RETURN Limit Removal in Next Release
The debate over Bitcoin's OP_RETURN heats up, as developers of Bitcoin Core – the most popular node software – said they plan to scrap OP_RETURN entirely in the next release.
The OP_RETURN limit is an 80-byte cap on the amount of arbitrary data that can be embedded in a Bitcoin transaction using a special, unspendable output field.
'Large-data inscriptions are happening regardless and can be done in more or less abusive ways,' said Core contributor and Engineer at Blockstream Greg Sanders, known as 'instagibbs,' in a post on Github announcing the removal. 'The cap merely channels them into more opaque forms that cause damage to the network.'
The debate centered on whether lifting the 80-byte OP_RETURN limit promotes transparency and simplifies data use on Bitcoin, or whether it opens the door to abuse, spam, and a shift away from Bitcoin's financial focus.
On Github, Sanders added that enforcing the cap has created perverse incentives pushing users to embed data in fake public keys or spendable scripts. Removing the limit, he argues, 'yields at least two tangible benefits: a cleaner UTXO set and more consistent default behavior.'
Not everyone is convinced. Core developer Luke Dashjr has long viewed inscriptions and other data storage as spam, and warned in April 2025 that this change was 'utter insanity.'
Amid the controversy, Bitcoin Knots, also maintained by Dashjr, has seen growing adoption, hitting approximately 5% share of all nodes.
(bitcoin.clarkmoody.com)
Bitcoin Knots, a more customizable fork of Bitcoin Core, appeals to users seeking greater control over what their nodes relay or store, including allowing users to reject non-payment transactions like inscriptions.
Some prominent thought leaders in the industry, like Samson Mow, are encouraging node operators not to upgrade their version of Bitcoin Core, or use Knots instead.
Sanders defended the removal of the cap as aligned with Bitcoin's ethos: minimal, transparent rules.
'By retiring a deterrent that no longer deters,' he wrote, 'Bitcoin Core lets the fee market arbitrate competing demands.'
But that isn't bringing much consensus.
'This marks a fundamental shift in the direction of Bitcoin,' one commenter warned on GitHub.
"This is the largest mistake Core can make at this juncture," another on Github added. 'I want to be on the record saying that.'
CORRECT: (May 6, 08:14 UTC): Removes "former" developer from seventh paragraph.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
14 minutes ago
- Yahoo
Crypto Daybook Americas: Bitcoin, Jolted by Trump-Musk Clash, Rebounds Before Jobs Data
By Omkar Godbole (All times ET unless indicated otherwise) Bitcoin (BTC) and the wider cryptocurrency market recovered from overnight lows, with monero (XMR), XRP and SUI leading the bounce ahead of the pivotal U.S. nonfarm payrolls report, which is expected to show a slowdown in hiring in May. "In the short term, weak data may support BTC to continue the rebound. The market is concerned about Friday's non-farm payrolls report, if it again shows that the labor market cooling, will strengthen the year rate cut expectations," analysts at Bitunix said in an email. Other analysts expressed concerns about the public spat between President Donald Trump and his one-time ally and billionaire tech entrepreneur Elon Musk over tax reforms and their impact on fiscal deficit. "A public clash between Elon Musk and Donald Trump shook investor confidence, highlighting fractures within political and business leadership," said Valentin Fournier, lead research analyst at BRN. "Traditional markets held relatively steady (−0.5%), but crypto saw a sharp reaction, with $830M in liquidations as leveraged traders got wiped out." Fournier suggested maintaining a cautious, low-exposure stance, expecting sideways or further downside action over the weekend. "Any near-term rebound will need a fundamental catalyst to be sustained," he noted. More buoyantly, USDC issuer Circle's shares surged 168% on their first day of NYSE trading to close at $83.23 from the IPO price of $31, lifting the market cap to $18.5 billion. The stock saw a trading volume of over 47.8 million shares, according to the exchange. The debut, however, revived memories of Coinbase's listing in April 2021, which marked an interim bitcoin market top. The number of large open interest holders of CME bitcoin futures reached an all-time high of 217 as of the end of May, signaling increased institutional participation. Uber CEO Dara Khosrowshahi said that the company is in the 'study phase' of potentially using stablecoins as a payment method. In traditional markets, the U.S. Treasury called on the Bank of Japan to hike rates to stall the weakness in the yen, a currency that's seen as a haven from risk. Stay alert! Crypto June 6: Sia (SC) is set to activate Phase 1 of its V2 hard fork, the largest upgrade in the project's history. Phase 2 is scheduled for activation on July 6. June 9, 1-5 p.m.: U.S. SEC Crypto Task Force roundtable on "DeFi and the American Spirit" June 10, 10 a.m.: U.S. House Final Services Committee hearing for Markup of Various Measures, including the crypto market structure bill, i.e. the Digital Asset Market Clarity (CLARITY) Act. June 11, 7 a.m.: Stratis (STRAX) activates mainnet hard fork at block 2,587,200 to enable the Masternode Staking protocol. June 16: 21Shares executes a 3-for-1 share split for ARK 21Shares Bitcoin ETF (ARKB); ticker and NAV remain unchanged. June 16: Brazil's B3 exchange launches USD-settled ether (0.25 ETH) and solana (5 SOL) futures contracts, approved by Brazil's securities regulator, the Comissão de Valores Mobiliários (CVM) and benchmarked to Nasdaq indices. Macro June 6, 8:30 a.m.: Statistics Canada releases May employment data. Unemployment Rate Est. 7% vs. Prev. 6.9% Employment Change Est. -15K vs. Prev. 7.4K June 6, 8:30 a.m.: The U.S. Bureau of Labor Statistics releases May employment data. Non Farm Payrolls Est. 130K vs. Prev. 177K Unemployment Rate Est. 4.2% vs. Prev. 4.2% Government Payrolls Prev. 10K Manufacturing Payrolls Est. -1K vs. Prev. -1K June 8, 9:30 p.m.: The National Bureau of Statistics of China releases May consumer and producer price inflation data. Inflation Rate MoM Prev. 0.1% Inflation Rate YoY Prev. -0.1% PPI YoY Prev. -2.7% Earnings (Estimates based on FactSet data) None in the near future. Governance votes & calls Uniswap DAO is voting on a proposal to fund the integration of Uniswap V4 and Unichain support in Oku. The goal is to expand V4 adoption, support hook developers, and improve tools for liquidity providers and traders. Voting ends June 6. ApeCoin DAO is discussing scrapping the decentralized autonomous organization and launching ApeCo to 'supercharge the APE ecosystem.' Optimism DAO is voting to approve eligibility criteria for the Milestones and Metrics (M&M) Council in Seasons 8 and 9, introducing a model where members are selected 'based on competencies rather than elections.' Voting ends June 11. June 6, 12 p.m.: Livepeer to host an Open Ecosystem Call on Discord. June 10, 10 a.m.: to host an analyst call followed by a Q&A session. June 11, 7 a.m.: Cronos Labs lead Mirko Zhao to participate in a community Ask Me Anything (AMA) session. Unlocks June 12: Aptos (APT) to unlock 1.79% of its circulating supply worth $52.25 million. June 13: Immutable (IMX) to unlock 1.33% of its circulating supply worth $12.39 million. June 15: Starknet (STRK) to unlock 3.79% of its circulating supply worth $16.34 million. June 15: Sei (SEI) to unlock 1.04% of its circulating supply worth $10.31 million. June 16: Arbitrum (ARB) to unlock 1.91% of its circulating supply worth $31.01 million. June 17: ZKsync (ZK) to unlock 20.91% of its circulating supply worth $40.78 million. June 17: ApeCoin (APE) to unlock 1.95% of its circulating supply worth $11.53 million. Token Launches June 16: Advised deadline to unstake stMATIC as part of Lido on Polygon's sunsetting process ends June 26: Coinbase to delist Helium Mobile (MOBILE), Render (RNDR), Ribbon Finance (RBN) and Synapse (SYN). The CoinDesk Policy & Regulation conference (formerly known as State of Crypto) is a one-day boutique event held in Washington on Sept. 10 that allows general counsels, compliance officers and regulatory executives to meet with public officials responsible for crypto legislation and regulatory oversight. Day 5 of 6: SXSW London Day 3 of 3 Non Fungible Conference (Lisbon) Day 2 of 2: 2025 Crypto Valley Conference (Zug, Switzerland) June 14: Incrypted Crypto Conference 2025 (Kyiv) June 19-21: BTC Prague 2025 June 25-26: Bitcoin Policy Institute's Bitcoin Policy Summit 2025 (Washington) June 26-27: Istanbul Blockchain Week By Shaurya Malwa Yuga Labs CEO Greg Solano proposed dissolving the ApeCoin DAO and transferring its assets to a new entity to be called ApeCo. Solano criticized the DAO for inefficiency, saying the proposal aims to streamline operations to focus on high-impact projects. A formal vote is required to approve the transition, which would end the current NFT-focused governance structure. Elsewere, Fartcoin jumped 12% as Coinbase added the token to its its listing roadmap, signaling potential future trading on the crypto exchange. Trading volume hitting a record $400 million, pushing FARTCOIN into the top-100 by market capitalization and one of the few tokens in the green in an otherwise red market. Fartcoin, known for its humorous origins and cult following, allows users to earn tokens by submitting themed memes or jokes. Perpetual funding rates for bitcoin have flipped to marginally negative, indicating a bias for shorts. Ether funding rates remain mildly positive. HYPE, AAVE, BCH, SOL and DOGE have seen an increase in open interest. On Deribit, near-term uncertainty is reflected in skew, with puts costlier than calls through the 13th June expiry. Subsequent expiries show demand for calls. Block flows on the OTC network Paradigm featured long positions in June puts and demand for strangles, or volatility bullish strategies. BTC is up 3.14% from 4 p.m. ET Thursday at $103,738.42 (24hrs: -0.79%) ETH is unchanged at $2,607.45 (24hrs: -1.02%) CoinDesk 20 is unchanged at 3,086.55 (24hrs: +0.81%) Ether CESR Composite Staking Rate is up 1 bps at 3.06% BTC funding rate is at -0.0044% (-4.8279% annualized) on Binance DXY is up 0.22% at 98.96 Gold futures are up 0.12% at $3,379.10 Silver futures are up 1.21% at $36.24 Nikkei 225 closed up 0.5% at 37,741.61 Hang Seng closed down 0.48% at 23,792.54 FTSE is up 0.13% at 8,822.93 Euro Stoxx 50 is unchanged at 5,409.99 DJIA closed on Thursday down 0.25% at 42,319.74 S&P 500 closed down 0.53% at 5,939.30 Nasdaq Composite closed down 0.83% at 19,298.45 S&P/TSX Composite closed up 0.05% at 26,342.29 S&P 40 Latin America closed up 0.58% at 2,575.32 U.S. 10-Year Treasury rate is unchanged at 4.4% E-mini S&P 500 futures are up 0.46% at 5,973.50 E-mini Nasdaq-100 futures are up 0.49% at 21,687.00 E-mini Dow Jones Industrial Average Index are up 0.37% at 42,526.00 BTC Dominance: 64.64 (0.13%) Ethereum to bitcoin ratio: 0.02385 (0.25%) Hashrate (seven-day moving average): 883 EH/s Hashprice (spot): $51.89 Total Fees: 4.87 BTC / $505,169 CME Futures Open Interest: 145,460 BTC BTC priced in gold: 30.6 oz BTC vs gold market cap: 8.68% XRP's BTC-denominated price is falling and the descent has taken the shape of a falling wedge pattern, characterized by two converging trendlines connecting highs and low. The convergence indicates that the selling pressure is slowly weakening. A breakout from the wedge would confirm a bull reversal higher and renewed XRP outperformance relative to bitcoin. Strategy (MSTR): closed on Thursday at $368.79 (-2.46%), +1.67% at $374.94 in pre-market Coinbase Global (COIN): closed at $244.2 (-4.61%), +2.04% at $249.19 Circle (CRCL): closed at $83.23 (+168.48%), +15.22% at $95.11 Galaxy Digital Holdings (GLXY): closed at C$26.12 (-4.98%) MARA Holdings (MARA): closed at $14.88 (-5.04%), +1.75% at $15.14 Riot Platforms (RIOT): closed at $8.99 (-5.37%), +2.45% at $9.21 Core Scientific (CORZ): closed at $11.93 (-5.02%), unchanged in pre-market CleanSpark (CLSK): closed at $9.02 (-5.35%), +2.0% at $9.20 CoinShares Valkyrie Bitcoin Miners ETF (WGMI): closed at $18.2 (-5.16%) Semler Scientific (SMLR): closed at $32.64 (-8.72%), +2.02% at $33.30 Exodus Movement (EXOD): closed at $26.13 (-2.97%), unchanged in pre-market Spot BTC ETFs Daily net flow: -$278.4 million Cumulative net flows: $44.27 billion Total BTC holdings ~ 1.20 million Spot ETH ETFs Daily net flow: $11.3 million Cumulative net flows: $3.32 billion Total ETH holdings ~ 3.76 million Source: Farside Investors Open interest in ETH futures listed on the CME has pulled back to 1.04 millon ETH from 1.17 millon on May 27. The decline indicates that the institutional momentum behind ether has weakened. The Mounting Pressure on Bond Markets (Financial Times): Amanda Stitt of T. Rowe Price says weakening investor demand is driving up long-term borrowing costs, forcing governments to confront debt sustainability risks and rethink future public spending. Ether Trader Bets Millions on ETH Blasting Above $3.4K by June-End (CoinDesk): The trader paid a premium of over $2 million to purchase a total of 61,000 contracts of June-end expiry ether call options at strikes $3,200 and $3,400, said Deribit. Bitopro Confirms $11M Hack, Taiwan Crypto Exchange Says It Has Replenished Lost Funds (CoinDesk): The exchange said it swiftly restored stolen funds, secured assets in new wallets and will disclose updated hot wallet addresses while a third-party probe examines the breach. Yuga Labs Proposes Scrapping ApeCoin DAO, Launching ApeCo (CoinDesk): CEO Greg Solano called for a governance overhaul, citing inefficiencies and pushing to replace the DAO with a more agile entity focused on impactful development. India's Central Bank Beats Market Expectations to Deliver Outsized Rate Cut of 50 Points (CNBC): Governor Sanjay Malhotra cited easing inflation and subdued growth as the bank delivered its steepest rate cut in nearly three years and shifted to a neutral stance. Golden Dome Missile Shield Project Turns Space Into Arena of Armed Confrontation — Ryabkov (TASS): Russian Deputy Foreign Minister Sergey Ryabkov warned that U.S. militarization of space risks global instability and urged negotiations on the Prevention of an Arms Race in Outer Space treaty (PAROS). Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
CNN
an hour ago
- CNN
Should you invest in crypto now?
Much has changed in the crypto landscape over the past year and a half. And with it, so may more investors' minds about cryptocurrencies — especially bitcoin, the (very young) granddaddy of them all. Crucially, crypto has gained greater acceptance among regulators and large institutional investors as an asset class that is likely here to stay. The Securities and Exchange Commission now regulates spot bitcoin and ethereum exchange-traded funds. Coinbase, the crypto currency exchange, is now on the S&P 500. Stablecoin provider Circle just went public. The Trump administration, meanwhile, is very supportive of crypto, and the Labor Department just rescinded its 2022 guidance urging 401(k) fiduciaries to 'exercise extreme care' if they include a crypto investment option to plan participants. With bitcoin now trading above $100,000 and US lawmakers actively working on crypto regulations, it may be worth revisiting the question of whether you should have exposure in your portfolio. The answer will be highly personal, driven by your risk tolerance, time horizon and knowledge. Despite being a crypto advocate, Tyrone Ross, founder of financial planning firm 401 Financial, put it this way: 'We have a long way to go before you should be YOLO-ing your way into crypto.' When financial advisers have been asked over the past several years whether they would recommend that clients invest in bitcoin or other cryptocurrencies, many were reluctant because digital assets were not regulated, pricing was highly volatile and their use case and valuation was hard for both adviser and client to understand. Unlike stocks, which can be valued on the basis of tangible components such a company's goods and services, bitcoin is considered a store of value, and its price is driven by what others are willing to pay for it. That caution was understandable, said Ric Edelman, who founded Edelman Financial Engines and then created the Digital Assets Council of Financial Professionals, which provides certification courses in blockchain and digital assets for financial professionals and investors. But, at this point, Edelman believes that advisers who value diversification as a strategy in their clients' portfolio — eg, across asset classes, sectors, etc. — would be remiss not to recommend adding at least a small amount of digital asset exposure. 'They ought to be cautious. But being cautious doesn't mean abstinence,' he noted. 'We've seen bitcoin reach all-time highs and seen institutional investors engage for the first time.' Several years ago, when crypto's future was far less certain, Edelman had recommended a 1% asset allocation to crypto, an amount small enough that even if a crypto investment fell to zero it would not greatly harm the long-term trajectory of a person's portfolio. In March this year, using bitcoin as an example, he compared the performance of a balanced 60% stocks/40% bonds portfolio with an average annual return of 7% over a decade, to a portfolio where the equity portion is reduced to 59% in favor of a 1% investment in bitcoin. In the extreme, if bitcoin became worthless the average return would only drop to 6.9%. And, equally extreme, if the price rose to $1 million, the return would increase to 7.4%. If the equity portion were reduced to 57% with 3% put into bitcoin, the average return drops to 6.8% in the worthless scenario and jumps to 8.2% if bitcoin hits $1 million. If bitcoin exposure were upped to 5%, the downside return would be 6.7% and the upside return would be 9%. Despite bitcoin trading around $100,000 — a nosebleed level relative to where it had fallen during the so-called crypto winter of 2022 — Edelman believes that the price still has a lot of upward potential because the number of bitcoins is permanently limited and demand for it is increasing. For those who have yet to invest in crypto and would like to, 'the best place to begin is bitcoin,' Edelman said. 'It is by the far the largest digital asset — and it's the digital asset of choice for institutional investors.' And, he added, 'it's different than all other digital assets. It's a store of value and a transmittal (instrument). All the others are designed for specific commercial uses and it's far less certain as to which of the others will be successful.' But investing directly in bitcoin and storing it in your own wallet can be a complicated proposition unless you know what you're doing. 'Scams are a big issue in this space,' Ross said. A far safer route for the novice crypto investor, he and Edelman said, is through an SEC-regulated bitcoin ETF. Not everyone is as immediately bullish as Edelman. In a March note to clients, TIAA chief investment officer Niladri Mukherjee said, 'While broadening enthusiasm around crypto adoption and the bitcoin ETFs are an encouraging sign for the industry, from an investment perspective, its value drivers will take time to develop and to be well understood by market participants.' Given that the industry is still 'quite opaque and unregulated,' Mukherjee added that individuals should do their due diligence before investing. But even before you do that, gut check yourself. When asked who absolutely should not invest in crypto, Edelman was quick to reply: 'Those who cannot emotionally tolerate volatility. Because we know (cryptocurrencies are) highly volatile. You're likely to sell when prices are low.' That's especially the case if you decide to invest directly in a given coin. A good way to test your appetite for volatility is to consider how much you might spend on a nice meal at a favorite restaurant and invest that amount into crypto if it doesn't strain your household budget. Then just watch to see what happens over the next several months, Ross said. 'Track it, read about it, understand its ebbs and flows.' In other words, educate yourself about how things work before making any real commitment to it. Then if you think you're comfortable enough, you might invest small amounts monthly — again, nothing that would compromise you financially, he suggested. In terms of an overall allocation of your assets, Lazetta Rainey Braxton, founder of the financial planning firm The Real Wealth Coterie, said you want an amount that is small enough that it won't undermine the valuation of your portfolio if things go south. And, she added, '(stick) with players that are well known and respected and have the infrastructure in place to make sure that they are offering a solid investment and also the information associated with that.' Trent Porter, a certified financial planner and certified public accountant at Priority Financial Partners, is not a big fan of crypto even with all the developments in recent months easing investment in the space. 'My core advice remains unchanged: Crypto exposure should match an investor's personal risk tolerance and capacity, keeping the allocation small (no more than 5%) for most people. Regulatory risk might have eased, but market risk is still very real, and as we all know, the regulatory environment can change quickly.'
CNN
an hour ago
- CNN
Should you invest in crypto now?
Much has changed in the crypto landscape over the past year and a half. And with it, so may more investors' minds about cryptocurrencies — especially bitcoin, the (very young) granddaddy of them all. Crucially, crypto has gained greater acceptance among regulators and large institutional investors as an asset class that is likely here to stay. The Securities and Exchange Commission now regulates spot bitcoin and ethereum exchange-traded funds. Coinbase, the crypto currency exchange, is now on the S&P 500. Stablecoin provider Circle just went public. The Trump administration, meanwhile, is very supportive of crypto, and the Labor Department just rescinded its 2022 guidance urging 401(k) fiduciaries to 'exercise extreme care' if they include a crypto investment option to plan participants. With bitcoin now trading above $100,000 and US lawmakers actively working on crypto regulations, it may be worth revisiting the question of whether you should have exposure in your portfolio. The answer will be highly personal, driven by your risk tolerance, time horizon and knowledge. Despite being a crypto advocate, Tyrone Ross, founder of financial planning firm 401 Financial, put it this way: 'We have a long way to go before you should be YOLO-ing your way into crypto.' When financial advisers have been asked over the past several years whether they would recommend that clients invest in bitcoin or other cryptocurrencies, many were reluctant because digital assets were not regulated, pricing was highly volatile and their use case and valuation was hard for both adviser and client to understand. Unlike stocks, which can be valued on the basis of tangible components such a company's goods and services, bitcoin is considered a store of value, and its price is driven by what others are willing to pay for it. That caution was understandable, said Ric Edelman, who founded Edelman Financial Engines and then created the Digital Assets Council of Financial Professionals, which provides certification courses in blockchain and digital assets for financial professionals and investors. But, at this point, Edelman believes that advisers who value diversification as a strategy in their clients' portfolio — eg, across asset classes, sectors, etc. — would be remiss not to recommend adding at least a small amount of digital asset exposure. 'They ought to be cautious. But being cautious doesn't mean abstinence,' he noted. 'We've seen bitcoin reach all-time highs and seen institutional investors engage for the first time.' Several years ago, when crypto's future was far less certain, Edelman had recommended a 1% asset allocation to crypto, an amount small enough that even if a crypto investment fell to zero it would not greatly harm the long-term trajectory of a person's portfolio. In March this year, using bitcoin as an example, he compared the performance of a balanced 60% stocks/40% bonds portfolio with an average annual return of 7% over a decade, to a portfolio where the equity portion is reduced to 59% in favor of a 1% investment in bitcoin. In the extreme, if bitcoin became worthless the average return would only drop to 6.9%. And, equally extreme, if the price rose to $1 million, the return would increase to 7.4%. If the equity portion were reduced to 57% with 3% put into bitcoin, the average return drops to 6.8% in the worthless scenario and jumps to 8.2% if bitcoin hits $1 million. If bitcoin exposure were upped to 5%, the downside return would be 6.7% and the upside return would be 9%. Despite bitcoin trading around $100,000 — a nosebleed level relative to where it had fallen during the so-called crypto winter of 2022 — Edelman believes that the price still has a lot of upward potential because the number of bitcoins is permanently limited and demand for it is increasing. For those who have yet to invest in crypto and would like to, 'the best place to begin is bitcoin,' Edelman said. 'It is by the far the largest digital asset — and it's the digital asset of choice for institutional investors.' And, he added, 'it's different than all other digital assets. It's a store of value and a transmittal (instrument). All the others are designed for specific commercial uses and it's far less certain as to which of the others will be successful.' But investing directly in bitcoin and storing it in your own wallet can be a complicated proposition unless you know what you're doing. 'Scams are a big issue in this space,' Ross said. A far safer route for the novice crypto investor, he and Edelman said, is through an SEC-regulated bitcoin ETF. Not everyone is as immediately bullish as Edelman. In a March note to clients, TIAA chief investment officer Niladri Mukherjee said, 'While broadening enthusiasm around crypto adoption and the bitcoin ETFs are an encouraging sign for the industry, from an investment perspective, its value drivers will take time to develop and to be well understood by market participants.' Given that the industry is still 'quite opaque and unregulated,' Mukherjee added that individuals should do their due diligence before investing. But even before you do that, gut check yourself. When asked who absolutely should not invest in crypto, Edelman was quick to reply: 'Those who cannot emotionally tolerate volatility. Because we know (cryptocurrencies are) highly volatile. You're likely to sell when prices are low.' That's especially the case if you decide to invest directly in a given coin. A good way to test your appetite for volatility is to consider how much you might spend on a nice meal at a favorite restaurant and invest that amount into crypto if it doesn't strain your household budget. Then just watch to see what happens over the next several months, Ross said. 'Track it, read about it, understand its ebbs and flows.' In other words, educate yourself about how things work before making any real commitment to it. Then if you think you're comfortable enough, you might invest small amounts monthly — again, nothing that would compromise you financially, he suggested. In terms of an overall allocation of your assets, Lazetta Rainey Braxton, founder of the financial planning firm The Real Wealth Coterie, said you want an amount that is small enough that it won't undermine the valuation of your portfolio if things go south. And, she added, '(stick) with players that are well known and respected and have the infrastructure in place to make sure that they are offering a solid investment and also the information associated with that.' Trent Porter, a certified financial planner and certified public accountant at Priority Financial Partners, is not a big fan of crypto even with all the developments in recent months easing investment in the space. 'My core advice remains unchanged: Crypto exposure should match an investor's personal risk tolerance and capacity, keeping the allocation small (no more than 5%) for most people. Regulatory risk might have eased, but market risk is still very real, and as we all know, the regulatory environment can change quickly.'
