CFPB's Crackdown on Credit Reporting Failures Exposes Major Violations Impacting Consumers
Petroff Amshen LLP is committed to holding financial institutions accountable after the CFPB exposed major credit reporting failures affecting hundreds of thousands of consumers. The firm advocates for consumers' rights, challenges deceptive practices, and ensures transparency in the financial sector.
NEW YORK CITY, NEW YORK / / February 11, 2025 / The Consumer Financial Protection Bureau (CFPB) has once again highlighted massive violations in the financial sector, demanding a $12.8 million penalty from a major auto financing company for scandalous credit reporting failures. This latest action highlights a disturbing trend of lenders using careless and deceptive practices that directly harm consumers. For hundreds of thousands of borrowers, inaccurate credit reporting isn't just a minor error-it's a life-altering mistake. People depend on their creditworthiness for vital financial decisions, like securing housing, getting loans, or even finding employment. When a lender misreports payment statuses, it's not just a clerical error-it's a serious lapse that can have devastating consequences.
During the COVID-19 crisis, the auto financing company offered borrowers the chance to defer payments. But instead of accurately reporting these deferrals, the company wrongly marked borrowers as delinquent. This betrayal impacted 300,000 consumers, destroying their financial standing during one of the most difficult times in modern history. Even when the lender recognized its mistakes, it refused to fix them, leaving consumers to deal with the fallout.
Beyond the credit reporting mistakes, the company also ignored its legal duty to properly investigate disputes. Consumers who challenged the false information were met with silence-no investigation, no updates, and no corrections on their reports.
The CFPB's decision requires the company to pay $10.3 million to affected consumers and another $2.5 million in penalties. While this fine sends a strong message, it doesn't undo the damage done to the borrowers whose financial stability was destroyed. And it raises bigger questions about the industry's ongoing failure to follow the law, be transparent, and act ethically.
At Petroff Amshen LLP, we've seen how these reckless practices can tear apart individuals and families. Credit reporting errors don't just hurt your credit score-they can lead to denied mortgages, lost job opportunities, and higher borrowing costs. When institutions neglect their responsibilities, it's the consumers who bear the brunt. We're here to stand up against these injustices and hold these financial institutions accountable.
"When financial institutions neglect their duty to consumers, the damage is far-reaching. It's not just about credit scores-it's about people's lives. That's why we fight for accountability and transparency in every case."
- Serge F. Petroff, Founding Partner, Petroff Amshen LLP
This is not an isolated case. The CFPB has gone after several financial institutions for similar offenses. From deceptive credit reporting to discriminatory lending, financial companies continue to take advantage of consumers for profit. The latest case just proves that regulatory fines aren't enough to stop reckless behavior.
At Petroff Amshen LLP, we're proactive in defending consumers' rights. Our team is committed to challenging unfair lending practices and exposing financial institutions that refuse to do the right thing. When lenders misreport information, refuse to fix mistakes, or mislead borrowers, they must be held accountable. Consumers deserve transparency, accuracy, and the power to correct errors that hurt their financial future.
If you've been affected by false credit reporting or unfair practices, don't fight this battle alone. Petroff Amshen LLP is here to help you understand your legal options, challenge deceptive practices, and fight for the justice you deserve. You have the law on your side, and we're right there with you.
Contact Information
Gabriel Botero Media Relationsmedia@petroffamshen.com(718) 336-4200
SOURCE: Petroff Amshen LLP
View the original press release on ACCESS Newswire

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles


San Francisco Chronicle
38 minutes ago
- San Francisco Chronicle
How NIL money is reshaping the NBA draft: Fewer early entrants, more college stars staying put
Will Wade's work building N.C. State into an immediate winner included the pursuit of an entrant in the NBA draft, just in case he returned to college. It wasn't a huge risk: With all the cash flowing in college, the number of early entrants to the NBA draft has continued to shrink. This year's draft starts Wednesday night with its lowest total of those prospects in at least 10 years. 'Now you can play the long game a little bit more,' Wade told The Associated Press, referring to how college players can look at their futures. 'Look, I can get paid the same I would get paid in the G League, the same I would get paid on a two-way (contract), some guys are getting first-round money." And more money is on the way. It's been four years since college athletes were permitted to profit off the use of their name, image and likeness (NIL), opening the door for athlete compensation that was once forbidden by NCAA rules. Next week, on July 1, marks the official start of revenue sharing where schools can begin directly paying athletes following the $2.8 billion House antitrust settlement. For Wade, that led to signing Texas Tech's Darrion Williams after 247sports' fifth-ranked transfer withdrew from the draft. 'Basically now if you're an early entry and you're not a top-20, top-22 pick — where the money slots — you can pretty much make that in college,' the new Wolfpack coach said. It's all part of a seismic change that has rippled through college athletics since the pandemic, its impact touching the NBA. Players willing to 'test the waters' in the draft before returning to school now have a lucrative option to consider against uncertain pro prospects. And it shows in the numbers. 'With all the money that's being thrown around in NIL, you're having a lot less players put their names in,' Detroit Pistons president of basketball operations Trajan Langdon said. 'You're having pretty good players pulling their names out.' Declining number of early entrants This year's drop is significant when compared to the years before anyone had heard of COVID-19. There was a spike of college players jumping into the draft in the pandemic's aftermath, when they were granted a free eligibility year to temporarily make even a fourth-year senior an 'early' entrant. But those numbers had fallen as those five-year players cycled out of college basketball, and they're now below pre-pandemic levels. That decline coincides with NIL's July 2021 arrival, from athletes doing paid appearances or social-media endorsements to boosters forming collectives offering NIL packages amounting to de facto salaries. As a result: — Eighty-two players appeared on the NBA's list of early entrants primarily from American colleges with a smattering of other teams, down 49% from 2024 (162) and nearly 47% compared to the four-year average from 2016-19 (153.5); — Thirty-two remained after withdrawal deadlines, down from 62 last year and 72.0 from 2016-19; — Adding international prospects, 109 players declared for the draft, down from 201 last year and 205.0 from 2016-19; — And only 46 remained, down from 77 in 2024 and 83.8 from 2016-19. More college players weighing options Duke coach Jon Scheyer understands draft dynamics, both for no-doubt headliners and prospects facing less clarity. He sees college athlete compensation as a 'legitimate gamechanger." 'Hopefully it allows players to decide what's truly best for their game,' Scheyer told the AP. 'It allows them to analyze: 'Am I actually ready for this or not?' Where money doesn't have to be the deciding factor. Because if money's the deciding factor, that's why you see kids not stick. The NBA's cutthroat. It just is.' The Blue Devils are expected to have three players selected in the first-round Wednesday, including presumptive No. 1 pick Cooper Flagg alongside top-10 prospects Kon Knueppel and Khaman Maluach. They also had players sorting through draft decisions. Freshman Isaiah Evans — a slender wing with explosive scoring potential — withdrew instead of chasing first-round status through the draft process. Incoming transfer Cedric Coward from Washington State rapidly rose draft boards after the combine and remained in the draft. 'There's no substituting the money you're going to make if you're a top-15, top-20 pick,' said Scheyer, entering Year 4 as successor to retired Hall of Famer Mike Krzyzewski. 'But if you're not solidified as a first-round pick, why risk it when you can have a solid year and a chance to go up or be in the same position the following season?' College compensation is re-shaping the draft pool Langdon, himself a former Duke first-rounder, sees that evolution, too. His Pistons had their first playoff appearance since 2019, but lack a first-round selection and own a single pick in Thursday's second round. Fewer candidates could make the already imperfect science of drafting even trickier in this new reality. According to the NBA's 2024-25 rookie scale, a player going midway through the first round would make roughly $3.5 million in first-year salary. That figure would drop to about $2.8 million at pick No. 20, $2.3 million at No. 25 and $2.1 million with the 30th and final first-round draftee. A minimum first-year NBA salary? Roughly $1.2 million. 'These NIL packages are starting to get up to $3 to $4 to $5 to $6 million dollars,' Langdon said. 'These guys are not going to put their name in to be the 25th pick, or even the 18th pick. They are going to go back to school in hopes of being a lottery pick next year. With that pool of players decreasing, it kind of decreases the odds of the level of player we get at No. 37, just the pure mathematics.' Current NBA players offer insight Indiana Pacers big man Thomas Bryant and Oklahoma City Thunder counterpart Isaiah Hartenstein, who both played in the seven-game NBA Finals that ended Sunday, illustrate Langdon's point. They were back-to-back second-rounders in 2017 (Bryant at 42, Hartenstein at 43), pushed down a draft board featuring early-entry college players in 33 of the 41 picks before them. Bryant played two college seasons at Indiana before stints with five NBA teams, including Denver's 2023 championship squad. Would the ability to make college money have changed his journey? 'To be honest, I see it from both sides," Bryant said. "If you're not going to get drafted, you understand that a kid needs money to live in college and everything. So, I understand where they're coming from on that end. 'But for me, I took the chance. I bet on myself, and I believed in myself, and I worked to the very end. And the thing about me is that if I went down, I was going down swinging. I hang my hat on that. For some, it might not be the same case." The American-born Hartenstein moved to Germany at 11 and played in Lithuania before being drafted. As he put it: 'I think everyone's journey is different.' 'I think you should have the right people around you to kind of guide you,' said Hartenstein, a newly minted NBA champion. 'I mean, I was lucky that my dad, who was a professional before, kind of guided me. Depending on your circumstances, it's hard to turn down guaranteed money. If there's an opportunity to get in a good situation in the NBA, you do that. But it's a hard decision.' College now can be more of an allure At N.C. State, Wade's pitch to Williams included a leading role and a shot at boosting his draft stock. The 6-foot-6 junior averaged 15.1 points with multiple big NCAA Tournament performances as the Red Raiders reached the Elite Eight, nearly beating eventual champion Florida. 'He was most likely going to be a second-round draft pick, and his package here is better than probably he would've gotten as a second-round pick,' Wade said, adding: 'We certainly talked about that. We went over that. We went over the math of everything. We went over the plan on how to accomplish that." That's not to say it's easy at the college level in this new landscape. Roster management is tricky, including a balancing act of maintaining financial resources to potentially land one player while risking missing out on others. 'It's the way life works, it's the way it should work,' Wade said. 'If there's no risk, there's no reward. The riskiest players, in terms of waiting on the money and waiting them out, are the best players. That's why they're in the draft process. We're not going to be scared of that.' ___


Fox Sports
an hour ago
- Fox Sports
How NIL money is reshaping the NBA draft: Fewer early entrants, more college stars staying put
Associated Press Will Wade's work building N.C. State into an immediate winner included the pursuit of an entrant in the NBA draft, just in case he returned to college. It wasn't a huge risk: With all the cash flowing in college, the number of early entrants to the NBA draft has continued to shrink. This year's draft starts Wednesday night with its lowest total of those prospects in at least 10 years. 'Now you can play the long game a little bit more,' Wade told The Associated Press, referring to how college players can look at their futures. 'Look, I can get paid the same I would get paid in the G League, the same I would get paid on a two-way (contract), some guys are getting first-round money." And more money is on the way. It's been four years since college athletes were permitted to profit off the use of their name, image and likeness (NIL), opening the door for athlete compensation that was once forbidden by NCAA rules. Next week, on July 1, marks the official start of revenue sharing where schools can begin directly paying athletes following the $2.8 billion House antitrust settlement. For Wade, that led to signing Texas Tech's Darrion Williams after 247sports' fifth-ranked transfer withdrew from the draft. 'Basically now if you're an early entry and you're not a top-20, top-22 pick — where the money slots — you can pretty much make that in college,' the new Wolfpack coach said. It's all part of a seismic change that has rippled through college athletics since the pandemic, its impact touching the NBA. Players willing to 'test the waters' in the draft before returning to school now have a lucrative option to consider against uncertain pro prospects. And it shows in the numbers. 'With all the money that's being thrown around in NIL, you're having a lot less players put their names in,' Detroit Pistons president of basketball operations Trajan Langdon said. 'You're having pretty good players pulling their names out.' Declining number of early entrants This year's drop is significant when compared to the years before anyone had heard of COVID-19. There was a spike of college players jumping into the draft in the pandemic's aftermath, when they were granted a free eligibility year to temporarily make even a fourth-year senior an 'early' entrant. But those numbers had fallen as those five-year players cycled out of college basketball, and they're now below pre-pandemic levels. That decline coincides with NIL's July 2021 arrival, from athletes doing paid appearances or social-media endorsements to boosters forming collectives offering NIL packages amounting to de facto salaries. As a result: — Eighty-two players appeared on the NBA's list of early entrants primarily from American colleges with a smattering of other teams, down 49% from 2024 (162) and nearly 47% compared to the four-year average from 2016-19 (153.5); — Thirty-two remained after withdrawal deadlines, down from 62 last year and 72.0 from 2016-19; — Adding international prospects, 109 players declared for the draft, down from 201 last year and 205.0 from 2016-19; — And only 46 remained, down from 77 in 2024 and 83.8 from 2016-19. More college players weighing options Duke coach Jon Scheyer understands draft dynamics, both for no-doubt headliners and prospects facing less clarity. He sees college athlete compensation as a 'legitimate gamechanger." 'Hopefully it allows players to decide what's truly best for their game,' Scheyer told the AP. 'It allows them to analyze: 'Am I actually ready for this or not?' Where money doesn't have to be the deciding factor. Because if money's the deciding factor, that's why you see kids not stick. The NBA's cutthroat. It just is.' The Blue Devils are expected to have three players selected in the first-round Wednesday, including presumptive No. 1 pick Cooper Flagg alongside top-10 prospects Kon Knueppel and Khaman Maluach. They also had players sorting through draft decisions. Freshman Isaiah Evans — a slender wing with explosive scoring potential — withdrew instead of chasing first-round status through the draft process. Incoming transfer Cedric Coward from Washington State rapidly rose draft boards after the combine and remained in the draft. 'There's no substituting the money you're going to make if you're a top-15, top-20 pick,' said Scheyer, entering Year 4 as successor to retired Hall of Famer Mike Krzyzewski. 'But if you're not solidified as a first-round pick, why risk it when you can have a solid year and a chance to go up or be in the same position the following season?' College compensation is re-shaping the draft pool Langdon, himself a former Duke first-rounder, sees that evolution, too. His Pistons had their first playoff appearance since 2019, but lack a first-round selection and own a single pick in Thursday's second round. Fewer candidates could make the already imperfect science of drafting even trickier in this new reality. According to the NBA's 2024-25 rookie scale, a player going midway through the first round would make roughly $3.5 million in first-year salary. That figure would drop to about $2.8 million at pick No. 20, $2.3 million at No. 25 and $2.1 million with the 30th and final first-round draftee. A minimum first-year NBA salary? Roughly $1.2 million. 'These NIL packages are starting to get up to $3 to $4 to $5 to $6 million dollars,' Langdon said. 'These guys are not going to put their name in to be the 25th pick, or even the 18th pick. They are going to go back to school in hopes of being a lottery pick next year. With that pool of players decreasing, it kind of decreases the odds of the level of player we get at No. 37, just the pure mathematics.' Current NBA players offer insight Indiana Pacers big man Thomas Bryant and Oklahoma City Thunder counterpart Isaiah Hartenstein, who both played in the seven-game NBA Finals that ended Sunday, illustrate Langdon's point. They were back-to-back second-rounders in 2017 (Bryant at 42, Hartenstein at 43), pushed down a draft board featuring early-entry college players in 33 of the 41 picks before them. Bryant played two college seasons at Indiana before stints with five NBA teams, including Denver's 2023 championship squad. Would the ability to make college money have changed his journey? 'To be honest, I see it from both sides," Bryant said. "If you're not going to get drafted, you understand that a kid needs money to live in college and everything. So, I understand where they're coming from on that end. 'But for me, I took the chance. I bet on myself, and I believed in myself, and I worked to the very end. And the thing about me is that if I went down, I was going down swinging. I hang my hat on that. For some, it might not be the same case." The American-born Hartenstein moved to Germany at 11 and played in Lithuania before being drafted. As he put it: 'I think everyone's journey is different.' 'I think you should have the right people around you to kind of guide you,' said Hartenstein, a newly minted NBA champion. 'I mean, I was lucky that my dad, who was a professional before, kind of guided me. Depending on your circumstances, it's hard to turn down guaranteed money. If there's an opportunity to get in a good situation in the NBA, you do that. But it's a hard decision.' College now can be more of an allure At N.C. State, Wade's pitch to Williams included a leading role and a shot at boosting his draft stock. The 6-foot-6 junior averaged 15.1 points with multiple big NCAA Tournament performances as the Red Raiders reached the Elite Eight, nearly beating eventual champion Florida. 'He was most likely going to be a second-round draft pick, and his package here is better than probably he would've gotten as a second-round pick,' Wade said, adding: 'We certainly talked about that. We went over that. We went over the math of everything. We went over the plan on how to accomplish that." That's not to say it's easy at the college level in this new landscape. Roster management is tricky, including a balancing act of maintaining financial resources to potentially land one player while risking missing out on others. 'It's the way life works, it's the way it should work,' Wade said. 'If there's no risk, there's no reward. The riskiest players, in terms of waiting on the money and waiting them out, are the best players. That's why they're in the draft process. We're not going to be scared of that.' Nor should he, not with the allure of campus life these days. ___ AP Basketball Writer Tim Reynolds and AP Sports Writer Larry Lage contributed to this report. ___ AP NBA:
Yahoo
an hour ago
- Yahoo
Pet Oral Care Market to Reach USD 3 Billion by 2032 at a CAGR of 6.1% from 2025 - Meticulous Research®
Rising Pet Ownership, Increased Pet Healthcare Spending, and Growing Awareness of Pet Dental Health Drive Market Expansion Across Global Companion Animal Care Industry REDDING, Calif., June 24, 2025 /PRNewswire/ -- The pet oral care market is experiencing robust growth, with market valuation projected to reach USD 3 billion by 2032, representing a compound annual growth rate of 6.1% during the 2025-2032 forecast period. This steady expansion reflects the increasing focus on comprehensive pet healthcare and the growing recognition of oral hygiene as a critical component of companion animal wellness, according to the latest research report "Pet Oral Care Market by Product (Toothpaste, Toothbrush, Mouthwash, Chewable, Additives), Animal Type (Dogs, Cats), Sales Channel (e-commerce, Pet Store, Pharmacy, Supermarkets, Veterinary Hospitals), Geography - Global Forecast to 2032", published by Meticulous Research®. The growth of the overall pet oral care market is mainly attributed to the fundamental shift in pet ownership attitudes, where companion animals are increasingly viewed as family members deserving comprehensive healthcare, including preventive dental care to ensure long-term health and quality of life. Access your FREE sample report: Pet Humanization Trend Transforms Companion Animal Healthcare The pet oral care market stands at the forefront of the evolving companion animal healthcare landscape, driven by pet owners' increasing willingness to invest in preventive healthcare measures that mirror human dental care practices. Rising Pet Population and Ownership Rates Fuel Market Demand Global pet ownership has witnessed unprecedented growth, particularly accelerated by the COVID-19 pandemic, which saw over 2 million pets adopted in the U.K. and over 1 million in Australia during the pandemic period. Millennials, representing a significant demographic of first-time pet adopters, demonstrate heightened awareness of pet health requirements and willingness to invest in comprehensive care solutions. The recognition of pets' positive impact on human health, including decreased blood pressure, reduced triglyceride levels, and support for managing depression, anxiety, and PTSD, continues to drive pet adoption rates globally. European households with pets increased to 91 million in 2022 from 88 million in 2020, creating a substantial consumer base for specialized pet care products. Increased Pet Healthcare Expenditure Drives Premium Product Adoption Pet owners' spending patterns reflect the elevated status of companion animals within households. In 2021, U.S. pet owners spent $123.6 billion, representing a 19.3% increase from $103.6 billion in 2020. This growing expenditure encompasses preventive healthcare measures, including oral care products designed to prevent costly dental treatments and improve pets' overall well-being. The shift toward preventive care addresses the significant expense and discomfort associated with dental disease treatments in pets, making regular oral hygiene maintenance an attractive alternative for conscientious pet owners. Product Innovation Drives Market Segmentation and Growth Toothpaste Segment Leads Product Category Enzymatic toothpaste for dogs and cats represents the fastest-growing product segment, leveraging antibacterial properties to reduce plaque formation and prevent tartar buildup. The availability of diverse flavors tailored to pet preferences, combined with growing awareness of pet oral health in developed markets, positions this segment for continued market leadership. Diverse Product Portfolio Addresses Varied Pet Needs The market encompasses comprehensive oral care solutions including specialized toothbrushes designed for pet anatomy, mouthwashes formulated for animal safety, dental chews providing mechanical cleaning action, and water additives offering convenient daily oral care supplementation. This product diversity ensures solutions for pets with varying temperaments and owner preferences. Dogs Dominate Animal Type Segmentation Dogs account for the largest market share within the animal type segment, driven by their widespread adoption as companion animals and the recognition of their health benefits including companionship and emotional support. The accessibility of dog adoption services and the strong human-canine bond contribute to sustained demand for canine oral care products. E-commerce Channels Transform Product Distribution Online Sales Channels Command Market Leadership The online segment represents the largest share of sales channels in 2025, driven by the convenience and accessibility of e-commerce platforms. Pet owners in developed countries demonstrate high awareness of their pets' health needs and readily invest in specialized products available through company websites and e-commerce platforms. Digital distribution channels provide access to specialized products, educational content, and subscription services that support consistent oral care routines, enhancing customer engagement and product adoption rates. Explore customization options: Regional Market Dynamics Shape Global Growth Patterns North America Establishes Market Dominance North America maintains the largest regional market share, attributed to high awareness regarding pet health, substantial pet-related expenditure, comprehensive pet insurance coverage, and elevated pet adoption rates. The region's mature pet care market and established veterinary infrastructure support premium product adoption and specialized care practices. Geographic Expansion Opportunities in Emerging Markets Developing regions present significant growth opportunities as pet ownership increases and awareness of companion animal healthcare expands. Rising disposable incomes and urbanization trends in emerging markets create favorable conditions for premium pet care product adoption. Market Challenges and Opportunities Addressing Awareness Gaps in Developing Markets Low awareness regarding animal health in developing countries represents a significant market challenge, requiring targeted educational initiatives and affordable product offerings to expand market penetration. Collaborative efforts between manufacturers, veterinarians, and pet care professionals can address knowledge gaps and promote preventive oral care practices. Overcoming Pet Compliance Challenges The natural reluctance of pets to accept oral care procedures presents ongoing challenges requiring innovative product formulations, appealing flavors, and user-friendly application methods. Product development focused on ease of use and pet acceptance rates supports broader market adoption. View complete market analysis: Key Players in Pet Oral Care Market The pet oral care market features established veterinary pharmaceutical companies, pet food manufacturers, and specialized oral care product developers. Leading market participants include Boehringer Ingelheim International GmbH (Germany), VETOQUINOL S.A. (France), AllAccem, Inc. (U.S.), Petzlife UK (U.K.), Dechra Pharmaceuticals PLC (U.K.), Imrex Inc. (Canada), Nestlé S.A. (Switzerland), Mars, Incorporated (U.S.), Ceva Animal Health, LLC (U.S.), Virbac S.A. (France), and Hill's Pet Nutrition, Inc. (U.S.) among others. Market Outlook and Future Opportunities The pet oral care market's positive trajectory reflects fundamental shifts in pet ownership attitudes and increasing recognition of preventive healthcare's importance. Continued innovation in product formulations, distribution channels, and educational initiatives will support sustained market growth throughout the forecast period. Integration of technology-enabled solutions, personalized oral care regimens, and veterinary partnership programs present opportunities for market expansion and enhanced pet health outcomes. Related Reports: Oral Care Market Size, Share, Forecast, & Trends Analysis Pet Care Market Size, Share, Forecast, & Trends Analysis E-commerce Market Size, Share, Forecast, & Trends Analysis Direct-to-Consumer (DTC) Pet Food Market Size, Share, Forecast, & Trends Analysis About Meticulous Research® Meticulous Research® was founded in 2010 and incorporated as Meticulous Market Research Pvt. Ltd. in 2013 as a private limited company under the Companies Act, 1956. Since its incorporation, the company has become the leading provider of premium market intelligence, strategic insights, and consulting services to serve clients across 11 major industries globally. Meticulous Research® offers comprehensive market research reports, custom research, and consulting services. Our research studies help clients make informed business decisions and understand emerging business trends and opportunities. The company's expertise spans across various domains, enabling it to provide accurate insights and strategic recommendations to its clients. Contact:Mr. Khushal BombeMeticulous Market Research Pvt. Ltd.1267 Willis St, Ste 200 Redding,California, 96001, +1-646-781-8004Europe: +44-203-868-8738APAC: +91 744-7780008Email: sales@ Source: Logo: View original content: SOURCE Meticulous Market Research Pvt. Ltd. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data