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Yahoo
8 hours ago
- Business
- Yahoo
Can you pay to remove negative items from your credit report?
A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency deleting the account from your credit report. Credit bureaus discourage the practice, and there are other ways to clean up your report. Debts in collections typically stay on your credit report for seven years and can harm your score for as long as they appear. Some credit repair tactics can potentially get collection accounts taken off of your credit report sooner, but that's generally only if the information is inaccurate. Some people may recommend asking for a pay-for-delete agreement if you have an unpaid account in collections. The practice, however, falls into a legal gray area, and newer credit scoring models make pay-for-deletes less relevant. A pay-for-delete is a negotiation tactic between a consumer with outstanding debt and the third-party collection agency trying to recover the unpaid debt. Not all collection agencies will consider pay-for-delete agreements, but some are willing to negotiate. The negotiation process starts with you calling or writing to the collection agency to ask for a pay-for-delete arrangement. You offer to pay the balance as long as the collection agency agrees to remove the paid account from your credit file. Some collection agencies will agree to negotiate because they only make money when they successfully recover unpaid debt, and a pay-for-delete agreement can be a way to recover debts that might otherwise go unpaid. Others won't negotiate, citing their responsibility under the Fair Credit Reporting Act to provide accurate, complete information to the credit bureaus. If a collection agency accepts your pay-for-delete offer, it will likely expect the payment within a relatively short time frame. After you make the agreed-upon payment, the collection agency should contact the credit bureaus to have the paid account deleted. The goal of a pay-for-delete agreement is to improve your credit score. However, the tactic may be less effective than it used to be thanks to the way some newer credit scoring models handle collection accounts. There are two main types of credit scoring models — FICO and VantageScore. Some FICO models consider paid collections, so a pay-for-delete could make a difference. FICO Score 8, the FICO score lenders most often use, can lower your score if there is a collection on your credit report, regardless of whether the account was paid. In this model, negotiating pay-for-delete can benefit your credit. VantageScore ignores paid collections. That's also the case with newer versions of the FICO model — FICO Scores 9 and 10. FICO states its new models ignore all collections reported as paid in full. With these models, a pay-for-delete doesn't improve your score because there's no penalty for having a paid collection account on your report. No version of the FICO score considers paid medical collection debt or unpaid medical collection debt under $500. Unpaid medical debts over $500 still count, but they have less impact on FICO Scores 9 and 10. A collection agency that agrees to a pay-for-delete can remove the account it reported. That said, any negative information the original creditor reported will likely remain on your report, and could continue to hurt your credit score. For example, imagine you missed multiple payments on your credit card, and the issuer charged off the account before sending the debt to collections. A pay-for-delete could remove the collection account, but the missed payments and charge-off account would stay on your credit report for seven years. Pay-for-delete agreements fall into a legal gray area for collection agencies, and credit bureaus discourage the practice. For those reasons, not all collection agencies will consider pay-for-delete offers. You might find this credit repair tactic isn't worth the hassle. That said, everyone's credit repair journey is different, and it might make sense to ask for a pay-for-delete agreement in some cases. For example, you might negotiate a pay-for-delete if you want to improve your credit score as quickly as possible so you can buy a house or apply for a premium credit card. Overall, your best course of action is to continue building your credit score. Newer actions on your credit are weighed more heavily than older items. The best way to raise your credit score is to consistently use good credit practices, like making all payments on time and improving your debt-to-income ratio. To be effective, a pay-for-delete letter should clearly outline your offer to pay in exchange for the collection agency removing the account from your credit reports. Some companies offer sample pay-for-delete letters you can use as a template. If you prefer to write a letter, include the following information: Account number. Include the collections account number to help the agency quickly find your file. Contact information. Provide your name, address, email address and phone number so the collection agency can reach you to discuss the letter. Payment offer. State the amount you're willing to pay to settle the account and the payment method. It may be possible to negotiate to pay less than the full amount owed. Request debt removal. Request that the collection agency delete the debt from your credit report in exchange for payment. Timeframe to respond. Give the collection agency a deadline to respond to your offer, such as within 30 days. Mail your letter to the collection agency that owns your debt. You can find its mailing address on the debt collection letters it has sent you. Keep in mind: Don't pay for a template for a pay-for-delete letter template. You don't need to use a particular format as long as the information is there. Paying for a template isn't going to make it more likely for your request to be granted. A pay-for-delete letter is not the only way to get a collection account removed from your credit report. Depending on your situation, other options include filing a dispute with the credit bureaus, requesting a goodwill deletion or simply waiting for the account to fall off your report. If you see things on your credit report that are inaccurate, dispute them. That includes collection accounts that belong to someone else or old collection accounts still on your report after seven years. The three credit bureaus — Equifax, Experian and TransUnion — work independently. You may need to file a dispute with each bureau reporting the error. All three accept disputes by phone, by mail and through their websites. After receiving your dispute, the credit bureaus typically have 30 days to investigate the issue. They'll send a letter informing you of their decision. If your dispute is successful, the error will be removed from your report. Consider asking for a goodwill deletion if you have already paid the amount and the account is closed. Write the collection agency a letter asking it to remove the negative mark from your credit history as a goodwill gesture. Explain the circumstances that led to the original account delinquency and why you want the collection account removed. Remember, a goodwill letter is a request for a favor. The collection agency is not required to help you clean up your credit file, but there's no harm in asking. If the collection account is being accurately reported, and the agency will not remove it, it won't stay on your report forever. The negative mark will disappear from your credit report when it expires. Collection accounts are removed from your credit report after seven years, whether the debt was paid or not. The seven-year clock starts from the date the original debt became delinquent unless you do something that restarts the clock, such as making a payment. Pay-for-delete agreements are controversial, and collection agencies may not be willing to negotiate. There are other ways to deal with the negative mark on your credit report. You could file a dispute with the credit bureaus if there's an error, pay the debt and ask for a goodwill deletion or get help from a credit repair company if you need help with disputing inaccurate items. Do pay-for-delete letters really work? Some people say they've had success with pay-for-delete letters, though your results will vary. Some collection agencies are not willing to negotiate pay-for-delete agreements. Other agencies are open to pay-for-delete agreements but may or may not accept your proposed terms. It may take time and persistence to reach an agreement. How can I find out what collection agency owns my debt? Accounts that have been sent to collections may change hands multiple times. To find out which collection agency now owns your debt, request copies of your credit reports from Your report will list all collections, including the current collection agency that owns the debt. Can you pay to wipe your credit history? While it's sometimes possible to negotiate a pay-for-delete with a collection agency, it's impossible to erase your entire credit report and start fresh. Negative items, such as missed payments, foreclosures and bankruptcies, will stay on your credit report until they eventually fall off. Some dishonest credit repair companies falsely claim they can erase negative accurate information or even get customers a new credit file. Steer clear of these offers to protect yourself from credit repair scams. Sign in to access your portfolio
Yahoo
a day ago
- Business
- Yahoo
Yogurt Product Recalls That Affected Millions
While yogurt may be both delicious and nutritious, it can occasionally be dangerous. Although, maybe that's not so surprising, considering the main ingredients are dairy products and bacteria. (It's enough to get you wondering: What does it mean when yogurt has 'live and active cultures'?) Yogurt and yogurt-based-products can be yanked off the shelves for any number of reasons, including bacterial infections, contamination, or undeclared ingredients. And while some of these recalls are quietly handled at the store or regional level, others can be nationwide recalls. These often involve the Food and Drug Administration and affect stores across the country, involving millions of dollars in product. But even if a recall is huge, if it's not in your area, you may not hear about it unless you spot it on the news or check the FDA's website for recalls, market withdrawals, and safety alerts. That's why we've put together this list of some of the biggest recalls of yogurt-based products from recent history, to catch you up on some of the ones you might have missed. Oh, and if all this talk about yogurt recalls has got you searching for tips on how to keep your dairy products safe, you might want to double-check how long you can store yogurt in the fridge after opening. Read more: Brands Of Vanilla Ice Cream Ranked From Worst To Best There are lots of reasons why foods are recalled, and not all yogurt recalls are caused by problems with the yogurt itself. Some are due to problems with other ingredients. For example, on May 12, 2025, Knockroe Inc. PA, a Pennsylvania-based food wholesaler, recalled more than 130,000 of their Bonya-branded yogurt parfait products due to an undeclared almond contamination. Here, the problem wasn't the yogurt, but the granola mixed into the parfait, which contained almonds that weren't listed on the label. These were pulled from shelves due to the risk they pose to consumers who have an allergy or severe sensitivity to almonds. These parfaits were distributed throughout Massachusetts, New Jersey, New York, and Pennsylvania in a variety of retail stores, and were listed with an expiration date of May 5, 2025. Luckily, there have been no reported illnesses from this contamination. The FDA press release about the recall said the cause was a "temporary breakdown in the company's production and packaging processes." (Which sounds to us like, someone forgot to mention to the packagers that there were almonds in the granola.) This next recall didn't feature accidental almonds, but accidental plastic -- which is never a good thing. In fact, plastic probably tops most people's list of "things I'd rather not have in my dairy products." On April 25, 2025, Wells Ice Cream recalled almost 18,000 tubs of frozen yogurt and ice cream over potential plastic contamination, specifically that pieces of plastic could be found in their products. Wells is the manufacturer of Halo Top and Blue Bunny brands of ice cream, although none of the recalls came from those brands. The nationwide recall included 22 flavors of ice cream and yogurt that were sold in 3-gallon tubs. The recalled ice cream was mostly from their Gordon Choice, Johnny Rockets, Keith Valley, and Ellington Farms brands, while the yogurt included tubs of their Planet Smoothie ZSA Vanilla Flavored Fat Free Frozen Yogurt. The affected products all had "Best If Used By" dates ranging from March to October 2026. You can see the complete list of recalled products on the FDA's website. While pieces of plastic are one thing you don't want in your food, sometimes food is recalled because of a bunch of different unwanted ingredients. On December 12, 2024, the California-based food company Cal Yee Farm recalled a wide range of yogurt and chocolate-covered products because they might contain undeclared milk, soy, wheat, sesame, FD&C #6 and almonds. Which is a pretty impressive list of different allergens to cram into your candies, and also probably doubled the size of the ingredients list. While this didn't make them dangerous to the average consumer, it did threaten anyone with an allergic sensitivity to any of these products. And the FDA recall notice included a warning that anyone with those sensitivities would "run the risk of serious or life-threatening allergic reaction if they consume these products." The products were distributed in California, Arizona, Virginia, New Mexico, Texas, Oregon, Ohio, and Pennsylvania through their retail and online store. And they included yogurt-covered almonds, dark chocolate walnuts, dark chocolate raisins, dark chocolate almonds, and dark chocolate apricots, along with tropical trail mix, and butter toffee. Now if you'll excuse me, I have a sudden, mysterious urge to go to a candy store. No reason. This one's a yogurt-covered recall that stretches over the border, from Canada to California. You see, back on May 10, 2024, Western Mixers Produce & Nuts, Inc. of Ontario, CA recalled its line of Yogurt Covered Pretzels, because the yogurt may have been contaminated with Salmonella. These pretzels were brought into the U.S. and sold as bulk goods (mostly those big, generic tubs of store brand candies) throughout California at Thorp Fruit, Down Home Goods, Smart & Final, and Gelson's supermarkets. According to the FDA recall alert, the Salmonella was detected during a routine sampling by an outside company that supplied the yogurt coating. And the company shut down production as soon as it was detected. If you're not familiar with it, Salmonella is a bacteria that gives you stomach-flu-like symptoms, like cramps, nausea, and diarrhea. Rarely, it can cause more serious complications. It typically comes from consuming raw meat or eggs, unpasteurized dairy products, contaminated fresh produce, or food that has not been properly handled. One of the largest recalls on this list, this 2024 recall saw the Palmer Candy Company issue a nationwide recall of its yogurt covered pretzels, along with a range of other candies like peanut butter snack mixes, white fudge cookies, and coated pretzel rods. Over 30 different confectionery products were involved in the huge recall, which was later upgraded to Class I due to its severity. The items went under 10 different brand names, including Freshness Guaranteed, Palmer, Sweet Smiles, Snackin' With The Crew, and Kwik Trip Inc. Like the Western Mixers recall, this one was also caused by Salmonella being detected by one of the suppliers involved. And again, thankfully, no illnesses were reported from consumers. According to the May, 2024 FDA recall notice, the white-coated candy was distributed in bags, pouches, and tubs at retailers like Walmart, HyVee, Target, and Dollar General. The candy was ultimately recalled from 17 states in total: Alabama, California, Florida, Illinois, Iowa, Kansas, Missouri, Nebraska, North Dakota, Oregon, Pennsylvania, South Carolina, South Dakota, Texas, Virginia, Wisconsin, and Wyoming. While many of the recalls we mentioned on this list ended up with just a brief interruption of production, this one had a longer-lasting result. On February 5, 2024, Rizo-López Foods recalled all of its yogurt and other dairy products because they had the potential to be contaminated with Listeria, which can cause listeriosis. The products included yogurt, cheese, and sour cream sold under the brand names Tio Francisco, Don Francisco, Rizo Bros, Rio Grande, Food City, El Huache, La Ordena, San Carlos, Campesino, Santa Maria, Dos Ranchitos, Casa Cardenas, and 365 Whole Foods Market. According to the FDA, the recall was prompted by the Hawaii State Department of Health's Food and Drug Branch discovering Listeria in a sample of the company's Aged Cotija Mexican Grating Cheese. The recall then spread to other products and areas of the company. 26 illnesses occurred across 11 states, with 23 people being hospitalized; two people later died. And after an investigation of the company by the FDA, in October 2024, Rizo-López was hit with a permanent injunction barring it from manufacturing and selling food products until they met the FDA standards. As of time of publication, the decree still stands. On January 19, 2024, Al Amir Fresh Foods of Milwaukie, Oregon, issued a recall of several products, due to undeclared ingredients. In this case, the Tzatziki Cucumber Yogurt was recalled due to undeclared milk, while the Classic Hummus Creamy Garbanzo, Harissa Spicy Hummus with a Kick, and Baba Ghannooj Grilled Eggplant hummus dip products were recalled due to undeclared sesame. This one seems to be mainly a mistake in packaging, as the yogurt labels already included sour cream and yogurt as ingredients, and they simply neglected to also list milk. Likewise, the other products listed tahini as an ingredient, which is made from ground from sesame seeds and which makes a great nutty mayo swap for potato salad, while neglecting to include sesame. So, it seems likely the company simply neglected to include those words on the ingredient list. The recalled products came in 8 ounce clear containers that were sold in Washington and Oregon up to January 17, 2024. A huge recall happened in December of 2023, when Quaker Oats issued a recall of their yogurt bars and variety packs due to possible Salmonella contamination. But the recall wasn't just for yogurt products, as it eventually grew to include over 40 kinds of cereals (including Cap'n Crunch and Quaker Oatmeal Squares), cereal bars, granola bars, and snack mix. So, basically every part of a balanced breakfast. The affected products were sold throughout the 50 U.S. states, Puerto Rico, Guam, and Saipan. And the recall was large enough that Quaker Oats set up a dedicated website for customers to see all of the recalled items, and to file for reimbursement (although it looks like that part has since been taken down). Customers were encouraged to destroy any item without eating it. It's not the first time the brand has had to recall products -- this instance was one of several Quaker Oats recalls that affected millions over the years. While you definitely want some bacteria in your yogurt to make it, well, yogurt, you definitely want the right kind of bacteria. For example, Lactobacillus Acidophilus, which can be used as a probiotic to encourage good bacteria in the body, is good. But Listeria is very, very bad. That's why, in November of 2023, Wilcox Ice Cream recalled all flavors of its yogurt, ice cream, and other products after a container of mint chocolate ice cream was found to be possibly contaminated with the possibly fatal germ Listeria monocytogenes. The recall came after the New Hampshire Department of Health found that the maker's Super Premium Mint Chocolate Chip ice cream tested positive for Listeria during routine testing in September of that year. The recall covered all brands and flavors of Wilcox brand yogurt, ice cream, and ice cream bars, as well as the Leonardo's brand of gelato. Listeria are bacteria that can be deadly to the elderly, babies, or those with weakened immune systems. Healthier people often suffer from short-term symptoms like fever, headache, abdominal pain and diarrhea. Luckily, no injuries or illnesses were reported from consumers, according to Wilcox. This one was focused on New England, as Sodexo Food Service locations in Massachusetts, New Hampshire, and Rhode Island issued a recall of over 36,000 pounds of Simply To Go Strawberry Yogurt Parfaits and Simply To Go Blueberry Yogurt Parfaits on May 9, 2023. The reason? Undeclared soy products, which could trigger allergic reactions in customers with soy sensitivities -- although luckily, no cases of injuries from the parfaits were reported. Incidentally, if you're trying to figure out how to find these kinds of dairy recalls, you might want to visit the website of the University of Wisconsin's Center for Dairy Research, which maintains a Dairy Recall Tracker. It's regularly updated with any new recall notices from the Food and Drug Administration, letting you find about any new food recalls quickly and easily. It's a handy tool that can help you figure out what dairy products should and shouldn't be in your fridge. On April 25, 2023, Ellenos Real Greek, LLC of Washington, recalled their Vanilla Bean Greek Yogurt, because it may have contained undeclared egg products. According to the FDA recall notice: "People who have an allergy or severe sensitivity to egg run the risk of serious or life-threatening allergic reaction if they consume this product." These 4 ounce yogurt cups -- one of the Costco recalls that affected millions -- were sold in Costco warehouse stores in Alaska, Oregon and Washington, with a best before date of 23 April, 2023 on the foil. No other Ellenos yogurts were affected in the recall, and even the marionberry yogurts that were contained in the same package were considered safe to eat. According to the FDA, the recall came when they noticed that several cups containing a bright yellow puree were discovered in the mix, which turned out to be a lemon curd yogurt that used egg products. (The vanilla bean version doesn't, and so doesn't list egg products on their ingredients list.) Essentially, it wasn't the product listed on the label. But actually, that lemon curd yogurt sounds delicious, too, assuming you don't have any sensitivities to egg products. Moving over to the granola aisle, on March 14, 2023, Clio Snacks recalled 581 cases of its Strawberry Granola & Greek Yogurt Parfait Bar due to possible contamination with Listeria monocytogenes. The cases were sold at New Jersey Walmart stores between March 5, and March 8, 2023. No illnesses were reported from customers. According to the FDA recall notice, the potential exposure to Listeria was at a third-party manufacturer's facility, where the strawberry parfait bars are produced, but that didn't handle any of the other flavors. This wasn't the first recall for Clio bars, as in 2021, the company issued a voluntary recall, writing on their recall site that "very small metallic fragments from a piece of production equipment may have made it into Clio Bars." And for something with "no added sugar," it sure seems like these bars had a lot of other things (possibly) added. But these are far from the only granola-related bars that have been recalled in the last several years. On December 16, 2022, Culture Fresh Foods offered a recall of their True Goodness by Meijer Oat-Based Plain Yogurt Alternative, after it was discovered that their oat-based product was actually almond-based, and therefore posed a risk to buyers with an almond allergy. And while almond allergies are a very serious problem, I do find it ironic that their non-dairy alternative was accidentally contaminated with another non-dairy alternative. (And honestly, both of those alternatives sound great if you don't have any dietary restrictions or sensitivities.) According to the FDA, the affected products were 24 ounce packages. This particular one also turned out to be significantly smaller than most of the other recalls on this list, as at least one news report said that only one lot of the yogurt was actually affected by the mistake. And instead of destroying the product, affected consumers were encouraged to return the product to Meijer stores for a refund. For more food and drink goodness, join The Takeout's newsletter. Get taste tests, food & drink news, deals from your favorite chains, recipes, cooking tips, and more! Read the original article on The Takeout.
CTV News
a day ago
- Business
- CTV News
Promotions, tariffs, price hikes: What's driving your grocery bill
Despite the annual pace of inflation cooling last month, Statistics Canada says consumers continue to pay higher costs for groceries as food prices rose faster in April than they did the previous month. A sign advising that products from the U.S. affected by a tariff will be marked with a symbol at the shelf is seen beside a display of Canadian products in a grocery store in Ottawa, on Wednesday, April 2, 2025. THE CANADIAN PRESS/Justin Tang
Yahoo
a day ago
- Business
- Yahoo
Pharma packaging meets tough regulations
In the highly regulated pharmaceutical industry, packaging plays a crucial role in ensuring the safety, efficacy, and compliance of medications. It is not just about containing the drug; it serves as a barrier between the product and external factors, such as contaminants, moisture, light, and air. But packaging in the pharmaceutical sector is far more than a protective covering—it must adhere to a stringent set of regulations that vary across countries. These regulations are designed to protect consumers, maintain product integrity, and prevent fraud. As the pharmaceutical sector grows, so too do the complexities surrounding its packaging requirements. Understanding the importance of pharma packaging is vital for manufacturers, suppliers, and consumers alike. For decades, packaging design, materials, and labelling have had to evolve to keep pace with increasing regulatory demands, new drug innovations, and changing consumer expectations. In this article, we'll explore the key regulations governing pharmaceutical packaging and examine how manufacturers are adapting to meet these tough standards. Pharmaceutical packaging is one of the most regulated areas in the entire manufacturing industry. The regulations that govern packaging are designed to ensure that products are safe for use and remain unaltered until they reach the consumer. These regulations focus on various aspects of packaging, including materials, labelling, and traceability. Most importantly, they protect against the risk of counterfeit drugs, a growing concern globally. In the European Union (EU), the regulations for pharmaceutical packaging are primarily governed by the EU's Good Manufacturing Practice (GMP) guidelines. These guidelines cover the entire lifecycle of a drug, from manufacturing to packaging, and require manufacturers to use packaging that maintains the drug's stability, safety, and efficacy. One of the most stringent regulations involves child-resistant packaging. This is required for products that could pose a poisoning risk, such as medicines containing high doses of analgesics, paracetamol, or opioids. In the United States, the Food and Drug Administration (FDA) plays a central role in overseeing pharmaceutical packaging regulations. The FDA enforces regulations concerning the packaging materials used in pharmaceuticals, ensuring that packaging does not interfere with the drug's quality. Similarly, the FDA's Drug Approval Process includes extensive testing for packaging to ensure that it meets requirements for tamper-evidence, labelling accuracy, and stability. Countries outside the EU and the US also have their own regulatory frameworks. Japan, for example, mandates that drug packaging must feature detailed instructions and warnings in both Japanese and English. Packaging regulations in China focus on the durability of materials, while India's packaging requirements include anti-counterfeit measures like holographic seals and track-and-trace systems. Navigating the complexity of these varying standards presents a challenge for global pharmaceutical companies. With the rise in global drug counterfeiting, pharmaceutical packaging has evolved to include several security features designed to protect consumers and ensure product authenticity. Packaging plays an instrumental role in preventing tampering, ensuring that medications reach consumers in their original, unaltered state. Tamper-evident features are a critical component of pharmaceutical packaging. These features make it apparent if a product has been opened or altered in any way. Common tamper-evident mechanisms include seals, shrink bands, breakable caps, and special adhesive labels. For instance, a bottle with a tamper-evident seal will show visible signs of damage if someone tries to open it. These features are essential to preventing fraud, which can lead to serious public health risks, including the distribution of counterfeit or substandard drugs. Beyond tamper evidence, the growing concern over counterfeiting has led to the incorporation of high-tech security features such as holograms, QR codes, and RFID (Radio Frequency Identification) tags. These innovations not only serve as a deterrent to counterfeiters but also allow for the traceability of medications from manufacturing to the point of sale. The track-and-trace system, mandated in some regions, enables regulators and pharmaceutical companies to trace a drug's path along the supply chain, ensuring that the product is authentic and has been stored and handled appropriately. As the pharmaceutical industry continues to face growing pressure to reduce its environmental impact, packaging is one area where significant improvements are being made. Pharmaceutical companies are increasingly exploring ways to reduce waste, lower carbon footprints, and use more sustainable materials while maintaining compliance with regulatory requirements. One of the primary concerns regarding the environmental impact of pharmaceutical packaging is the excessive use of plastic. Packaging waste, particularly from single-use plastic bottles and blister packs, contributes to environmental pollution. In response, many companies are now adopting eco-friendly alternatives, such as recyclable or biodegradable packaging materials. Some companies have even moved towards using plant-based plastics, which reduce reliance on fossil fuels and contribute less to pollution. In addition to choosing sustainable materials, manufacturers are focusing on improving packaging designs to minimise waste. For instance, reducing the size of packaging or opting for more compact designs helps to lower material consumption and the energy needed for production and transport. The growing use of minimalist packaging also aligns with broader sustainability trends and consumer demand for greener products. Regulations governing the environmental impact of packaging are already in place in many regions. The EU, for example, has introduced the Waste Framework Directive, which aims to reduce packaging waste and encourage the use of recycled materials. The directive is part of a broader effort to transition towards a circular economy, where resources are reused and recycled rather than disposed of. Pharmaceutical companies must navigate these regulations while ensuring that their packaging continues to meet safety and compliance standards. Pharmaceutical packaging is a critical part of ensuring the safety, effectiveness, and compliance of medications. From tamper-evident features to sustainable packaging solutions, pharmaceutical companies must adhere to an array of regulations that vary by region and product. These regulations are designed not only to protect consumers but also to ensure that drugs maintain their integrity from the manufacturer to the patient. As the global demand for medicines continues to grow, the pharmaceutical industry will face new challenges in packaging. However, with innovations in materials, security features, and sustainability, the industry is likely to evolve in ways that continue to prioritise both consumer safety and environmental responsibility. With regulatory bodies remaining vigilant and the rise of technology offering new solutions, pharmaceutical packaging will undoubtedly continue to meet tough regulations for years to come. "Pharma packaging meets tough regulations" was originally created and published by Packaging Gateway, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
National Post
2 days ago
- Business
- National Post
How to get your slice of the $500-million bread-fixing class-action settlement
Canadians who bought packaged bread in the past two decades may be eligible for a cash payout from a $500-million bread-fixing class action settlement. Article content Article content Earlier this month, the Ontario Superior Court approved the national settlement of a lawsuit that accused Loblaw Cos. Ltd. and its parent company, George Weston Ltd., of participating in an industry-wide scheme to fix the price of bread. Article content The Quebec Superior Court still needs to approve a second agreement applicable to residents of that province, during its next hearing on June 16. Article content Seventy-eight per cent of the funds are allocated to the Ontario class (covering all of Canada except Quebec), and 22 per cent to the Quebec class. Article content Eligible bread includes most packaged bread products found in grocery store aisles (e.g., sliced sandwich bread, buns, rolls). Article content Eligible claimants include individuals or businesses who purchased packaged bread, produced or distributed by one of the defendants, in Canada between Jan. 1, 2001 and Dec. 31, 2021. Article content Claimants to the Ontario settlement who bought the product for personal use must have resided in Canada (excluding Quebec) as of Dec. 31, 2021. Article content A claimant who received a $25 Loblaw gift card in 2018–2019 will still be eligible, but the gift card amount will be deducted from any payout. Article content Article content If you do not have receipts, you can still file a claim. The settlement does not require proof of purchase for claims up to a certain amount (typically $25), but you may be asked to provide details about where and when you usually bought bread.
