
Indian road safety strategies backed by datasets: Bloomberg Philanthropies director
New Delhi: Although we know that too many people are still dying on Indian roads, it is vital to showcase some initiatives that can be role models for the rest of the country, Bloomberg Philanthropies director Kelly Larson said.
According to the Bloomberg Philanthropies, which began implementing safety initiatives in Indian cities in 2010, Mumbai saw a 39% reduction in road crash fatalities and a 52% reduction in pedestrian fatalities in the last 10 years. Pune recorded a 35% reduction in cyclist fatalities in 2023, compared to 2022.
Notable interventions include ensuring two-wheeler riders in the national capital wear helmets correctly, reclaiming pedestrian space by cordoning off busy intersections in Delhi and Mumbai, and prioritising school safety zones in cities across Maharashtra. She said that the national focus on addressing larger systemic issues by amending the Motor Vehicle Act after 31 years and ensuring strict enforcement of the new law by states has made a significant impact.
Larson said the traffic police in Delhi have only recently begun to actively enforce the helmet-clasping provision, a rule that has been part of the Motor Vehicle Act since 1988. This is an important intervention because two-wheeler riders are among the most vulnerable road users, and head injuries are the leading cause of death in crashes involving them.
Data from the ministry of roads and transport shows that out of 74,897 two-wheeler riders who died in 2022, as many as 50,029 (66.7%) were not wearing helmets. Moreover, there is no record of individuals who wore poor-quality helmets or ones without clasps. Well-fitting, high-quality helmets, according to the World Health Organisation, can reduce the risk of death by more than six times and the risk of brain injury by up to 74%.
In Mumbai, WRI-India, a Bloomberg Philanthropies 'safer streets partner,' experimented using planters and paint to demarcate pedestrian spaces at the busy HP intersection in Bandra, Mumbai. The changes have been made permanent since 2018 and replicated in other parts of the city. Similarly, in 2023, WRI, along with the traffic police, redesigned a traffic junction at Delhi Gate by reallocating the under-utilised space to pedestrians and scaling up the transformation to many other junctions in Delhi.
Larson, who attended multiple stakeholder meetings in India last month, said the current set of road safety strategies is evidence-based and backed by detailed datasets that record when crashes occur, who the crash victims are, what periods most crashes occur in, and most importantly, where the blackspot locations are and identifying leading risk factors such as speeding.
In 2015, Mumbai was one of the 10 cities globally that started working with Bloomberg Philanthropies and its partners on the road safety agenda. In 2020, the partners began supporting Delhi, Pune, Bengaluru, and the state of Maharashtra, and currently, the network includes 27 cities and two Indian states.
Quoting various datasets on how India has only 1% of all the vehicles globally, and yet 13% of all road fatalities occurred here in 2021, Lievanta Millar, who works on public health at Bloomberg Philanthropies, said it was essential to prioritise the needs of pedestrians and cyclists in urban design. 'When discussing road infrastructure, we need to amend the Indian Road Congress guidelines (that lay down design standards) …and ensure that there are wide enough footpaths where small businesses can operate and people can be safe.'
Larson said the Motor Vehicle Amendment Act of 2019 and the focus on enforcement were the key milestones in India's road safety efforts. The new law's provisions were in line with the standards prescribed by WHO on speed, helmet and seat-belt use, and drink driving, but child restraint laws still needed to be strengthened.
She also emphasised safer speed limits on Indian highways, where some of the worst road crashes are reported. She said they should be designed not for speed but for safety, recommending the WHO standard of 80 km per hour as a best practice for expressways.
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles


Mint
21 minutes ago
- Mint
Third-party motor insurance premiums could rise by up to 25%, govt review underway: Report
The Ministry of Road Transport and Highways (MoRTH) is actively reviewing a proposal to increase Motor Third Party (TP) insurance premiums, following recommendations from the Insurance Regulatory and Development Authority of India (IRDAI), report CNBC-TV18. The proposal suggests an average hike of 18%, with a steeper increase of 20–25% for at least one vehicle category. A final decision is expected in the next 2–3 weeks, after which a draft notification could be issued for public consultation, as per standard regulatory practice. Motor TP insurance, which is mandatory under the Motor Vehicles Act, covers third-party liabilities resulting from accidents involving insured vehicles. Despite its significance, TP premiums have remained unchanged for four years, even as insurers continue to face mounting losses in the segment. The industry has been under strain due to rising medical costs, court-awarded settlements, and increased vehicle density on Indian roads. Loss ratios — the percentage of premium paid out as claims — have remained alarmingly high in recent years. According to sources: New India Assurance (Public sector) reported a TP loss ratio of 108% in FY25 (Public sector) reported a TP loss ratio of in FY25 Go Digit (Private insurer) posted 69% (Private insurer) posted ICICI Lombard reported a TP loss ratio of64.2% Such figures highlight the underwriting stress general insurers are facing due to stagnant premium rates. For FY25, TP insurance comprised nearly 60% of total motor insurance premiums and contributed 19% to the general insurance industry's overall premium income. Given this substantial share, analysts believe that a 20% hike could boost the sector's combined ratio — a key measure of underwriting profitability — by an estimated 4–5%. Industry experts have long called for systematic and periodic revisions of TP premiums to align with economic realities. The last revision occurred in 2021, and the subsequent rate freeze has exacerbated margin pressures for insurers. Without regular updates, insurers argue, the TP line becomes increasingly unsustainable.


Hindustan Times
30 minutes ago
- Hindustan Times
How Policybazaar Is Digitally Transforming Bike Insurance Comparison and Renewals
Insurance has been isn't something most of us get excited about. Between confusing options, never-ending paperwork, and the constant push from agents, getting bike insurance policy used to be a real hassle. But that's changing in quite speed. In India, making a big difference is Policybazaar. They are taking something that was once painful and turning it into a quick, digital, no-headache experience. Whether you are renewing an old policy or buying one for the first time, they have made the process feel almost effortless. Revolutionizing the Bike Insurance Experience Bike insurance is mandatory as per the Motor Vehicle Act. Even though it's required by law, a surprising number of bike owners in India don't have active bike insurance policy. Some forget to renew. Others just don't understand the options. And many think the process is too complex or not worth the trouble. That's exactly the kind of problem Policybazaar set out to fix. What is their goal? Make bike insurance so simple that anyone with a smartphone can do it in a few clicks. They've redesigned the entire experience from the ground up. No more agent chasing. No more stacks of forms. Instead, they offer tools that actually help you make a smart choice without any headache. Here's how they've made two-wheeler insurance more user-friendly: Most people just want to know the answer of 'What's the best deal for me?' With a lots of two-wheeler insurance companies available in market, finding the best deal could be quite complicated. Policybazaar gets that. Their comparison tool lets you see multiple policies at once. Prices, coverage, add-ons, claim success rates, it is all there. You don't have to bounce between websites or call around. Even better, the platform gives you real-time quotes. Just enter your bike details, such as make, model, location and you're good to go. There are some smart filters that let you sort by what matters to you most: lowest premium, widest coverage, zero depreciation, and so on. This isn't a one-size-fits-all setup. Policybazaar uses your inputs, like your bike type, where you live, and how often you ride in order to recommend plans that actually make sense. Let's say you've got a performance bike and live in a busy metro area. You might see options with inbuilt 24x7-roadside assistance cover or engine protection cover. If you are riding a basic commuter in a quieter town, your needs might be totally different and so will your suggestions. They even send timely reminders when your policy is about to expire, so you don't lose out on your No Claim Bonus or end up riding uninsured. One of the best things? You can get insured in the time it takes to order food online. No paperwork. No waiting for someone to call back. Just choose your plan, pay online, and the policy hits your inbox instantly. It's fully legal and valid, you don't need to print anything if you don't want to. This fully digital setup isn't just convenient but it's also a breath of fresh air for anyone tired of the old way of doing things. Let's be real, claims is that step where most two-wheeler insurance companies fall short. Policybazaar seems to know that. They've built tools to help you not just file claims, but also track them in real-time. If things get complicated, you can speak to a real person, the one who'll guide you through documents, repairs, and get claim settled. Having that kind of support takes a lot of stress out of a bad situation. Policybazaar's initiatives have had a ripple effect across the entire two-wheeler insurance ecosystem. Let's explore the broader impacts of their digital transformation: In the pre-digital era, most customers relied heavily on insurance agents who often pushed specific products for higher commissions. With Policybazaar, the power has shifted back to the customer. The platform educates users, presents transparent comparisons, and helps them select policies that best suit their needs, leading to greater customer satisfaction and empowerment. Digital infrastructure allows Policybazaar to serve customers across the country, regardless of location. Whether you're in a metro city like Delhi or a Tier 3 town in Rajasthan, the user experience remains the fast, reliable, and hassle-free. This scalability has helped the platform reach millions of users and cement its place as a market leader. With access to a vast amount of customer data, Policybazaar continuously improves its products and services. The data helps in refining algorithms, understanding trends, and offering better recommendations. This data-centric approach has positioned the company as a pioneer in digital insurance aggregation in India. The future of bike insurance in India looks pretty exciting, especially with aggregator companies like Policybazaar leading the charge. Here are a few things to watch: Policybazaar is already exploring these areas, so it's clear they're planning ahead. Getting bike insurance used to be annoying. Now, thanks to platforms like Policybazaar. Whether you're buying your first bike or renewing an old policy, the process is quicker, clearer, and more user-friendly than ever before. No jargon. No surprises. Just tools and support that actually help you make the right call. And in a world where everything else is moving online, it's nice to see insurance finally catch up. Note to readers: This article is part of HT's paid consumer connect initiative and is independently created by the brand. HT assumes no editorial responsibility for the content, including its accuracy, completeness, or any errors or omissions. Readers are advised to verify all information independently. Want to get your story featured as above? click here!


NDTV
35 minutes ago
- NDTV
MINI Countryman E JCW Pack Launched In India- Volkswagen Golf GTI Effect?
MINI India has launched the Countryman E John Cooper Works (JCW) Pack in the Indian market at a starting price of Rs 62 lakh (ex-showroom). The new electric vehicle will be exclusively available through the MINI Online Shop and is a limited edition with only 20 units available for sale. The manufacturer plans to initiate the deliveries of the EV on June 10, 2025. It is to be noted that this version stands out because of the John Cooper Works performance styling. As mentioned earlier, the MINI Countryman E John Cooper Works Pack brings aesthetic upgrades to add sporty appeal to the electric vehicle. All of the changes keep the original styling of the car intact. This is complemented by Legend Grey or Midnight Black roof and mirror caps, along with sport stripes in black. As part of the JCW Pack, the car gets a different design for the grille, bumpers, side skirts, rear spoiler, and door entry sills. All of this is complemented by the presence of special 19-inch spoke black alloy wheels. On the inside, the car maintains a minimalistic appeal with JCW Sports seats, vescin, cord combination black upholstery, and a theme-relevant dashboard trim. There is also a JCW steering wheel with paddle shifters. Another highlight is the 240mm circular OLED touchscreen display running MINI Operating System 9. The list of other features includes HUD, a fisheye camera for the interior Harman Kardon Surround Sound System, Navigation, Remote Services, Apple CarPlay and Android Auto compatibility. The vehicle is equipped with various MINI Experience Modes such as Go-Kart Mode, Green Mode, and Vivid Mode, each of which alters the settings for light, sound, and graphics. A Toggle Bar Island grants access to key driving functions, including start/stop, gear selection, parking brake, experience modes, and volume adjustment. Safety features comprise front passenger and side curtain airbags, Brake Assist, Dynamic Stability Control, an Anti-lock Braking System, Cornering Brake Control, and a Rear View Camera. Additionally, advanced assistance systems include Cruise Control and Parking Assistant Plus, which offer 360-degree camera capabilities. The MINI Countryman E John Cooper Works Pack works with a 204 hp motor with maximum torque of 250 Nm. This makes the car capable of accelerating from 0 to 100 km/h in 8.6 seconds. The power is provided by a 66.45 kWh lithium-ion battery that offers a WLTP-certified driving range of up to 462 kilometers on a single charge.