These Are The States On The Brink Of A Caregiver Crisis — And Trump Medicaid Cuts Could Make It Worse
Some days are quiet and peaceful. Other days, Jenise Griffin's brother Michael Griffin spends hours talking to himself out loud or laughing uncontrollably. Auditory hallucinations, episodes of paranoia and other outbursts also aren't uncommon throughout the day.
Michael, 59, was diagnosed with schizophrenia in the 1990s, and spent 23 years at state hospitals and jails, including one in their hometown of Naples, Florida. For the past three years he has lived with Jenise, 67, in Riverview, a small city about 20 minutes from Tampa, where she has been his full-time caregiver.
Even though she works from home, balancing caregiving for Michael with her own busy work schedule has been a challenge for Jenise. 'I have to take care of his medications, doctors' appointments, therapists and case worker schedules, so his needs constantly interrupt my day,' she said. It has also taken a toll on her health: Jenise was diagnosed with bradycardia —a heart rate that's slower than normal — in December 2023 and had to get a pacemaker. She has moderate asthma and takes medication to manage her depression. 'The stress of taking care of him has made me sick,' she said.
Jenise is far from alone. Although it's difficult to determine how many caregivers there are in the United States, AARP estimates that there were 53 million in 2020. Caregivers can be family members or hired professionals, paid or unpaid, full time or part time. But unlike professional home health aides, the labor family caregivers provide is unpaid, and often invisible yet expected by other members of the family.
In many cases, the only support family caregivers receive comes from state or local programs that require jumping through multiple hoops in order to get the most basic services or financial assistance. According to a new report from the Columbia University Mailman School of Public Health, where you live can make all the difference—and 48% of states are on the brink of a caregiving emergency.
After assessing the urgency of local caregiving needs, the authors of the Columbia report, titled 'America's Unseen Workforce: The State of Family Caregiving,' classified all 50 states, plus the District of Columbia, into four categories: critical, high risk, safe for now, and well-supported. States in the 'critical' category include:
Florida
Alabama
Arkansas
Georgia
Louisiana
Nevada
South Carolina
Tennessee
States in the 'high risk' states are:
Arizona
California
Hawaii
Idaho
Kentucky
Maryland
Michigan
Mississippi
New Hampshire
New Mexico
North Carolina
Oklahoma
Oregon
Texas
Virginia
West Virginia
'These states didn't land in a crisis by chance,' Stacey B. Lee, professor at Johns Hopkins Carey Business School with a joint appointment at the Bloomberg School of Public Health, told HuffPost. 'The Columbia Caregiving Index shows a consistent pattern: a lack of paid leave, low Medicaid reimbursement rates, [Home- and Community-Based Services] HCBS waitlists, and the absence of caregiver tax credits.'
So why are some states faring so much worse than others? One reason for this, according to Holly Wiberg, Ph.D., assistant professor of operations research and public policy at Carnegie Mellon University's Heinz College, is that the current landscape of policies to support family caregivers is fragmented, with limited national coverage and a lot of variation on the state level.
'This fragmentation has multiple consequences,' Wiberg explained. 'First, caregivers have inconsistent protections with disparate impacts on their own lives and those of their patients. Second, this creates a challenging landscape to navigate, involving multiple agencies, which imposes a further burden on caregivers. The current model is unsustainable and places an undue burden on caregivers, both unpaid and underpaid.'
That's been the case for Elizabeth Miller, 53, of Georgia, who spent years juggling caring for her aging parents while raising school-age children and working full time. 'They were some of the most exhausting and emotionally challenging years of my life,' she said. 'I felt completely overwhelmed, isolated and unprepared. I had no prior caregiving experience to draw from, and every day felt like a steep learning curve.'
Trying to balance caregiving with parenting and a career meant a demanding schedule for Miller. 'I constantly felt pulled in two directions — guilty when I had to step away from work to care for them, and distracted and depleted when I was at work, worrying about everything that still needed to be done at home,' she said.
What Miller and Jenise experience likely sounds familiar to anyone who has been a family caregiver. In fact, it's in line with the findings of a 2023 study from The Arc of the United States, in which 90% of participants reported some impact on their employment related to their caregiving responsibilities, while 54% indicated that they felt 'very' or 'extremely' stressed as a caregiver.
After both her parents passed away, Miller became a support caregiver for her 62-year-old brother, who was born with an intellectual disability and autism spectrum disorder (ASD).
'The challenges are different now, but just as complex — and still incredibly isolating,' Miller said. 'There are few resources tailored to older adults with developmental disabilities, and even fewer that support sibling caregivers. Despite working in the care economy for over a decade, I still find navigating care for my brother incredibly frustrating and unnecessarily difficult.'
Situations like Miller's and Jenise's aren't unusual in Georgia and Florida, nor in other parts of the country. 'The United States remains one of the least supportive high-income countries for caregivers,' Lee said. 'Policies fall short because they were never built to treat caregiving as essential labor. They assume it will happen informally, unpaid, and out of view, usually by women. That's not support — that's systemic erasure.'
According to Lee, the systems currently in place assume that caregiving is 'endless, free, and invisible.' Plus, as Wiberg pointed out, caregiving roles are not equally distributed across the population. 'The burden falls hardest on women, especially Black and Latina women, and on low-income families with no access to institutional support,' Lee said.
On top of all the emotional and logistical challenges of caregiving, it can be a huge financial strain on family members — who are typically paid little or nothing for their services. In Georgia, for example, family caregivers like Miller can only receive compensation if the care recipient qualifies for a Medicaid waiver — a process she says is grueling, confusing, and comes with long waitlists.
'I believe that any family caregiver who is actively providing care and can demonstrate it should be eligible for compensation and tax relief, regardless of Medicaid status,' she said. 'We are saving the system money — yet paying the price physically, emotionally and financially.' Miller is absolutely right: The Columbia report estimates that the labor of the country's unpaid caregivers is valued at $890.56 billion.
But the countless hours that family caregivers essentially donate to the government don't seem to factor into financial support for caregivers and those requiring care.
Each month, Jenise's brother Michael gets a $932 disability payment from Social Security and about $132 in food stamps. 'He is 270 pounds, so that doesn't cover the food he eats monthly,' she said. 'He had been giving me $400 a month, but I spend much of that on extra food, his pharmacy co-pays, his life insurance, and other necessities.'
And like so many others who require care, Michael depends on Medicaid for health care. But Jenise and other caregivers fear that a reduction in benefits is imminent.
That's at least in part because in a few short months, the Trump administration has been taking significant steps towards dismantling Medicaid as we know it. At this point, it's unclear how much damage these laws and policies will do, but it's safe to say things won't be getting better.
If signed into law, the so-called One Big Beautiful Bill Act, which passed in the House of Representatives on May 22, would make the biggest cuts to Medicaid in the program's 60-year history. It's estimated that the bill would reduce federal Medicaid spending by $625 billion, causing 10.3 million people to lose their Medicaid coverage by 2034.
'The caregiver crisis is fueled by years of underinvestment — and it's about to get worse,' said Kim Musheno, senior director of Medicaid policy at The Arc of the United States.
With caregivers already burned out and stretched thin financially, even minor cuts to Medicaid would make a major difference.
'If it becomes law, it will blow a hole in the safety net,' Musheno explained. 'Medicaid is the main source of long-term care in this country, including home- and community-based services that allow people with disabilities to live at home instead of in institutions. And when states face cuts, history tells us what happens: services that help families — like respite care, personal care assistants, and other supports — are the first to go.'
Lacking adequate support from the state or federal government, caregivers like Miller have formed their own communities. 'There is a beautiful, grassroots network of caregiver-led organizations out there offering real help,' said Miller, whose Atlanta-based group, Happy Healthy Caregiver, helps caregivers find local resources and navigate the complicated systems in Georgia.
But these groups are no replacement for laws and policies that provide actual resources and programs for caregivers. 'Without sustainable financial support and infrastructure, I worry these vital lifelines will burn out, just like so many caregivers do,' she explained. In order for that not to happen, Miller knows what she needs.
'What I need most as a caregiver — and what so many of us are lacking — is time back,' she said. 'Real respite options, financial compensation that reflects the value of our work, and a community of support that truly understands what we're navigating every day.' According to Miller, true respite is more than a day off. 'It means having the financial and practical resources in place to ensure your loved one is safe and well cared-for while you take a real break,' she said. 'Without that, respite is just another wishlist item.'
So what would it take for caregivers to get actual support, in the form of programs and services that would genuinely make their lives easier? 'The biggest issue is simple: funding,' Musheno said. 'Good ideas don't go far if there's no money to make them real.'
There also has to be a general shift of mentality, away from viewing caregiving as expected and invisible labor, and toward it being seen as legitimate and essential work. 'Unless we commit to federal caregiving infrastructure — paid leave, portable benefits, caregiver tax credits, and living wages for home care workers — we are not solving this crisis. We are institutionalizing harm,' Lee said.
Though the situation is looking especially bleak at the moment, there are things you can do to help support caregivers. First, Miller suggests talking to caregivers to get an idea of what they're going through, and sharing their stories. You can also let your voice be heard through the ballot box by voting for candidates who support paid family leave, caregiver tax credits and respite programs.
Additionally, Lee recommends organizing within churches, faith-based networks and community health centers. 'These institutions often carry more political and cultural weight in Southern states than formal lobbying efforts, and they're increasingly vocal on elder care and caregiver equity,' she explained. You may also want to seek out volunteering opportunities with organizations for caregivers.
Finally, if you know a caregiver, ask how you can support them directly. This might mean grocery shopping, running errands, or spending time with their loved one so they get a much-needed break.
'At the end of the day, caring for the people we love shouldn't be this hard,' Miller said. 'The system should work with us — not against us.'
The 1 Truly Difficult Part About Being A Caregiver That Often Gets Overlooked
Our Daughter Was Born With A Rare Genetic Difference. Here's The Secret To Keeping Our Marriage Strong As Caregivers.
I Was My Mom's Caregiver When She Was Terminal. I Was Shocked By What I Didn't Know About Dying.
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
3 hours ago
- Yahoo
46 State Medical Associations Urge Senate to Reject Medicaid Cuts in H.R. 1
The House Budget Reconciliation bill will cause at least 7.8 million Medicaid enrollees to lose their health care coverage. SACRAMENTO, Calif., June 6, 2025 /PRNewswire/ -- Just days ahead of an expected Senate vote on H.R. 1, 46 state medical associations, as part of Physicians for Medicaid have sent a letter to the United States Senate urging them to reject the dangerous cuts to Medicaid proposed in H.R. 1 that will cause millions of patients to lose coverage and even more to lose access to care - children, pregnant women, seniors, veterans, the disabled and working families. Statewide hospital associations have also weighed in, as proposed cuts impact all providers, including physicians and hospitals. The bill, which includes $200 billion in cuts to the existing and longstanding provider taxes, would have a catastrophic effect on state budgets and the country's entire health care delivery system and would impact 49 state Medicaid programs. Provider taxes have been authorized under federal law, approved by both Republican and Democratic administrations, and affirmed by state legislatures in 49 states for decades. They are a legitimate financing mechanism used by states in partnership with the federal government to fund essential health services and have kept rural hospitals, maternity wards, nursing homes, and physician practices open. The bill also imposes damaging changes to federal student loan programs making it harder for students to pursue medical careers at a time of critical physician shortages. We urge the Senate to pursue more balanced solutions that expand the physician workforce and preserve Medicaid for our patients. "If these provider tax cuts are enacted, it will create significant gaps in State budgets, forcing states to raise taxes, or reduce benefits, coverage, and provider payments. These reductions will lead to even more crowding of emergency departments and as the uncompensated care burdens grow from patients losing coverage, many rural hospitals, nursing homes, and community physician practices will be forced to close to all patients," the letter says. There are three main provisions in H.R. 1 (as passed by the House of Representatives on May 22, 2025) that will drastically limit or eliminate existing provider taxes nationwide. These provisions below apply to all provider taxes, including hospitals, nursing homes, managed care organizations, and other provider categories. Moratorium on New or Increased Provider Taxes (SEC. 44132) – Under the provisions of H.R. 1, none of these taxes could be increased after the passage and enactment of the law nor can any new taxes be adopted by the state Legislatures (there are 19 categories of provider taxes). This provision would freeze taxes and not keep pace with increasing health care costs over time. It is also not equitable between states. Revising Payments for Certain State Directed Payments (SEC. 44133) – Once a provider tax is established, state Medicaid programs can fund supplemental or enhanced payments to providers using a variety of rate methodologies. Under H.R. 1, any future directed payments would be limited to the Medicare payment rate. Medicare physician payment rates are already 33% behind the costs to provide health care. These rates will not keep pace for public hospitals and physician specialists that care for the sickest patients nationwide. Requirements Regarding Waiver of Uniform Tax Requirement for Medicaid Provider Tax (SEC. 44134) – The language in H.R. 1 requires provider taxes in multiple states to uniformly tax hospitals, nursing homes, and managed care organizations within each category of provider tax. The uniformity requirement will be extremely difficult for most states to meet and therefore, it eliminates multiple provider taxes in many states. The HHS Secretary has discretion to allow for a transition period, which is not something upon which states can rely. "These provisions will destabilize state health systems, reduce access to care, and worsen physician shortages. Instead, we encourage you to protect Medicaid – a proven, cost-effective safety net that serves 80 million vulnerable Americans," the letter concluded. View original content to download multimedia: SOURCE California Medical Association; Physicians for Medicaid Sign in to access your portfolio


Forbes
3 hours ago
- Forbes
Republicans Like Health Savings Accounts
Should the government allow HSAs to cover gym memberships? Health Savings Accounts (HSAs) are a popular and important way many people pay for medical expenses. They are also a great way to save—better, for example, than an IRA or a 401(k) plan. Because of various quirks in the law, HSAs are not available to a large number of people—including people on Medicaid or Medicare and most people who buy their own insurance in the (Obamacare) exchanges. Under the reconciliation bill just passed in the House of Representatives, more people will have access to these accounts and there will be new opportunities to use them. Currently, individuals and their employers can make tax-free deposits to HSAs, provided the individual is also covered by third-party health insurance with a high deductible. Money can accumulate and grow tax-free. After age 65, the money can be withdrawn for non-health expenses without penalty, but it is subject to normal income taxes. As of 2023, there were 37.4 million accounts with $46.4 billion in assets. Industry experts think the House bill will lead to an additional 20 million people with an HSA. Here is a summary of the hits and misses in the Republican bill, as it faces a vote by the Senate. The Good. By far the best feature of the bill is a provision making all bronze and catastrophic insurance plans offered through the (Obamacare) exchanges automatically eligible for an HSA account. This is likely the main reason why the number of HSA accounts is likely to soar. Another provision would allow the use of HSAs to pay monthly fees for direct primary care (DPC). This used to be called 'concierge care' and in the past it was available only to the rich. But the price has come way down. Atlas MD in Wichita, for example, charges $50 a month for a mother and $10 for a child. In return, the family has 24/7 access to a physician's practice that provides all primary care. Often, the family has the doctor's personal phone number. DPC has become increasingly popular, and employers often pay the monthly fee for their employees. Under current law, however, the employer cannot put funds in an HSA account, let the employee choose a DPC doctor and pay that doctor from the account. The House bill will create that opportunity. According to the Congressional Budget Office (CBO), the ten-year cost of all of the HSA changes combined is almost $44 billion. Yet the cost of the two best provisions is less than $6 billion. More on that below. The Questionable. The bill allows annual withdrawals of $500 (individuals) or $1,000 (couples) for gym memberships and other physical activities. (No sailing or golfing expenses, however.) The problem is that these are not medical expenses. If we are going to allow gym memberships, why not hundreds of other nonmedical expenses – including sailing and golfing? The CBO says the cost of this provision is $10 billion. The bill also doubles the annual HSA contribution that is allowable for individuals with incomes up to $75,000 and couples who earn up to $150,000. The problem here is that only about one in ten account holders are contributing the maximum allowable right now. At a cost of more than $8 billion this is an expensive change that will only affect a small part of the market. Instead of these questionable measures, the Senate should consider making all Obamacare silver plans (the most popular choice) automatically eligible for an HSA. Missed opportunities. While the House should be congratulated for making many desirable improvements in the HSA law, it unfortunately failed to correct a fundamental flaw: an inflexible across-the-board deductible. Common sense would suggest that different medical expenses need different deductibles. The biggest problem with chronic illness, for example, is noncompliance with a drug regimen. That is why some Medicare Advantage plans make maintenance drugs for chronic patients (such as insulin for diabetics) available for free or at very low cost. In the first Trump administration, an IRS ruling waived the deductible requirement for 14 specific services and medications that serve as treatments for such conditions as diabetes, asthma, heart disease, and depression. This was an executive branch decision to modify existing legislation, however. To make it permanent, Congress needs to codify it. Ideally, Congress should remove the deductible requirement altogether and let the role of deductibles be determined in the marketplace. One way to think about the combination of allowing gym memberships and failing to address the deductible issue is to see that the House risks being accused of creating benefits for the healthy while ignoring the sick. Another missed opportunity was the failure of House Republicans to give 80 million Medicaid enrollees access to what I will call a Roth HSA. Private companies managing Medicaid (or the state itself) should be able to make deposits to an account that would cover, say, all primary care. Enrollees could use the money for health care during an insurance year. Afterward, they could withdraw any unspent funds for any purpose. If there were no taxes or penalties on non-medical withdrawals, health care and non-health care would trade against each other on a level playing field under the tax law. People wouldn't spend a dollar on health care unless they got a dollar's worth of value. An early study by the RAND Corporation suggests that these accounts would reduce Medicaid spending by 30 percent. Aside from payments for the disabled and nursing home care, if Medicaid spending could be reduced by 30 percent, the savings would amount to almost $1 trillion over ten years. This saving would be shared by the beneficiaries and the taxpayers who fund Medicaid.
Yahoo
3 hours ago
- Yahoo
Local families head to DC to fight Medicaid cuts
CLEVELAND (WJW) — As the battle over the proposed budget bill continues in the nation's capital, local families are preparing to go to Washington to meet directly with lawmakers to advocate for the preservation of Medicaid. The U.S. House of Representatives has already passed the sweeping budget bill that reportedly cuts $600 billion from Medicaid and would eventually reduce enrollment by millions. Missing 7-year-old paddleboarder found, and he only had one question New Franklin mother Wendy Wilson is planning to go to Washington with her daughter Mia, 14, representing University Hospitals Rainbow Babies & Children's Hospital. Since birth, Mia has had a critical heart defect called Ebstein's anomaly. Wendy said she wasn't able to be repaired, meaning her heart is not fixed. More than once she was at risk of dying. Although she does enjoy activities including boating, going to concerts and just having fun, Mia is on a daily routine that includes breathing treatments twice a day, feeding tubes and about 40 doses of medication every day. Her mother left her work when Mia was young so she could care for her. Her father has a good job with insurance, but Mia's condition keeps them from getting any other insurance. 'I haven't checked recently, but the last time I checked, it was around $5,000 a month for just her medicine,' said Wendy. That does not include all of the additional costs. They qualified for assistance through Medicaid through a state program that picks up a large portion of the cost. Without it, Wendy said they could be at risk of losing their home. Akron Children's Hospital will be represented in Akron by Stephanie Hill of Twinsburg and her 2-year-old daughter Amaiyah. At 17 months old, Amaiyah accidentally swallowed some baby oil while she was taking a bath. Although it did not immediately show signs of significantly impacting the toddler, within a short time, she started to experience breathing problems and was eventually admitted to Akron Children's Hospital where she spent 152 days. During that time, her condition became so serious that there was consideration of Amaiyah needing a double lung transplant. 'As we were waiting to hear back from her insurance, we got word that they denied it, but that very same day was the day she started getting better and better,' said Stephanie. In February, Amaiyah was released from the hospital. On Friday — having celebrated her second birthday just this week — she appeared to have suffered no ill effects from that episode. Without Medicaid, she may not have had access to the health care that helped her recover. Remains found in search for missing teen last seen at airport Chris Gessner, CEO of Akron Children's Hospital, said about 54% of the patients at his hospital are helped by Medicaid, which he believes is about the norm across the state. 'I think its been proven, evidence-based, that kids who have access to high quality health care services do much better long-term and and the Medicaid program is wonderful from a benefit perspective in terms of what it covers,' Gessner said. 'It would be a real problem for us. I mean, with over half of our business with Medicaid, we pay a lot of attention when they start talking about Medicaid cuts,' Gessner told FOX 8 News. 'From my perspective, we understand the need to balance the budget and be responsible with resources, but we really don't want to see that done by cutting into the future of our country — our kids' health,' he added. As the debate over Medicaid cuts continues in Washington, he hopes federal lawmakers understand how the program has a direct impact on the welfare of young lives. When discussing the budget bill, President Donald Trump has defended the need to make cuts to Medicaid. 'The only thing we are cutting is waste, fraud and abuse from Medicaid,' Trump said, discussing his 'big beautiful bill' on May 30. Among the lawmakers who the Hill family knows they will be speaking with directly is Ohio's Republican Sen. Jon Husted, who was appointed to fill the term of now Vice President J.D. Vance. FOX 8 News reached out to Husted's office on Wednesday and was sent a written statement which reads: 'We need to save Medicaid. And saving Medicaid means you have to make it financially sustainable. We want to make sure that children, people with disabilities and the people who are really in need have this program available to them. To do that, able-bodied, healthy Americans without dependents have to give back to their communities in return for the benefits they're getting. America has a $36 trillion national debt, so we have to be smart about finding savings in order to protect these programs.' Participating in a Democratic news conference about Medicaid on May 20, U.S. Rep. Shontel Brown of Cleveland said she will do everything within her power to preserve the program. 'In my state of Ohio, the state government has already said that if these cuts are enacted under state law, they would end the Affordable Care Act Medicaid expansion in our state, so what does that mean? It means 770,000 people will lose their health care. That's an entire congressional district in just one state. This is suffering on a massive scale and it's going to hurt people of all backgrounds,' said Brown. Sobriety checkpoints Friday: Here's where in Northeast Ohio Next week's trip to Washington, D.C., is sponsored by the Children's Hospital Association, an organization that represents 150 hospitals across the country. It is an annual trip the organization schedules each year, giving each member hospital the opportunity to nominate one family as their representative. Among the other things for which they are advocating is access to pediatric hospitals, which Gessner said is particularly concerning in many rural areas of the country. They will also be advocating for what they describe as the 'growing youth mental health crisis.' But for Medicaid, the Northeast Ohio families that are going hope they can show firsthand how important the program has been for them. 'We have good insurance and it's still just not enough. With the health care costs and the way the policies run, [Mia] can't get insurance anywhere else,' said Wilson. 'Mia's never gone without something that she needed, but I also realize that's not the case for everybody. 'Thank God we are in a position where we are surrounded by a community that literally has helped us pay for these things when we didn't have coverage — but not everybody is in that position.' Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.