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‘I rent out my house and live in a van at weekends. It's paying off my mortgage'

‘I rent out my house and live in a van at weekends. It's paying off my mortgage'

Telegraph7 hours ago

Lottie Gross owns a four-bedroom house in south Oxfordshire, but spends most of her time living in a caravan.
The 34-year-old inherited the property from her mother in 2022, and decided to cover her bills and mortgage in an unusual side hustle.
'Last year, I trialled handing over the keys to lodgers while I spent two months living on the Continent. It was really successful and helped me pay my living costs, so I decided to do it again,' says Gross.
This year, the travel writer, who has written for The Telegraph, has agreed another short-term let and has packed up for a summer on the road that will take her to Scotland, the Cotswolds and Portugal. She'll sleep in her 30-year-old Eriba caravan.
Gross has a mortgage of £32,000 on the property after buying her brother's half share. But it was the increase in her other bills that led her to explore a different lifestyle.
'My water bill tripled this April from £20 a month to £60, add that to electricity, gas bills and my other costs, and it all starts to stack up,' she says.
She's not alone. Uswitch, the comparison site, reports that household bills take up more than 54pc of single people's monthly income. Council tax costs have risen, and single people pay above-average mortgage costs in the UK.
Financially, the gamble of swapping walls for wheels has paid off – the overhead of household bills and mortgage adds up to £900 per month, which is now covered by her lodgers. This, she admits, is a relief. By her own admission, travel guides are not enormously lucrative.
The caravan cost £5,000 and she doesn't pay road tax on it. There's also the petrol and the costs of parking and camping. Overall, she makes a small profit of £200 a month by doing the swap.
But for Gross, the real benefit is the change in her quality of life. 'I spend more time outside due to the limited space in the caravan, and my screen time has dropped,' she says.
'I've travelled to places I've always dreamed of, including the Outer Hebrides, and seen incredible things like deer swimming in the sea and otters mooching on the coastline.
'There are times it feels trying or exhausting – particularly in bad weather – but the reward of being outdoors so much, walking my dog in spectacular locations, is enough to tip the balance.'
Currently motoring through Scotland with her Manchester Terrier, Arty, Gross says she hasn't been lonely, explaining that companionship can be found if you make an effort. 'You just have to do the washing up to strike up a conversation with someone.'
There are, of course, downsides: 'My caravan is very small, which is fine when it's dry and beautiful outside, but when it rains it can feel a little limiting.'
'I make £300 a time. I didn't expect it to be so popular'
Gross isn't the only one who has been drawn by the chance to give up a home for time on the road.
Suzy Greenwood, 39, runs a guest house called Seaflowers, located near the Salt Path in Devon, and also has a job in PR.
Greenwood lives in a one-bedroom annexe attached to the guest house, which she rents out when it is full to make extra cash. During these times, she lives in her van, driving around the Devon countryside and parking up on the beach where she can and enjoying a simple life outdoors.
Keys are regularly handed over at just 45 minutes' notice, making her £300 a time. 'It's annoying, especially as bookings are often last-minute. But at the start I had no other option because I poured every last penny into the guest house renovation,' she explains.
'I didn't expect it to be as popular as it was, and when I realised what a money maker it could be, I continued.'
She moves out of her home to a VW van most weekends from April through to September and on public holidays. All this is helped by her preference for minimalism.
'I hate clutter, which helps. I use magnetic child locks on my wardrobe and cupboards and have a labelled kitchen cupboard for guests to use. I can be out and living in the van in three quarters of an hour,' she explains.
'To rent out the annexe and have somewhere to go, I bought a van for £16,370 last March. I took a £15,000 loan to buy it and had it paid off by August through guest bookings. It was a risk, but I calculated I could make enough money to pay it back from the revenue generated by renting the annexe and from guests at Seaflowers. Thankfully it worked,' she says.
'I can live on £15 per weekend in Devon'
Life wasn't always so flexible. In her mid-30s, she was stuck in a corporate job in London, working long hours and escaping to the coast at the weekends to sail. She realised that while friends were settling down or leaving the city altogether, her life in London was draining her, both financially and mentally.
In early 2020, she made a last-minute decision to pack a bag and head for Devon, where her parents had converted her grandparents' bungalow into a guest house.
She sold her flat in the capital and took out a large mortgage, along with a loan from her parents, who were retiring and happy to hand the business over. She then spent every last penny on renovations.
Bookings today are up – a full house with 14 people starts at £600 per night or £130 for room-only options – but costs are a challenge.
'My cleaning bill alone last month was £2,125. There's also a breakage from every guest stay, so I've learnt to be very careful in my financial planning,' she says.
Yet while those overheads have risen, her personal expenditure has gone down. 'I can live on £15 per weekend in Devon with a full weekend of activities – I eat eggs from my chickens and catch fish in the sea, a skill I've learnt since living down here. When I am out in the van, I hunt down free parking spots,' she says.
The ups overall outweigh the downs, she says. 'I love the freedom van life brings. It might seem like a crazy way to live to some, but I'm building a life of financial independence and adventure completely on my own terms.'
The transition hasn't always been easy – it has taken time to grow her confidence when living in the van. 'On my first trip in the van I opened the door to see a large axe lying outside. It scared the life out of me! It turned out the man parked next to me was just chopping wood for his wood burner and was perfectly friendly.'
Since moving to Devon, Greenwood has found a better lifestyle, like-minded friends and an improved work-life balance. Being single is the secret weapon – it has enabled her to be flexible at short notice and earn money by living between van and annexe.
Getting more adventurous with taking longer stints away in the van, she has accepted a full week's booking this summer for £850, meaning more time behind the wheel and parked up on the roadside.

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English town on the edge of the Cotswolds with award-winning pub and four huge festivals a year
English town on the edge of the Cotswolds with award-winning pub and four huge festivals a year

The Sun

time2 hours ago

  • The Sun

English town on the edge of the Cotswolds with award-winning pub and four huge festivals a year

THE Cotswolds are undoubtedly one of the prettiest places to visit in the UK - but there is one particular town on the edge of the region which is lesser known. Situated in the Evenlode Valley, Charlbury is a quaint Oxfordshire town with a number of festivals throughout the year. 4 One such festival - coming up on June 28 - is Charlbury Beer Festival. On June 28, the Cricket Club takes place with 60 cask ales and over 18 craft beers from local breweries as well as live performances. Another festival is the Riverside Festival, which BBC Radio 6 Music's Steve Lamacq, claims to be "one of the top festivals in the UK". The festival is free and family-friendly, with a range of different music including rock, indie, jazz and folk. The festival has a number of children's activities too. Arguably, though, the most famous festival in the town is Wilderness music festival. This year's line-up includes Aurora, Wet Leg and Annie Mac. In addition to a large musical line-up, there are also food-related guests such as Prue Leith. There is also a 'Talks, Comedy and Conversations' line-up including Great Company with Jamie Laing Live and Food Stories with Jay Rayner. Attendees can also partake in yoga and wellness sessions. Inside the coolest new place to stay in the Cotswolds In the town itself, there is a railway station that serves the London to Worcester mainline - making it easy to access. And traveller's can head to Charlbury Museum - which has five rooms full of exhibits telling the history of the ancient market town. For example, visitors can learn about the penny-farthing bicycle and see Victorian costumes. And if you fancy a tipple, The Rose & Crown is a multi-time CAMRA (Campaign for Real Ale) award-winning pub. The traditional spot is known for boasting a variety of real ales and hosts regular live music events including blues and country artists. 4 The pub itself dates back to 1688 and is often referred to locals as 'Rosie'. One visitor commented: " Fantastic traditional pub. We visited for the winter beer festival, what a great experience. "The pub was packed with 20+ beers on offer, a great selection with some very different and interesting ales. Other pubs in Charlbury include The Bell and The Bull. On the edge of the town is also Cornbury Park, which used to be one of the royal hunting lodges for the Wychwood Forest. Whilst the 16th century house is not open to the public, it does host a number of events throughout the year including Wilderness music festival. 4 For places to stay, there is TreeDwellers which The Sun's assistant travel editor Sophie Swietochowski stayed at the site last year. She said: "The newly opened TreeDwellers, buried in woodland near the Cotswolds village of Charlbury, blends almost seamlessly with nature. "It's seven wooden and copper treehouses are propped up on stilts, three-metres above the floor, and each features green, vegan handwash and eco-lotions that match the setting." If you really want to feel at one with nature, there are campsites in the area too. A woman recently visited the UK's best kept secret that feels like the Cotswolds without the price. Plus, The Sun's Caroline McGuire took her kids to the Cotswolds attraction that has cute farm animals, huge playground and nearby campsite. 4

Jamie Vardy joins James Maddison and Harry Maguire on holiday in Portugal as former Leicester team-mates stars enjoy some family time
Jamie Vardy joins James Maddison and Harry Maguire on holiday in Portugal as former Leicester team-mates stars enjoy some family time

Daily Mail​

time5 hours ago

  • Daily Mail​

Jamie Vardy joins James Maddison and Harry Maguire on holiday in Portugal as former Leicester team-mates stars enjoy some family time

There was a Leicester reunion in Portugal this past week as Jamie Vardy joined Harry Maguire and James Maddison on their holidays. The trio of former Foxes stars were joined by their families as they made the most of their summer break in the Algarve. Vardy's wife Rebekah posted a group photo from beachside restaurant Maria's, one of the most popular and scenic spots in the area for some sunset drinks. The Leicester legend drew the curtains on his 13-year chapter at the club last month, after announcing that he would be leaving as a free agent. He scored his 200th goal for the club in his final game, a 2-0 victory over Ipswich Town, and was given a memorable farewell by fans and team-mates. It came at the end of what had been a miserable campaign for the club, who were relegated to the Championship. Vardy was a key part of the Foxes side that shocked the world by winning the Premier League in 2016. Maguire and Maddison joined the club in the years that followed but were Leicester were never able to reach those dizzy heights again. Maguire went on to secure a £80m move to Manchester United, where he has experienced plenty of ups and downs over the past six seasons. Maddison joined Tottenham in 2023 and will no doubt be continuing to celebrate his side's Europa League triumph, which came against Maguire's Red Devils.

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