The 10 healthiest dog breeds that won't need constant trips to the vet
Everyone knows that getting a dog is an investment. Your new furry friend can bring plenty of joy to your life, but they come with plenty of bills too. Food, vaccines, toys and of course, the dreaded vet bill can all add up pretty quickly and leave your wallet feeling much lighter.
However, there are certain breeds of dog which are less prone to illness, which could save you some cash if you decide to invest in one of these charming canines. According Dr Liza Cahn, a veterinarian at Embrace Pet Insurance, there are 10 different breeds which are less likely to see you spending half your life at the vet.
Australian Cattle Dog
Starting off strong, the Australian Cattle Dog is known to be a hardy breed. These working dogs are incredibly high energy and need an owner with plenty of time to tire them out on walk, but they are not prone to disease.
Dr Cahn told thepioneerwoman.com that these dogs make great pets: 'Australian Cattle Dogs are built for endurance and benefit greatly from an active lifestyle.'
Border Collie
Another working breed that is known for its health is the Border Collie. These dogs are not only one of the smartest breeds, but their drive for work and exercise means they're more likely to stay strong as they age.
Australian Shepherd
Next up is another Aussie breed – the Australian Shepherd. These beautiful dogs are famous for their gorgeous coats and as working dogs, they are bred to be resilient.
Siberian Husky
Huskies can be a lot of work – their thick double coats need regular grooming to stay in tip top condition, but they are also one of the healthiest breeds you can get.
Dr Cahn said: 'Bred for cold climates and tough physical tasks, Huskies have evolved into a naturally strong and hearty breed.'
Basenji
These quirky canines are not only a healthy breed but a quiet one too. Due to the structure of their vocal chords this working breed physically cannot bark which makes them great for someone who wants a quieter pet.
Shiba Inu
These dogs are an ancient breed, and known to be healthy because of their strong genetics. Their unique fox-like appearance and relatively small size make them a popular breed.
Beagle
Beagles are another active breed, originally bred for hunting which makes them one of the healthier canines. Dr Cahn said: 'As active hunting dogs, Beagles stay fit, contributing to their overall robust health.'
Labrador Retriever
This breed is a family favourite for their friendly and lovable nature but they are also a relatively healthy dog.
Although they require a proper diet and regular exercise they can thrive. However, they do require maintenance to prevent joint issues which can become a problem.
Cocker Spaniel
These smaller dogs are a popular and healthy breed as their size makes them less likely to develop problems. However, their ears require regular grooming to prevent infections.
Mixed-breed dogs
Mixed-breeds like Labradoodles often benefit from 'hybrid vigour,' according to the vet, which means their genetic diversity lowers the risk of inherited conditions. Read More Aroma Fills A Void In New York's Chelsea For Great Indian Cuisine
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Embrace Pet Insurance review 2025
Embrace rating: 4 out of 5 stars Best for: Discounts for healthy pets Pet owners will appreciate Embrace Pet Insurance for its ample coverage and below-average, competitive costs. Unfortunately, coverage for vet exam fees and prescriptions require buying add-ons, but, in general, Embrace provides wide-ranging coverage features. Embrace also stands out for its Healthy Pet Discount Program, which automatically applies a 5% discount in the first year if your pet's claims are less than $300. There's a 10% discount in the second year for low claims as well as a 10% discount for insuring multiple pets. Learn more: How does pet insurance work? A complete guide. Pros An unlimited annual coverage option is available. Costs are below the average in our analysis. Preexisting conditions are covered if the pet has had no symptoms or treatment for one year. Behavioral therapy and alternative therapy are covered, including hydrotherapy, acupuncture, physiotherapy, therapeutic laser treatment, and chiropractic. Cons There's a six-month waiting period for canine orthopedic problems, but getting an orthopedic exam will reduce it to 14 days. You have to buy add-ons to get coverage for vet exam fees and prescriptions. Prescription food and supplements are not covered. Consider these essential features when comparing pet insurance policies. Annual maximum limit choices: $2,000, $5,000, $8,000, $10,000, $15,000, Unlimited Deductible choices: $100, $250, $500, $750, $1,000 Reimbursement choices: 70%, 80%, 90% For accident coverage: Begins at 12:01 a.m. ET the day after you purchase a policy For illness coverage: 14 days Special waiting period: six months for canine orthopedic conditions, which can be reduced to 14 days with an orthopedic exam Minimum pet age: 6 weeks Maximum pet age: None Embrace Pet Insurance offers extensive coverage under its accident and illness plan. Here are highlights of the coverage in the base policies (without add-ons). The accident and illness policy covers the following conditions (annual limits, reimbursement, and deductible vary based on the coverage you choose): Hereditary and congenital conditions such as cherry eye and Wobbler syndrome Diagnostics such as X-rays and ultrasounds Dental accidents and illnesses Cancer Behavioral therapy Alternative therapy Euthanasia when needed for humane reasons The accident-only plan provides up to $5,000 in reimbursement, has a $100 deductible, and covers accidents such as the following: A torn cruciate ligament Swallowing a foreign body Getting hit by a vehicle Poisoning Cuts and lacerations Prescription medicine for conditions covered by the policy (except in New York) Bloat Embrace's Wellness Rewards program is an optional add-on to its accident and illness policies that functions much like a savings account for routine screenings expenses and preventive pet care. It's not an insurance policy, so there are no deductibles or copayments. You can choose from three benefit amounts: $300, $500, or $700 per year. You can access the funds from day one, but overall, the advantages of using this plan are minimal. Your monthly payments over the year will equal the full benefit amount minus $25 that Wellness Rewards kicks in. You may find that the $25 in savings isn't worth the paperwork, and unused funds don't roll over at the end of the plan year. So if you have $150 left at the end of the year, you lose that money. Embrace's Wellness Rewards plan can be used for the following types of care and doesn't have per-item limits: Routine wellness exams Vaccinations Blood and fecal tests Spaying/neutering Microchipping Routine dental cleaning Grooming Flea, tick, and heartworm prevention Routine gland expression Alternative treatments, nutritional supplements, and prescription pet food Training Cremation and burial Learn more: Your guide to what pet insurance covers Embrace does not cover preexisting conditions. It defines a preexisting condition as 'any injury, illness, or abnormality noticed by you or your veterinarian before your policy started, even if your pet never went to see the vet for it.' However, if your pet has a curable preexisting condition and remains symptom-free and treatment-free for a year, Embrace will cover the condition if it returns. All Embrace policies include access to a 24/7 pet helpline through partner PawSupport. PawSupport's staff can help with making decisions about your pet's care, but cannot diagnose conditions or prescribe medication. 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Embrace's policy with $5,000 in annual coverage costs 7% less than the average in our evaluation. For unlimited annual coverage, Embrace Pet Insurance costs 17% less than the average in our evaluation. Yes, Embrace offers a 10% discount if you insure more than one pet. This is comparable with other insurers' multi-pet discounts, which are usually 5% or 10%. No, you must pay your vet and then submit a claim with Embrace. However, if you expect a large bill, you can try asking for a special arrangement ahead of time. Learn more: Pet insurance that pays the vet directly: How does it work? Here's what to know about filing claims with Embrace: To make a claim: You must submit an itemized invoice for your pet's vet visit and a completed claim form when submitting a claim by email, fax, or mail. Reimbursements are paid by check or direct deposit. To submit claims quickly: Log in through the MyEmbrace online customer account, provide the requested information, and upload your invoice. This method doesn't require submitting a claim form. To receive reimbursements faster: Enroll in direct deposit through your online customer account to receive reimbursements within one to two business days after a claim is processed. If your claim is denied: You can appeal the decision. The appeal process will be outlined in your policy document. You must submit claims within 60 days after the end of your policy's term. Embrace processes accident and illness claims within 10 to 15 business days. It processes Wellness Rewards claims within five business days. Claims will be delayed if you do not submit all necessary information. The highly rated Embrace Pet Insurance app makes it easy to manage your policy. You can check your coverage and see remaining limits, submit and view claims, add pets, change coverage, update billing information, and send messages to the claims team. 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Traveling With Pets: Tips To Make It Easy
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