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Who Pays for My Stolen Dreams? A Restaurant Owner's Demand for Accountability

Who Pays for My Stolen Dreams? A Restaurant Owner's Demand for Accountability

Epoch Times09-05-2025

Commentary
For 13 years, I poured my heart into Sage Regenerative Kitchen, my Los Angeles chain of five restaurants that employed 350 people and nourished communities with sustainable farm-to-table and local meals. By early 2020, I was poised to sell for $25 million, securing a legacy for my four young children.
Then the pandemic struck—not just a virus, but a response so arbitrary, suspicious, and devastating that it obliterated my businesses, home, farm, and dreams. While bureaucrats silenced dissenters like doctors Jay Bhattacharya and Pierre Kory and enforced nonsensical rules, corporations like Amazon and Walmart amassed billions, leaving small businesses like mine in ashes. At 46, I'm starting over, and I demand answers: Who pays for what was stolen from us?
The pandemic response wasn't a good-faith error—it reeked of coordination and control. Governments worldwide acted in lockstep: lockdowns, vaccine mandates, and censorship. Therapeutics like
These doctors screamed the truth—lockdowns caused
In Los Angeles, rules changed hourly, each more absurd. By Friday midnight, I'd get edicts: 'Chairs 6 feet apart.' 'No indoor dining.' 'Masks off while eating, on in restrooms.' 'Booths need 8-foot backs—no, 10 feet.' I spent $70,000 renovating outdoor patios, only for the government to ban outdoor dining weeks later, claiming it was 'too dangerous.' I pivoted relentlessly to keep my 350 employees paid—selling vegetables, toilet paper, even low-cost frozen meals. I tried everything, but nothing stopped the bleeding.
Data showed lockdowns didn't curb the virus but decimated economies—$4 trillion in global GDP losses, per the
Occupational Safety and Health Administration
, the health department, and police for lacking 'proper documentation' in my own restaurants. I begged officials to reconsider. They said, 'The train is moving—get on.' Americans embraced censorship, begged for restrictions, and vilified those sounding alarms.
I lost my farm, my sanctuary, and my home. This wasn't a virus—it was policy. Small businesses, employing nearly half of America's workforce, were collateral damage. A 2020
Contrast that with corporate giants. Amazon's revenue soared
Who's accountable? Bureaucrats with little at stake followed orders, ignored data, and dismissed my pleas. Health officials who sidelined therapeutics, politicians who prolonged lockdowns, and tech giants who censored truth must face scrutiny. Without cost or accountability, history will repeat. After 9/11, the Patriot Act stripped freedoms under the guise of security. COVID's response eroded more—movement, speech, livelihoods—through arbitrary mandates.
If we the people don't stand up and say enough, bureaucrats will continue eroding freedoms, drumming up any crisis to justify control.
We need independent investigations—transparent, relentless—into why dissent was crushed, why small businesses were targeted, and who profited. Governments exist to protect life, liberty, and the pursuit of happiness, not to quarantine the healthy or crush livelihoods with unscientific edicts. If I miss a bill, I pay a late fee. If I err in business, I lose money. What's the cost for leaders who destroyed Sage Regenerative Kitchen and countless other businesses?
Friends say, 'Move on.' I am—rebuilding with grit, faith, and love for my four children, creating
For my 350 employees, my community, and millions of shattered entrepreneurs, we deserve answers, reforms, and a vow: never again. This wealth transfer must be reckoned with, or we'll lose everything.
Views expressed in this article are opinions of the author and do not necessarily reflect the views of The Epoch Times.

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Gen Z's Debt Is Way Worse Than Other Generations
Gen Z's Debt Is Way Worse Than Other Generations

Newsweek

time15 minutes ago

  • Newsweek

Gen Z's Debt Is Way Worse Than Other Generations

Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content. Gen Z is facing significant debt, and it's at a level that far extends past the elder generations. In a new report from cash advance app Vola Finance, 63 percent of Gen Z users already had delinquencies on their record. Other generations were only delinquent 37 percent of the time. Why It Matters Young adults may be dealing with heightened financial pressures than their predecessors amid high inflation, a student debt crisis and widespread housing unaffordability. A recent poll by Talker Research for Newsweek showed that Gen Z had the highest average personal debt when compared to older groups. Gen Z's average personal debt was already at $94,101, far above millennials ($59,181) and Gen X ($53,255). A sticker shows that the American Express credit card is accepted at the front of a business on February 11, 2025 in Chicago, Illinois. A sticker shows that the American Express credit card is accepted at the front of a business on February 11, 2025 in Chicago, To Know Around 63 percent of Gen Z, which consists of those born between 1997 and 2012, had delinquencies on their record, according to cash advance app Vola Finance. Other generations only had delinquencies 37 percent of the time. Across the board, 73 percent of users had at least one delinquent account, and 40 percent had multiple across different lenders. Michael Ryan, a finance expert and the founder of said Gen Z's financial debt is magnified compared to even millennials, who typically had less debt at the same age. "Millennials had the Great Recession; Gen Z got the pandemic, inflation, and a housing crisis," Ryan told Newsweek. "Plus, Gen Z is more likely to have parents who managed their finances for them, so they're learning money management on the fly. Often the hard way. But the data is clear: when you adjust for inflation, millennials at the same age had lower debt, higher incomes, and more breathing room." Many young Americans are saddled with debt before they even have a chance to build any wealth, said Bryan Driscoll, an HR consultant who specializes in generational differences. "Long-term, it means delayed or never-achieved milestones: fewer homeowners, fewer families, and growing skepticism toward traditional financial structures," Driscoll told Newsweek. "Delinquencies aren't about poor decision-making. They're about a generation trying to survive in an economy that's more hostile, more extractive, and far less forgiving." Financial experts urge those with cash advance debt, whether Gen Z or otherwise, to pay off the charges as soon as possible. "If you find yourself with cash advance debt, the first step, obviously, is to pay it off," Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek. "The second step is to never utilize these apps again. The immediate boost of cash for an easy purchase isn't worth the financial headaches it will produce later." Low-limit cash advance apps have gained popularity as an alternative to the traditional payday or car title loan operations that have come under severe legal scrutiny in the past 20 years, said Drew Powers, the founder of Illinois-based Powers Financial Group,. "With their low limits and no credit check requirements, these loans are more popular with people who earn lower incomes and have bad credit or no credit history—the same people who will have the hardest time managing this loan," Powers told Newsweek. "Gen Z being the youngest generation over 18 and have typically lower earnings and limited credit history. Many are learning the hard way how difficult it can be to manage debt." What People Are Saying Michael Ryan, a finance expert and the founder of told Newsweek: "It's not about being less responsible than their parents were at the same age. It's about raw economics: Gen Z is coming of age during soaring living costs, stagnant wages, and relentless inflation. Where previous generations might have leaned on credit for emergencies, Gen Z is using it to survive the month." Bryan Driscoll, an HR consultant who specializes in generational differences, told Newsweek: "Budgeting won't help. The issue isn't that Gen Z is reckless or 'bad with money.' The issue is that they're operating in an economy fundamentally different from previous generations. They're dealing with inflated housing costs, crushing student debt, and wages that don't even keep up with inflation. Meanwhile, older generations had access to stronger social safety nets, and then spent decades voting to dismantle them. Gen Z is paying the price for that." Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek: "One of the troubling economic signs from Gen Z has been their lack of attention to both long-term debt like student loans and short-term debt like small cash advances from apps for quick purchases. Whether it's through forgetfulness or an unwillingness to pay, these debts do add up, can dramatically hurt their credit scores, and make securing future loans for cars, houses, and other large purchases more difficult." Drew Powers, the founder of Illinois-based Powers Financial Group, told Newsweek: "The long-term consequences are real. While these cash advance apps do not check your credit before issuing an advance, they are reporting your balance and repayment history to credit bureaus. Missing scheduled repayments, overdrafts on your banking accounts, and accessing credit too often will lower a borrower's credit score. This, in turn, may make it more difficult to obtain an apartment or car lease, and more lead to higher interest rates home or auto loan." What Happens Next Debt levels may continue to rise for younger generations as they face an altered economy, Ryan said. "It's a symptom of an economy that's shifted. Housing is more expensive, student loans are crushing, and the gig economy offers flexibility but little security," Ryan said. "Social media and digital spending make it easy to swipe, but hard to save. And let's not forget: wages for young adults haven't kept up with costs, making credit the only bridge to basic needs." If Gen Z starts adulthood with debt and a low credit score, it could affect their retirement savings and financial stability for years to come, he added. "This isn't just a personal problem, but a looming national crisis. A generation that can't build wealth is a generation that can't drive the economy forward," Ryan said. "The real question isn't whether they'll grow out of it, but whether the economy will ever give them a fair shot."

California woman thought she'd left a $5 tip until she saw it was $5,000 — and was told it couldn't be voided
California woman thought she'd left a $5 tip until she saw it was $5,000 — and was told it couldn't be voided

Yahoo

time17 minutes ago

  • Yahoo

California woman thought she'd left a $5 tip until she saw it was $5,000 — and was told it couldn't be voided

Americans have long grumbled about tipping culture — but now digital checkout screens are turning that frustration into full-blown financial disasters. Sometimes, the issue isn't just pressure to tip — it's how easy it is to make a costly mistake. One in five Americans say they've accidentally tipped more than intended on digital checkout screens, according to an exclusive Opinium poll for on tipping culture. Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 5 of the easiest ways you can catch up (and fast) Nervous about the stock market in 2025? Find out how you can access this $1B private real estate fund (with as little as $10) That's exactly what happened to Linda Mathiesen. While buying CBD pain relief gel at a store in San Bruno, California, she accidentally tipped $5,000 on a $129.28 purchase. Mathiesen said she meant to leave a $5 tip, but the payment terminal didn't show a decimal point, so when she entered '5000,' the system took it — literally. At first, the clerk at San Bruno Exotic told her the charge couldn't be reversed. Then the story shifted — he claimed the shop never received the money. But Mathiesen's bank statement showed otherwise. 'I'm just livid because I'm like I'm not going to pay $5,000 for something I never intended to happen,' Mathiesen told ABC 7 News. For Mathiesen, a $5,000 tipping mistake wasn't just a moment of panic — it became a financial crisis. As a special education teacher living on a fixed income, she didn't have the cushion to absorb the hit. With no emergency savings to fall back on, the charge was devastating. And she's not alone. According to the U.S. News survey, 42% of Americans have no emergency savings, despite experts recommending three to six months' worth of expenses. Mathiesen contacted Wells Fargo within five minutes of the transaction, but says the bank has done little to help, despite its promise of 'zero liability protection' for promptly reported fraud. The bank's website says its 'built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly.' Yet, a year later, Mathiesen is still fighting to get the charge reversed. "I busted out in tears,' she told ABC 7 News. "My son is graduating college next week ... and I can't even buy anything for him because I have $5,000 outstanding ... now it's $5,500!" Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says — and that 'anyone' can do it Digital checkout screens may speed things up, but one wrong tap can turn a routine purchase into a nightmare. It happened to Vera Conner, too. The Georgia woman was ordering her usual No. 4 Italian sandwich at Subway — priced at $7.54 — when she accidentally left a $7,112.98 tip. Conner said she was entering her phone number for loyalty points when the screen suddenly flipped to the tipping prompt. Before she realized what had happened, the charge went through. After hours of calls with Subway and Bank of America, she eventually got the charge reversed — but not without major stress. If you ever find yourself in a similar situation, there are steps you can take: Act fast. Contact your bank or card provider as soon as the transaction posts. The faster you report it, the stronger your case. Most banks allow 60 days to dispute a charge, but don't wait that long. Document everything. Screenshot the receipt, the payment screen if you can and keep records of any communication with the merchant. These details help prove the error wasn't intentional. Know the fine print. Many banks offer protection against unauthorized transactions, but not all mistakes qualify. If you technically authorized the payment, even by accident, you may be out of luck unless the merchant agrees to reverse it. Build an emergency fund. It's not just for layoffs or medical bills. Sometimes it's for the unexpected stuff — like tipping $5,000 for a $129 product. Here are 5 'must have' items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you? Rich, young Americans are ditching the stormy stock market — here are the alternative assets they're banking on instead Robert Kiyosaki warns of a 'Greater Depression' coming to the US — with millions of Americans going poor. But he says these 2 'easy-money' assets will bring in 'great wealth'. How to get in now This is how American car dealers use the '4-square method' to make big profits off you — and how you can ensure you pay a fair price for all your vehicle costs Like what you read? Join 200,000+ readers and get the best of Moneywise straight to your inbox every week. This article provides information only and should not be construed as advice. It is provided without warranty of any kind. Sign in to access your portfolio

Bernie Sanders Says, 'There Is A New Breed Of Uber Capitalists Who Really Believe They Are Superior Human Beings'
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