logo
#

Latest news with #gratitude

5 Money Challenges Wealthy Parents Face, According to Rachel Cruze
5 Money Challenges Wealthy Parents Face, According to Rachel Cruze

Yahoo

time5 hours ago

  • Business
  • Yahoo

5 Money Challenges Wealthy Parents Face, According to Rachel Cruze

If you're not wealthy, it's hard to feel bad for wealthy people. You may even experience a spell of schadenfreude — or joy at their misfortunes — but not much in terms of compassion. But problems are problems, and rich people have them just as those belonging to the middle class and under do. And this includes money problems. We see this profoundly in the realm of parenting as wealthy parents face some unique financial challenges with their kids. Find Out: Read Next: Financial expert Rachel Cruze recently tackled this issue in a YouTube video. What are these challenges and how do you address them in order to raise financially responsible and resilient kids? In a household where all your needs are fully met and then some, it can be easy for kids to take everything for granted and not experience gratitude. 'This heart of gratitude, of being present where you are, is such a model of your character,' Cruze said. 'Teaching our kids that — to be grateful — even like, making them say 'thank you' and understanding where things are coming from, and the fact that not everyone has what you have.' It's up to parents to exemplify gratitude and to encourage their kids to reflect on their good fortune. Learn More: Wealthy parents may not need their kids to do things around the house. Perhaps they themselves don't need to do things around the house to a great extent and can turn to housekeepers and nannies to keep things in order. Cruze believes that kids must be tasked with contributing to the home at a young age. 'There's something that happens when your kids have a level of responsibility — and it can be something small, like just keeping their room clean,' Cruze said. 'When they complete tasks, around the home, there is a level of confidence that actually gets put into your kids.' If money isn't a concern at all, your kids probably have more toys, more extracurricular activities and more opportunities than kids in homes where money is tight. They probably hear 'yes' a lot more frequently than they hear 'no.' Parents, as Cruze sees it, need to bring some discipline to the home by telling their kids 'no' in certain situations. 'When you have the ability to say no and to stand your ground, get the repercussions of the tantrum or whatever the thing is, it is so key, because our kids have to learn boundaries,' Cruze said. 'The idea that money is just limitless is not an option.' Most of us in today's digitally addicted society could benefit from a refresher on patience. And parents need to be teaching their kids that gratification isn't always an instant thing. We need to model patience by not succumbing to impulse buys, just as we need to discourage our kids from getting whatever they want when they want it. 'Having the patience to save up and pay for something is huge,' Cruze said. 'This is true as adults, but your kids should do the same. Have them have a goal of something that they're saving up for.' Cruze added that in her home, they do no-spend months. This is a great exercise for parents trying to raise financially responsible and savvy kids. Who wants to sit in disappointment? Not a grownup and certainly not a kid. But sitting in disappointment and accepting, without a fight, that you are not getting what you want, whatever that may be, or that you have failed, is crucial because disappointment is a part of real life. Kids who are, for lack of a better word, spoiled, may not have a lot of opportunity to sit with disappointment because their parents are so quick to clean up every mess and spare their kids from painful consequences. 'A lot of parents are 'snowplow' parents, meaning they go through and pave the way so there's no bumps, no grooves, no 'oh gosh, am I going to fall down?'' Cruze said. 'It's like this perfect slope for your kids to go down with no issues.' Life is not a perfect slope, even if you never have to worry about making money or building wealth. Ensure that your kids understand — and personally experience — this reality, otherwise they'll grow up without knowing how to get back up from a fall, financial or otherwise. More From GOBankingRates 8 Common Mistakes Retirees Make With Their Social Security Checks 7 Luxury SUVs That Will Become Affordable in 2025 This article originally appeared on 5 Money Challenges Wealthy Parents Face, According to Rachel Cruze Sign in to access your portfolio

Lead a Happier Life With These 7 Simple Daily Habits
Lead a Happier Life With These 7 Simple Daily Habits

CNET

time4 days ago

  • General
  • CNET

Lead a Happier Life With These 7 Simple Daily Habits

Leading a happier life might seem like a lofty goal, especially if you've been feeling down recently, but it is entirely possible with the right habits. Our moods are affected by everything around us, including the weather, light levels, the food we eat and even how much we move our bodies. While nobody is in a great mood all the time, these daily habits can help you to stay in a more positive mindset, no matter what setbacks life throws at you. If you want to pursue a happier life, try incorporating some of these ideas into your daily or weekly routine. The best part? All the habits on this list are absolutely free. Simple mental health habits to start using today 1. Make relaxation a routine Very few things in life are promised, but stressful times are all but guaranteed. There will be times when you feel overwhelmed or stressed out, but you can control how you respond to the strain. Implementing relaxation techniques into your daily routine can help you manage stress. Meditation is a popular way to relax as it can help reach a state of calm, decrease stress and improve your mood. Some people even use music to guide them through their meditation sessions. If meditation isn't your thing, deep breathing, reading or taking a hot bath are also popular relaxation techniques. No matter how you choose to relax, try to make it a habit. 2. Practice gratitude Including gratitude in your life is a way to create a positive outlook on your life. More than that, it has tangible benefits for your mental health, including reducing stress, lessening depression symptoms and boosting your mood. Gratitude is a simple concept but sometimes can be difficult to keep up with. Take time for self-reflection and share your gratitude with the people around you. If you like to journal, regularly write down a list of things you're grateful for.3. Value social interaction Sharing our time with others is sometimes just what we need to boost our mood or change our perspective on things. By making time for friends and family, you will decrease feelings of loneliness and ensure you have an emotional support system at your fingertips. If you can't regularly meet in person, text messages and Zoom calls are all meaningful ways to connect with others without actually seeing each other. The other side of valuing social interaction is knowing when you've had enough. Boundaries are an essential part of mental health that helps keep you from pushing yourself too far. Feel empowered to say no or move plans around when your body tells you to. 4. Take care of your physical health Mental health is directly tied to physical health. One cannot flourish without the other. The three main areas to target are sleep, nutrition and exercise. Let's dig into each target area: 5. Monitor your social media intake Our phones are our lifelines. Most of the time, they're beside us, keeping us connected to the outside world through calls, texts and social media. The hours spent scrolling through social media, comparing ourselves to the snapshot of perfection people post, can seriously impact our self-view and stain our mental health. Constant social media use has been linked to worsened anxiety and depression symptoms, feelings of inadequacy and unhealthy sleeping habits. You can use social media in a way that doesn't deplete your mental health. Use these tactics to make social media work for you: Don't start or end your day with social media. Put a limit on how long you can spend on social media. Use the time you used to spend on social media to do something that brings you joy or relaxation. 6. Journal your feelings Journaling is a powerful tool to cope with mental health disorders by working through emotions and channeling thoughts. A 2018 study found that journaling for 15 minutes each day significantly reduced stress and feelings of anxiety. Other research has linked it to helping work through PTSD symptoms or depression. There is no right or wrong way to journal. Many people journal daily, others may journal only when stressed or need to work through something. No matter how you use it, journaling is a way you can track your progress and growth throughout the year. Getty Images 7. Make yourself laugh Sometimes, laughter is the best medicine. When you're feeling stressed or down, do things that will make you laugh to reduce anxiety and stress. Watch your favorite TV show or movie to give your mood a boost or find the source within yourself. Sing while you're in the shower or dance while cleaning your home. Dancing reduces the stress hormone cortisol in the body. Improving your mental health is a journey. It doesn't happen overnight. You can make lasting tweaks to your well-being by intentionally adding habits to your routine.

Freedom isn't free: Honor those who never came home on this Memorial Day
Freedom isn't free: Honor those who never came home on this Memorial Day

Fox News

time5 days ago

  • General
  • Fox News

Freedom isn't free: Honor those who never came home on this Memorial Day

Memorial Day should make you a little uncomfortable. Because sacrifice should never be comfortable. But from that discomfort can come gratitude. And from gratitude, a commitment to live better—not in guilt, but in honor. And yet sadly, for most Americans, it merely marks the start of summer. It's beach chairs and burgers, sales and three-day weekends—a reprieve from work with little thought given to the sacrifice this day was meant to honor. But for those of us who've stood on foreign soil, witness to teammates who never came home, Memorial Day is a haunting—but beautiful— reckoning we face each year. There's a harsh truth about war that never leaves you: the fallen gave everything in an instant—and the living carry it for a lifetime. We, like other generations before us, have lost teammates, more than we care to count, some to bullets and bombs, others to the invisible wounds they carried back with them. Brave souls who gave everything—not for politics or glory—but for love of country and you. For an ideal, the American ideal of what we stand for and the potential of what we can become. And therein lies the covenant between the living and the fallen: they laid down their lives for a belief, an ideal—an unbreakable faith in us and our potential to become something greater. This is hard to explain to those who haven't served, and we don't blame anyone for that. Less than 1% of Americans serve in the armed forces today. Only about 5% of Americans have ever worn the uniform. Most live free of any direct connection to war. That's not a condemnation—it's a consequence of the freedoms we enjoy, protected by those willing to fight and die for them. But that disconnection has made Memorial Day more misunderstood and underappreciated with each passing year. One way to bridge that divide is to listen—to learn the stories of those who gave everything. This Memorial Day, FOX Nation is releasing a powerful new series, "The Unsung of Arlington," honoring five extraordinary Americans laid to rest at Arlington National Cemetery. From John Glenn to Jane Delano, their lives remind us what courage, sacrifice, and unwavering belief in this nation truly look like. The series doesn't just tell their stories—it keeps their legacies alive. If you've ever wondered how to honor the fallen, start by learning who they were. Memorial Day is not about glorifying war. It's about honoring those who gave up everything so the rest of us could live in peace, prosperity, and yes—comfort. It's about men and women like Darrik Benson (USN), John Brown (USAF), Shannon Kent (USN), Joshua Wheeler (USA), Edward Smith (USMC), and countless others whose names never made headlines but whose legacies live on in the quiet grief of Gold Star families and the unwavering loyalty of those who fought beside them. Memorial Day is not a celebration—it's a remembrance of both their sacrifice and the covenant left upon us. A day when the living should ask themselves one question: Am I living a life worthy of their sacrifice? No one is asking you to feel guilty. They fought so you wouldn't have to. But what they ask—what they hope—is that for one day out of the year, Americans pause to reflect on the cost of the freedoms they so casually enjoy. Reflect on the blessings of safety, security, and opportunity. Reflect on the cost paid by strangers so that your kids can play in the yard without fear. And maybe—do something more. Teach your kids about the meaning of the day. Toast to the fallen. Or simply take a moment of silence—real silence. That silence—that discomfort—is where gratitude begins. And from gratitude comes action. This Memorial Day, enjoy your freedom. But don't forget where it came from. It's not a holiday. It's a headstone. For those of us who came home, for those who never did, and for those who never had to go—it's a covenant. One that we, as Americans, cannot and must not ever break. Never Forget. Forever Honor. God Bless America. Mike Sarraille is host of the brand-new Fox Nation series "The Unsung of Arlington" available right now on Kirk Offel is a former Navy Submariner and Founder/CEO of Overwatch Mission Critical.

Boris & Carrie Johnson reveal adorable nickname for baby girl after surprise fourth child announcement
Boris & Carrie Johnson reveal adorable nickname for baby girl after surprise fourth child announcement

The Sun

time6 days ago

  • Entertainment
  • The Sun

Boris & Carrie Johnson reveal adorable nickname for baby girl after surprise fourth child announcement

the incredible NHS maternity team at UCLH. "They really are the most amazing, caring people. I feel such immense gratitude. "Now, can anyone recommend any good series/box sets to binge while breastfeeding? "Time for a drink". Romy Johnson Romy was born on December 9, 2021. A spokesperson for the couple shared the news, stating that Carrie had given birth to a "healthy baby girl" who was born in London. It took almost a week for details of the baby's name to be made public, with the couple finally deciding on Romy Iris Charlotte. Carrie revealed the name on Instagram, revealing little Romy was named after her aunt. She said: "Romy after my aunt, Rosemary. "Iris from the Greek, meaning rainbow, "Charlotte after Boris' late mum who we miss so much." Wilfred Johnson On April 29, 2020, Boris and Carrie Symonds welcomed their first child together, naming him Wilfred Lawrie Nicholas Johnson. The name Wilfred after Johnson's grandfather, Lawrie after Ms Symonds' grandfather. The name Nicholas was chosen in tribute to the NHS doctors who saved Johnson's life when he was in hospital with coronavirus. Stephanie Stephanie, who was born in 2009 - the product of an affair with art adviser Helen Macintyre. Stephanie is the third youngest of Johnson's children. At first, he denied paternity and wasn't named on the birth certificate. However, his relations were revealed after a 2013 court battle in which he sought an injunction to prevent her existence being reported. It is not believed her elder half-siblings or her father have anything to do with her. Theodore Apollo Born in 1999, he is the youngest of Johnson's children with ex-wife Marina. He went on to attend Cambridge University - whereas his dad went to their rival Oxford. In August 2020, he reportedly wrote a play on Brexit that included his father's part in the UK leaving the European Union. Cassia Peaches Cassia Peaches, born in 1997, is the third of Johnson 's children with Marina. She studied at the £18,000 per year Highgate School in North London. Like her father, she is a writer and during her time at the private school, she was a student editor of their alumni magazine Cholmeleian. Milo Arthur Milo Arthur, born in 1995, is the second eldest of the Johnson clan and the oldest of his boys His mum is Marina Wheeler. He was educated at Westminster School where he was said to excel at sports, which as of March 2024 costs £27,174 a year. Milo was also a keen cricket player and came runner-up in the Funaki prize, a long-running award for artistic endeavour. He went on to study at London's School of Oriental and African Studies which he graduated from in 2014. Following this he took up a five-month internship at men's magazine Esquire Middle East, based in Dubai. Lara Lettice Born in 1993, Lara is the eldest of Boris' brood and was conceived ahead of her parent's wedding. The MP married barrister Marina Wheeler in 1993 when she was pregnant with their daughter. Lara, who styles herself with the double-barrelled surname Johnson-Wheeler, is a writer, editor and broadcaster. Fashionista Lara has carved out an impressive journalism career - as well as writing for Tory mag The Spectator and British Vogue and arts reviewing for the Evening Standard. She was educated at Bedales which as of March 2024, costs £33,435 a year.

Son Surprises Parents with Generous Gift to Relieve Their 'Financial Burden' in a Huge Way (Exclusive)
Son Surprises Parents with Generous Gift to Relieve Their 'Financial Burden' in a Huge Way (Exclusive)

Yahoo

time24-05-2025

  • Business
  • Yahoo

Son Surprises Parents with Generous Gift to Relieve Their 'Financial Burden' in a Huge Way (Exclusive)

Sho Dewan paid off his parents' mortgage to honor their sacrifices Social media helped grow his company, providing the financial stability for his gesture His parents' unwavering support inspired him to pursue a career coaching business, WorkhapIn a heartwarming gesture, one son surprised his parents by paying off the remaining mortgage on his childhood home in Southern California. Sho Dewan's parents immigrated from Bangladesh when he was just 5 years old and worked tirelessly to provide for their family. They always supported his dreams and allowed him to follow his own path. Inspired by his father's advice to let his interests and strengths guide him, the 33-year-old turned his natural talent for job hunting and career coaching into a successful business. With Workhap in a strong position, Dewan was able to give back to the parents who sacrificed so much to raise him and his sister. 'My dad worked at KFC. He fried chicken, he mopped floors at 7/11,' Dewan tells PEOPLE exclusively. 'My mom worked at a casino her whole career… because those were, like, the first jobs you can get.' Before immigrating, Dewan's father was a mechanical engineer, and his mother was a teacher. However, after leaving Bangladesh, the couple had a tough time rebuilding their lives in America. 'They were doing anything - just to put food on the table and then save up,' he explains. 'So that was definitely a big factor in me doing this. I just want them to relax now, because I know the first few years of us being in the U.S., they couldn't.' With time, Dewan's father eventually went back to school, got a solid state job, and worked at the post office and a hospital. Now retired with a good pension, his parents live comfortably, but their grind during those first two decades was undeniable. 'It was just kind of always a dream of mine,' Dewan says of paying off his parents' house. 'I'd love to take care of my parents, because they took care of us.' Since starting his career coaching company, Workhap, in 2019, Dewan had dreamed about the possibility of giving back to his parents, who bought their home over a decade ago. He always told himself that if he and the business were financially stable enough, he'd go for it. Dewan knew he wanted his wife by his side when he told his parents the big news. The opportunity came when the couple, who wed in November 2024, was back in Los Angeles after spending some time in Hong Kong. While searching through a drawer, he came across an old Mother's Day card that read 'Best Mom Ever.' The letter felt like a sign, the perfect way to share the news with his parents. However, since they were meeting up a couple of weeks before Mother's Day, the timing made his parents a bit suspicious, leading them to believe it might be a pregnancy announcement. In the video, his wife even clarified that they just wanted to give them a thank-you card to avoid confusion. Still, his parents were expecting different news, so the actual surprise caught them completely off guard. 'We live in a very cozy home. It's a three-bed, two-bath, single-story, family home,' Dewan says, noting that it's in "a good neighborhood" with "good schools" nearby. His parents had already paid off more than half of their mortgage and locked in a great interest rate, at just under 3%. With rates now double that, there was never any pressure to rush, as they were in a good financial spot. As Dewan and his wife discussed the possibility of buying their own place, they decided it was more important to take care of his parents first. 'The mortgage is not crazy. But from my standpoint, both my parents are retired, so it's more like I'd rather just have them not think about financial burdens anymore,' he says. 'My dad gets a pension, my mom gets some social security. So it's more like, why don't they just live their life with the money that they have instead of thinking about the debt that they've accumulated.' Another reason Dewan decided to write the check, beyond honoring his parents for their sacrifices, was because they never pressured him to follow a specific path. His parents simply encouraged him to do well in school and choose a career where he could be great — advice that gave him the confidence to eventually start his own business. Their constant support and trust in his choices made him feel free to pursue what he truly wanted. "I'm a career coach. A lot of my clients who work with us need help with their careers and need my assistance for their job search," he says. "Social media, I mean, especially videos, have completely transformed my business and my life in general.' Dewan began his journey on LinkedIn around late 2018, sharing what he was learning in his HR role and as a former recruiter. At the time, he still had a full-time job he enjoyed, but as his posts gained traction, he decided to take a leap of faith and go all-in on Workhap. Many of his clients come to him feeling stuck in their careers. Dewan helps them define their goals and make purposeful pivots by focusing on the skills they want to use and the lifestyle they envision. It's not about landing a dream job right away, it's about finding work they enjoy that allows them to build a fulfilling life. 'If you really want an ideal career, it's often finding skills that are natural for you, that might not be so natural for anybody else,' he says. 'A lot of people say you should follow your passion, but I think it's more like follow your natural skills, and eventually those natural skills will turn to your passion because you're good at it.' The Forbes contributor didn't start Workhap to build a million-dollar brand. It was more about enjoying what he did and seeing a market for it. But now, as things have grown, he realizes there's a big opportunity and potential for success. "The only and sole goal – let's do things that I'm good at, that can help people, and now the fruits of our labor, for example, paying off our parents' house, that's a possibility because of this.' Read the original article on People

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into the world of global news and events? Download our app today from your preferred app store and start exploring.
app-storeplay-store