Latest news with #carbuying
Daily Mail
4 hours ago
- Automotive
- Daily Mail
Car salesman reveals how to buy an automobile if you have ZERO credit score
A car salesman has revealed how you can buy a car even if you don't have a credit score. Russell Richardson, known as RussFlipsWhips on social media, is a salesman at Biondi Motor Company Inc. - a Lincoln dealer in Monroeville, Pennsylvania. He often posts advice for people looking to purchase new vehicles on his TikTok account, which has over 773,400 followers. In his latest viral video, the expert shared tips for customers to get approved for a automobile at a dealership even if they don't have good credit. 'First things first, if you have enough time, get a prepaid credit card,' he suggested in his video. 'This is the type of credit card where you can pre-load money onto it. You're going to use that every month for gas and groceries, and you're going to pay it off every month. 'In just six months, you will have credit built up.' For those who need to buy a car 'right now' and don't have six months to build up their credit, he said you can get approved by offering a huge down payment. 'First things first, you need to have money down. You've got to put skin in the game, or nobody's approve you with zero credit, because you have zero history of ever paying anybody back, so you need to bring some cash to the table,' he continued. He said that '20 percent down' is the ideal number. 'If you can't get that number, it's going to be a little bit tougher to get approved, it's not impossible, but the more you put down, the more likely you are to get approved,' Russell explained. According to the car salesman, being approved without credit has a lot to do with your job. 'You need to make sure you've been working at the same job for at least six months, ideally a year,' he detailed. 'If you've been working at your job for one month and you have no money down, you are not going to get approved. 'It's very unlikely. I'm not saying these things are impossible, but it's very tough to have that happen. Russell's last tip was about the type of car to search for. 'You're going to want to look at something that is well within your means,' he told viewers. 'Don't try to stretch out the biggest car payment you can get, try to get the smallest car payment you can get. 'You want to look at a car that is newer. It's 2025 right now, if you can afford a brand new Toyota Camry or Honda Civic, go buy something like that that is well within your means. 'If it's not [within your means], look at something that's four years [old] or newer - so 2021 or newer - with relatively low mileage and you'll have a really good chance at getting approved.' Many users rushed to the comment section to thank Russell for his advice. 'Solid advice,' one user wrote.
Auto Express
2 days ago
- Automotive
- Auto Express
Buying a nearly new car could save you serious money
When it comes to buying a car, plenty of people automatically gravitate towards a factory-fresh, brand-new model. That may be down to the allure of a zero per cent finance deal or a manufacturer incentive – but the reality is they might actually be paying more than they need for a new set of wheels. There is another option: ex-demonstrator cars. Advertisement - Article continues below Commonly advertised as 'nearly new' or 'delivery mileage' cars, these are new vehicles used by dealerships for test drives, showroom displays or short-term internal staff use. For those in the know, they can be a great way to save money. Admittedly, they are not technically 'brand new' because they will have been registered and used by the dealer. This means they've already had one owner and could have a few thousand miles on the clock – but this is exactly why they can be a smarter, cheaper choice for savvy buyers. Every new car suffers from depreciation, and an average model will lose between 50-60 per cent of its value in the first three years, with most of this happening in year one. With an ex-demo car, not only has that initial depreciation hit already happened, but it is factored into the reduced list price. Skip advert Advertisement - Article continues below For example, a brand-new Volkswagen Golf in Match trim starts from £28,185, but when we trawled the classifieds, we found a six-month-old, identically specced ex-demo car with less than 3,000 miles on the clock for £24,663 – a saving of more than £3,500. We also found you could save almost £2,000 on a top-spec Dacia Sandero Stepway that had recorded fewer than 950 miles. Ex-demo cars aren't sparse on kit, either. Manufacturers use them to showcase the best model and trim in a line-up. That means they are often fitted with optional extras or additional features costing hundreds, if not thousands of pounds. You'll still be covered by the bulk of the manufacturer's original warranty package, too. Dealers might even extend that or include additional services as part of the sale to provide extra peace of mind for buyers, sweetening the deal even more. So, what's the catch? Well, as we've said, you won't be the first registered keeper of the vehicle on the car's V5C log book, and it could have clocked up a few miles. But if you can overlook these points, ex-demonstrator cars provide an affordable way to get your hands on the latest model. Plus, you'll get one delivered much more quickly than you would a brand-new car. Buy a car with Auto Express. Our nationwide dealer network has some fantastic cars on offer right now with new, used and leasing deals to choose from... Find a car with the experts It's only a matter of time before Jaguar Land Rover builds a factory in the USA It's only a matter of time before Jaguar Land Rover builds a factory in the USA Mike Rutherford thinks Jaguar's 'Reimagine' strategy will result in the company exploring further opportunities in the USA Car Deal of the Day: Seal the deal on this BYD electric saloon for just £289 a month Car Deal of the Day: Seal the deal on this BYD electric saloon for just £289 a month The BYD Seal is a seriously tempting Tesla Model 3 rival, especially at this price. It's our Deal of the Day for 26 May Electric car drivers won't ever go back to petrol or diesel Electric car drivers won't ever go back to petrol or diesel Editor Paul Barker thinks the EV transition is coming whether we like it or not
Top Gear
3 days ago
- Automotive
- Top Gear
Buy Mini Cooper Electric Price, PPC or HP
Buying What should I be paying? The Mini Cooper Electric range is slightly difficult to get your head round – first you choose your powertrain. The E has the lesser powered 182bhp motor and smaller 36.6kWh battery and starts at £26,905. The SE comes with 215bhp, a larger 49.2kWh battery and starts at £29,905. Each of those can be had in Classic, Exclusive or Sport trim. You get 16in wheels on the Classic, 17s on Essential and 18in alloys on the Sport, as well as a variety of body kits and interior styling treatments. The uplifts in these trims are the same whether you're in an E or SE – Exclusive is £2,200 more than Classic, and Sport is an extra £1,300 over Exclusive. Advertisement - Page continues below The JCW hot hatch model sits by itself at the top of the range at £34,905. It's on 18in alloys and gets a bespoke body kit and racier interior. Naturally. What about the kit? There are two upgrade packages available on the Cooper Electric – if you buy an E, Level 1 is £2k and Level 2 is another £4k. But if you go for the SE, Level 1 is included and Level 2 drops to £2k. Confuzzled yet? There's a mystical Level 3 package that's only available on SE Exclusive cars and above, and that costs £4.5k. It's ridiculous to try and get your head round, but that's numberwang. Level 1 brings heated front seats, keyless entry, LED headlights, head-up display and wireless phone charging. Level 2 brings a panoramic sunroof, fancier windows that filter out some of the sun and a Harmon Kardon sound system. Level 3 has self-parking tech and augmented reality satnav tech that shows you a video of where you're driving but with arrows and that. Advertisement - Page continues below Which one should I go for? The bigger battery seems like a no brainer, and for the sake of the ride we'd probably for the basic Mini Cooper SE Classic model. The John Cooper Works is a fun attempt at an electric hot hatch, but when an Alpine A290 is less money and a Renault 5 less again? Hmm.
Associated Press
4 days ago
- Automotive
- Associated Press
TrueVIN Launches AI-Powered Vehicle History Platform
TrueVIN, a vehicle intelligence company, announced the official launch of its AI-driven vehicle history platform to revolutionize car buying decisions AUSTIN, TX, UNITED STATES, May 27, 2025 / / -- TrueVIN, a pioneering vehicle intelligence company, today announced the official launch of its comprehensive AI-driven vehicle history platform designed to revolutionize how consumers and businesses make automobile purchasing decisions. TrueVIN's proprietary artificial intelligence system analyzes comprehensive vehicle data to deliver personalized, buyer-specific recommendations from a single VIN number. Unlike traditional vehicle history reports that provide generic information, TrueVIN's technology evaluates each vehicle against the specific needs and priorities of individual buyers. 'The vehicle history report industry hasn't evolved significantly in decades, leaving car buyers to interpret generic data on their own,' said Alex, CEO of TrueVIN. 'Our AI-powered platform transforms raw vehicle data into actionable, personalized insights that empower buyers to make confident decisions based on what matters most to them.' Advanced AI Technology TrueVIN's platform harnesses vast amounts of vehicle history data and employs advanced predictive analytics to provide unprecedented clarity when evaluating vehicles. The company's AI models assess factors including: - Prior accident severity and impact on vehicle performance - Maintenance history implications for future reliability - Regional usage patterns and environmental exposure - Comparative value assessment against similar vehicles - Personalized risk profiles based on buyer preferences Availability and Access TrueVIN is available nationwide beginning May 30, with both free and premium service tiers. The free tier provides basic vehicle history information, while premium subscriptions deliver comprehensive AI-powered recommendations tailored to individual buyer requirements. Auto dealerships can integrate TrueVIN's API directly into their existing systems, providing customers with enhanced transparency and building greater trust in the purchasing process. Industry Impact Industry analysts predict TrueVIN's technology could significantly impact how consumers approach vehicle purchases. The platform's ability to translate complex vehicle histories into straightforward recommendations addresses a critical gap in the automotive market. TrueVIN represents the next generation of vehicle intelligence by applying sophisticated AI to vehicle history data, providing a level of insight previously unavailable to everyday car buyers. About TrueVIN TrueVIN is a vehicle intelligence company dedicated to bringing transparency and confidence to automotive purchasing decisions. By combining extensive data resources with advanced artificial intelligence, TrueVIN helps consumers and businesses make more informed vehicle purchasing decisions. For more information, visit Alex Nechoroskovas TrueVIN email us here Visit us on social media: LinkedIn Bluesky Instagram Facebook YouTube TikTok X Legal Disclaimer: EIN Presswire provides this news content 'as is' without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.
The National
5 days ago
- Automotive
- The National
The basic rules for buying a second-hand car in the UAE
The difference in price point between showroom-fresh and second-hand cars is significant. Yet, everyone has heard stories from friends and family about used-vehicle purchases that have ended in, at best, severe inconvenience and, at worst, complete disaster. Don't let that put you off, however, as simply knowing the basic rules for buying a second-hand car can leave you confident in your purchase. 'Buyers are advised to closely examine the vehicle's service history, mileage and overall condition – both mechanical and cosmetic,' says Karim Maksoud, managing director of Al Habtoor Motors, which deals in both new and used vehicles. 'It is equally important to verify that the car is free from any accident damage and has undergone a thorough, professional inspection,' Maksoud adds. There are two options when looking for a used car – going through dealerships or sourcing a model directly from the previous owner. In the main, you're likely to pay a little more to a dealership, but they invariably offer perks of one sort or another, and these can be highly attractive when it comes to having peace of mind when making your purchase. Al Habtoor, for example, offers a 14-day exchange guarantee and a five-year top-up warranty, while Al Futtaim has roadside assistance and comprehensive inspections included with its Toyota and Lexus packages. Carlos Montenegro, managing director of fleet strategy at Al Futtaim Automotive, another key player in the UAE used-car market, says transparency and trust are key, especially when buying from an individual owner. 'The most obvious red flags include inconsistent service history, signs of accident damage, unusually low pricing and unclear vehicle ownership or importation history,' he says. Once you find a car you fancy, one of the first things to do is track down its vehicle identification number. VIN is a unique, 17-character alphanumeric code assigned to every car that will help ascertain its legitimacy. The digits show the motor's country of origin, manufacturer, vehicle type and attributes, the year it was built and the plant in which it was assembled. This code allows interested parties to assess the vehicle's registration, insurance status and, crucially, any history of accidents or theft. There are multiple online options for checking the VIN, the easiest being the websites for Emirates Vehicle Gate, Ministry of Interior, Dubai's Roads and Traffic Authority, Abu Dhabi Police or Tamm. When checking the code's validity, Maksoud says: 'It is essential to verify that the VIN matches all official paperwork.' Both Maksoud and Montenegro stress the relation between a car's mileage and its overall condition. Distance-wise, figures suggest drivers average about 19,000-24,000km a year, so you can tell if a vehicle is above or below what you might expect by multiplying how old the car is by those digits. Looking for dents, scratches or rust is a given, but it's also worth thoroughly examining the panels up close to look for inconsistencies in paintwork. These could be an indicator that the car has had a DIY patch-up after being scraped. If the car is low to the floor, getting down on your back is not strictly necessary. Instead, run your fingers along the underside to see if there is any scratching not visible from an upright position. It is, however, worth getting down on your hands and knees to check for any pools on the tarmac under the car while it is stationary, though – leaks of any kind are never a good sign. Tyres are another area to check for wear and tear, with tread length being the key issue. You can test by inserting a Dh1 coin into the grooves at various points. In general, if you can twist the coin, the tyre is worn and needs replacing. Montenegro also recommends asking for certifications such as a 99-point or 145-point inspection, as these are often provided by dealers. Inside the car, make sure you press every button there is to check each is doing what it's supposed to. It's also worth tapping the dashboard in a few places to ascertain that it's still solid – things can become loose with age. Also check the seating – it isn't just about whether it's comfortable or not, but also how worn the material is and whether it might need replacing. Air conditioning is a key area of concern in this region, so start the engine and sit there for a few minutes to check all is in working order. If the chilling isn't thrilling, it could just be a case of topping up the refrigerant, but you should also look out for odd noises, such as squealing or rattling, and be cautious of mouldy smells. Any aircon servicing outlet should be able to cure this, but you should consider how much you might have to spend when it comes to what you're finally paying for the vehicle. You can get a refrigerant top-up for as little as Dh100, for example, but an overhaul will be significantly more. Both experts agree that a test drive is essential. It's difficult to assess problems from the engine's sound alone, but you should be able to tell if it sounds clunky or lacking in power. All cars lose grunt as they age, but it's worth checking out the specs of a particular vehicle to give you an idea of what it was capable of when it was fresh off the production line. All this aside, if you want to be really thorough, it's worth seeking the services of a qualified mechanic to give the car a once-over. A good technician will not only be able to assess any potential problems, but also tell you how much it might cost to put them right and what impact that will have on price negotiation. Maksoud says: 'After-sales support and credibility of the seller play a key role in a safe and satisfactory purchase.' Montenegro concludes: 'A well-maintained used car should come with a verified service history, low to moderate mileage relative to its age, and a clean body and interior.'
