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Arizona man called into The Ramsey Show for advice on how to protect his family in case of ‘societal collapse'
Arizona man called into The Ramsey Show for advice on how to protect his family in case of ‘societal collapse'

Yahoo

time2 days ago

  • Business
  • Yahoo

Arizona man called into The Ramsey Show for advice on how to protect his family in case of ‘societal collapse'

Chris from Phoenix is worried about 'huge civil unrest' resulting from a collapsed dollar — and he doesn't think President Donald Trump or billionaire Elon Musk can fix the situation. The dad of two young daughters called into The Ramsey Show and asked co-hosts George Kamel and Dr. John Delony for their thoughts on how to prepare for a 'societal collapse.' Chris says he's worried about the growing national debt and that he imagines 'in several decades it being unmanageable and perhaps collapsing the dollar.' Even if Trump and Musk could fix the situation, he doesn't think it could be 'sustained long enough to where you wouldn't cause huge civil unrest.' 'Do you all personally own any physical precious metals, gems, have visas or even ammunition for the purpose of protecting against societal collapse?' Chris asked during a recent episode of The Ramsey Show. Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 5 of the easiest ways you can catch up (and fast) Nervous about the stock market in 2025? Find out how you can access this $1B private real estate fund (with as little as $10) Dr. John Delony describes himself as a fellow worrier who's also concerned about the ballooning national debt, but he doesn't have any jewels hidden in his backyard (though he does have a deep freezer with about a year's-worth of meat in it). Delony also urged Chris to ground himself in the present, because 'if you've confirmed in your mind' that a tragedy is coming your way in the future, 'your body responds as though it's happening right now,' said Delony. And that takes you away from being in the moment. And this isn't necessarily helpful. So what can worriers like Chris do to prepare for the unknowable — and live more in the moment? Before getting into precious metals (or bullets), Delony suggests going back to basics. For example, before getting into bio-hacks to improve your longevity, you'll want to master the basics first — like exercising and eating right. The same goes for finances. 'Do I owe anybody any money?' Delony said. Is his family 'actually free?' Going back to basics means being financially 'free.' That's where good financial habits can help: building up an emergency fund, paying off debts (starting with high-interest debts, like credit card debt and loans) and investing in a diversified portfolio. Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says — and that 'anyone' can do it Trying to think through how you'd handle an 'epic wild west scenario is a waste of time and energy,' said Delony. 'It's just a distraction from being present with your daughters.' He suggests taking a 'news fast' for the next 60 days — not looking at news or social media — and doing something else instead, like playing with your kids or going out for a hike. 'That's not me putting my head in the sand,' he said. Rather, it's about getting out of that 'anxious state into a world that I can actually impact, which is my family, my home.' If there was an economic and societal collapse, 'gold's not going to solve it,' said Kamel. 'We'd go back to the bartering system, trading for food, water, fuel.' As Dave Ramsey said, 'At no time has gold been used as a medium of exchange in a crashed economy since the Roman Empire.' Kamel says he doesn't own any gold and 'if we make decisions based on fear, we end up poorer — not richer,' he said, adding that he avoids precious metals and 'wouldn't use it as a hedge against anything.' One of the greatest hedges — if not the greatest hedge — is 'robust, connected relationships with your neighbors,' said Delony. And you 'can't buy that off of Amazon.' If Chris is truly concerned about the world imploding, 'get to know the people around you, have them over for dinner, become friends with them, talk about values.' Here are 5 'must have' items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you? Rich, young Americans are ditching the stormy stock market — here are the alternative assets they're banking on instead Robert Kiyosaki warns of a 'Greater Depression' coming to the US — with millions of Americans going poor. But he says these 2 'easy-money' assets will bring in 'great wealth'. How to get in now This is how American car dealers use the '4-square method' to make big profits off you — and how you can ensure you pay a fair price for all your vehicle costs Like what you read? Join 200,000+ readers and get the best of Moneywise straight to your inbox every week. This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

Cleveland PCC riot compensation: 4.3% of claims paid so far
Cleveland PCC riot compensation: 4.3% of claims paid so far

BBC News

time4 days ago

  • Business
  • BBC News

Cleveland PCC riot compensation: 4.3% of claims paid so far

Of the £425,000 claimed in one region under the Riot Compensation Act following last summer's disorder, just over £18,000 - or 4.3% - has been paid out so Police and Crime Commissioner (PCC) said of the 39 claims it had received, 16 had been paid in full and six had been found to be partially valid, leading to some said it was still processing some high value claims which would explain the "discrepancy" between the amount of money requested and the amount paid out.A spokesperson said the PCC's office is paying this cash from its own budgets due to a lack of government funding. The Home Office has been approached for comment. The Riot Compensation Act says victims of criminal damage during civil unrest in England and Wales are entitled to claim for losses, even if they are not insured or their insurance will not pay response to Freedom of Information requests, the offices of both the Cleveland and Northumbria PCCs revealed how many compensation claims had been made to them under the claims were made from Hartlepool, whereas 11 were made from Sunderland and 35 from PCC also said how much had been claimed as well as the amount it had paid out so said decisions for 13 claims were still to be made after two others were withdrawn and two rejected. But Northumbria PCC declined to provide similar statistics because it said it would publish this data online in "due course". Cleveland PCC said some affected by the riots may have received money from their insurance and so would not have needed the compensation said it had faced delays in processing claims for several reasons including needing more information from claimants.A spokesperson also said the Home Office had not provided it with any extra staff to help process compensation requests. Follow BBC Tees on X, Facebook, Nextdoor and Instagram.

New Caledonia riots one year on: 'Like the country was at war'
New Caledonia riots one year on: 'Like the country was at war'

RNZ News

time13-05-2025

  • Politics
  • RNZ News

New Caledonia riots one year on: 'Like the country was at war'

A large plume of black smoke in New Caledonia during civil unrest. Photo: Twitter / @ncla1ere Stuck in a state of disbelief for months, journalist Coralie Cochin was one of many media personnel who inadvertently put their lives on the line as New Caledonia burned. "It was very shocking. I don't know the word in English, you can't believe what you're seeing," Cochin, who works for Outre-Mer la 1ère , said on the anniversary of the violent and deadly riots. She recounted her experience covering the civil unrest that broke out on 13 May 2024, which resulted in 14 deaths and more than NZ$4 billion (€2.2b) in damages. "It was like the country was [at] war. Every[thing] was burning," Cochin told RNZ Pacific. The next day, on 14 May 2024, Cochin said the environment was hectic. She was being pulled in many directions as she tried to decide which story to tell next. "We didn't know where to go [or] what to tell because there were things happening everywhere." She drove home trying to dodge burning debris, not knowing that later that evening the situation would get worse. "The day after, it was completely crazy. There was fire everywhere, and it was like the country was [at] war suddenly. It was very, very shocking." An abandoned barricade in Noumea. Photo: AFP / Theo Rouby Over the weeks that followed, both Cochin and her husband - also a journalist - juggled two children and reporting from the sidelines of violent demonstrations. "The most shocking period was when we knew that three young people were killed , and then a police officer was killed too." She said verifying the deaths was a big task, amid fears far more people had died than had been reported. Masked residents watch an activist at the entrance to Tuband, in the Motor Pool district of Noumea. Photo: AFP / Delphine Mayeur After days of running on adrenaline and simply getting the job done, Cochin's colleagues were attacked on the street. "At the beginning, we were so focused on doing our job that we forgot to be very careful," she said. But then,"we were targets, so we had to be very more careful." News chiefs decided to send reporters out in unmarked cars with security guards. They did not have much protective equipment, something that has changed since then. "We didn't feel secure [at all] one year ago". But after lobbying for better protection as a union representative, her team is more prepared. This photograph shows a Kanak flag waving next to a burning vehicle at an independantist roadblock at La Tamoa, in the commune of Paita, France's Pacific territory of New Caledonia on 19 May, 2024. Photo: DELPHINE MAYEUR / AFP She believes the local journalists need to be supported with protective equipments, such as helmets and bulletproof vests, for personal protection. "We really need more to be prepared to that kind of riots because I think those riots will be more and more frequent in the future." She also pointed out that, while journalists are "here to inform people", social media can make their jobs difficult. "It is more difficult now with social media because there was so [much] misinformation on social media [at the time of the rioting] that we had to check everything all the time, during the day, during the night..." She recalled that when she was out on the burning streets speaking with rioters from both sides, they would say to her, "you don't say the truth" and "why do you not report that?" she would have to explain to then that she would report it, but only once it had been fact-checked. "And it was sometimes [it was] very difficult, because even with the official authorities didn't have the answers."

Stories that grabbed the headlines
Stories that grabbed the headlines

The Herald

time09-05-2025

  • Politics
  • The Herald

Stories that grabbed the headlines

It was a decade of huge breaking news that was transforming the future trajectory of SA, events and conflicts that were changing the face of the world, and even in Nelson Mandela Bay and the region further afield, a series of stories that would rock the city and beyond. All would be covered extensively by The Herald. The year 1990 would signal in the massive, seismic shift for a violence-torn, isolated SA in turmoil and witnessing rising civil unrest that had already reached boiling point. It was a precarious moment that would precipitate the release of Nelson Mandela, the unbanning of the ANC and other organisations and the task of slowly repairing a broken, bloodied and divided nation. It would culminate in the country's first democratic elections in 1994, to be followed by the opening and exposing of historical and sometimes unbearable wounds and atrocities by the Truth and Reconciliation Commission, and then the start of the arduous task of rebuilding, restoring, reforming and, most crucially, reconciling. But in Nelson Mandela Bay, a series of stories, crimes and tragedies would also leave their mark. From the horrific and vicious rape attack on Alison Botha to the darkly mysterious and still unsolved execution-style murder of two close friends in a suburban home, the frenzied fatal stabbing of a young teenage sports star by her older sister, and the corporate fun family weekend away on a river tubing adventure which would end in a nightmare and the loss of 13 lives. These local and national events are what former news editor of The Herald, Pat Sydie, remembers most about his time on the newsdesk. 'The job of news editor is a difficult one because you're stuck in the middle — between the news reporters and the senior editors and responsible to both,' Sydie says, in his trademark, good-natured style. Sydie recalled some of the local stories that made big news during this period in SA when the country was undergoing a huge transformation. * In 1990, while SA was focused on the release of Nelson Mandela and the beginning of lengthy post-apartheid negotiations, Stewart 'Boetie Boer' Wilken b egan a killing spree in then Port Elizabeth, with a modus operandi that criminologists would describe as being highly unusual as he targeted very different victims from sex workers to young boys across races. The Herald's coverage was featured in a TV documentary on Wilken's crimes broadcast by Showmax in 2023 entitled Boetie Boer: Inside the Mind of a Monster . * In May 1994, an execution-style double murder in Walmer rocked the city and remains unsolved to this day. Close friends Felix Coetzee and Scott Ayton w ere found brutally murdered by d omestic worker Elsie Mati who was confronted by a gruesome scene when she arrived for work at the Ayton family's Alcock Road home. Coetzee was bound, gagged, blindfolded and sitting upright on a chair in the lounge. He had been shot in the back of the head. Ayton was i n a bedroom, where he had been slain in a similar fashion. No arrests were ever made in the puzzling case which left police baffled.

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