
Euro-Zone Private Sector Barely Grows With Germany Offering Hope
By and Mark Schroers
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Business activity in the euro area hardly grew again in February, reinforcing fears that the bloc remains mired in stagnation.
The Composite Purchasing Managers' Index by S&P Global held at 50.2, just above the 50 threshold separating expansion from contraction. Analysts had predicted a reading of 50.5.

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Time Business News
27 minutes ago
- Time Business News
Zero-Downtime SAP S/4HANA Cloud Migration for SMBs: A 2025 Step-by-Step Playbook Powered by AI
Small- and mid-sized businesses (SMBs) can no longer treat an ERP migration as a once-a-decade, fire-and-forget IT project. Global supply-chain shocks, rising customer expectations, and a looming SAP ECC 2027 sunset have compressed decision cycles. You need a DIY-style roadmap fast, modular, and powered by artificial intelligence—to modernise without pausing day-to-day operations or draining cash reserves. This article distils the field-tested methods Sapsol Technologies Inc. applies in real client projects. By the end you will know, step-by-step, how to move from a legacy SAP ECC or non-SAP system to SAP S/4HANA Cloud with literally seconds of cutover and where Gen-AI, predictive analytics, and machine learning amplify every phase. A project with no clear value proposition is the fastest route to cost overruns. So grab a whiteboard and write down what the board, investors and frontline users demand: Customer experience: Shoppers expect real-time inventory, personalised pricing, and instant order status. Batch-driven ECC cannot compete. Shoppers expect real-time inventory, personalised pricing, and instant order status. Batch-driven ECC cannot compete. Cash flow: IDC finds that companies embedding AI-driven demand sensing slash safety stock by 35 %. Those dollars show up as free cash. IDC finds that companies embedding AI-driven demand sensing slash safety stock by 35 %. Those dollars show up as free cash. Compliance & ESG: Regulators now inspect digital audit trails and Scope 3 emissions data. S/4HANA's built-in analytics shorten audits, while blockchain extensions like GreenToken capture ESG proof automatically. Tipping-point fact: SAP ends mainstream ECC support in 2027. For many SMBs the real deadline is 2025, because partners, lenders, and even insurance underwriters increasingly tie risk premiums to digital maturity. With purpose documented, every configuration decision can be checked against the 'Why.' Scope creep dies immediately when an idea fails that test. Zero-downtime is not marketing spin; it is an architectural pattern first popularised by hyperscale SaaS vendors and now perfected for S/4HANA Cloud migrations. Blue environment: The fresh S/4HANA Cloud tenant where you configure best-practice processes and load synchronised data. The fresh S/4HANA Cloud tenant where you configure best-practice processes and load synchronised data. Green environment: Your current live system—ECC, a third-party ERP, or a hybrid Frankenstein stack. Your current live system—ECC, a third-party ERP, or a hybrid Frankenstein stack. Load balancer / DNS cutover: A software switch that, once tests pass, points production traffic from Green to Blue in milliseconds. Most planned outages hide in three areas: data migration, interface rewiring, and user adoption. Neutralise all three and 'zero' becomes not only feasible but routine. Skimping on preparation torpedoes SMB projects more than any technology glitch. Confirm you have: Clean master data – duplicates and missing cost centres wreak havoc on universal journals. Process maps – even a simple Lucidchart swim-lane for procure-to-pay uncovers undocumented steps. Interface inventory – list every nightly flat-file, API, or Excel macro touching finance, supply chain, or HR. Testing culture – appoint user-acceptance leaders now; do not rely on 'we'll find volunteers later.' Executive mandate – a C-level sponsor ready to settle tie-breakers stops endless meetings. If any square remains blank, fix it first. Your migration speed is fixed by the slowest unresolved gap. Fire up Sapsol's Express Assessment Toolkit —lightning workshops, process questionnaires, and auto-generated heat-maps highlighting where your workflows diverge from S/4HANA best practices. —lightning workshops, process questionnaires, and auto-generated heat-maps highlighting where your workflows diverge from S/4HANA best practices. Score each process on a traffic-light scale. Red items trigger either redesign or a justified exception. Deliverables: a one-page Migration Roadmap plus an AI Opportunity Matrix showing where Fiori co-pilots, predictive MRP, or machine-learning invoice matching will create immediate wins. Spin up a trial tenant in SAP Cloud ALM. Load a 10 % representative data slice —cover edge cases like multi-currency ledgers or non-calendar fiscal years. —cover edge cases like multi-currency ledgers or non-calendar fiscal years. Plug in quick-hit AI features: predictive reorder points in Integrated Business Planning (IBP), a chatbot for accounts-payable queries. Run a demo for executives; seeing is believing, and budgets unlock faster. Launch Sapsol's Data Profiler to expose nulls, duplicates, and obsolete material masters. to expose nulls, duplicates, and obsolete material masters. Choose ETL vs. ELT wisely. If you can cleanse upstream, ELT straight into S/4 accelerates cutover. wisely. If you can cleanse upstream, ELT straight into S/4 accelerates cutover. Schedule nightly delta loads so business keeps trading while Blue catches up daily. Provision the production-grade Blue landscape, clone integrations with SAP BTP API Management. Freeze configuration, but allow master-data deltas until twelve hours pre-switch. Execute robotic smoke tests across finance close, order-to-cash, procure-to-pay. When the dashboard shows 100 % green, flip the load balancer. Downtime? Seconds—just long enough for DNS caching to refresh. Now the fun begins. Activate revenue-lifting and cost-cutting algorithms: Boards love that you deliver tangible gains inside the first quarter rather than 'sometime next year.' For a $120 million-revenue firm, total programme cost typically lands between 0.9 % and 1.5 % of revenue. Thanks to Sapsol's accelerators you can budget on the low side and still deliver: 35 % inventory reduction via AI demand sensing. via AI demand sensing. 20 % fewer rush orders because real-time MRP spots shortages days earlier. because real-time MRP spots shortages days earlier. 40 % faster period-close courtesy of AI-suggested journal entries. At an 18 % EBITDA margin your break-even point is month 14—a timeline CFOs seldom see with traditional IT projects. Want third-party proof? Review the numbers in Sapsol's manufacturing client success story: Scope bloat – freeze your MVP. Park 'wouldn't it be nice' ideas in a post-go-live backlog. Dirty data – cleanse processes , not just records; otherwise garbage re-enters on day two. Change fatigue – swap eight-hour classroom training for 5-minute embedded Fiori videos and AI co-pilot tips. Shadow IT – publish integration design rules so citizen developers don't build rogue Excel macros that break APIs. Finance & Controlling – close books faster; executives cheer. Procurement – AI invoice match frees working capital instantly. Sales & Distribution – real-time ATP promises reduce churn. Production Planning – predictive quality cuts scrap costs. Staggered go-lives ensure every quarter shows ROI, keeping stakeholders enthusiastic. Traditional MRP reacts to yesterday's averages. Switch on predictive models and you feed weather forecasts, social-media sentiment, and supplier capacity signals into IBP. The system generates safety-stock targets per SKU, per site, per day . Clients routinely free millions in working capital without a single layout change. Employees resist change when new software slows them down. Sapsol embeds natural-language co-pilots so a buyer can ask: 'Show overdue purchase orders above $10 000' and receive an actionable list in seconds. Adoption curves shift from months to days. Accounts-payable teams hate the suspense of blocked invoices. ML models analyse historical tolerances and automatically clear matches that human approvers would sign off anyway. Result: fewer escalations and early-payment discounts claimed on autopilot. Many SMBs assume their web of point-to-point interfaces will sink a cloud migration. Wrong. SAP BTP API Management and event mesh tools wrap ugly flat-file feeds into modern REST or OData endpoints with throttling, monitoring, and token-based security. Over time you retire legacy schedulers and cron jobs, but you start by encapsulating them so cutover remains swift. Cloud scares some auditors, yet S/4HANA Cloud combined with Sapsol's blueprint usually raises your security posture: Micro-segmentation: every workload gets its own security group; lateral movement dies. every workload gets its own security group; lateral movement dies. Real-time anomaly detection: behavioural ML flags suspicious postings within 200 ms. behavioural ML flags suspicious postings within 200 ms. Immutable audit logs: blockchain-backed extensions guarantee line-item integrity. Cyber-insurance premiums have dropped up to 12 % for clients adopting this stack. Digital transformation fails when culture lags technology. Key tactics: Persona-based learning paths – plant operators get scan-gun how-tos; finance teams get Fiori analytics tips. – plant operators get scan-gun how-tos; finance teams get Fiori analytics tips. Gamified dashboards – real-time KPIs create friendly competition for fastest issue resolution. – real-time KPIs create friendly competition for fastest issue resolution. Upskill sprints – lunchtime 'prompt-engineering' sessions turn hesitant staff into AI power users. When people are excited, adoption soars—and ROI with it. Some executives demand a live demo before funding. Sapsol removes guesswork with its Free SAP Proof-of-Concept: Week 1: Load a curated data subset, demonstrate universal journal posting. Load a curated data subset, demonstrate universal journal posting. Week 2: Prototype AI demand sensing and a chatbot in Fiori. Prototype AI demand sensing and a chatbot in Fiori. Week 3: Show delta data sync and night-batch replacement. Show delta data sync and night-batch replacement. Week 4: Present ROI projections using your numbers, not generic benchmarks. Boards rarely argue with their own data. Signature secured. You can limp along on a sunset ERP until 2027 and pray nothing breaks—or you can leap ahead of competitors right now with a zero-downtime, AI-powered SAP S/4HANA Cloud migration. The blueprint in this guide is not theory; it is the condensed wisdom of dozens of successful SMB transformations. Clarify your 'Why.' Follow the Blue-Green roadmap. Activate AI accelerators early. Keep culture on pace with technology. Ready to see what four short weeks can do? Start by booking the free SAP POC and reading the detailed case study. Momentum favours the bold—give your business the modern core it deserves before rivals leave you in batch-processing dust. Begin with the no-risk Free SAP Proof of Concept —and watch your future take shape in just four weeks. Then explore our real-world impact in the SAP S/4HANA case study. Finally, explore the data powerhouse behind modern retail with our deep dive into SAP CAR . In 2025's hyper-competitive landscape, standing still is the only risky move. Let's make sure your next SAP implementation is not just seamless, but future-proof, AI-powered, and ROI-positive from Day One. Contact us at to start your journey. TIME BUSINESS NEWS
Yahoo
32 minutes ago
- Yahoo
Why Palantir Technologies Hit a New All-Time High on Wednesday
One Wall Street analyst boosted Palantir's price target, despite maintaining a sell rating. The reasoning for the move was decidedly bullish. The key factor in the rating is Palantir's frothy valuation. 10 stocks we like better than Palantir Technologies › Palantir Technologies (NASDAQ: PLTR) stock continued its epic run on Wednesday, climbing as much as 5.4%. As of 3:37 p.m. ET, the stock was still up 3%. The artificial intelligence (AI) software and data mining specialist has climbed to new heights several times in recent weeks, with its stock notching a new all-time high on Wednesday. That puts the stock up more than 80% so far this year. The catalyst behind today's move was a reluctant nod from a Wall Street analyst. Mizuho analyst Matthew Broome kept an underperform (sell) rating on Palantir stock, but raised his price target for Palantir to $116, up from its previous level of $94. For those keeping score at home, that's roughly 12% below the stock's closing price on Tuesday, so the analyst is obviously playing catch-up. Broome cited Palantir's "strong recent execution and significant upward revisions" for his price target increase. The analyst also noted the company's "strong strategic positioning with large customers and potential for further accelerated growth in future years." So, if the analyst is so bullish on Palantir, why maintain the sell rating? In a word: valuation. Palantir stock is currently selling for 594 times earnings and 109 times sales. With multiples of that magnitude, it isn't for the faint of heart. Even factoring in the company's accelerating growth, it sports a price-to-earnings growth (PEG) ratio of 6, when any number higher than 1 is overvalued. Don't get me wrong: I'm a dyed-in-the-wool Palantir bull. However, valuation is a fickle mistress, and any failure by the company to execute -- real or perceived -- could bring the stock crashing down. In fact, I wouldn't be surprised to see Palantir stock get cut in half at some point over the next year -- before climbing to even greater heights. Before you buy stock in Palantir Technologies, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and Palantir Technologies wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $649,102!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $882,344!* Now, it's worth noting Stock Advisor's total average return is 996% — a market-crushing outperformance compared to 174% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of June 9, 2025 Danny Vena has positions in Palantir Technologies. The Motley Fool has positions in and recommends Palantir Technologies. The Motley Fool has a disclosure policy. Why Palantir Technologies Hit a New All-Time High on Wednesday was originally published by The Motley Fool


CNBC
32 minutes ago
- CNBC
CNBC Daily Open: There's progress on trade and U.S. inflation — but it's harder to rely on such news
Consumer prices in the U.S. have been benign since February, and the May reading continues that trend, according to the Bureau of Labor Statistics' consumer price index report released Wednesday. Meanwhile, the May jobs report, while better than expected, revised downward the figures for March and April, exposing some weaknesses in the labor market. In ordinary times, the scenario of muted inflation and a job market that's starting to wobble would make cutting interest rates — a move that tends to boost the economy, sending prices and job openings higher — an easy decision for any central bank. But we aren't living in ordinary times, as CNBC's Jeff Cox pointed out. Global trade is still snarled by U.S. President Donald Trump's tariffs. Even though the United States and China seem to have reached an agreement on upholding their earlier trade pact in Geneva, there's no telling if tariff numbers will change, despite reassurances from the White House that they wouldn't. The fact that the S&P 500 fell despite the reaffirmed framework between U.S. and China is another sign investors are growing wary of taking trade pronouncements at face value. The volatile tariff situation also means that data since April, and for the foreseeable future, could be fuzzy. "Today's below forecast inflation print is reassuring – but only to an extent," said Seema Shah, chief global strategist at Principal Asset Management. "Tariff-driven price increases may not feed through to the CPI data for a few more months yet, so it is far too premature to assume that the price shock will not materialize." When it's hard to rely on official communication and hard numbers, we might just have to navigate the path ahead a little blinder than usual. S&P breaks streak and FTSE 100 hits recordU.S. stocks fell Wednesday despite positive news on trade and inflation. The S&P 500 lost 0.27% and the Nasdaq Composite retreated 0.5%, with both snapping a three-day win streak. The Dow Jones Industrial Average was flat. The pan-European Stoxx 600 shed 0.27%, but the U.K.'s FTSE 100 climbed 0.13% to close at a record level. U.S. tariffs on China won't change again: LutnickTrump said in a Truth Social post Wednesday that U.S. duties on China will total 55% — but a White House official clarified with CNBC that the figure comprises the existing 30% blanket tariffs and an additional 25% on specific products. Asked on CNBC's "Money Movers" if the current U.S. tariffs on China are not going to shift again, Commerce Secretary Howard Lutnick replied, "You can definitely say that." Consumer prices in U.S. muted in May The U.S. consumer price index for May came in at 0.1% for the month, putting the annual inflation rate at 2.4%. Economists surveyed by Dow Jones had been looking for respective readings of 0.2% and 2.4%. Excluding food and energy, the core CPI came in respectively at 0.1% and 2.8%, compared with forecasts for 0.3% and 2.9%. Following the release, U.S. Vice President JD Vance wrote on X that "the refusal by the Fed to cut rates is monetary malpractice." Jamie Dimon sees U.S. economy decliningThe impacts of the pandemic-era government spending and monetary policy that helped support the U.S. economy have faded, and that makes the country vulnerable to a downturn in the coming months, according to JPMorgan Chase CEO Jamie Dimon. "I think there's a chance real numbers will deteriorate soon," Dimon said at a Morgan Stanley conference Tuesday, according to a transcript from FactSet. Musk makes a U-turn"I regret some of my posts about President @realDonaldTrump last week. They went too far," Elon Musk on Wednesday wrote on X. Both men's public feud was sparked by Musk's opposition to Trump's "One Big Beautiful Bill Act." But tensions seem to have cooled. Musk appears to have deleted some of his social media posts, while Trump said Monday he was planning to retain Musk's Starlink technology at the White House. [PRO] Who could a 'shadow' Fed chair be?Trump might already be eyeing a replacement for the chair of the Federal Reserve. That said, Jerome Powell's term doesn't end until May 2026, so any pick would serve as a "shadow" chair who watches over the central bank and telegraphs the moves that the White House wants regarding monetary policy. CNBC's Jeff Cox breaks down the possible candidates and how they might influence markets. Dollar divorce? Asia's shift away from the U.S. dollar is picking up pace Asia is progressively moving away from the U.S. dollar, as a mix of geopolitical uncertainties, monetary shifts and currency hedging prompt de-dollarization across the region. Recently, the Association of Southeast Asian Nations, or ASEAN, committed to boosting the use of local currencies in trade and investment as part of its newly released Economic Community Strategic Plan for 2026 to 2030. The plan outlined efforts to reduce shocks associated with exchange rate fluctuations by promoting local currency settlements and strengthening regional payment connectivity. Although the shift is more pronounced in Asia, the world has also been cutting its reliance on the greenback, with the share of the dollar in global foreign exchange reserves declining from over 70% in 2000 to 57.8% in 2024.