logo
Map Shows Where Seniors Drive the Longest to Reach Social Security Offices

Map Shows Where Seniors Drive the Longest to Reach Social Security Offices

Newsweek3 hours ago

Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources.
Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content.
As the Social Security Administration (SSA) undergoes major changes, seniors are driving hours just to get to their closest Social Security office.
The Center for Budget and Policy Priorities released a new study that found 13.5 million seniors are affected by long drives to get to the most nearby office. Roughly 25 percent of the entire U.S. population has to drive more than an hour to get to a Social Security branch.
Why It Matters
Roughly 70 million Americans rely on Social Security payments each month. While the SSA usually sends out checks via direct deposit or mail, some beneficiaries are required to make a trip to their local field office in case issues arise with their benefits.
Earlier this year, the Department of Government Efficiency announced it would be closing several field offices as it works to consolidate government real estate and reduce operational costs. But the shuttering of offices has worsened drive times for seniors who need to visit one.
What To Know
Roughly half of seniors who receive Social Security live at least 33 minutes from a Social Security office and in 31 states, more than 25 percent of seniors face travel times of more than an hour.
The following states saw an even higher number, with 40 percent of seniors facing a drive of an hour or longer:
Arkansas
Iowa
Maine
Mississippi
Montana
Nebraska
North Dakota
South Dakota
Vermont
Wyoming
In Arizona, Idaho, Kentucky, Minnesota, New Hampshire, North Carolina, Oregon, Tennessee, Wisconsin and Virginia, from 25 percent to 40 percent of seniors have to travel an hour or more.
The SSA has changed its policy in recent months, now mandating that recipients who do not pass its anti-fraud check will have to visit an office in person. This will likely cause an additional 1.93 million trips to SSA offices yearly.
The agency also announced its plans to cut 7,000 employees and prioritize digital technology and artificial intelligence to speed up processes that previously required more staff.
A Social Security Administration office in Washington, D.C., is pictured on March 26.
A Social Security Administration office in Washington, D.C., is pictured on March 26.
SAUL LOEB/AFP via Getty Images
What People Are Saying
Alex Beene, financial literacy instructor for the University of Tennessee at Martin, told Newsweek: "It's of little surprise that states where Social Security recipients face the longest drive times tend to be ones that have more swaths of rural areas, like Kentucky, Iowa, or Wyoming. Complicating matters further could be further staffing cuts to the administration, which would push back appointment times and extend the process of meeting with a representative in-person and gaining assistance even longer."
White House spokeswoman Liz Huston said in a previous statement: "Under President Trump's leadership, SSA has charted a new course for the agency that prioritizes enhancing customer service, reducing waste, fraud, and abuse, and optimizing its workforce towards direct public service."
New SSA Commissioner Frank Bisignano said previously: "I think we should get away from focusing on head count to focus on what our objective is, which is to do a great job for the public."
What Happens Next
As many seniors may prefer to speak with a person in an office rather than online or in a phone call, any further closures of Social Security offices could have dire consequences.
"The reality for many seniors is they still prefer going to a physical location and meeting with a person to discuss problems they're having or communicate for clarity on their benefits. Further administrative cuts will just make this process more difficult," Beene said.

Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Most Americans Can't Cover A $2,000 Emergency As Inflation Keeps Eating Their Paychecks, Survey Shows
Most Americans Can't Cover A $2,000 Emergency As Inflation Keeps Eating Their Paychecks, Survey Shows

Yahoo

time41 minutes ago

  • Yahoo

Most Americans Can't Cover A $2,000 Emergency As Inflation Keeps Eating Their Paychecks, Survey Shows

More than half of U.S. adults could not pay a $2,000 emergency bill from savings, the Federal Reserve's latest survey data shows, shining a light on the fragility of family finances despite a strong labor market. What Happened: According to the survey of Household Economics and Decision-Making, only 48% said they would cover the expense with cash on hand. The rest would borrow, cut spending, or simply default. Inflation tops the list of worries for the third straight year. 37% of respondents called rising prices their main financial challenge, up from 35% last year and four times the 2016 level. Separate Bankrate polling finds just 44% of households have enough savings to handle a $1,000 shock, a share that's barely changed since 2022. Don't Miss: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — this is your last chance to become an investor for $0.80 per share. Invest where it hurts — and help millions heal: Invest in Cytonics and help disrupt a $390B Big Pharma stronghold. Savings gaps stretch wide. 18% of adults keep less than $100 set aside, 13% hold between $100 and $499, and another 10% sit in the $500-to-$999 range. Fed researchers say those figures mirror the 62% who still live paycheck to paycheck, a proportion LendingClub confirms in data from late 2023. Why It Matters: Economists warn that the thin cushions leave households vulnerable to even modest setbacks. Personal-finance nonprofit NEFE notes growing support for mandatory high-school money courses after studies link class-takers to higher emergency funds and lower late fees. Twenty-three states now require the instruction, up from 17 before the pandemic. Policymakers see mixed signals. The Fed report shows 55% of adults have rainy-day savings equal to three months of expenses, yet that share trails the 59% peak hit in 2021. With prices still climbing at 3% annually, CFPB data show late-payment rates on credit cards and auto loans are at their highest in years. New York Times best-selling author Ramit Sethi, who also hosts Netflix's new show 'How to Get Rich,' urges families to automate transfers into high-yield accounts and aim for at least one month of expenses before tackling larger goals. Read Next: How do billionaires pay less in income tax than you? Tax deferring is their number one strategy. Bezos' Favorite Real Estate Platform Launches A Way To Ride The Ongoing Private Credit Boom Image via Shutterstock Up Next: Transform your trading with Benzinga Edge's one-of-a-kind market trade ideas and tools. Click now to access unique insights that can set you ahead in today's competitive market. Get the latest stock analysis from Benzinga? This article Most Americans Can't Cover A $2,000 Emergency As Inflation Keeps Eating Their Paychecks, Survey Shows originally appeared on Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data

Americans just wiped out $48B in credit card debt: Here's how
Americans just wiped out $48B in credit card debt: Here's how

Yahoo

timean hour ago

  • Yahoo

Americans just wiped out $48B in credit card debt: Here's how

HONOLULU (KHON2) — In early 2025, Americans made significant progress in reducing their credit card debt. According to a new report, during the first quarter of 2025, consumers in the United States paid off approximately $48 billion in credit card debt. This brought the total national credit card debt down to about $1.29 trillion, which is $206 billion below the all-time high recorded in 2007. The average credit card debt per household stood at $10,767 at the end of Q1 2025. This figure is $2,156 less than the record set in 2007, indicating that households are managing their credit card balances more effectively. Several factors contributed to this decrease:Higher interest rates: Credit card interest rates exceeded 20% annually, making borrowing more expensive. This likely encouraged consumers to pay down their balances to avoid high finance charges. Increased consumer awareness: There has been a growing awareness about the importance of managing personal finances, leading more people to budget carefully and reduce unnecessary spending. Economic factors: Changes in the economy, such as inflation and shifts in employment, may have prompted consumers to be more cautious with their credit card usage. It's important to note that while the overall debt decreased, the charge-off rate — which represents debts that credit card companies consider unlikely to be repaid — increased by 4.24% during Q1 2025 and reached 4.67%. You can click here to read the full report. The early part of 2025 saw Americans taking meaningful steps to reduce their credit card debt, and this was influenced by higher interest rates and a heightened focus on financial health. Get news on the go with KHON 2GO, KHON's morning podcast, every morning at 8 However, the rise in charge-off rates suggests that some consumers still face challenges in managing their debt. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

Trump hails $1K-per-child ‘Trump Accounts' during White House roundtable
Trump hails $1K-per-child ‘Trump Accounts' during White House roundtable

The Hill

timean hour ago

  • The Hill

Trump hails $1K-per-child ‘Trump Accounts' during White House roundtable

(NEXSTAR) – On Monday, President Trump promoted the so-called 'Trump Accounts' during a roundtable meeting with lawmakers and business leaders, including the CEOs of Dell, Uber and Goldman Sachs, among others. Related video above: Trump and Musk feud continues over 'big, beautiful bill' 'This is a pro-family initiative that will help millions of Americans harness the strength of our economy to lift up the next generation,' Trump said at the meeting. 'They'll really be getting a big jump on life, especially if we get a little bit lucky with some of the numbers and the economy.' The proposal, part of Trump's 'big, beautiful bill,' would create tax-deferred investment accounts for infants that start with $1,000 per child. Once the child reaches age 18, they would be able to take out money to put toward a down payment for a home, education or to start a small business. If the money is used for other purposes, it'll be taxed at a higher rate. Dell CEO Michael Dell called the proposed accounts a 'simple yet powerful way to transform lives' Monday. Dell and the other assembled CEOs were expected to earmark billions of dollars to be invested in the Trump Accounts for their employees' children. 'Decades of research has shown that giving children a financial head start profoundly impacts their long-term success,' Dell said, according to the White House. 'With these accounts, children will be much more likely to graduate from college, to start a business, to buy a home, and achieve lifelong financial stability.' In order to qualify for one of the accounts, the child must have at least one parent with a Social Security number with work authorizations, meaning that some babies born in the U.S. to immigrant parents might not qualify. The money will be invested in an index fund where it will grow until the child reaches 18 and can withdraw funds to buy a home, pay for education or start a small business. Money spent on other things would be taxed at a higher rate. Families, guardians and private entities will be able to deposit up to $5,000 more per year. While the investment would be symbolically meaningful, it's a relatively small financial commitment to addressing child poverty in the wider $7 trillion federal budget. Assuming a 7% return, the $1,000 would grow to roughly $3,570 over 18 years. It builds on the concept of 'baby bonds,' which two states — California and Connecticut — and the District of Columbia have introduced as a way to reduce gaps between wealthy people and poor people. Economist Darrick Hamilton of The New School, who first pitched the idea of baby bonds a quarter-century ago, said the GOP proposal would exacerbate rather than reduce wealth gaps. When he dreamed up baby bonds, he envisioned a program that would be universal but would give children from poor families a larger endowment than their wealthier peers, in an attempt to level the playing field. The money would be handled by the government, not by private firms on Wall Street. 'It is upside down,' Hamilton said. 'It's going to enhance inequality.' Hamilton added that $1,000 — even with interest — would not be enough to make a significant difference for a child living in poverty. A Silicon Valley investor who created the blueprint for the proposal, Brad Gerstner, said in an interview with CNBC last year that the accounts could help address the wealth gap and the loss of faith in capitalism that represent an existential crisis for the U.S. 'The rise and fall of nations occurs when you have a wealth gap that grows, when you have people who lose faith in the system,' Gerstner said. 'We're not agentless. We can do something.' The Associated Press contributed to this report.

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into the world of global news and events? Download our app today from your preferred app store and start exploring.
app-storeplay-store