&w=3840&q=100)
Market volatility nudges customer preference away from ULIPs in Q4FY25
The benchmark Nifty50 index fell almost 17 per cent amid sell-off by foreign investors, weak corporate earnings and global uncertainties due to the US tariffs
Mumbai
Listen to This Article
Amid increased volatility in equity markets, customer preference is likely to have moved away from Unit Linked Insurance Plans (ULIPs) in the last quarter of FY25.
For SBI Life Insurance and ICICI Prudential Life Insurance, the share of ULIPs in the product mix has reduced in the January-March quarter of FY25 (Q4FY25) from the year-ago period, while the share of traditional products increased.
ULIP is an insurance product which offers both the benefits of investment and insurance to fulfil long-term goals. The premiums for ULIPs are divided towards life insurance coverage and the remaining part for investment in market-linked funds
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Hans India
an hour ago
- Hans India
Trade Setup for June 6: Nifty eyes RBI cue to breakout towards 25,000+
Indian equities saw a volatile but rangebound session on June 5, with the Nifty 50 closing at 24,751, up 131 points. Despite midday gains of nearly 200 points, the index gave up most of them before ending higher. Support at 24,500 remains strong, keeping the bullish bias intact. 🔑 Key Technical Levels Support: 24,500 Immediate Resistance: 24,900 Breakout Trigger: Sustained close above 24,900 could open doors to 25,000+ 🏦 Eyes on RBI Markets are pricing in a 25 bps repo rate cut by the RBI on June 6 — the third cut this year. A deeper cut could spark bullish sentiment and push Nifty past its current ceiling. 💹 Sector & Stock Highlights Outperformers: Realty, Pharma, Healthcare Underperformers: PSU Banks, Auto, Media Top Gainers: Eicher Motors, Trent, Dr Reddy's Top Laggards: IndusInd Bank, Tata Consumer, Axis Bank Buzzing Stocks: Reliance Industries (+1%) on JPMorgan upgrade DLF, Godrej Properties on continued realty rally Hindustan Zinc (+6%) amid record silver prices 📊 Broader Market Trends Nifty Midcap 100: +0.53% Nifty Smallcap 100: +0.96% (4-month high) 📉 Analyst Views Golden crossover on Nifty's daily chart hints at short-term uptrend (Rupak De) Base formation near 24,500 supports bullish continuation (Devarsh Vakil) Watch for a decisive break above 24,900 for momentum to pick up (Om Mehra) Strategy for Traders: Long bias if Nifty holds above 24,500 and breaks past 24,900 Cautious near resistance if RBI outcome disappoints Watch rate-sensitive sectors (Realty, Banks, Auto) closely post-policy
The Hindu
an hour ago
- The Hindu
Corporate India's net profit grew 15.5% in Q4 FY25
Corporate India's net profit growth rate increased moderately to 15.5% in the fourth quarter of fiscal 2025, as against 14% in the year ago period according to data from Centre for Monitoring Indian Economy (CMIE). The profit after tax (PAT) as a share of total income was at 10.85% in the quarter ended March 2025. This was slightly more by one percentage point over the corresponding period of the previous quarter. The growth rate of income from sales slowed to 6.3% in the quarter-under-review from about 8.4% in the year ago period. Other income increased at a pace of 7% in Q4FY25 , much slower than the corresponding period in FY24, when it grew over 14%.CMIE gives data on corporate India's performance for more than 4,200 companies. To be sure, a larger and consistent sample of companies would increase accuracy. Total expenses increased marginally at a rate of 6.7% in the fourth quarter compared with 6.4% in the year ago period. While total expenses stayed flat, a disaggregation of the expenses show a different picture. Raw material and purchased finished goods cost grew at 6% in the quarter under review. This measure grew just 2% in the corresponding period last year. However expenses incurred on wages and salaries grew at a pace of 6.3% in Q4FY25 , among the slowest since fourth quarter of 2017. Expenditure on salaries and wages had grown 10.2% in the year ago period The net profit of Nifty 50 companies which are the most representative of corporate India grew just over 12.4% in the fourth quarter of FY25 as against a growth rate of about 24.5% in the same quarter last year. Equity analysts feel that the value of the stocks of companies across sectors are too expensive in valuations and may not justify their fundamentals.'We would note that valuations have stayed at high levels in several sectors and stocks despite meaningful earnings downgrades,' said analysts at Kotak Institutional Equities.
New Indian Express
2 hours ago
- New Indian Express
Realty shares zoom ahead of RBI monetary policy decision
Real estate stocks jumped as much as 10% on Thursday in anticipation of the RBI's Monetary Policy Committee (MPC) decision, scheduled for Friday. Market expectations are tilted toward a 25-basis-point repo rate cut, along with a continued accommodative stance—a positive signal for rate-sensitive sectors like real estate. The Nifty Realty index was the top-performing sectoral index on Thursday, climbing up to 2% in intraday trade before settling 1.75% higher. Since May 9, the realty index has surged more than 20%, outpacing the 3% gain made by the benchmark Nifty50 index. Meanwhile, India's equity market extended gains on Thursday as the BSE Sensex surged 443.79 points or 0.55% to close at 81,442.04, and the NSE Nifty50 advanced 130.70 points or 0.53% to settle at 24,750.90. Investors demonstrated robust demand for real estate stocks in anticipation of the RBI's upcoming policy decision on Friday. Market experts widely expect a 25-basis-point reduction in the repo rate -marking the third consecutive cut - as inflationary pressures ease. A small fraction also hopes the RBI goes for a 50 bps rate cut after retail inflation dropped to 3.16% in April, giving the central bank wider flexibility to prioritize economic expansion.
