What plants could cause damage to your home and insurance?
While a lush, leafy garden can be a source of pride, some of the most common garden plants could be quietly putting your home and your insurance cover at risk.
Home insurance experts at Norton Insurance Brokers have identified the garden favourites that are responsible for property damage, insurance claim rejections and legal disputes.
Left unchecked, these popular plants could lead to costly repairs, rising premiums, and even civil action.
What garden plants can destroy houses?
Wisteria
How can wisteria damage property?
Known for its elegant, cascading blooms, wisteria can be surprisingly aggressive behind the scenes, experts at Norton Insurance Brokers say.
It grows quickly and develops thick, woody stems that twist around anything in their path.
As these stems mature, they exert pressure on walls, gutters, and rooflines, gradually widening gaps and creating potential entry points for water and frost damage.
When allowed to spread unchecked, wisteria can even dislodge roof tiles or gutters.
And if planted too close to a property, its root system may also begin to interfere with underground drainage or shallow foundations.
Insurance and legal implications
Although wisteria isn't restricted by law, any damage it causes is typically considered a preventable maintenance issue.
As such, most standard insurance policies will not cover claims related to overgrown climbing plants.
If you're letting it roam freely without regular pruning, and it leads to structural or moisture issues, insurers may reject the claim on grounds of negligence.
Bamboo can block drains and pipework. (Image: Getty Images)
Bamboo
How can bamboo damage property?
Often planted for privacy or its exotic aesthetic, bamboo can quickly become a garden nightmare. Once established, its underground roots spread aggressively, sometimes metres beyond the original planting area.
Bamboo roots won't typically crack a solid foundation on their own, but they will exploit cracks and gaps, similar to Japanese Knotweed.
They can also block drains and pipework and destabilise garden walls or fences by growing underneath.
Insurance and legal implications
It's not specifically excluded from all insurance policies yet. However, insurers usually class damage from plants as gradual and preventable.
Currently, there are no laws banning the planting of bamboo in the UK, but legal responsibilities still apply.
If your bamboo encroaches on a neighbour's property and causes damage or nuisance, you could be liable for a civil nuisance claim.
English Ivy can take over your property. (Image: Getty Images/iStockphoto)
English Ivy
How can English Ivy damage property?
Its small aerial roots are deceptively powerful, capable of digging into cracks and mortar joints.
As the plant grows, it thickens and pulls at these weak spots, widening gaps and potentially dislodging roof tiles, pulling gutters away from walls, and leading to water ingress or structural strain.
Insurance and legal implications
Insurers typically see damage caused by ivy and other creeping plants as a maintenance issue rather than a sudden, insurable event.
If ivy contributes to structural damage, a claim may be refused on the grounds of neglect. Regular trimming and keeping ivy away from the main structure is strongly advised.
Simple ways to create a wildlife-friendly garden
There's also a potential legal complication to consider if ivy provides shelter for nesting birds.
Under the Wildlife and Countryside Act 1981, it's illegal to damage or destroy any active wild bird's nest.
If you're thinking of removing ivy, always check for nesting activity, especially during spring and summer.
Jasmine
How can jasmine damage property?
Jasmine can obstruct gutters, downpipes, vents, or air bricks, reducing airflow and creating ideal conditions for water ingress and mould.
Recommended reading:
Insurance and legal implications
As with other climbing plants, insurers usually view damage caused by jasmine as avoidable through routine maintenance.
Claims involving damp, blocked drainage, or compromised rendering are likely to be declined if visible plant overgrowth is found to be a factor.
To enjoy jasmine without the drawbacks, it's best kept well-trimmed and away from key ventilation points or weather exposed areas.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Western Telegraph
an hour ago
- Western Telegraph
When Bindweed flowers in UK and how to kill and remove it
Bindweed is one of the common plants that can flower and cause problems in your garden. While it may look pretty, it has been described by experts as "rampant" and can "quickly smother other plants in your garden". Here is all to know about Bindweed, including what it looks like, when it flowers in the UK, if it is poisonous and how to remove it. How to Get Rid of These Common Garden Pests What is Bindweed and what does it look like? Bindweed is a UK native wildflower, and while it can be beneficial to wildlife, its spreading roots and twining stems can cause issues in gardens. The Royal Horticultural Society (RHS) highlights two types of common Bindweed, namely Hedge bindweed and Field Bindweed. Hedge Bindweed has heart-shaped leaves and funnel-shaped flowers. These are "usually white but can also be pale pink with a white centre and five white stripes". "After flowering, rounded capsules form, each containing up to four oval-shaped brown seeds," the RHS adds. Hedge Bindweed has heart-shaped leaves and funnel-shaped flowers (Image: Getty Images) Field Bindweed is described as "smaller and less vigorous", and has oval to arrow-shaped, grey-green leaves, with funnel-shaped flowers that are often pale pink, but can also be pink with a white centre and stripes, or plain white. When does Bindweed flower in the UK? Wildlife Trusts notes that Bindweed typically flowers between June and September. Despite Bindweed stems typically dying back in autumn, the root system remains and will be "ready to produce new shoots in spring". Nick Wood is a horticulture expert at online garden centre Gardening Express. He has issued a warning to Brits as we come into the seasons when Bindweed typically flowers. Arvensis: refers to plants typically found in, or associated with, fields or cultivated areas. From the Latin 'arvum' meaning field. Field Bindweed, Convolvulus arvensis. Leaves to 5cm, alternate with basal lobes. Flowers trumpet-shaped, white or pink and white, 1-3cm across. — Big Meadow Search (@bigmeadowsearch) March 22, 2025 He said: "Bindweed might look pretty with its delicate flowers and heart-shaped leaves, but don't be fooled - it's a rampant twining vine that can quickly smother other plants in your garden. "Hedge bindweed is the real culprit here, with its fast-growing, climbing stems that can wrap around and strangle anything in their path. "Field bindweed is less aggressive, but it's still a persistent problem, especially in open soil where it can spread rapidly. "While it's a native wildflower, its aggressive growth and spreading roots can quickly take over gardens and other natural areas, which is why it's incredibly invasive in the UK. Bindweed UK law Mr Wood added that while there is "no specific law directly addressing bindweed in the UK", Brits "all have a legal duty to manage invasive plants to prevent them from spreading and causing harm to neighbouring properties". The RHS adds that while you do not need to remove Bindweed from your garden, it can spread to other plants, so controlling it is key. @invasiveweeds Bindweed in Mid June with its Beautiful White Flowers Bindweed, also known as Convolvulus arvensis, is a common weed that produces beautiful white flowers during the summer months, including mid-June. Despite its attractive appearance, bindweed is considered an invasive plant that can be problematic in gardens and agricultural fields. #bindweed ♬ original sound - Invasive Weeds It said: "If left to grow in a wildlife corner or less-cultivated area, or through a mature hedge, it will boost the variety of living organisms (plants, animals, fungi and microorganisms) in a particular environment. "Boosting the biodiversity of your garden has many benefits, including supporting wildlife, improving soil health and reducing the likelihood of pest and disease problems. biodiversity of your garden and gives you a chance to enjoy its attractive flowers. "It is, however, a good idea to control the spread of hedge and field bindweed as they are both capable of outcompeting and smothering other plants." Is Bindweed poisonous? With Bindweed being very common in the UK, it is important to know if it is poisonous to humans or pets. Thankfully, unlike some other weeds in the UK, Bindweed is not poisonous. Poisonous Plants Found in the UK The expert explained: "Luckily, bindweed isn't poisonous to humans or pets, but it can be a nightmare for gardeners trying to keep it under control. This is despite the fact that its flowers can attract pollinators. "But don't let that fact lull you into letting it run wild - the damage it can do far outweighs any small benefit." Mr Wood also touched on how best to remove the invasive plant. Can you dig out Bindweed? How best to remove and kill it The expert warned Brits to "act quickly" if they find Bindweed in their garden. He also issued a guide on how to attack the plant and get rid of it. Bindweed can be a pest to properties as it grows fast and infiltrates property boundaries damaging the structure (Image: Getty Images) Mr Wood said: "Pull it up by hand, being careful to remove as much of the root system as possible. "If you leave even a tiny fragment behind, it can regrow and spread all over again. "You'll need patience and persistence, and be prepared to keep at it for several growing seasons. "Herbicides can work, but they often require multiple applications, and be careful not to damage nearby plants." If you are looking to dig out Bindweed, Mr Wood recommended against it. Recommended reading: He said: "You can try digging it out, but be warned - bindweed has a notoriously extensive root system. "If you miss even a tiny piece, it can regrow with a vengeance. Regular cutting and pulling can keep bindweed in check, but it's a long game. "Persistence is key, and whatever you do, don't let it flower - that's when it spreads even faster."
South Wales Guardian
2 hours ago
- South Wales Guardian
When Bindweed flowers in UK and how to kill and remove it
Bindweed is one of the common plants that can flower and cause problems in your garden. While it may look pretty, it has been described by experts as "rampant" and can "quickly smother other plants in your garden". Here is all to know about Bindweed, including what it looks like, when it flowers in the UK, if it is poisonous and how to remove it. Bindweed is a UK native wildflower, and while it can be beneficial to wildlife, its spreading roots and twining stems can cause issues in gardens. The Royal Horticultural Society (RHS) highlights two types of common Bindweed, namely Hedge bindweed and Field Bindweed. Hedge Bindweed has heart-shaped leaves and funnel-shaped flowers. These are "usually white but can also be pale pink with a white centre and five white stripes". "After flowering, rounded capsules form, each containing up to four oval-shaped brown seeds," the RHS adds. Hedge Bindweed has heart-shaped leaves and funnel-shaped flowers (Image: Getty Images) Field Bindweed is described as "smaller and less vigorous", and has oval to arrow-shaped, grey-green leaves, with funnel-shaped flowers that are often pale pink, but can also be pink with a white centre and stripes, or plain white. Wildlife Trusts notes that Bindweed typically flowers between June and September. Despite Bindweed stems typically dying back in autumn, the root system remains and will be "ready to produce new shoots in spring". Nick Wood is a horticulture expert at online garden centre Gardening Express. He has issued a warning to Brits as we come into the seasons when Bindweed typically flowers. Arvensis: refers to plants typically found in, or associated with, fields or cultivated areas. From the Latin 'arvum' meaning field. Field Bindweed, Convolvulus arvensis. Leaves to 5cm, alternate with basal lobes. Flowers trumpet-shaped, white or pink and white, 1-3cm across. He said: "Bindweed might look pretty with its delicate flowers and heart-shaped leaves, but don't be fooled - it's a rampant twining vine that can quickly smother other plants in your garden. "Hedge bindweed is the real culprit here, with its fast-growing, climbing stems that can wrap around and strangle anything in their path. "Field bindweed is less aggressive, but it's still a persistent problem, especially in open soil where it can spread rapidly. "While it's a native wildflower, its aggressive growth and spreading roots can quickly take over gardens and other natural areas, which is why it's incredibly invasive in the UK. Mr Wood added that while there is "no specific law directly addressing bindweed in the UK", Brits "all have a legal duty to manage invasive plants to prevent them from spreading and causing harm to neighbouring properties". The RHS adds that while you do not need to remove Bindweed from your garden, it can spread to other plants, so controlling it is key. Bindweed in Mid June with its Beautiful White Flowers Bindweed, also known as Convolvulus arvensis, is a common weed that produces beautiful white flowers during the summer months, including mid-June. Despite its attractive appearance, bindweed is considered an invasive plant that can be problematic in gardens and agricultural fields. #bindweed It said: "If left to grow in a wildlife corner or less-cultivated area, or through a mature hedge, it will boost the variety of living organisms (plants, animals, fungi and microorganisms) in a particular environment. "Boosting the biodiversity of your garden has many benefits, including supporting wildlife, improving soil health and reducing the likelihood of pest and disease problems. biodiversity of your garden and gives you a chance to enjoy its attractive flowers. "It is, however, a good idea to control the spread of hedge and field bindweed as they are both capable of outcompeting and smothering other plants." With Bindweed being very common in the UK, it is important to know if it is poisonous to humans or pets. Thankfully, unlike some other weeds in the UK, Bindweed is not poisonous. The expert explained: "Luckily, bindweed isn't poisonous to humans or pets, but it can be a nightmare for gardeners trying to keep it under control. This is despite the fact that its flowers can attract pollinators. "But don't let that fact lull you into letting it run wild - the damage it can do far outweighs any small benefit." Mr Wood also touched on how best to remove the invasive plant. The expert warned Brits to "act quickly" if they find Bindweed in their garden. He also issued a guide on how to attack the plant and get rid of it. Bindweed can be a pest to properties as it grows fast and infiltrates property boundaries damaging the structure (Image: Getty Images) Mr Wood said: "Pull it up by hand, being careful to remove as much of the root system as possible. "If you leave even a tiny fragment behind, it can regrow and spread all over again. "You'll need patience and persistence, and be prepared to keep at it for several growing seasons. "Herbicides can work, but they often require multiple applications, and be careful not to damage nearby plants." If you are looking to dig out Bindweed, Mr Wood recommended against it. Recommended reading: He said: "You can try digging it out, but be warned - bindweed has a notoriously extensive root system. "If you miss even a tiny piece, it can regrow with a vengeance. Regular cutting and pulling can keep bindweed in check, but it's a long game. "Persistence is key, and whatever you do, don't let it flower - that's when it spreads even faster."
Wales Online
a day ago
- Wales Online
Amazon shoppers ditch pressure washers for £25 'game changer' patio cleaner
Amazon shoppers ditch pressure washers for £25 'game changer' patio cleaner Get ahead with patios, driveways, and decking for summer No scrubbing is required and the patio cleaner can be left to work its magic (Image: Getty Images ) Many of us are eager to refresh our outdoor spaces, not just lush lawns and vibrant flower beds but also commonly overlooked areas like patios, driveways, and decks. Outdoor surfaces such as concrete, brick, and tile can quickly become unsightly due to mould, lichen, or algae. While robust jet washers can expel stubborn marks, they come with a hefty price tag. Now Amazon users say claim they've found an affordable £25 alternative that packs a punch. Termed a real "game changer", the Wet and Forget outdoor cleaner has garnered upwards of 25,000 Amazon testimonials. With a 25% discount, the solution is currently on offer for £25.85 for a five-litre jug, sufficient to treat an impressive 300m2. The application is straightforward: apply and let nature take over, reports the Liverpool Echo. Drench the area in need with the product and then sit back as it gets down to business. Depending on the level of cleanliness you want, you might wait a day or more before washing it off with a hose or simply waiting for rainfall to assist in the cleansing process. The Wet and Forget concoction can be diluted with water at a ratio of one part solution to five parts water, creating 30 litres enough to blanket between 100-300m2. And as it's bleach-free, so it won't harm any surface it touches. Amazon's alternative, the Spear and Jackson spray and leave, is also winning fans with its proven track record of tackling tough grime on patios and driveways. Costing £15.99 for a five-litre bottle, consumers commend its "an amazing patio cleaner" qualities and how it "really works!" For those who favour a more traditional approach, Wowcher offers an electric weed sweeper at a discounted price of £34.99, downsized from £59.99. Boasting a robust 140W motor, running it over your patio should help dismiss unwanted weeds, moss, and dirt with ease. Shoppers have been praising how "powerful" the product is (Image: (Image: Amazon) ) The Wet and Forget solution has garnered over 25,000 Amazon reviews, with a 4.4-star rating out of five. One customer shared their positive experience saying: "We have a concrete driveway mostly in the shade all day and yes it is a green Petri dish for algae used wet and forget and hey it's a miracle no more Green even 10 months on! Can't recommend this too much." Another elated shopper detailed: "It really does what it says - dilute, apply to patio slabs (I use a watering can), leave it and within 24 hours all the black and lichen etc have disappeared. No need to reapply for months. So easy and so much better than a pressure washer. Can't recommend enough." Further praise came from another review: "If anyone is considering blasting their pavers to get them clean, DON'T! Just buy this product." However, one customer's experience contrasted, suggesting limited success: "Used on paving stones around our house. After many months, I have to say that it has been only mildly successful. May be more effective on surfaces that are only mildly dirty." Article continues below Another satisfied customer raved: "Our patio slabs were covered in lichen and black spots which we have tried, without success, to remove with power washing. This product is a game changer! Our patio, steps and walls look great."
