Prudential launches plan to provide customers with daily income during hospitalisation and recovery
PRUHospital Care360, a hospital income insurance plan, offers additional financial security and peace of mind
SINGAPORE - Media OutReach Newswire - 19 May 2025 - Prudential Singapore ("Prudential") has launched PRUHospital Care360, a hospital income insurance plan designed to provide financial support to individuals for their unexpected hospital stays and the subsequent recovery period. The plan provides a daily income if the life assured is hospitalised due to illness or injury, as well as lump sum benefits for post-hospitalisation recuperation and day surgery.
Dr Sidharth Kachroo, Chief Health Officer, Prudential Singapore, said: "Most people in Singapore have health insurance, but extended illnesses or injuries can result in periods of time where one cannot work, impacting your income. Unplanned hospitalisations entail additional expenses which are challenging for primary breadwinners with dependents, self-employed individuals and freelancers without fixed income. PRUHospital Care360 can provide individuals with the peace of mind knowing that they will have extra income to pay for unforeseen expenses."
According to data from the Ministry of Health in Singapore, the average length of stay in public hospitals is about 7 days[1]. Depending on the ward and hospital type, daily charges can range from less than a hundred to a few hundred dollars or more. Hospital income plans give customers the flexibility to use the payouts according to their needs. It can be used to replace income for their daily expenses or cope with non-medical expenses such as caregiver help or home modifications to assist with rehabilitation.
Besides standard benefits like daily hospital income, PRUHospital Care360 is a unique plan that offers additional income for hospital stays due to an accident as well as infectious disease.
In addition, PRUHospital Care360 policyholders can access a range of value-added services with partner healthcare institutions to help them access quality healthcare more seamlessly. These include health screening and vaccination packages, chronic care management programmes, traditional Chinese medicine treatment[2] and teleconsultations to manage their health better.
Added Dr Kachroo: "Healthcare extends beyond coverage, and it is also about enabling people to proactively manage their wellbeing. We offer easy and affordable access to health screening and vaccinations to support preventive care and ongoing health maintenance. This approach contributes to a healthier population, reduces long-term healthcare costs and helps people live well for longer."
Highlights of PRUHospital Care360:
Daily Hospital Income Benefit: Daily income for each day of hospitalisation due to an illness or injury, up to the maximum of 500 days for each illness or injury.
Daily ICU Income Benefit: Daily income for each day of hospitalisation in the Intensive Care Unit (ICU) due to an illness or injury, up to the maximum of 30 days for each illness or injury.
Daily Accidental Hospital Income Benefit: Daily income for each day of hospitalisation due to an injury, provided that the life assured is hospitalised for at least three days. The benefit is payable up to the maximum of 30 days for each injury.
Daily Infectious Disease Hospital Income Benefit: Daily income for each day of hospitalisation due to one of the 21 covered infectious diseases, up to the maximum of 30 days for each infectious disease that is diagnosed.
Homecare Benefit: Lump sum payout to support post-hospitalisation care at home.
Day Surgery Benefit: Lump sum payout for eligible day surgery procedures.
Customers will only need to answer three health questions to apply for PRUHospital Care360 instead of undergoing the full underwriting process.
For more information on PRUHospital Care360, please refer to:
https://www.prudential.com.sg/phc360.
Hashtag: #Prudential #PRUHospitalCare360
https://www.prudential.com.sg/
https://www.facebook.com/PrudentialSingapore/
https://www.instagram.com/prudentialsingapore/?hl=en
The issuer is solely responsible for the content of this announcement.
About Prudential Assurance Company Singapore (Pte) Ltd (Prudential Singapore)
Prudential Assurance Company Singapore (Pte) Ltd is one of the top life and health insurance companies in Singapore, serving the financial and protection needs of the country's citizens for 94 years. The company has an AA- Financial Strength Rating from leading credit rating agency Standard & Poor's, with S$57.7 billion funds under management as at 31 December 2024. It delivers a suite of well-rounded product offerings in Protection, Savings and Investment through multiple distribution channels including a network of more than 5,400 financial representatives.
Prudential Singapore
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Zawya
a day ago
- Zawya
The flagship imoo Watch Phone X10 Launches in Singapore: The Ultimate Worry-Free Children's Watch Phone for Busy Parents
SINGAPORE - Media OutReach Newswire - 9 June 2025 - Imagine a smart device that lets you seamlessly track your children's health, mood, and whereabouts – and get in touch with them instantly via video call, even when they're in the swimming pool. The imoo Watch Phone X10, with its innovative Flip and detach camera, makes all this possible. imoo, a global pioneer in the children's watch phone segment, is bringing this flagship watch phone to families in Singapore. With a mission is to leverage technology to transform the lifestyle of children worldwide, imoo has nearly 10 years of research and development experience creating high-quality, trendsetting smart products, enriching children's lives. Its flagship Watch Phone X10 tailors five key standout and advanced features of leading watch phones specifically for young users. Besides real-time video and voice calling and instant messaging, the imoo Watch Phone X10 brings high-quality 20-meter water resistance, ensuring it can accompany children everywhere. It also incorporates industry-leading location tracking, sport motivation, and health monitoring technologies, helping families stay connected and giving parents peace of mind. The "Bump and Add Friends" feature gives children a seamless solution for staying in touch with friends. By simply bumping their watches together, children can instantly add new friends after parents' permission and start chatting. The watch phone is also equipped with imoo's advanced flip and detach camera, a feature already beloved by children around the world. Earlier this year, the Singapore Ministry of Health (MOH) Ministry of Education (MOE) and Ministry of Social and Family Development issued a joint statement which said that inactive lifestyles and excessive screen time are among the health risks children in Singapore face today. The government's Grow Well SG initiative sets out guidelines for families to adopt healthy screen use habits. And the imoo Watch Phone X10 can help families to achieve this. imoo strives to provide a healthy technology experience for children. Its products are designed exclusively for children. Children love how imoo Watch Phones can transform their lifestyles, and parents trust their safety features and high-quality technology. Keeping Families in Touch – with Real-time Voice and Video Calls From morning to night, the imoo Watch Phone X10 is a child's fun companion and guardian. It makes it easy for parents to stay in touch with their children. When children sleep over at grandma's house, parents can send a short text message at bedtime to gently remind them to brush their teeth and wish them goodnight, and the child can quickly reply using the 1.6" OLED touchscreen. When they ask permission to eat over at a friend's house, parents can respond with a quick video call. Parents can switch views remotely during video calls, using the front camera to see their child's face while the rear camera lets them see their child's 360° surroundings. Keeping Time During Every Adventure – with Water Resistance up to 20m. Whether it's a family outing to a water park during school holidays, swimming lessons, or simply braving Singapore's thunderstorms, the imoo Watch Phone X10's water resistance up to 20 metres ensures children can keep their watch on. The water-resistant components and proprietary sealing technologies deliver superior water protection and enhanced durability. Keeping Children Safe – with Floor-Level Positioning As a child heads out the door in the morning — whether to school or a weekend playdate at a friend's house — the imoo Watch Phone X10 is following their every step via a Qualcomm 4100 chipset and 4-mode, 27-band global coverage, ensuring reliable and stable watch connectivity. Using the imoo APP, parents can see their child's real-time location, down to the floor-level that they are on, and see whether they are travelling on foot, by bike, or in a vehicle. And they will know when their children have safely arrived at their destination. Keeping Children Inspired and Socialised – with "Bump and Add Friends" and Dual Camera Friendship comes naturally to children, but they often lack a simple, safe way to stay in touch. The imoo Watch Phone X10's "Bump and Add Friends" feature is perfect for social settings such as parks, residential communities, or school playgrounds, where children meet and make friends. It encourages healthy and safe social interactions while allowing parents to feel reassured that their child's contacts are controlled and secure. With a 5MP front camera and an 8MP rear camera, the innovative detachable Dual Camera is also a great tool for children to exercise their creativity and capture the world through their own eyes. With a simple 180◦ twist and push, the watch face will detach from the strap, giving kids the freedom to play with creative photography angles. They can give their imagination free play as they capture fun memories of school field trips and family vacations from unique perspectives. For added convenience, all the photos and videos they take with the watch phone can be sent to their families and friends. Built to Last – with Certified Durability and Trusted Protection The imoo Watch Phone X10 is engineered with exceptional quality, backed by over 150 rigorous lab tests, including 60,000 rotating axis tests, 60,000 flips, 20,000 micro-drops, and 10,000 plug-and-pulls, to ensure everyday resilience in children's hands. Keeping up with real-world messes, imoo's advanced stain-resistant coating lets kids play freely, everyday dirt and mud can be simply rinsed away with water. The imoo Watch Phone X10 also takes privacy seriously. imoo's secure data encryption system, developed in accordance with GDPR, protects personal information across the watch, cloud, and parent app—so families stay connected, safely. Get motivated through sports – with Professional Data Tracking Fuel your child's passion for staying active by celebrating every milestone in their sports journey. The imoo Watch Phone X10 offers professional sport data tracking, including real-time heart rate monitoring, workout duration, and calorie burn, helping kids stay focused and excited about every move they make. With built-in sports modes, the imoo Watch Phone X10 turns daily exercise into a fun, rewarding adventure, encouraging long-term healthy habits. Price and Availability Starting 6 June 2025, the imoo Watch Phone X10 is available in Singapore. See the imoo Official Store for more information on where to buy. Hashtag: #imoo The issuer is solely responsible for the content of this announcement. About imoo imoo is a global brand focused on creating high-quality, trendsetting smart products for children, with a mission to leverage technology to transform the lifestyle of children worldwide. The company has devoted more than a decade to technology R&D, precision manufacturing, supply chain management, quality control, big data analysis and consumer research. Today, more than 50 million children around the world use imoo Watch Phones. imoo complies with international standards and has obtained ISO 22810 certification with a quality management system that includes over 150 quality checks. Its watch phones have also been designed, tested, and certified according to EU GDPR regulations. The imoo APP is a Trusted Privacy certified App. imoo
Zawya
5 days ago
- Zawya
Adrien Gagnon and ESDlife Survey Reveals: Nearly 60% Suffer from Both "Trouble Falling Asleep" and "Waking Easily"
Over 80% of Employees Take Sick Leave Due to Sleep Deprivation; Mondays Are the Most Popular 'Sickie' Days Economic downturn: 91% of respondents feel stressed from work and life 81% report frequent awakenings; 64% have trouble falling asleep – two distinct sleep problems, doctor explain 78% say stress impacts sleep quality 80% hope to resolve both types of sleep problems; 85% seek long-term sleep solutions Dual Action Release health supplements suggested by pharmacist to tackle both sleep problems HONG KONG SAR - Media OutReach Newswire - 5 June 2025 - As the economic outlook remains gloomy, stress levels among Hongkongers continue to rise. A recent survey shows that many locals feel overwhelmed by stress, which disrupts their sleep and creates a vicious cycle that severely affects both their emotional well-being and physical health. In light of this, Adrien Gagnon commissioned ESDlife to conduct the "Hong Kong Sleep and Stress Survey" in May 2025. The online survey interviewed 540 respondents in Hong Kong to examine sleep challenges and stress triggers. The goal was to raise awareness about sleep health and stress management, and to guide the public toward natural, long-lasting solutions to improve both "difficulty falling asleep" and "waking easily." 81% of Workers Skip Work Due to Sleep Deprivation Mondays Most Common for Sick Leave as Employees Create Their Own Mini-Holidays Under mounting pressure, many employees admit to "calling in sick" just to take a breather. The survey reveals that 82% have considered taking sick leave simply to avoid work. Among them, 81% cited sleep deprivation, while 64% blamed overwhelming stress. Additionally, 64% of respondents reported having at least one "sickie" impulse per month, a sign that stress has deeply impacted their mental and physical health. When asked about their preferred sick days, the top choices were Mondays (43%), after long holidays (25%), Fridays (24%), the day after working overtime (24%), and rainy or cold days (18%). (See Table 1) 64% Struggle to Fall Asleep, 81% Wake Easily Nearly 60% Suffer from Both Sleep Problems; 80% Seek Dual-Solution Treatments Sleep problems top the list of modern-day work-life struggles. Among respondents, 64% reported trouble falling asleep, and a significant 81% said they wake up easily. Almost 60% experience both sleep problems simultaneously. However, 77% said they lack effective methods to address both sleep problems at once. A full 80% expressed a desire for dual action release solutions. Psychiatrist Dr. Ka Yau Wong, Raymond explained: "Difficulty falling asleep and waking easily are two different sleep disorders. Difficulty falling asleep is usually stress-related, while waking easily may be linked to melatonin levels. Melatonin is only released in the dark, its production decreases with daylight or screen exposure. Dual action release melatonin supplements can provide extended support by releasing melatonin in two phases, helping the body fall asleep faster and stay asleep longer. To tackle both sleep problems effectively, one must manage stress and regulate melatonin to improve the sleep cycle and overall sleep quality." 91% of Hongkongers Suffer from Stress Due to Work and Life Pressures 87% Say Stress Affects Their Sleep Quality Beyond sleep problems, the primary reason workers want to skip work is stress. The survey found that 91% of respondents are currently dealing with stress from work and life, and 83% reported a sense of helplessness. This highlights the prevalence of stress among Hongkongers. Stress was shown to cause sleep problems (78%), irritability (58%), loss of motivation (40%), lower work efficiency (34%), and even social withdrawal (33%) (see Table 2). Alarmingly, 76% of respondents felt more stressed this year than last, yet 40% admitted they are not addressing it and simply hoping it will resolve itself. Meanwhile, 87% noted that stress has negatively impacted their sleep quality. Dr. Wong warned: "Stress-related sleep problems needs timely attention. Prolonged avoidance of stress without proper relief could worsen the condition, increasing the risk of anxiety, depression, and further deterioration in sleep quality." 85% Seek Long-Lasting Sleep Solutions Pharmacist Recommend Dual Action Release Supplements for Dual Sleep Problems With nearly 60% experiencing both difficulty falling asleep and waking easily, 85% of respondents said they are looking for long-lasting sleep solutions. Registered pharmacist Mr. Ian Cheung advised: "Those dealing with dual insomnia problems may benefit from melatonin supplements with a 'dual action release' formula for comprehensive effect. These supplements provide an initial fast release to help you fall asleep, followed by a slow, sustained release that maintains melatonin levels overnight, tackling both early and mid-sleep disturbances. Some dual action release melatonin products combine Western herbal ingredients to address stress-related insomnia. If your sleep problems are caused by stress, consider formulas that include calming Western herbs." Nearly 60% Are Aware of Western Herbs for Stress Relief 72% Will Consider Herbal Supplements for Stress Reduction When it comes to stress and sleep improvement, most respondents prefer natural solutions. "Western herbs like Eschscholzia californica and Hops are scientifically proven to ease stress and anxiety," Cheung explained. "They can help improve sleep quality and are suitable for those who prefer natural remedies. Reducing stress naturally can prevent work avoidance and maintain daily function." The survey also revealed that 59% of respondents were aware that Western herbal supplements can aid in sleep and stress relief. When selecting health supplements, 63% prefer Western brands, and 72% are willing to try herbal ingredients for stress relief. Cheung added, "If symptoms persist despite using natural products, professional medical consultation should be considered." For more information, please visit: Appendix Table 1: Most Popular Days for Taking Sick Leave ("Sickies") Most Popular Days for Taking Sick Leave ("Sickies") Percentage Monday 43% After long holidays 25% Friday 24% Day after working overtime 24% Rainy/cold days 18% Wednesday 15% Meeting-heavy days 11% Thursday 9% Deadline days 8% Tuesday 7% * M ultiple answers allowed Table 2: Impact of Stress on Sleep and Daily Life Stress Symptoms Percentage Sleep problems / insomnia 78% Irritability 58% Wanting to skip work 47% Loss of motivation 40% Lower work efficiency 34% Social withdrawal 33% * M ultiple answers allowed Table 3: Key Factors in Choosing Western Herbal Supplements Consideration Percentage Product safety and certification 28% Ingredient transparency 22% Effectiveness & longevity (e.g., dual action release) 11% * M ultiple answers allowed Hashtag: #AdrienGagnon The issuer is solely responsible for the content of this announcement. About Adrien Gagnon Founded in 1946 by renowned naturopathy expert Mr. Adrien Gagnon, the ADRIEN GAGNON brand is one of the renowned and sizable natural health companies with long history in Quebec, Canada. With more than 160 products on the market, ADRIEN GAGNON brand is synonymous with high quality and has repeatedly set the bar for superior health products in terms of value, selection and brand recognition. ADRIEN GAGNON's plant in Canada is accredited with Good Manufacturing Practice (GMP). ADRIEN GAGNON has become one of the trusted health supplement brands About ESDlife ESD life, a joint venture of CK Hutchison (formerly Hutchison Whampoa) and Hewlett-Packard HK SAR, operates the award-winning website ( and establishes it as one of the most popular and trusted online lifestyle media in Hong Kong. The online platform of ESD life is furnished with a wide range of lifestyles information under the categories of Wedding, Family, Health and Anniversary. In addition to the prominent No. 1 position of its Wedding Channel in Hong Kong, an e-commerce platform is provided to consumers by offering medical check-up ordering services. ESD life also delivers integrated marketing and digital solutions to diversified corporate clients. Adrien Gagnon
Khaleej Times
6 days ago
- Khaleej Times
Director RS Prasanna says 'Sitaare Zameen Par' is an 'honest film'
Director RS Prasanna has shared his excitement and insights about his upcoming film Sitaare Zameen Par, which stars Bollywood superstar Aamir Khan and actress Genelia Deshmukh in the lead. The film, set to release on June 20, 2025, has already generated buzz, especially after the release of its trailer in May. Sitaare Zameen Par is a sequel to Khan's 2007 film Taare Zameen Par. The film faced criticism for perceived similarities with the international film Champions, a remake of the Spanish drama Campeones. Yet, Prasanna remains confident in his film's unique approach and powerful message. "... the core emotion comes from Taare Zameen Par. The thought and the mindset began with that film," he said. "Hopefully, this picture will take that thought and mindset in a new direction." The director revealed how the idea of Sitaare Zameen Par came about, recounting a personal memory from 2007 when Aamir Khan won the Best Debut Director award for Taare Zameen Par. "As we began pre-production, I kept referencing Taare Zameen Par," he shared, adding, "Aamir Sir and I often discussed scenes from that film. One day, he suggested that we view Sitaare Zameen Par as an extension of that emotion. It was a natural progression." Sitaare Zameen Par casts actors with special needs, including individuals with Down's syndrome and autism. "...They're the true heroes of this film," he said. "We couldn't have made this film without them." The director elaborated on the challenges and joys of working with these exceptional actors. "It was not difficult to direct them. They were the ones who directed us," Prasanna admitted, adding, "They taught us how to interact with them. All we needed to do was guide them on technical aspects like camera angles and lighting. Their acting was natural, real, and powerful. They made the set a better place." Prasanna also highlighted the role of casting directors Tess Joseph and Anmol Ahuja in the lengthy audition process, which included over 2,500 auditions and workshops. Prasanna was all praise for Aamir Khan, describing him as not just a star but also an ideal collaborator. "There is something called Aamir magic," the director said. The film, scheduled to release on June 20, 2025, follows the story of a basketball coach who works with a group of individuals with intellectual disabilities. ANI
