logo
Keiki Caucus announces 2025 legislative package

Keiki Caucus announces 2025 legislative package

Yahoo28-01-2025

HONOLULU (KHON2) — Hawaiʻi state legislators, alongside community advocates, presented the 2025 Keiki Caucus Bill Package and priorities for the upcoming legislative year on Jan. 27, aiming to improve the lives of Hawaiʻi's keiki and families.Five priority issues were identified by legislators, including tax credits for household and dependent care services, funding for community schools, universal free school meals and more.
House Native Hawaiian Affairs Caucus announces 2025 priority bills
'During the interim, we collaborated with community advocates to develop proposals that address top-of-mind issues such as the rising cost of childcare, which significantly impacts the cost of living for Hawaiʻi's keiki and families,' said Keiki Caucus Co-Convenor and Rep. Lisa Marten. 'We also identified ways to support our youth in schools, ensuring they receive a quality education while feeling empowered and supported to succeed.'
The 2025 Keiki Caucus Bill Package consists of these measures:
HB753 — Relating to the Household and Dependent Care Services Tax Credit
This bill would increase a taxpayer's applicable percentage of employment-related expenses that is used to calculate the household and dependent care services tax credit. It would also extend the sunset date of the temporary increase in maximum employment-related expenses that are used to calculate the household and dependent care services tax credit.
HB754/SB821 — Relating to Community Schools
This bill would appropriate funding to the Department of Education for community schools and a program manager position.
HB755/SB852 — Relating to Paid Family Leave
The bill would require the Department of Labor and Industrial Relations to establish a family and medical leave insurance program, as well as the ability to begin collecting payroll contributions to finance payment benefits by Jan. 1, 2028. By Jan. 1, 2029, it would require the DLIR to start receiving claims and paying benefits from the program. It also specifies the eligibility requirements and employee protections under the benefits program.
HB756/SB972 — Relating to Health (E-Liquids)
Effective Jan. 1 , 2026, this bill would prohibit the sale of flavored nicotine products and the mislabeling of e-liquids as nicotine-free. Penalties and violations would also be established with this bill. The Department of Health would be authorized to appoint, commission or contract for services of inspectors. It also established two full-time equivalent program specialist positions and one full-time equivalent hearing officer position, as well as appropriating funds.
HB757 — Relating to Education
Beginning with the 2025-2026 school year, this bill would require the Department of Education to provide free breakfast and lunch to all students enrolled in department schools. It would also appropriate funds for this initiative.
Community advocates joining the Keiki Caucus include Campaign for Tobacco-Free Kids, Creeds of Peace, Hawaiʻi Afterschool Alliance, Hawaiʻi Appleseed and Hawaiʻi Children's Action Network Speaks! (HCAN Speaks!).
The caucus was established in 1994 and is co-convened by Sen. Joy A. San Buenaventura and Reps. Marten and Ikaika Olds.
Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Student Loan Update: Court Documents Reveal Details of Trump Admin Plans
Student Loan Update: Court Documents Reveal Details of Trump Admin Plans

Newsweek

timea day ago

  • Newsweek

Student Loan Update: Court Documents Reveal Details of Trump Admin Plans

Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Newsweek AI is in beta. Translations may contain inaccuracies—please refer to the original content. Court documents have revealed new details about the Trump administration's attempts to transfer the management of the country's $1.6 trillion student loan portfolio away from the Department of Education. The documents, submitted to a federal court, showed that the Department of Education had been negotiating a deal with the Treasury to oversee federal student loans, a role historically managed by the department's Federal Student Aid office. The plan was put on hold after a federal judge blocked the administration's broader efforts to dismantle the Department of Education. Newsweek reached out to the Treasury Department for comment. Why It Matters The potential transfer of the federal student loan portfolio, which affects more than 42 million Americans, has significant implications for borrowers, government oversight and loan servicing standards. With student loan delinquency on the rise and millions of Americans seeing their credit scores hit record lows, the debate over who manages repayment, collections, and borrower protections has reached a new urgency. Court intervention has preserved the Department of Education's central role for now, but ongoing legal and policy battles could reshape loan management for years. President Donald Trump speaks at a roundtable event at the White House on June 9, 2025. President Donald Trump speaks at a roundtable event at the White House on June 9, To Know Under the Trump administration, the Department of Education had been negotiating a memorandum of understanding with the Treasury Department to review student loan management and collections operations, Rachel Oglesby, chief of staff at the agency, confirmed in a late Tuesday court filing. Nine Education Department employees were set to move from the Federal Student Aid Default Collections Unit to the Treasury to "discuss collections activities," the Education Department confirmed to Newsweek. Those plans were halted after U.S. District Judge Myong Joun in Boston ruled last month, ordering the rehiring of more than 1,300 Education Department employees affected by mass layoffs in March and blocking the transfer of loan management to the Small Business Administration (SBA). The court's intervention kept existing federal student loan programs under the purview of the Department of Education, restricting the administration from shifting responsibilities to other agencies without congressional approval. Some experts have said that while the Treasury Department is more experienced than the SBA in managing collections and public funds, shifting federal student loan management would demand legislative action. The Higher Education Act of 1965 stipulates that loan responsibilities are assigned to the Federal Student Aid within the Department of Education. The Treasury's 2014-2015 pilot program for collecting defaulted student loans reportedly yielded lower returns than private collection agencies. Proposals to integrate student loan repayments with wage withholding systems have also faced complications due to income-reporting and privacy limitations. As policy debates continue, the end of the pandemic-era federal loan payment pause contributed to a surge in late payments and defaults. The Federal Reserve Bank of New York reported that nearly six million borrowers were 90 or more days delinquent or in default between January and March 2025, with many experiencing steep drops in credit scores. These credit impacts may hinder access to mortgages, car loans and other financial products. What People Are Saying Madi Biedermann, deputy assistant secretary for communications at the Department of Education, told Newsweek: "The Department of Education signed an Interagency Agreement with the Department of Labor on May 21 regarding administration of certain career, technical, and adult education grants. The Workforce Development Partnership will allow ED and DOL to better coordinate and deliver on workforce development programs and strengthen federal support for our nation's workforce, a top priority of the Trump Administration. "This is one of many existing agreements ED has with other agencies to collaborate on services for the American people. As acknowledged in the status report, ED has paused implementing this IAA while we seek relief from the district judge's preliminary injunction." Kevin Thompson, the CEO of 9i Capital Group and the host of the 9innings podcast, told Newsweek: "The Trump administration is largely restricted from making sweeping changes here. Dismantling a federal agency like the Department of Education requires an act of Congress. So while they've made noise about shutting it down, the real impact has been around restarting payments and rolling back deferment and forgiveness programs." Alex Beene, a financial literacy instructor for the University of Tennessee at Martin, told Newsweek: "The proposal for the Treasury to take over the federal administrative responsibilities for student loans is no surprise, as this was a change largely discussed when the administration started ramping up its planning to shutter parts of the Department of Education. For student loan borrowers, if the plan was ever to take effect, it would more than likely not mark a substantial change to their current payment plans." What Happens Next The status of federal student loan management—and who ultimately oversees the $1.6 trillion portfolio—remains unresolved pending further court action and any potential congressional intervention. "It would just be the shift from one department overseeing the debt to another. At the same time, this proposal becoming a reality is something that may increasingly not occur," Beene said. "Disbanding and relocating aspects of the Department of Education would require congressional involvement, and there's already signs of hesitation to supporting such." Borrowers are advised to continue routine payments as legal and policy outcomes develop.

Student loan rates & refinancing: What borrowers should know
Student loan rates & refinancing: What borrowers should know

Yahoo

timea day ago

  • Yahoo

Student loan rates & refinancing: What borrowers should know

Andrew Pentis, Bankrate consumer lending analyst and certified student loan counselor, joins Wealth with Yahoo Finance Senior Reporter Allie Canal to discuss student loan interest rates and to explain when borrowers might want to consider refinancing their loans. To watch more expert insights and analysis on the latest market action, check out more Wealth here. All week, we're giving you everything you need to know about paying back your student loans. Today it's all about interest rates and refinancing. An interest rate is basically the fee a lender charges for borrowing money. It is usually expressed as a percentage of the total principle amount owed. When refinancing, a borrower will swap their original loan for a new one, usually at a lower interest rate. Joining us now to discuss is Andrew Pentis, he's Bankrate consumer lending analyst and a certified student loan counselor. So Andrew, if you're just starting this process, what's the easiest way for borrowers to first check their current student loan interest rates? So they know the baseline of where they're starting. Yeah, it really depends on what your type of loan is. So if you have a federal student loan, the best way to check your current student loan interest rate is to log into your account at You can also talk to your federal student loan servicer, though that's easier said than done with long wait times and a diminished Department of Education. But in terms of your private student loans, yeah, check your statements. If you receive a paper bill in the mail, or contact your lender directly or log into their online portal if you can, but it should be fairly easy to collect those rates. So what would you consider a quote unquote good rate for a student loan right now, and what should borrowers aim for if they're shopping around or thinking about refinancing? Yeah, a good rate is lower than the rate you currently have and the lowest possible rate that you can qualify for. That's the short answer. Uh, but for context, federal student loan interest rates have been in the single digits for a long time. It was recently announced that rates for next school year will actually descend a bit. We're in a higher rate environment for those private student loan rates and refinancing rates, but still there are single digits single digit rates out there. So if you do have good credit or a creditworthy cosigner, you can lower your interest rate through refinancing, it can be really wise. When does it actually make sense to refinance and when should borrowers avoid it, especially if they do have some of those federal loans? The slam dunk situation for refinancing your student loans is if you already have a private student loan with a high interest rate. And that's because if you refinance it to a lower rate, you're not giving anything up. You might even switch to a better lender. But the more complicated situation is if you have federal student loans and you're considering refinancing those or lumping those into a refinance application with your private loans. And the reason it's complicated is that federal loans contain a lot of safety nets and protections, like access to income driven repayment plans that cap your dues at a percentage of your monthly income, as well as pathways to loan forgiveness. So refinancing those loans will strip those benefits away and turn the federal loans into a private loan permanently. So you really want to tread cautiously about refinancing those government exclusive loans. You mentioned better lenders. So if someone does decide to refinance, what types of lenders should they be considering? All types, there are credit unions, banks, online lenders and marketplaces like Bankrate as well as state guaranteed and state funded agencies that offer student loan refinancing. So just like with any other consumer financial product, it really helps to survey the landscape, check in with different types of lenders, and that way you hopefully get very various offers that you can compare and get the best deal possible for your situation. And given the current economic uncertainty, what are some guidelines that borrowers should keep in mind before refinancing or locking in that new rate? Yeah, the thing to harp on here really is that if you have that federal student loan and you're considering refinancing it, you know, as you mentioned, given these uncertain economic times, you really should should be hesitant to refinance those federal student loans, at least until the dust settles. And the reason for that again is that if you keep your federal student loan and something happens, you know, maybe you lose your employment or lose some of your income, you have access to some relief through that federal student loan. So whether it be a deferment or forbearance that pauses your monthly dues, or that income driven repayment plan that caps your monthly payment, those are really important protections to have when, you know, you might not be sure, for example, that you're holding onto your job. So definitely that's the best advice for now. We've been talking a lot about the Federal Reserve, how they could potentially lower interest rates sooner than expected. If you're considering refinancing now, can you refinance multiple times, or should you wait and try and slow play it? Absolutely. This is not a situation where you have to feel like you need to time the market, because if you can get a lower interest rate right now, say by refinancing a private student loan, it could save you lots of money and interest. And then yes, say that rates descend in 2026 or later and you want to refinance again, you can absolutely do that, assuming that your credit has maintained and you've built up a positive payment history on your existing refinance loan. Andrew, some smart tips for those borrowers. Thank you so much. Appreciate it. Thanks for having me. Sign in to access your portfolio

What Happens if the Department of Education Goes Away?
What Happens if the Department of Education Goes Away?

Yahoo

time2 days ago

  • Yahoo

What Happens if the Department of Education Goes Away?

In March, President Donald Trump signed an executive order directing Education Secretary Linda McMahon to essentially abolish the department she runs. "Closing the Department of Education would provide children and their families the opportunity to escape a system that is failing them," reads Trump's order. "Ultimately, the Department of Education's main functions can, and should, be returned to the States." Actually killing the department requires congressional approval. McMahon has, though, moved to at least shrink it. Shortly before Trump signed the executive order, she cut its staff in half following almost 2,000 layoffs and buyouts. "This is a significant step toward restoring the greatness of the United States education system," McMahon said in a March press release. While McMahon can't erase the Education Department on her own, Congress could step in and administer a coup de grâce. What that would look like isn't exactly clear. The department directs a wide range of federal programs and commanded a budget of more than $200 billion last year. It administers the behemoth federal student loan program, enforces federal law in education, and gives grants to public K-12 schools and universities, not to mention running a battery of smaller programs. Abolishing the department, however, would not necessarily mean abolishing its functions. "Most of the discussion from the administration and in Congress is about moving Department of Education functions to other departments," says Neal McCluskey, director of the Cato Institute's Center for Educational Freedom. "If that is what is done, it will not change what the federal government does in education, only which agencies do those things." According to McCluskey, federal funding to K-12 schools and colleges would likely just move to another department, though he notes there are "proposals to consolidate, at least, programs and turn them into block grants to states, which would cut down on bureaucratic compliance costs." The federal student loan program "would likely go to the Treasury Department or possibly the Small Business Administration, both of which have experience with financial instruments, including loans," he adds. "Almost everything the Department of Education does is unconstitutional," McCluskey says. "The Constitution gives the federal government only specific, enumerated powers, and authority to govern in education is not among them. So almost all the spending and activities should go away." McCluskey does see a few exceptions. "First, under the 14th Amendment, the federal government has a responsibility to enforce civil rights, especially discrimination by government—states and school districts. This includes sex-based discrimination, which is addressed by Title IX. Washington has often taken this authority too far, with excessive investigations and peeling away rights for people accused of sexual assault at educational institutions, but the basic authority to act is there." He also points out the federal government has authority over the military, the District of Columbia, and Native American tribal lands, meaning that "the feds could supply funding for D.C., military, or Native American families to choose private schools and be within constitutional bounds." McCluskey also thinks that while the federal student loan program inflates college costs and should be eliminated, the program shouldn't be shuttered overnight. "The programs could be phased out over a few years," he says, "because people make long-term plans to pay for college based on these loans existing, and suddenly ending them would be very disruptive for students and schools alike." If Congress really did abolish the Education Department, most of what the department does would likely stick around, for better or for worse. But it would at least "end a cabinet-level education department, which is grossly unconstitutional and a direct conduit to the president for education special interests," according to McCluskey. "It would also be symbolically important, sending a message that education is not a federal responsibility." The post What Happens if the Department of Education Goes Away? appeared first on

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into the world of global news and events? Download our app today from your preferred app store and start exploring.
app-storeplay-store