, analyze results and refine your approach. Aligning Stakeholder Expectations For Long-Term Success One of the biggest challenges in any business environment is managing expectations. Whether you are managing expectations with a client, stakeholder or direct manager, different perspectives can create friction and slow progress. As an owner of an advisory firm, I constantly manage various inputs and personalities. That comes with managing expectations. You know what they say about "too many cooks"! In one case, I ran into the obstacle of managing the direct client and an outspoken board member. With the two of them having differing views and conflicting measurements of success, the challenge I faced was to make them both happy and do what I felt would be the best outcome for the job I was hired to do. To navigate this complexity, I developed a roadmap that outlined clear milestones, set realistic expectations and kept all stakeholders informed. Key actions included: 1. Establishing a phased rollout with measurable goals at each stage 2. Creating transparent reporting mechanisms to track progress 3. Scheduling regular check-ins with stakeholders to gather feedback 4. Ensuring alignment between leadership vision and employee needs Through establishing an open line of communication and getting buy-in on achievable goals, the initiative gained momentum and, most importantly, trust among all stakeholders. With that trust, the leadership loosened the reins, which allowed me to complete my tasks to accomplish the goals I was set to achieve. As Simon Sinek says, 'Communication is not about saying what we think. Communication is about ensuring others hear what we mean.' In these scenarios, try to understand others' goals, learn what success would mean to each of them and ensure your line of communication is clear so you can earn trust and reach your goals. Viewing Challenges As Stepping Stones To conclude, challenges are inevitable, whether they are personal or professional. From navigating corporate politics to rewiring your thinking, we need to find a way to overcome them and take the next step. But no matter the challenge's complexity, remember that every setback is a stepping stone to creating a greater outcome. Now, I ask you: What case studies do you have on workplace challenges and how did you (or did you not) overcome them? Would you do anything different today? I'd love to hear! Forbes Business Council is the foremost growth and networking organization for business owners and leaders. Do I qualify?
Yahoo
10-07-2025
- Business
- Yahoo
Should You Follow This 1 Shocking Cryptocurrency Recommendation From a Top Financial Advisor?
A veteran advisor is saying that investors should allocate a lot more to crypto. His arguments are pretty persuasive. But following his advice means taking on a lot more risk than you probably want. 10 stocks we like better than Bitcoin › Every so often, a respected voice stands up and rattles the cage of conventional wisdom. In early June at a Vision Conference, veteran financial advisor Ric Edelman raised eyebrows by telling investors to load up on crypto, calling for an allocation of 40% for the aggressive, 25% for the merely adventurous, and a baseline 10% for everyone else. These guidelines are miles above the traditional 1% to 5% range many planners still recite when clients ask about how much to invest in Bitcoin. If the idea of handing almost half your nest egg to digital assets makes you queasy, you're not alone. But Edelman's arguments deserve a closer look, and as a result, even cautious investors may conclude that it might make sense to increase the proportion of their portfolio dedicated to crypto. Edelman's crypto allocation thesis starts with a simple observation: People are living longer, working longer, and need their portfolios to compound for 50-plus years. He believes certain technologies, like crypto, will offer the growth engine that traditional portfolio mixes can't deliver in such extended time horizons. In his latest remarks, he even said, "The correct allocation now is to place 70% to 100% of the client's portfolio into stocks and crypto, with no more than 30% in bonds, and potentially zero in debt securities." Contrast that with industry norms, where 87% of financial advisors who recommend crypto keep the total allocation under 5%, with 2% being the single most common suggestion, according to a Morningstar survey last year. In other words, Edelman is asking aggressive investors to hold roughly eight times the exposure a typical planner would propose. The payoff he's chasing is that even a modest outperformer in crypto can meaningfully lift total returns, while a capped downside (you can't lose more than you invest) keeps worst-case scenarios under control. Of course, an allocation that large also magnifies crypto's stomach-churning declines, in which an 80% peak-to-trough swoon is always possible. Investors must be psychologically and financially prepared for that ride if they choose to follow a hearty allocation like Edelman is proposing. Still, he isn't saying, "Buy any coin and hope." His emphasis is on assets with durable uses, growing institutional adoption, and supply-and-demand dynamics that favor long-run appreciation. With that in mind, let's take a peek at a possible way to make such a portfolio. First, recognize that the crypto market isn't one big homogeneous bet. Bitcoin (CRYPTO: BTC) accounts for roughly 64% of total crypto market value, giving it liquidity, regulatory mindshare, and a proven scarcity story. It's also a fairly safe bet as far as cryptocurrencies are concerned, though you should not confuse that with it being a risk-free or low-risk investment. For most investors, Bitcoin should occupy the lion's share, perhaps as much as 70% or 80% of whatever crypto weighting you ultimately choose. Next come the growth-focused majors. Allocating the bulk of the remainder across crypto blue chips like Ethereum, Solana, and XRP taps into the expansion of smart contracts, high-speed layer-1 innovation, and institutional payments and money transfer rails, respectively. These networks keep evolving, but they already have real users, sizable developer ecosystems, and moats that thousands of "it might go to the moon" tokens lack. Lastly, keep true altcoins, and especially micro caps, on a strict diet with allocations of 5% or less. Most new blockchain projects never reach escape velocity, and many vanish outright after early investors cash out. Keeping this bucket small (or skipping it altogether) limits the damage if a speculative flier implodes. But how much of your portfolio is it reasonable to set aside for crypto, given this relatively diversified and moderate-risk combination of assets? That's a question only you can truly answer, since it depends on your risk tolerance. If you're a conservative investor, probably even Edelman would not encourage you to allocate more than 10% of your portfolio; 5% would likely be more comfortable. On the other hand, if you can tolerate a lot of risk and volatility and you don't have any need to retire in the next few years, going up as far as 20% or 30% might not be a bad idea, though it's important to recognize those proportions as quite aggressive. Crypto might not keep crushing stocks, but the chances of some outperformance over multidecade time horizons look favorable if adoption trends continue. In the end, Edelman's shock-value percentages aren't a command for everyone to follow as much as a conversation starter. The real takeaway is that treating crypto as a tiny slice of your portfolio may undershoot its potential. Striking a middle path that's anchored by Bitcoin, complemented by a few leaders, and being sparing with everything else puts investors in a position to benefit if blockchain really is the next long-term growth engine. Before you buy stock in Bitcoin, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and Bitcoin wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $687,764!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $980,723!* Now, it's worth noting Stock Advisor's total average return is 1,048% — a market-crushing outperformance compared to 179% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of July 7, 2025 Alex Carchidi has positions in Bitcoin, Ethereum, and Solana. The Motley Fool has positions in and recommends Bitcoin, Ethereum, Solana, and XRP. The Motley Fool has a disclosure policy. Should You Follow This 1 Shocking Cryptocurrency Recommendation From a Top Financial Advisor? was originally published by The Motley Fool
Forbes
09-07-2025
- Business
- Forbes
The Other Leadership X Factor: Inspiring Hope
Camille Nicita, Entrepreneurial Business Leader, Advisor, Mentor and Board Member. In business, leadership is often measured by target outcomes: increased revenue, operational efficiency, shareholder value. Leaders are expected to deliver results and navigate complexity with calm confidence and resonant clarity. As a result, the skills of strategy, decisiveness and accountability are sharpened through frequency and experience. But there's a powerful, often-overlooked leadership skill that can be a differentiator in creating sustainable success—hope. Distinguishing Hope Hope is different from optimism. Optimism is a general belief that things will turn out well. Hope is about believing that a better future is possible, accompanied by capability and pathways to achieve it. It's proactive and it is outcome-rooted. Hope blends goal orientation, the ability to identify routes forward and a deep sense of agency. Hope is a psychological asset that is key to human motivation. Without it, humans stagnate. Teams that have hope are more resilient in adversity and more committed to longer-term goals. Higher engagement and improved well-being are tangible benefits of hope. In staunch business terms, elevated hope equates to the potential for elevated performance. Yet, in both boardrooms and leadership development programs, hope remains largely missed and underdeveloped. Why Hope Is Often Overlooked So, why don't leaders instill hope as a practice? Part of the answer lies in how leadership is traditionally educated. Many executive training programs emphasize hard skills such as analysis, execution, risk management and control. Emotional intelligence and the soft skills necessary to inspire hope are often seen as part of culture or talent management, rather than leveraged as strategic assets. Many leaders are uncomfortable with ambiguity. Hope requires acknowledging uncertainty while still charting the course forward. It involves emotional investment: listening, reframing, validating and motivating people to focus on both today and the future. Too often, leaders spend their time reacting to the demands of today, while hope often requires an intentional focus on the future. Lastly, genuine hope does not sugar coat; it admits to present challenges and illustrates how today's actions can shape a brighter tomorrow. The Business Case For Hope Recent global research by Gallup cites hope as a dominant need in today's business environment. In the workplace and beyond, people desire a reason to believe in something larger than themselves, and successful leaders are adept at unlocking hope for their followers. When leaders inspire hope, employees begin to see meaning and possibility in their work. They're more willing to take initiative, support their colleagues and remain with the organization during tough times. Let's take organizational changes such as mergers, restructurings and technological advancements as examples. These events can create uncertainty, which often leads to a drop in morale. In these moments, a leader who can communicate a compelling vision of the future, and how the team can get there, has a huge advantage. Yet this isn't just about surface messaging; it's about modeling belief in the team's capabilities, aided by communicating consistently and repeatedly. Hope also fuels organic innovation and longer-term thinking. Both require risk, and risk requires belief in value creation. Teams that are hopeful are more likely to feel psychologically safe, demonstrate resilience, experiment more often and get creative. How Leaders Can Leverage Hope Effectively When deployed with finesse, hope is seen as a boon to individuals and the organization as a whole. Here are a few ways leaders can begin to integrate hope into their leadership toolkit: A meaningful vision for the future, grounded in purpose and clearly articulated by leadership, creates a foundation for hope. People desire to know what they are working toward and why it matters to the organization and key stakeholders—including themselves. Linking the vision to daily execution provides context and clarity of action. Dedicating mind space to a future orientation may not come naturally. Purposefully carving out time will be necessary. Practice creating and communicating narratives that balance today's truisms with tomorrow's opportunities. Be deliberate about when and how hope gets inserted into both broad company communications and more intimate, one-to-one dialogue. Inspiring hope takes practice, and simple mental checkpoints can foster mastery. When leaders walk the talk by demonstrating authentic belief in the organization now and in the journey ahead, that confidence begins to permeate the organization. This doesn't mean discounting reality; it means being honest about challenges and highlighting the team's strengths to overcome them. It means cultivating enthusiasm for the future. When hope is being built around a long-term goal or future vision, celebrating small wins provides a sense of movement and momentum. A focus on measurable, 'next best action' is a strategic tactic to make larger goals feel manageable and to garner both excitement and accountability against progress. Providing autonomy to make decisions and shape outcomes is a key tenet of creating an environment fueled by hope. This enables people to see themselves as active agents in moving the company forward. Involve teams in idea generation and creating solutions, and determine appropriate avenues to socialize their contributions. The more people feel they can influence their own success, the more hope they'll have. As a leader, drawing on hope is most essential in times of change or when conditions are difficult. Painting a picture of the way forward and then remaining visible, calm and communicative builds trust and cultivates stability. Being accessible and open to input reinforces to others that 'we are in it together.' Hope As The X Factor In an age of disruption and accelerated change, hope may be one of the most underutilized leadership tools. Mastering the art of inspiring hope involves understanding your team's current needs and proactively creating pathways for future possibilities. Hope isn't about blind positivity; it's about instilling a belief that the future can be better and rallying others to contribute to making it so. For leaders who aim to do more than just manage—to truly inspire, build and lead through transformative times—hope is your differentiator. Forbes Business Council is the foremost growth and networking organization for business owners and leaders. Do I qualify?
Yahoo
01-07-2025
- Business
- Yahoo
Jump and eMoney Streamline Advisor Workflows with New Data Integration
New integration streamlines meeting follow-ups and financial plan updates—saving time, reducing errors and improving advisor efficiency SALT LAKE CITY, July 01, 2025--(BUSINESS WIRE)--Jump, a leading provider of artificial intelligence (AI) solutions for financial advisors and other financial services providers, today announced a new integration with eMoney Advisor, a leading provider of technology solutions and services dedicated to helping people talk about money. The integration is designed to eliminate the tedious and error-prone task of manual data entry following client meetings—helping advisors operate more efficiently and deliver more reliable financial plans. This new capability enables advisors who use both Jump and eMoney to push proposed updates to income, expenses, personal details and financial goals—immediately after client meetings. Advisors simply review the suggestions generated by Jump's AI assistant and, with a single click, sync them into eMoney, ensuring financial plans are updated quickly and accurately. In advance of meetings, Jump pulls key data from eMoney into its Pre-Meeting Prep, giving advisors a more accurate and complete briefing. "This collaboration with Jump helps ensure that financial plans remain current without adding administrative strain to advisory teams," said Luke White, group product manager, strategic partnerships and data products, at eMoney. "This reinforces our commitment at eMoney of providing quality integrations that strengthen data accuracy and increase advisor productivity." Since its public launch in January 2024, Jump has already delivered measurable impact across the board: 8 to 15 hours saved per advisor per week More than 10,000 advisors using Jump Industry-leading client satisfaction scores Enterprise solution of choice, selected by LPL, Osaic, Cetera, Raymond James, Sanctuary Wealth, Mission Wealth, Merit and others Advisors can enable the integration by connecting their eMoney account within Jump's settings menu. After each client meeting, Jump surfaces recommended updates to the client's Base Facts, which advisors can review, edit if needed and instantly sync to eMoney. Additionally, Jump maps conversational data to the eMoney Fact-Finder, automatically populating it on the advisor's behalf—streamlining data entry before and after meetings. This functionality is available to all shared Jump and eMoney users at no additional cost; advisors simply need active subscriptions to both platforms. "Tens of thousands of advisors rely on eMoney to help their clients plan out some of the most important decisions of their lives and now, eMoney's integration with Jump makes this easier than ever," said Parker Ence, chief executive officer and co-founder of Jump. "Advisors will be able to prepare for client meetings faster, stay fully present in client conversations and complete more financial plans, all with compliance-friendly safe AI." Jump's AI meeting assistant is trusted by thousands of advisors to automate meeting prep, notetaking, compliance documentation, CRM updates and client follow-ups. With customizable workflows and a focus on safety and compliance, Jump empowers firms to scale more effectively and serve clients more personally. To learn more about how Jump can benefit your firm, visit About Jump Jump is the industry's leading advisor AI assistant, enabling registered investment advisor (RIA), broker-dealer, and enterprise teams to cut meeting admin by up to 90% while elevating the advisor and client experience. Jump automates meeting prep, note taking, compliance documentation, CRM updates, client recap email, financial data extraction and follow-up tasks, allowing advisors to process meetings in just five minutes – not 60. Jump is made for advisors, 100% customizable, deeply integrated with the tech stack, and designed with safety and compliance in mind. For more information, visit or for information about career opportunities at Jump, visit About eMoney Advisor, LLC eMoney Advisor, LLC ("eMoney") eMoney Advisor, LLC ("eMoney") provides technology solutions and services that help people talk about money. Rooted in comprehensive financial planning, eMoney's solutions strengthen client relationships, streamline business operations, enhance business development and drive overall growth. More than 109,000 financial professionals across firms of all sizes use the eMoney platform to serve more than 6 million households throughout the U.S. For more information, please visit: View source version on Contacts Media Contacts StreetCred PR jump@ Hannah DixonHannah@ 317-590-0915 Jason LahitaJason@ 973-460-7837
