Punjab cabinet approves ₹68-cr loan waiver for Dalit families
The Punjab cabinet on Tuesday gave its nod to waive loans amounting ₹67.84 crore, taken by around 4,727 Dalit families from the Punjab scheduled castes land development and finance corporation (PSCFC), chief minister Bhagwant Mann said.
A spokesperson of the chief minister's office said the cabinet granted ex-post facto approval for the waiver of loans, disbursed up to March 31, 2020.
It will benefit all 4,727 families, including 4,685 that had defaulted on the loan. Beneficiaries who have previously availed benefits under waiver schemes are also eligible for coverage under this initiative. However, those who have filed court cases against the corporation will not be eligible unless they withdraw their cases.
No dues certificates (NDCs) will be issued by PSCFC district managers.
'The full amount ₹67.84 crore, comprising ₹30.02 crore in principal, ₹22.95 crore in interest, and ₹14.87 crore in penal interest, will be reimbursed to the PSCFC by the state government. The cut-off date for calculating the final interest amount will be the date on which the government issues the notification to implement the scheme,' said the spokesperson.
Consequently, the total waiver amount may increase, and any such increase will also be reimbursed by the government.
As per the 2011 Census, Scheduled Castes constitute 31.94% of Punjab's population. Many members of the community have availed loans from PSCFC to establish self-employment ventures.
So far, the corporation has disbursed loans to the tune of ₹846.90 crore to over 5.41 lakh people.
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Most importantly, they didn't understand the impact it has on the victims and the trauma they experience,' Aniruddha said. When contacted, the EUSA said they were not in a position to comment since they are in the process of changing their representatives for the new academic year. To tackle this lack of understanding, students are now also trying to bring an acknowledgement of caste in policies within their universities. In 2023, students at SOAS, led by Sushant Singh who was then the union's co-president for Welfare and Campaigns, made a proposal to the Students' Union to add 'caste' to their Equality and Diversity policy. Now, as per the amended policy , the union is committed to creating equal opportunities and eliminating discrimination on the basis of caste, along with other characteristics such as age, race, and gender identity. The policy, however, applies only to the students' union and not to the university since the two are separate legal entities. Some students, like Yashashwani Srinivas, a PhD candidate at the University of Leeds, are trying to bring change by taking up positions with some influence. Yashashwani is a recipient of the White Rose doctoral studentship funded by the Arts and Humanities Research Council in the UK. She applied to be on the Equality, Diversity and Inclusion (EDI) Committee for the studentship, and once on it, she advocated for caste to be included in the diversity monitoring. She was successful and, since October 2023, the studentship guidance states that while students will not be discriminated against on the basis of caste, age, race, gender and so on, this information will be collected anonymously to monitor the diversity of the cohort. It's a small change but in the process of doing it, Yashashwani hoped to begin important conversations around caste, conversations which she and fellow students now plan to keep going through the newly formed Dr Ambedkar Society at Leeds. Students are not alone in this fight – they are supported, with evidence and advice, by existing networks of anti-caste advocacy groups in the UK. Santosh Dass MBE, chair of the Anti Caste Discrimination Alliance (ACDA) in the UK, argued that these small wins, like Yashashwani's and the one at SOAS, are 'vital' even if they don't have an immediate impact. 'Maybe having the word 'caste' in the diversity policies will make them think about how people in positions of power may be treating Dalit students differently,' she said Dass and others in the UK's decades-old Ambedkarite movement have been campaigning for caste to be included in the UK's 2010 Equality Act which provides legal protection from discrimination at the workplace and in wider society on the basis of nine protected characteristics, including race, gender, sexual orientation, and age Previously, their efforts were thwarted by counter-lobbying from groups such as the Hindu Forum and the Hindu Council in the UK. Now, with students and Ambedkarite societies on campus trying to bring a recognition of caste within their universities' policies, activists like Dass are hoping that it creates a bottom-up demand for the UK government to include caste as a protected characteristic in the law If caste is added to the Equality Act, universities would be required to take active steps to eliminate discrimination on the basis of it and advance equality of opportunities, said Meena Dhanda, Professor of Philosophy and Cultural Politics at the University of Wolverhampton and long-time anti-caste activist. This could result in sensitisation for all staff and more targeted support for marginalised caste students with finding accommodation, navigating academics, scholarships and addressing any discrimination What happened in Oxford in 2023 is an indication of how the work of student societies and anti-caste groups in the UK can come together to create a wider impact. In June 2023, OxSAAF organised a one-day conference on the theme 'Caste Beyond South Asia' with participation from academics, senior university administration staff, and key activists from the UK. Professor Annapurna Waughrey and Professor Meena Dhanda, both academics involved in the anti-caste movement, and Dass of ACDA shared their research on caste discrimination in the UK in housing, education and employment. Holly Cooper, Equalities Officer for the Oxford branch of the University and College Union (UCU) which represents academic and support staff in higher education, was present at the meeting. ' The conference revealed the extent of the injustices related to caste-based discrimination at Oxford and the wider community. As Equality Officer, my main job is to address injustices, and so taking action was a necessary step,' Holly said in an email response. The discussions prompted Holly to take up the issue of caste at a meeting of the Oxford UCU branch, ultimately leading to them passing a resolution to recognise 'caste' as a protected characteristic within the branch. The motion also led to many conversations among branch members on what caste is and what caste discrimination looks like. Yet, the Equality Act even as it exists today does not hinder universities from making positive change, if they have the intent to do so. Since the 2023-24 academic year, the Oxford India Centre for Sustainable Development (OICSD) offers the Savitribai Phule Graduate Scholarship , the first of its kind, targeted at students from Scheduled Caste, Scheduled Tribe and Other Backward Caste backgrounds as well as first-generation learners to study on eligible master's programmes. The centre, based in Somerville College, University of Oxford, made a case for the scholarship on the basis that students from historically marginalised castes faced a higher barrier of entry to study at the University of Oxford. Commenting on the role of UK universities in addressing caste inequity, Baroness Jan Royall, Principal of Somerville College, said in an email, 'Universities have a responsibility to ensure that students from all backgrounds have equal access to education and opportunities. While caste discrimination may not be as widely discussed in the UK, it remains a deeply entrenched issue for many South Asian students. If we are serious about global inclusivity, we must acknowledge these challenges and take meaningful steps to address them.' Anti-caste activists, academics and students believe that the clamour for change within universities will only gain momentum in the coming years. As more students from marginalised castes come to the UK to study, there will likely be more instances of discrimination from privileged caste peers, and a greater push for universities to take notice and address inequities within South Asian and Indian communities. 'It is one thing to be interested in issues of caste out of intellectual curiosity. But it is different when it's intimately connected with your own lives. The presence of people for whom it's a question of their own lives has changed everything. Their presence will force a change which is urgently needed,' Professor Dhanda said. Meghana Choukkar is a journalist and researcher affiliated with King's India Institute at King's College London. The Wire is now on WhatsApp. Follow our channel for sharp analysis and opinions on the latest developments.
