Why You Need Comprehensive Travel Insurance For Your European Trip
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Kapadia from Policybazaar stresses the need for comprehensive travel insurance for Indian travelers to Europe, covering medical emergencies, strikes, etc.
Authored by Meet Kapadia, Head, Travel Insurance, Policybazaar:
For most Indians, a trip to Europe is a lifelong dream. Months of planning, budgeting, saving, navigating visa hurdles, and even picking the right wardrobe go into it. Often, these dreams are shaped by the movies we've grown up with—from the snow-covered Swiss Alps of DDLJ, to the romantic streets of Paris, or the scenic trails of Slovenia recently made famous by Thalapathy Vijay. With so much emotional and financial investment, it makes sense to take one more crucial step: securing comprehensive travel insurance.
The Schengen visa requires a minimum of €30,000 in coverage, but that is just the baseline. A basic policy may get you the visa, but it often falls short when real-world complications hit. Opting for higher coverage offers more meaningful protection without adding a significant financial burden.
Take the example of Ankit and Priya, a newlywed couple who had saved diligently for over a year to make their dream honeymoon in Italy come true. Thanks to their decision to purchase comprehensive travel insurance, they were fully reimbursed when a sudden climate event cancelled their return flight, covering new tickets and accommodation without denting their savings.
They were among the growing number of Indian travelers planning ahead. In fact, 62% of travelers now opt for travel insurance with $250,000 or more in coverage, showing a clear shift toward prioritising protection over minimum compliance. If you're still wondering why higher coverage matters, here's what it protects you from:
A European holiday is often the experience of a lifetime, and investing in higher coverage travel insurance helps protect that dream. For just a slightly higher premium, you gain financial security, peace of mind, and the freedom to enjoy your trip without worrying about the unexpected. With so many plans available today, it's worth spending a few minutes online to compare features and pick one that truly fits your needs, especially when the difference in cost is often marginal, but the benefits can be significant.
It is authored by Meet Kapadia, Head, Travel Insurance, Policybazaar.com.
The views expressed in this article are those of the author and do not represent the stand of this publication.
Location :
New Delhi, India, India
First Published:
June 29, 2025, 13:32 IST
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