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CNN
25 minutes ago
- CNN
You're not dreaming. Score dozens of early 4th of July deals on mattresses
No, you're not dreaming. Ahead of the 4th of July, a wave of mattress deals has trickled out across some of our favorite brands. The holiday weekend is an underrated time to save hundreds on big-ticket items. So if your mattress has been feeling flimsy or stifling amid rising temps, score discounts on cooling options for hot sleepers and picks with plush, pillow tops. As someone who surfaces online deals for a living, I rounded up the best early 4th of July deals on mattresses, including our experts' best mattress recommendations. Take $600 off any mattress with code JULY600 and 30% off, besting last year's promo by $100. Take 40% off adjustable bed frames with code JULY2025, and save 20% on pillows and bamboo sheets with code AS20. Mattress toppers and upholstered bed frames are discounted up to 40% off — no code needed. Amerisleep AS3 Mattress My Amerisleep mattress has earned its fair share of compliments from guests for its cloudlike feel. The company's bestselling AS3 mattress has a 'medium feel' of comfort and support suitable for most sleepers and cooling properties for those who run hot. Save 15% off certified organic mattresses, which translates to up to $1,350 in savings. Plus, take 15% off pillows, bedding and furniture — no code needed. Avocado Green Pillow-Top Mattress Our pick for the best organic mattress is part of Avocado's 4th of July discounts. The top-rated mattress is made from GOTS-certified organic wool and cotton, and organic latex. We loved its pillow-top for a soft, supportive sleep. Read our review Save up to 50% on mattresses, starting from $549. The brand also has a forgivable return policy if you're not fully satisfied. Any mattress purchase gets you a 365-night home trial, plus free shipping and returns. Awara Natural Luxury Hybrid Mattress It's the 4th of July at Awara, and the retailer is slashing the price of its popular hybrid days ahead of the holiday weekend. Great news for couples: This mattress's combination of latex and individually wrapped coils fosters more air circulation while minimizing motion our review With code JULY4, score 35% off sitewide at Bear, including cooling and gel mattresses. The brand also has a mattress quiz to get you closer to your most seamless sleep. Bear Original Mattress For just $556, this queen-sized mattress from Bear is one of the most budget-friendly we've seen. It's designed with three different types of foam to help isolate movements. With heat waves in effect, you might want to opt into the cooling layer for a less sweaty sleep. Take up to $700 off select Beautyrest Black mattresses with the spend of an adjustable base. Any Black mattress purchase also gets you 50% off any two pillows with code PILLOW50. Beautyrest Black Mattress Back and stomach sleepers who love a firm mattress will find a solid match in the brand's penultimate Black mattress. It offers pressure-relieving memory foam, and it also comes with white-glove delivery to make setup a snap. During its Early Access 4th of July sale, Big Fig kicked off deals on mattresses ideal for plus-size and tall sleepers. Take 20% off sitewide with a mattress purchase with code FIREWORKS. Big Fig Classic Mattress Spanning 60 inches by 80 inches, this mattress supports up to 1,100 pounds and includes dense foam that helps prevent sagging. Plus, it has great edge support to help get you in and out of bed more easily. Get 25% off your order with code JULY25, plus two free Eco-Rest pillows with a mattress purchase. Birch Luxe Natural Mattress According to the brand, this sustainable mattress pick is made free of polyurethane foams and harmful chemicals, all while offering prime airflow and pressure relief for side, back and stomach sleepers alike. All mattresses at Brentwood Home are 10% off for 4th of July, saving you hundreds. Save 10% on select pillows and bedding as well as 60% on adjustable bases and 20% on dog beds. Brentwood Home Oceano Luxury Hybrid Mattress Enjoy the brand's top-selling medium-soft mattress for its cooling gel technology combined with sustainable GOTS-certified organic wool and cotton material to help regulate body temperature and wick away moisture. From copper and cooling mattresses to options for small and large sleepers alike, Brooklyn Bedding mattresses are 25% off with code JULY25. Brooklyn Bedding CopperFlex Pro Mattress When we tested mattresses for side sleepers, the CopperFlex Pro impressed our pros with its solid motion transfer support. One tester even remarked that she could not feel her partner or her dog get into bed at our review Casper, one of our favorite mattress-in-a-box brands, is offering up to 35% off everything for the holiday weekend. Casper The One Foam Mattress Take 20% off the updated version of Casper's original mattress-in-a-box. It's ideal for any sleep type with its medium-firm support and its 11-inch all-foam build. Cocoon is hosting its 4th of July Preview Sale by taking 35% off mattresses. With your purchase, get a free sleep bundle, which includes a pair of pillows, a sheet set and a mattress protector. Cocoon by Sealy The Chill Mattress Complete with a cooling cover that helps absorb body heat, the Chill Mattress from Cocoon helps keep things breezy. Choose from a 10-inch memory foam mattress or a 12-inch hybrid mattress — both 35% off for the 4th of July. Stocked with some of the steepest mattress deals I've tracked thus far, DreamCloud is taking up to 60% off mattresses, with prices starting at $299. DreamCloud Premier Hybrid Mattress Stitching in a breathable quilted euro top cover, this mattress can lull you into a cool night's rest. It boasts a responsive foam layer and supportive coils to keep your spine in proper alignment. During the Bedroom Detox Sale, Essentia mattresses are up 22% off, while kids' items, pillows and accessories are 15% off. Essentia Venti Organic Latex Double-Sided Mattress With code LIFESTYLE and this mattress in cart, save 20% and Goldilocks your way to a better sleep. This double-sided mattress is plush on one side and firm on the other, so you get the best of both worlds. Rotating guests can enjoy either a soft feel or firm support. Everything at Helix is 25% off with code JULY25. Helix Sleep Sunset Elite Mattress Ranked as our favorite hybrid mattress for side sleepers, the Helix Sleep Sunset Elite offers tried-and-tested comfort. It marries a hybrid, pillow-top build with memory foam and coils, perfect for those who need relief for pressure our review For Layla's Summer Sale, enjoy up to $200 off mattresses and two free pillows, as well as up to 50% off all bases and accessories with your mattress purchase. Layla Memory Foam Mattress This copper-infused mattress offers a hint of support to soft foam, helps stave off heat from your body and is naturally antimicrobial for odor control. For visiting guests, flip the mattress to experience either soft or firm support. CNN Underscored-approved mattresses are 30% off. A bonus: Save up to 35% on adjustable bundles, 25% off on select bedding, 25% on bases and 15% on kids' mattresses. Leesa Legend Chill Hybrid Mattress Don't let back pain come between you and a good night's sleep. Greatly reducing our tester's lower back pain and tight hips, this mattress landed at the top of our list for the best mattresses for back pain. It also incorporates advanced cooling and a plush, quilted our review Snag additional savings on top brands during Mattress Firm's July 4th Sale, including Sealy, Tempur-Pedic, Beautyrest, Serta and more. Beauty Sleep Midnight Dream II Pillow-Top Mattress Befitting of its name, this mattress is designed to lull you to sleep in a wink. That's all thanks to a trifecta of plush foam, cooling gel and pocketed support coils. It's discounted by a whopping 60% at Mattress Firm for the 4th of July. Nectar's July 4th deals include up to 50% off mattresses and 66% off bundles for a short window of time. You're also ensured a 365-night home trial with purchase. Nectar Premier Mattress Great for back and stomach sleepers, this medium-firm mattress offered firmer support than other budget mattresses-in-a-box we've tested. It has both a cooling gel layer and breathable cover to minimize night sweats. For under $950 for July 4th, it's conveniently shipped in a boxRead our review During its official 4th of July sale, score 30% off Nolah's entire lineup, spanning mattresses and adjustable bases. Nolah Natural 11-Inch Mattress Although a runner-up in our best mattress tests, the Nolah's combination of wool, latex and coil still impressed CNN Underscored testers with its slightly springy sensation. It also relieved pressure points for one side our review Give your whole bedroom a makeover with up to 50% off mattresses and 25% off toppers, pillow and bedding. PlushBeds Botanical Bliss Organic Latex Mattress For $1,500 off, this locally made and GOTS-certified organic customizable mattress is what dreams are made of. Pick your preferred thickness, firmness and height for a great night's rest. Purple's July 4th sale is officially on, taking up to $800 off a mattress and a base. You can also take 30% off bedding and pillows to complete your setup. Purple Restore Hybrid Mattress Suited for side, back or combination sleepers, it felt squishy and soft during testing, offering a good amount of give while still being supportive. The Purple Restore Hybrid Mattress is composed of a stretchy cover, a layer of foam and a base of coils that offer a different feel from other mattresses our experts tried. Read our review Ahead of the hectic holiday weekend, Saatva shoppers can take up to $600 off when they purchase an adjustable base plus or upholstered bed frame with a mattress purchase. This early deal times out June 26. Saatva Classic Mattress According to CNN Underscored experts, the Saatva Classic triumphed as the best mattress we've tested. The brand's bestselling hybrid innerspring mattress is available in three firmness choices and two heights, and it offers major back support. Score it for hundreds off ahead of July 4th. Read our review Save up to $200 on Posturepedic Elite mattresses, and get a free sleep bundle worth up to $199. Sealy Posturepedic Elite Collection Mattress Engineered to relieve aches and pains, this Sealy mattress has a blend of responsive memory foam and coils to give you a balance of whole-body support and comfort. Enjoy perks like free delivery and free in-home setup with your purchase. Save up to $725 on select Serta iComfort mattresses and up to $725 on Perfect Sleeper mattresses. Serta Perfect Sleeper X Quilted Hybrid Mattress Spinal alignment is key to a good slumber. Luckily, this Serta mattress features five support zones alongside supportive coils and memory foam to deliver just that. Soup up your mattress with pillowtop and cooling add-ons while it's marked down by hundreds. Get up to 60% off any mattress, with prices starting at just $179. For all the penny pinchers out there, that's $20 more than last year's promotion. Siena Memory Foam Mattress This budget-friendly mattress just got even more affordable for the 4th of July. While under $400, it doesn't skip on benefits like a 180-night trial so you can ensure it's right for you. It also ships conveniently in a box. Through July 7, select smart beds are 20% off, taking hundreds off top mattress setups. Sleep Number Performance Series p5 Mattress Rated as Sleep Number's most popular Performance Series bed, the p5 is at its lowest price of the year for 20% off. Sleepers can reap high-tech specs like personalized comfort with temperature-balancing benefits. Get up to $600 off select mattresses and get free pillows and sheets with your purchase — excluding the Studio. Stearns & Foster Estate Collection Mattress Available in soft, medium and firm iterations, this plush mattress also comes with a customizable soft or firm pillow-top option for a finely tailored sleep. Those who run hot will also appreciate its Tencel-blend cover to help wick away moisture. Hot sleepers can run to Tempur-Pedic's 4th of July event for a hot sale on a cooling mattress. Save $500 on the Tempur-Breeze Mattress and save up to 20% on select mattress toppers. Tempur-Pedic Tempur-Breeze Mattress Most certainly a more expensive mattress than others on this list, Tempur-Pedic lives up to its reputation of top-tier comfort and cool. Change the way you sleep with the Tempur-Breeze. This mattress features three base layers for maximum cooling, including a moisture-wicking stretch cover. Through July 7, take 20% off the Tuft & Needle Original Mattress and 25% off the Tuft & Needle Original Hybrid Mattress. Plus, get up to 25% off pillows and bedding. Tuft & Needle Original Mattress If it's a struggle to get up in the morning, this all-foam mattress is designed to give you bounce-back support with its responsive, contouring material. It's one of the two mattresses discounted for the brand's July 4th sale. Get $300 off any mattress from this affordable brand with code VAYA300. Platform beds are 15% off with code USA15. Vaya Mattress If you're seeking an affordable mattress that doesn't skimp on quality, Vaya won't steer you wrong. This mattress is CertiPUR-US certified, free from harmful chemicals and comes with a 100-night trial as well as a 10-year warranty. When using code SLEEP30, take 30% off any mattress and enjoy free shipping right now. Zoma Hybrid Backed by athletes across baseball, basketball and more, Zoma mattresses boast relief for tired muscles. It features a breathable mesh-like stretch cover to keep sleep breathable. It also has a sturdy base to encourage alignment with contouring cooling gel memory foam. At CNN Underscored, we don't just browse; we dig deep to uncover the best deals online all year long. When 4th of July sales and Amazon Prime Day roll around, the discounts are in a league of their own, especially on big-ticket items like mattresses. Once you've figured out how to choose a mattress, we know that actually buying a mattress is a big investment, so we curated a list of mattress deals that prevent you from overspending. The Underscored deals team has over a decade of combined commerce journalism experience. Rikka Altland, Jacqueline Saguin and Elena Matarazzo source daily deals to curate one-offs and retailer-specific roundups of the best sales to shop. Searching everything from coveted tech essentials to home deals of the week, the team works across a wide variety of categories to ensure they're finding the best buys for our readers.
CBS News
25 minutes ago
- CBS News
What is a credit card grace period (and why does it matter)?
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Taking advantage of what your credit card grace period offers could help you save a lot of money on interest. Getty Images With interest rates remaining elevated and everyday costs eating into budgets, credit card debt has become a heavy burden for a lot of Americans — and it's easy to see why. Right now, the average credit card rate is hovering near 22%, so a single month of revolving a balance can result in serious interest charges. Those extra costs make it even more difficult for the average cardholder to fit their monthly credit card payments into their budgets. However, there's one underrated feature of your credit card that can help you completely avoid those charges if you use it the right way. That feature is called your credit card grace period, and while it might not sound all that exciting, it's a powerful tool that lets you make purchases without paying interest, as long as you follow a few rules. The problem is, though, that most people either don't know how their credit card's grace period works or they accidentally lose it by carrying a balance. That can have a big impact on your finances, as your grace period lets you maximize your credit card benefits while minimizing the costs. So, understanding how your grace period works — and how to keep it — is a lot more important than you may think. Explore your debt relief options and start tackling your credit card debt today. What is a credit card grace period (and why does it matter)? Your credit card's grace period is the time between the end of your billing cycle and your payment due date when you won't be charged interest on new purchases — but only if you pay your full statement balance by the due date. Think of it as a temporary, interest-free loan that typically lasts between 21 and 25 days. Here's how it works in practice: Let's say your billing cycle ends on January 15 and your payment is due February 10. Any purchases you made during that billing cycle won't accrue interest if you pay the full statement balance by February 10. The grace period matters because it's the key to using credit cards without paying hefty interest charges. If you consistently pay your full statement balance by the due date, you'll never pay a penny in interest, regardless of how much you spend on your card. This is how savvy credit card users earn cash back, points or miles while essentially getting short-term loans at 0% interest. However, there's a catch: If you carry a balance from month to month, you typically lose your grace period on new purchases. This means new purchases start accruing interest immediately, even if you haven't received your next statement yet. This is where many people get trapped in the interest cycle without realizing it. Not all transactions qualify for the grace period, either. Cash advances rarely, if ever, have a grace period and instead start accruing interest immediately, often at higher rates than purchases. Balance transfers may or may not have grace periods depending on your card's terms. Find out whether you qualify to have part of your credit card debt forgiven now. How to make the most of your grace period Maximizing your grace period starts with one habit: paying your full statement balance by the due date every single month. Not just the minimum. Not just some of it. All of it. Here are a few ways to stay on top of it: Automate your payments. Set up autopay for the full statement balance, or at least for an amount that clears your account before the due date. Just make sure your bank account can cover it. Set up autopay for the full statement balance, or at least for an amount that clears your account before the due date. Just make sure your bank account can cover it. Track your billing cycle. Know when your billing period ends and when your payment is due. Some savvy cardholders even time large purchases right after a new cycle begins to get more time to pay. Know when your billing period ends and when your payment is due. Some savvy cardholders even time large purchases right after a new cycle begins to get more time to pay. Avoid cash advances. Grace periods generally don't apply to cash advances Grace periods generally Watch out for partial payments. If you only pay part of your balance, you'll lose the grace period on new purchases. Interest kicks in on everything, even if you pay off most of it. If you only pay part of your balance, you'll lose the grace period on new purchases. Interest kicks in on everything, even if you pay off most of it. Don't assume your card offers one. While most cards offer a grace period, not all credit cards come with one. So, be sure to double-check the terms in your cardholder agreement if you're unsure. The bottom line Your credit card's grace period might not come with flashy headlines or rewards points, but it's one of the most valuable benefits your card offers, especially in a high-rate environment. When used properly, it lets you spend without interest and avoid the debt trap that snags so many cardholders. But the key word here is "properly." Once you start carrying a balance, your grace period is likely gone, and the interest starts piling up fast. So, if you're looking to sidestep credit card interest altogether, preserving your grace period is a smart place to start. Treat it like a monthly challenge: Pay your statement balance in full and on time, and you'll come out ahead.
Forbes
27 minutes ago
- Forbes
Don't Let Your Best Employees Leave—Negotiate Smarter, Not Harder
If there is a superstar employee you're committed to retaining, money simply isn't enough. Employment is a transactional relationship. The question is: Will you have the imagination to negotiate fair and compelling deals with your superstars, or not?Money is, by its nature, interchangeable. Custom work conditions most certainly are not. If money is the primary currency you have for negotiating with talent, it is very easy for your employees to measure it against deals offered elsewhere. And more is always need to start by focusing on the work that needs to be done. Examine every task and responsibility. Then ask: What aspects of completing these tasks and responsibilities cannot be changed? Which aspects can be changed?Not everything can be customized, but it doesn't have to be. When managers set about this process, some aspects of a person's job are revealed to be flexible, while others are not. The job may seem as if it cannot be customized to meet a superstar's particular requests. In such cases, managers should unbundle the package of requirements that currently make up the job, rearrange those elements, and make a new package. If a person is willing to continue working for you, for example, but only from home, you may have to adjust that person's role so that it consists only of tasks that can be done from is rarely necessary to customize 100% of every dimension of the work to retain a valuable, high-performing employee. Typically, it is enough to focus on one or two factors that really matter to them. If the employee has a child that sometimes requires that person to be at home, the question is: Can that person be granted enough scheduling flexibility that those at-home days don't compromise their success at work? A small adjustment can have a tremendous the customization a person wants has to do with specific tasks. One person hates database work, while another loves it. The right match between a person's interests and their work can make the difference between a job that is 'just a job' and one that is worthy of their very best these 8 factors when negotiating The goal is to make the value you offer to high performers very difficult for another employer to match. These are the eight non-financial factors people care the most about: 1. Performance-based compensation: How much is baseline pay and benefits? Are they comparable to your competition? Are there clearly defined opportunities to earn more based on extra-mile effort and results?2. Supportive leadership: Is there an immediate manager who provides regular guidance, support, and direction? Will they make expectations clear, provide regular feedback and recognition?3. Role and responsibilities: What is the nature of the actual work itself? Is it difficult, repetitive, or tedious? Or, is it interesting and valuable? Is it mission driven? Does it have positive, meaningful results?4. Location and workspace: Is the work done in a particular place in a specific geography? Or can the work be done from anywhere? Sometime? All of the time? If there is a particular place, is it pleasant?5. Scheduling flexibility: Is the job full-time, extra time? Or is it part-time, flex time? Is there any ability to set one's own schedule? Occasional scheduling accommodations?6. Training and development: Are there formal and informal opportunities to build new, relevant knowledge and skills? Is there a chance to become a deep subject matter expert? Or to build a wide repertoire?7. Relationships at work: Is the workplace welcoming and inclusive? Are there opportunities to build productive and mutually supportive working relationships with colleagues, leaders, clients, or decision makers?8. Autonomy and creative freedom: Is it clear what exactly is up to employees, and what is not? What is required in every job? What is allowed? Where do employees have discretion in how they complete their work?No doubt, some employees will have needs that cannot be met. It's ok. You can't please everybody. But so often, you can. Even the slightest accommodations can have immeasurable value if they manage to retain the most indispensable members of your team.
