Southern California pastor allegedly swindled over $230,000 through wire fraud schemes

Yahoo

08-03-2025

A Southern California church pastor was arrested for allegedly stealing over $230,000 through wire fraud schemes targeting friends.
Terrance Owens Elliott, 60, of Crestline, also known as 'Tony Elliott,' was arrested Thursday and charged with 11 counts of wire fraud, according to the U.S. Attorney's Office.
Elliot is a pastor at a San Bernardino church and a one-time political candidate for the San Bernardino City Council. He is accused of committing several con jobs targeting long-time friends and a nonprofit tied to another church, officials said.
According to the indictment, Elliott reportedly told victims he worked in the San Bernardino city government and was involved with the San Bernardino Police Department.
His first victim was a friend, identified only as 'M.C.' in court documents. Elliot allegedly convinced the woman to put her inheritance money into a trust that he would manage and administer. He falsely claimed she would lose her Medicare and Social Security benefits if she received the inheritance directly, prosecutors said.
He prepared a trust agreement and appointed himself as a co-trustee. He reportedly opened a bank account in the trust's name and gave the bank a false copy of the agreement stating only he had the sole power to make payments from the account.
He then wrote checks and made online transfers to a church, identified as 'Church A.' He also used the funds to buy postal money orders to pay the church's rent. The rest of the money was allegedly used for personal expenses including buying Nike sneakers, a piano, clothing, vehicle repairs, and an extended warranty for a motorcycle, court documents said.
Elliott is accused of obtaining access to M.C.'s account at a different bank where he made around $27,164 in unauthorized transfers of her monthly Social Security payments to the church.
'When the victim's family asked Elliott about the trust account or asked for bank statements, he lulled them into compliance by getting upset and telling them that everything was under control,' court documents said.
When M.C. died, prosecutors said Elliott targeted a second victim, identified as 'W.H.', into paying around $8,615 for M.C.'s funeral. He falsely claimed he needed authorization from a judge before money from the trust account could be released.
Through this scheme, Elliott defrauded four victims, including M.C. and W.H., out of at least $150,263, officials said.
In a separate scheme from June 2021 to February 2023, Elliott advised W.H. on selling a home. After W.H. sold the home, Elliott suggested the victim's corporation loan M.C.'s trust $65,000, falsely claiming this would help W.H. avoid paying capital gains tax from the sale.
He prepared a loan contract and told W.H. he would transfer $65,000 from the corporation to the trust account and the trust would repay the loan with 10% annual interest. He also allegedly convinced W.H. to provide several signed blank checks from the corporation's account.
Instead of honoring the contract, Elliott used a blank check to make a transfer to Church A. He never repaid any part of the $65,000 loan and instead, reportedly spent most of the money on personal expenses, prosecutors said.
From September 2018 to June 2021, Elliott used his relationships with the church's board of directors to help manage litigation expenses and other costs involving a different church, 'Church B,' and a nonprofit.
Elliott reportedly lied by claiming the nonprofit owed money to W.H.'s corporation for services provided involving the litigation against them. The nonprofit issued around 32 checks which Elliott deposited into an account he controlled, defrauding around $23,300.
In total, he is accused of swindling around $238,563 through these schemes, prosecutors said. He was charged with 11 counts of wire fraud. If convicted, he could face up to 20 years in prison for each count.
The case remains under investigation by the Federal Bureau of Investigation. Authorities believe there may be additional victims who have yet to be identified.
Anyone with information on the case is asked to call the FBI at 310-477-6565 or submit a tip online at tips.fbi.gov.
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